You have probably heard of the snowball method but perhaps you are not certain about how it can be of value to your debt pay-off plan. This is a debt pay-off strategy where you pay off your debt in order of smallest to largest, gaining momentum as you knock out each remaining balance. When the smallest debt is paid in full, you roll the minimum payment you were making on that debt into the next-smallest debt payment ADN you get to celebrate the success of your accomplishment as you go along. Our...
May 26, 2022•37 min•Ep. 98
Can you profit from blogging you ask? Yes, you can! In order for your blogging efforts to be sustainable long-term, you’ll want to write about something you’re genuinely passionate about. Alexa Curtis is a real-life example of that, at just 12 years old she started a fashion blog; A Life in the Fashion Lane. It became a platform for her to express her feelings around everything relating to teens, body image, and mental health. I love her story as she is a classic example of there isn’t one way o...
Apr 21, 2022•29 min•Ep. 97
Can you make a living as a virtual assistant? Yes, you can, it is one of the top work-from-home opportunities you can start on your own with a minimal investment. Virtual assistants provide support to businesses and individuals remotely and our guest, Joy Aliba Edumu has experience doing so. She helps business owners around the world in the aspects of social media management, podcast management, and basic administrative tasks. Joy shares her virtual assistant journey and how she was able to take...
Mar 21, 2022•39 min•Ep. 96
Your job may help you meet needs however a great side hustle can be just what you need to create the financial freedom you desire. This was the case for Janesse Torres-Rodriguez after she lost her job which led her to give more attention to her Latin food blog and start a podcast Yo Queiro. Due to the uniqueness of her content published on her blog and podcast, Janesse was able to monetize them and went from making $450 a day in her corporate job to over $400,000 in revenue with her side hustles...
Mar 01, 2022•27 min•Ep. 95
Investing can be scary because returns aren't guaranteed. There is a risk you could get back less than you originally invested but it's important not to let fear stop you from the opportunity. What is shared during the episode may be a great way to take control of your financial future. In this episode, I spoke to Tonio Mckinley, Founder of Incisive Investments, who knows a great deal about making risk mitigated investments and how one can earn returns from a minimum investment of $500. Connect ...
Feb 25, 2022•32 min•Ep. 94
From deciding the rental apartment you would love to stay in, the floor, proximity to your job to the cost of it all, renting can be a daunting task. Still and all, Justin Pogue shares with us how you can confidently rent out your next property and get better value for your rental dollar. He shares effective reduction strategies you can pick up to ease your rental search for a property. Connect with host, Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/ +Facebook https://www.faceb...
Jan 31, 2022•41 min
How much money do you earn, spend and invest? Have you ever critically analyzed this? Lawrence Delva-Gonzales believes if one can get to the root of these aspects, one can overcome debt and normalize happiness. However, this is action-oriented and only a handful of people put into practice the financial knowledge they come across each day. Lawrence and his wife went from over $150,000 in student loan and credit card debt to over $650,000 in wealth (as of December 2021). Two homes and over 13 cou...
Jan 26, 2022•37 min
Children often see adults/parents exchange money when purchasing various things and as they grow up they learn the value of money. Their understanding of its importance shapes their spending, saving, and sharing. Teaching them young just how valuable money is enables them to cultivate habits that they will put into good use as they grow into adulthood. Julina is a big advocate for this and she shares with us why we should teach our children about money. Connect with host, Patrina Dixon +Instagra...
Dec 16, 2021•33 min
A great deal of people in America cringe at the word of taxes because they have a big deal reconciling them at the appropriate time. Daniela Ngounou, a Business and Wealth Coach and Speaker who totally understands the subject of taxes shares with us in this episode how you can lessen your tax burden and run a successful business. She also highlights how you can make your money make more money and why it is important to separate your business and personal finances. If you are in need of an extra ...
Nov 23, 2021•37 min
In this episode, we are talking about grants and how you can work the law in your favor. I speak to Staci Childs , an attorney of Sunnyside Legal and winner of a $25,000 grant from Saleforce award on Black Entrepreneurship Day. She tells us what set her apart from the numerous people who applied for the grant, you will be amazed by her response. Staci also highlights why it is important for you to stand firm in what you as a business owner charge. Additional streams of income should always be pu...
Nov 11, 2021•32 min
Author, Speaker, Entrepreneur, Marcus Garrett graced us with his presence and captivating voice in this episode recorded live at #FinCon 21. Prior to being the award winning author, speaker and entrepreneur he is today, Marcus struggled with $30,000 debt he had accumulated by credit cards and personal loans. He was living paycheck-to-paycheck for a decade until at rock bottom, he finally put together his budget and built a four step system “D.E.B.T '' to reach debt freedom. In this episode, he f...
Oct 15, 2021•30 min
In this episode, I speak to 3 of the 10 beautiful ladies in St.Jude’s school for girls in Trinidad and Tobago where I have taught financial literacy for the last four years. I bring them on board to share with you how the It’s My Money Workshops have created an impact in their relationship with money. They went through 3 independent workshops on budgeting, saving and entrepreneurship leading up to certificate after completion. From their mouths to your ears, I hope this episode can enlighten you...
Sep 30, 2021•16 min
While we all have a different relationship with money that is based on how much we have and how much we need, it is possible for everyone to take some steps toward having a more secure and balanced relationship with money. Sheila shares why it's important to individually have your finances in order and why you should not fear making an investment during certain times. The money you make is the symbol of the value you create and to ensure you continue creating value, this workbook will help you w...
Sep 17, 2021•33 min
In this episode, Annalisa Abell Owner of Elevated Assist, LLC- Virtual Assistant and Social Media Management Agency shares with me how she was able to set up her virtual assistant business at the start of the pandemic after noticing how the majority of people in the corporate world were being laid off. She shares how she has been able to teach over 400 individuals how to start their own virtual assistant business and earn $1000+ by investing at least 10 hours a week into supporting business owne...
Aug 20, 2021•33 min
Rob and I talk about the importance of teaching kinds about money. Rob shares some details that is in his first book, M is for Money for the little kiddos ages 3-8 years old. #misformoney Rob is a high school math and personal finance teacher in Maryland. Check out more on M is Money here. M is for Money - www.misformoneybook.com M is for Money Kickstarter - www.kickstarter.com/projects/robphelan/m-is-for-money-teach-financial-literacy-to-3-8-year-olds BONUS: Help your young business owner bring...
Jul 27, 2021•30 min
Alex Kamuyo is a 25 yr old civil engineer, real estate investor, entrepreneur, and educator. He graduated from the University of Texas at San Antonio with a BS in civil engineering at 21 years old in December 2017. He began working as a civil engineer in January 2018. Two weeks into my job I realized that the lifestyle offered to me by trading my time for money would never fulfill my desire to succeed. So after researching $ studying financial freedom, I set the goal to retire from corporate Ame...
Jul 20, 2021•54 min
Anthony O'Neal is a #1 national best-selling author, financial expert, and host of the popular online series “The Table” on his YouTube channel. He has appeared on Good Morning America, The Tamron Hall Show, The Tom Joyner Show, and Rachael Ray, among others. Since 2015, Anthony has served at Ramsey Solutions, where he teaches young adults how to budget, live without debt, avoid student loans, and build real wealth for their future. Follow Anthony on Twitter, Instagram, Facebook, and YouTube or ...
Jun 16, 2021•41 min
In this episode Beverly Harzog, is a nationally recognized personal finance and credit card expert for U.S. News & World Report, shares tips on how to use credit responsibly. You will hear how credit is rated, tips to help you increase your credit score and the range that opens up doors for you. She shares her 3 strategies that you can immediately execute. Beverly is also a bestselling and award-winning author of five personal finance books. She can be found: BeverlyHarzog.com 📌 Subscribe h...
May 21, 2021•47 min
Andre is a nationally acclaimed entrepreneur and philanthropist. Andre is the owner of The Black Real Estate School, Andre’s Notary School, The Notary Business School, and co-founder of Buy Black NYC. Known as “Mr. Buy Black,” Andre is the driving force behind the national Black Business Challenge social media campaign that encourages African-Americans to patronize Black-owned businesses, record feedback about their experience via their cell phone, and then post the footage online using the #Bla...
May 19, 2021•35 min
Are you looking for ways to pay for college? Tune in to episode 79 with Ashley Hill, Scholarship Search Strategist and, I as we discuss paying for college. Ashley Hill is a scholarship search strategist who is passionate about helping future and current college students pay for college without taking on massive student loan debt. She is the author of a book series, The Ultimate Guide for Finding and Winning More Money for College Now. She is the creator of Scholarship Success School, a unique cu...
Apr 14, 2021•23 min
Join me and Rosezena Pierce, an entrepreneur, and attorney that shares why you need to trademark your business. Hailing from Chicago, Illinois-- Rosezena was born a city girl with global dreams! At the tender age of 5, she cites visiting law firms with her father as one of the instrumental forces in her life that equipped her with the vision to someday own her very own firm. Years later, Rosezena received her law degree from The John Marshall Law School (Chicago, IL). Additionally, she received ...
Mar 30, 2021•25 min
Dr Cozette drops gems on how you can scale your business. She also explains how to not let money be a barrier while exploring other barrier. We are excited to bring to you Dr. Cozette M. White. Dr. White is a nationally recognized Tax & Accounting Strategist, international speaker, bestselling author and philanthropist. Dr. White has more than 20 years of experience in corporate America. In her roles, she was responsible for the financial affairs of the organization and focused on a broad ra...
Mar 18, 2021•40 min
Angelic drop gems on how you can make money with courses. She give 3 tips you an execute and get started right ways. Angelic Marnier is the Founder of Corporate Countdown – a web based coaching system that helps women transition out of their 9 to 5 jobs and into careers that excite them. She is a Cum Laude UCLA graduate, with a BA in Mass Communications. Time after time her and her co-workers would talk and dream about getting out of their desk jobs, but had no clue how. They needed a proven sys...
Mar 09, 2021•26 min
In this episode Acquania shares how she became a black, women hotel franchise owner. She shares how the opportunity came about and how she used her financial knowledge review the details. She also shared how entrepreneurs can participate in a retiree vehicle via a Solo 401k. To learn more about the Solo 401K or eQRP (enhanced qualified retirement plan) to to the below link to get a free book mailed directly to their home or set up a call to chat further about it. https://book.eqrp.co/rrd-investm...
Feb 27, 2021•33 min
Looking for another side business, maybe vending machines is it. Take a listen to how you can get started with vending machine business owner Sharnece Holmes. Sharnece Holmes was born and raised in the Washington, DC area. She had always been intrigued about business and creating her wealth that could passed down for generations and generations. Her father owned his own business so she was exposed to entrepreneurship pretty early in life. When it came time for her to choose a business to start, ...
Feb 01, 2021•34 min
Lee and I chat chat about credit, saving and strategies to earn and using credit cards points. Lee Huffman spent 18 years as a financial planner and corporate finance manager before quitting his corporate job to write full-time in 2018. Lee has been writing about early retirement, credit cards, travel, insurance, and other personal finance topics since 2012. He enjoys showing people how to travel more, spend less, and live better through the power of travel rewards. When Lee is not getting his p...
Dec 29, 2020•48 min
Apple drops nuggets on how he makes money on YouTube. He shares step by step instructions so you can do it too. He also gives gems on how their algorithms works. Yes, you should grab a paper and pen. Apple Crider is a 21 year old personal finance nerd and YouTuber. Over the last 3 years he has built various online businesses, traveled the world on credit card points and passed the CFP exam. When he's not recording or editing YouTube videos, he's probably going for a walk or swing dancing! Host p...
Dec 18, 2020•35 min
Julia shared tips on how to travel hack. The credit cards best used for travel hacking. Julia Menez is a travel hacking coach, speaker, and founder of Geobreeze. After traveling to more than 30 countries before the age of 30 and saving thousands of dollars each year by travel hacking, Julia distills the strategies from top travel hackers around the world in her Geobreeze Travel podcast, and prepares personalized points and miles strategy plans for her private coaching clients. Julia has been a s...
Nov 29, 2020•35 min
Tylisha and I had a great conversation about how her and her husband paid off their debt then co-founded SpenDebt. SpenDebt allows you to crush your debt with every purchase using micropayments. Tylisha Summers is an entrepreneur and champion for equity and inclusion for black and brown founders. Her and her husband are the co-founders of SpenDebt, a financial technology company whose mission is to save one million people from financial fatalities every time they swipe their debit card or have a...
Nov 17, 2020•40 min
Rahkim shares his take on being financially irresponsible. He tells his story and then give tips on how you can be financially responsible. Rahkim Sabree is an emerging leader in financial education and empowerment. He is a TED speaker, best selling author, and 3x founder. He has been seen in Black Enterprise, Thrive Global, Entrepreneur Media, Yahoo Finance, Authority Magazine, The Grio, and was recognized as a top innovative coach by Business Insider. Rahkim can be cane found across all social...
Nov 11, 2020•41 min
