With many viewing bonds as a bad investment, there has been increasing talk of how best to move one’s portfolio away from bonds. This video goes into this very topic, including how to be sure that selling/ moving away from bonds really is the best solution. Related videos: You’d be Crazy to Own Bonds" Says Ray Dalio – Why? #92 - https://www.youtube.com/watch?v=7TTZsEqCJys "Don't Own Bonds" Ray Dalio - So What to Invest In? #93 - https://www.youtube.com/watch?v=8EZdCF-qkuc&t=662s Feel free to sha...
Sep 03, 2021•37 min
Keeping your money in cash is a guaranteed way to lose money! Inflation is a constant drain on people’s savings. Today’s video explains why, including what people can do to navigate this issue. LINKS: Historical UK inflation https://www.bankofengland.co.uk/monetary-policy/inflation/inflation-calculator Historical US inflation https://www.macrotrends.net/countries/USA/united-states/inflation-rate-cpi Asset Class Historical Performance http://www.lazyportfolioetf.com/asset-class-returns/ Feel free...
Aug 04, 2021•27 min
With Ray Dalio and others saying “you’d be crazy to hold bonds” the big question on everyone’s mind is whether Ray Dalio’s All-Weather Portfolio finally broken? Have we finally found a season in which the Portfolio no longer works? Today’s video goes into how this portfolio came to be, the rationale for it, and whether the current environment is such that the Portfolio no longer works. LINKS: Back-tested performance of Ray Dalio’s All-Weather portfolio http://www.lazyportfolioetf.com/allocation/...
Jul 26, 2021•26 min
With Ray Dalio and others talking so negatively about owning bonds, the question is, what should people invest in? Traditionally, bonds would form a large share of people’s investment portfolio and so if people aren’t in bonds, that is a big share of the portfolio that isn’t invested. In addition, bonds are usually seen as the safer part of one’s investment portfolio and so when there are concerns that this very asset starts to become “unsafe” or “risky”, then it starts throw upside down the ver...
Jul 16, 2021•23 min
Why in the World Would You Own Bonds When Bond markets offer ridiculously low yields?” says Ray Dalio in March 2021. In fact he’s been slamming bonds for over a year now. In this video we dive into why he has such strong views on the topic and what that means for us investors. Ray Dalio Article - https://www.linkedin.com/pulse/why-world-would-you-own-bonds-when-ray-dalio/ Long-term US government bond historical performance - http://www.lazyportfolioetf.com/etf/ishares-20-year-treasury-bond/...
Jun 20, 2021•27 min
Bonds are a popular component in people’s retirement portfolio. Either when retired or leading up to it. Today’s video explains why this is the case and things to think about when making a decision as to whether to own them too. We also talk about different types of bonds, how they differ, and what that means for someone’s portfolio. Example bonds that represent some of the different types of bonds that were mentioned in the video: - Short term US Government Bonds - https://www.justetf.com/en/et...
May 28, 2021•25 min
Warren Buffett and Ray Dalio are both saying the markets are overvalued. Should you invest, and if so how? Watch the video to find out! Example Index Funds US Equity – Vanguard S&P 500 UCITS ETF https://www.justetf.com/en/etf-profile.html?query=IE00B3XXRP09&groupField=index&from=search&isin=IE00B3XXRP09 World Equity - iShares Core MSCI World UCITS ETF https://www.justetf.com/en/etf-profile.html?query=IE00B4L5Y983&groupField=index&from=search&isin=IE00B4L5Y983 Emerging Market Equity - Vanguard FT...
May 13, 2021•26 min
Should You Trade Individual Stocks? We'll be showing you whether it is better to trade individual companies versus the market as a whole. 89% Fund Managers Underperform S&P500 Index https://www.spglobal.com/spdji/en/documents/spiva/spiva-us-mid-year-2017.pdf 99% Individual Stock Pickers Don’t Beat the Market https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1872211 Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer i...
Apr 22, 2021•19 min
We are at the start of a multi-year UK property boom. I know that is a bold statement but I've never been this bullish about property before. There are 7 key factors that affect property prices and all are now in a positive situation. Today's video explains what each of the factors are and why they are so good property price growth at the moment. for those looking to move into property, are already into property, or wanting to grow their finances, this video is a must! Feel free to share your th...
Mar 17, 2021•21 min
You can ignore 90% of what you hear about investing and still be financially free. There are only a few things you need to know to be successful in this area, and unlocking what you actually want. Today, we will be going into exactly why this is the case and how you can implement it into your own life. Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content ...
Mar 05, 2021•11 min
One of the key barriers to financial freedom is allowing your income to determine your lifestyle. Today's video, will go into exactly why this is the case and how to ensure you become financially free, even with this in mind. Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉
Feb 24, 2021•15 min
I just bought 10 properties in 5 months! So I sat down, reflected, and put together my top four learnings so that you too can achieve similar financial results in your own life. I'll also cover twelve powerful tactics that turbocharged my success Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉
Feb 17, 2021•37 min
Building Wealth is like Riding a Bike Building wealth at the start can sometimes feel impossible. It doesn't matter how much time we spend on it, it can feel like we're not getting anywhere. Today's episode explains why this is the case and exactly how we can become financially free even with this in mind. Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the cont...
Jan 23, 2021•10 min
Why Retirement as a Goal is Flawed Tim Ferris is famous for saying "Retirement as a goal is flawed." This video is goes into exactly why he thinks that's the case. We'll discuss whether retirement should be pursued, and if not, what is a better approach. Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉
Jan 16, 2021•14 min
We're All Money Noobs Why does it feel sometimes that when we try and understand all the stuff around money, it's just so complicated? Today's episode goes into exactly why that's the case and why you aren't alone. Money is thousands of years old, but many of the concepts that we now rely on to be good with money, and financially successful, are all new concepts. We'll go through some examples of things that have changed in recent history and how we can use this knowledge to our advantage. Feel ...
Jan 07, 2021•15 min
Property Investing Q&A (Part 2) Hi everyone! In today’s episode we have three guests that are at various stages on their property journey. They’re all looking to become financially free in the near future and are using their money work for them to speed that up. Property is one of the key vehicles that they’re looking to use. This video will be very helpful for those that are planning to go into property or are in the initial stages of their property investment journey. We’ve got: -𝗔𝗱𝗮𝗺 who ...
Dec 24, 2020•42 min
Property Investing Q&A Hi everyone! In today’s episode we have three guests that are at various stages on their property journey. They’re all looking to become financially free in the near future and are using their money work for them to speed that up. Property is one of the key vehicles that they’re looking to use. This video will be very helpful for those that are planning to go into property or are in the initial stages of their property investment journey. We’ve got: -𝗔𝗱𝗮𝗺 who already o...
Dec 17, 2020•47 min
Taking the Courageous Path in Life So many are stuck in a life of mediocrity. Safe, comfortable but so very boring. This video is about taking the more courageous path. One that gives us what we really want. One that meets all our needs, not just the ones that are easiest to fill. All the money in the world is pointless if we haven't got this nailed. So let's dive in to how we can make sure we're taking the path that excites us! Feel free to share your thoughts in the comments section below and ...
Dec 11, 2020•21 min
Investing in Individual Company Shares vs Funds Many ask me about investing in specific companies rather than investing in funds that cover the market overall. This video goes through the common reasons people give for wanting to invest in specific companies and some important information to bear in mind when considering to take this route. We talk about the benefits of this approach alongside investing in funds more generally. If you have a different view on all this please do share this in the...
Dec 03, 2020•21 min
Staying on the Right Side of Tax Tax can be a complex subject and if managed incorrectly can result in large fines and even the risk of going to jail! It’s your responsibility to pay the right amount of tax, even if you have an accountant working it out for you. This video explains how best to ensure you’re paying the right amount of tax while still being able to confidently minimise how much you pay. Feel free to share your thoughts in the comments section below and let me know of any specific ...
Nov 26, 2020•17 min
Tax Impact of Selling Shares (and How to Save Tax) There are a number of ways your shares can be structured that cause you to pay different amounts of tax. Check out this video to understand each of them and they differ. You can know how best to buy and sell shares to both minimise the tax you owe and ensure you’re paying the right amount of tax. Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I al...
Nov 19, 2020•18 min
Buying your first buy-to-let property (checklist) Hi guys! Buying your first buy-to-let property can feel scary and overwhelming. There is so much to think about and it's hard to know where to start. This video goes through the key things to focus on in an easy to follow checklist. But remember, nothing will help you learn faster than actually going out there and making that first purchase. Below, is the Property Analyser tool I developed that I use on all properties I consider buying. It's been...
Nov 12, 2020•26 min
Only Three Expenses Matter for Saving Big Money Hi guys! There are only three expenses that make up the majority of what you spend, and this is where you want to focus to unlock major saving potential. This video goes into what these are and a whole load of ideas and real-life examples on how to apply this to your own life. One not to miss! This was at the foundation of how I was able to start saving big right from the outset of my career, and have been able to keep my spending low while sky-roc...
Nov 05, 2020•27 min
Hi guys! Tax is not the sexiest subject but it can be a very expensive subject if you don't know what you're doing. Most financially successful people structure their situation so they reduce the amount of tax they pay as they know it's that important. Today's video is all about the key ways in which I keep my tax low to help others do the same. Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I alw...
Oct 15, 2020•26 min
Hi guys! Today’s video is all about the Three Pillars to Wealth. Not having just one of these areas will make becoming wealthy very difficult. Not having two of these of in place will mean becoming wealthy is almost impossible. 1. Earn 2. Save 3. Invest Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉 SHOW LESS...
Oct 12, 2020•15 min
With unemployment at record levels and the UK economy in recession, is the UK housing market set to crash? With the furlough scheme due to end later this year, is that going to be enough to tip prices into a steep decline? Well, check out this week's episode to find out! Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you...
Sep 29, 2020•30 sec
As at September 2020, the FTSE 100 is still 21% lower than its pre-COVID-19 peak, and that is after a 20% increase since its mid-COVID-19 low. The S&P 500 has already risen back to it's pre-COVID-19 peak. Is the FTSE discounted and prime for a bargain buy? Is the FTSE 100 due to regain to its previous peak just like the S&P 500? Well, check out this episode to find out! Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answe...
Sep 22, 2020•17 min
Hey guys! Today’s podcast shows you how to choose which fund platform to use when making investments. We’ll be using the Ray Dalio All-Weather Portfolio as an example investment approach to show how it impacts what to think about when comparing platforms. We’ll also go through two specific examples to help show how that can change what option may be best. Link to slides that show: Key areas to consider Top three fund platforms compared Two example personal situations compared https://docs.google...
Sep 15, 2020•27 min
Hey guys! Today's podcast is all about deciding how much to invest and how often to invest. The three areas we'll be covering are: - How much you need to invest to get what you want - How much and how often you can invest now - Getting started and how to bridge the gap Financial Freedom Scenario Planner https://docs.google.com/spreadsheets/d/189KiOotWKGF7Qs2aM9NKdeZ1QD-_BpPnFIqWWa4ANXs/edit?usp=sharing Video - Defining Your Financial Goals www.youtube.com/watch?v=TZTswAm7Teo&t=11s Money Dashboar...
Sep 03, 2020•16 min
Hey guys. Today's podcast is all about how to Rebalance and Performance Monitor the Ray Dalio All-Weather Portfolio. More specifically, we'll be going through the following: - Making sense of what's shown in the fund platform - How to review the performance of the portfolio - The different options for rebalancing > Regular > One-off - Calculating out how much to buy/sell to rebalance - Step-by-step on how to rebalance in a fund platform Link to previous podcast- How to Set-Up the Ray Dalio All-W...
Aug 26, 2020•53 min
