Joining a credit union is more than just banking; it's about building a brighter financial future while being part of a community that cares. Having an account with a credit union is all about financial empowerment and community support. When you join a credit union, you become a member-owner and not just a customer. To highlight this, I speak to David Tuyo, President/CEO at University Credit Union about the importance of having an account at a credit union. Get this episode going. Press play! C...
Sep 05, 2023•25 min
Saving money during travel is an essential aspect of smart travel. It not only helps you stick to your budget but also allows you to make the most of your trip without worrying about overspending. While celebrating my wedding anniversary, I put this into play when planning my time away in celebration at Martha’s Vineyard. I share it all in this episode. Press play to listen in. Connect with host, Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/ +Twitter https://twitter.com/itsmymo...
Aug 15, 2023•10 min
Personal finance is complex and this can be challenging to most people leading them to ignore working on their finances for a long period of time yet this will cost them in the long run. The anxiety that sprouts out in majority of individuals coupled with understanding the various investment options, tax considerations, and financial products available is enough for one to throw in the towel. However, Certified Financial Planner, Lawrence David Sprung challenges anyone struggling to see the bigg...
Aug 01, 2023•25 min
Your credit score is a crucial factor that can impact your financial life in numerous ways. Whether you're applying for a loan, renting an apartment, buying a house or car or getting car insurance and in some cases securing a job - a strong credit score can open doors and provide you with better opportunities. In this episode, I speak to credit coach Jeanne Kelly about how working on your credit can save you money rather than cost you. Financial Resources https://www.annualcreditreport.com/index...
Jul 18, 2023•29 min
In this episode, I am joined by Dorethia Kelly to discuss the importance of financial planning and how it plays a crucial role in savings for high-income earners. We explore strategies for effective budgeting, setting financial goals, and prioritizing savings. Dorethia shares practical tips and tools to help listeners overcome obstacles and develop healthy financial habits. Eager to delve into the details of this episode. Press play. Financial Resources https://itsmymoney.info/shop/ Connect with...
Jul 04, 2023•32 min
In today's episode, we dive into the world of financial empowerment for singles. Whether you're single by choice or circumstance, we believe that being financially empowered is key to living a fulfilling and prosperous life. Join me and Anthony Oneal as we discuss: Why single people should focus on working on their future The reason behind the rush to find a partner Character Vs Currency Curious about what's in this episode? Tune in and find out! Financial Resources https://itsmymoney.info/resou...
Jun 20, 2023•27 min
With the ever-increasing complexity of the financial landscape, it has become imperative for young people to gain a solid understanding of personal finance. Financial literacy empowers them to make informed decisions, avoid common financial pitfalls, secure a better financial future, and begin building generational wealth. In this episode, I speak to Dr. Terrell Hill, Superintendent at Windsor, CT Public Schools about: Money mindsets and how they evolve over time The value of prioritizing financ...
Jun 06, 2023•58 min
Money has the potential to strain relationships, particularly when it involves lending to loved ones. There's always a risk of not getting the money back when lending to friends or family. Even with the best intentions, circumstances can change, and repayment may not happen. This can result in the lender losing the money and the relationship being damaged. According to Brian Bristol, loaning to friends and family should not be a scare because he has developed a platform and process to ensure bot...
May 16, 2023•47 min
Financial discipline can be an incredibly powerful tool for achieving long-term financial success and stability. By consistently making smart financial decisions and exercising self-control in spending and saving, individuals can build wealth, pay off debt, and achieve their financial goals. This is exactly what Antoinette Munroe practiced and was able to retire early at the age of 36. Mini Financial Planner. A digital tool that will help you get your dollars in order. https://www.etsy.com/listi...
May 02, 2023•25 min
Blogging is one of the most popular ways to make money online however starting just like anything else requires one to learn the craft enabling them to reach a paid status. It is possible for anyone who is ready to put in the time and effort as shared by Jen Ruiz, a lawyer turned full-time travel blogger and author. A 5-time Amazon bestselling author, 3-time TEDx speaker, and award-winning travel journalist, Jen shared with us how she was able to quit her job as a lawyer and pursue blogging succ...
Apr 18, 2023•46 min
E-commerce has become a popular way for entrepreneurs to start their own businesses and earn a significant income. If approached strategically, with a clear plan, the right niche, choosing the right niche, setting up your store effectively, marketing your products, and managing your business well, you can create a successful e-commerce business that generates a significant income. In this episode, I speak to Christianna Hurt, owner and founder of Wealthy College Kid the number one digital educat...
Apr 04, 2023•22 min
Investing in hotels are investments worth exploring because hotels provide long-term income enabling you to expand your wealth, diversify your business portfolio and offer reliable income for the future or retirement. In Episode 117, we explore what it means to invest in hotels with our guest Dr. Amina Gilyard James who is a hotelier, organization development strategist, and managing partner of Duke Ventures LLC. Most recently, Amina and her husband purchased a Quality Inn in Memphis Tennessee a...
Mar 21, 2023•31 min
Writing a book while studying college can be overwhelming however Djuly Fluerant, a college student at New York University has been able to overcome barriers and self-doubt enabling her to publish her memoir, anD. Despite being reluctant to talk about her past and upbringing, Djuly wrote her memoir to come to full terms with everything that occurred in order to grow and heal. She shares in this episode how she was able to do it and how saving enabled her to achieve her author dreams. Mini Financ...
Mar 07, 2023•21 min
Investing in real estate out of state can be an intelligent move for diversifying your income and enabling you to overcome debt or increase your investment portfolio. However, it can also be challenging and requires careful planning and research to ensure success. However with great insight into it from those who are already excelling at it, one can get a clear understanding of what kind of investment to make in real estate. Crystina Cardozo is a guru in this field and while working as a teacher...
Feb 21, 2023•44 min
With the cost of tuition and other expenses rising, having savings for college is important as it can help reduce the burden of student loan debt, provide financial security, and allow you to pursue higher education By starting to save as early as possible, you can take advantage of the power of compound interest, where your savings can grow over time and provide you with significant benefits in the long run. This is a subject Robert Farrington is an expert on and as a Millennial Money Expert an...
Feb 07, 2023•24 min
As a parent, your kids are always learning from you. Practicing good financial management in their presence will help them develop good financial habits early on and set them up for success in the future. This is a cause for which Clifton D. Corbin is a champion. After two decades of experience, Clifton decided to leave his office job to become a full-time stay-at-home dad. While taking care of his family, Clifton has been able to co-launch Tapvigo, a touchless content delivery solution that bri...
Jan 17, 2023•37 min
2022 was a year of growth for The Money Exchange podcast. As we head into the new year, we intend to maintain an upward trajectory. From increased listenership to cultivating consistency, the podcast has evolved and in this episode, the host Patrina Dixon shares how this organic growth has elevated the It$ My Money® Brand. Listen in as she shares podcast growth tips that every podcast can leverage and the 2023 plans. As a money coach and businesswoman, she shared a money tip as well as a busines...
Jan 03, 2023•21 min
Divorce is a complex and stressful process and is often delayed where there is a considerable number of financial assets to consider. In such cases, parties need to provide financial information to verify their current asset position and their finances during the relationship and sometimes issues tend to aries due to lack of agreement based on the information shared. This is when a forensic accountant like Tracy Coenen gets involved to ensure concerned parties are compensated. As a no-nonsense f...
Dec 20, 2022•24 min
It seems every day you’re on autopilot when you have a traditional 9 to 5. While it comes with its perks, like security and assurance of a salary, many people want more. So what do they do to change it? Many are taking the entrepreneurship route. This common route comes with freedom AND it comes with tons of uncertainty about when and how your next dollar will come in and how to grow a successful brand. All be it hard, there are TONS of success stories in the entrepreneurship realm and Chianté J...
Dec 06, 2022•32 min
Making a six-figure income can be a serious game-changer for your family, your finances, and your future financial health. Of course, there are numerous factors that can determine how far that money can go — but it’s a huge milestone for most to achieve in their lifetimes. In this episode, I speak to Liz Gendreau, the founder of Chief Mom Officer, a blog that helps women be the executive of their own lives. At the Chief Mom Officer, Liz addresses breadwinning, six-figure, millionaire women as we...
Nov 15, 2022•33 min
House hacking is a way to reduce living expenses temporarily and can be considered the beginning of a career as a real estate investor. With the high cost of housing, house hacking can contribute to your lifestyle, put money into savings or buy even more real estate investment property, all while building home equity. This is the case for Tom Brickman who started out house hacking and recently retired from his 9-5 job to work in real estate full time alongside providing one-on-one coaching in th...
Nov 01, 2022•32 min
If you have a blog or thinking of starting one, it’s never too late to start making money from it. There are several ways to monetize a blog and in this episode, I talk to Latasha Peterson, a globally recognized Side Hustle and Blog Coach about how she has been able to make it happen. With over 10 streams of income and earning over $10k per month with her blog, Latasha has been featured in a number of publications like CNBC, Black Enterprise, Business Insider, Bankrate, Legal Zoom, Smart Blogger...
Oct 18, 2022•27 min
From juggling their businesses to relationships outside work, many entrepreneurs are constantly struggling to prioritize their mental health. In this episode,I speak with Dr Aeshia Jackson, a mental health therapist and life coach. She is the president of Creative Concepts Therapeutic Services and specializes in early intervention and child behavior disorders. Dr. Jackson is also the founder of Tru' Horizons Inc. a community based, non-profit catered to girls and young women. She is the proud mo...
Oct 04, 2022•24 min
Investing in real estate can be both satisfying and lucrative for both property owners and non property owners. The concept of how you can maximize your money in real estate is a broad one however Terré Holmes is an expert in this and she graced us in this episode to expound on it. She is known as the Money Maximizer. Formerly a classroom teacher and college professor, Terré is now a transformational speaker, best-selling author, trainer, certified leadership coach, Realtor™️ and Real Estate Inv...
Sep 20, 2022•32 min
Grants are an important resource in developing a new business. A grant can provide seed money for exploring a business opportunity, supply working capital for a business plan, or provide assistance in other ways. Charmane H. Sellers, President, and CEO of ALEON Properties, Inc., a 100% Veteran(USAF), Woman, African-American owned Construction company located in Austin, Texas has been lucky to enjoy these benefits as a recipient for a number of grants and in this episode she shares: How to prepar...
Sep 06, 2022•32 min
The cost of traveling is not cheap, from booking flights and paying for extra luggage to securing great accommodation it costs quite the dollar to travel however with travel hacking on flights and hotels, you can save substantially on these expenses. And this is a subject Keritan Shelby is well acquainted with. As the founder and CEO of JMS Consulting Firm, a credit consultation firm. Keritan is spreading the knowledge of financial literacy by helping others fix their credit, build business cred...
Aug 16, 2022•34 min•Ep. 103
You may be wondering why start an online business in the first place. Why not go with a brick-and-mortar one instead? Because starting an online business in this day and age has several advantages as our guest in this episode, Megan Meyers shares. From NFL Cheerleader to successful dance studio owner, to an online business expert, Megan Meyers is a busy mother of two who truly figured out how to have it all. 20 years ago, Megan turned her passion for dance into a thriving local dance studio in N...
Aug 02, 2022•36 min•Season 1Ep. 102
Typical financial advice often implies that you’re neither smart enough nor have the temperament to personally manage your own money. Curtis May, on the other hand, says 2+2=4, personal finance is not that complicated provided you take the time and effort to learn more about it. As the creator and owner of Practical Wealth Advisors, Curtis has been working with individuals to build wealth for more than 35 years, and he is passionate about helping his clients save money, invest it, build wealth a...
Jul 19, 2022•52 min•Ep. 101
In this episode, our special guest is me, the It$ My Money Lady, Patrina Dixon. As a personal finance coach and the host of this podcast, Patrina shares: How she got started into podcasting Her podcasting journey so far What she enjoys What to expect from the podcast Her favorite podcasts Take a listen to the 100th episode of The Money Exchange and more of what is to come. Connect with host, Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/ +Facebook https://www.facebook.com/profil...
Jul 05, 2022•23 min•Ep. 100
Many people want financial freedom, but they lack knowledge of how to do it. Even with multiple sources of income, they tend to find themselves buried in debt. The main reason behind this is their inability to manage their finances. It is only when they start managing their finances, that they have a better perspective of where and how they're spending their money. Great personal finance practices can help you keep within your budget, increase your savings and achieve your financial goals. So ho...
Jun 07, 2022•20 min•Season 1Ep. 99
