The Mindfully Rich Podcast - podcast cover

The Mindfully Rich Podcast

Gina “RichE” Richardsoniammindfullyrich.com

🎧💰 Introducing The Mindfully Rich Podcast 💰🎧

Hosted by Gina 'RichE' Richardson, a financial wellness expert with 18 years of experience in the financial industry, The Mindfully Rich Podcast is where real money conversations meet authentic insights. Drawing from nearly two decades in corporate banking and finance, Gina offers a unique insider's perspective on the financial landscape, making complex money matters relatable and actionable.

💡 Why did I create this podcast? Because I’ve seen firsthand how financial literacy—or the lack thereof—can impact lives. My mission is to empower you to elevate your financial wellness and awareness by providing valuable insights that lead to healthier money habits. Each week, I break down the essentials of managing your money, from credit building and debt elimination to setting and achieving financial goals.

📚 Whether you're a college student looking to build a solid financial foundation or a middle-class earner striving to improve your financial knowledge and habits, this podcast is for you. Join me every Monday as we dive into real conversations about money, share practical advice, and uncover the financial truths that will help you elevate your financial game.

Don’t forget to LIKE 👍, SHARE 📲, and REVIEW 📝 to show your support for the podcast!


Topics Covered:

  • 📈 Credit Building and Rebuilding
  • 💳 Debt Repayment and Elimination
  • 🎯 Money Goals and Financial Planning
  • 🧠 Real Financial Wisdom and Practical Advice


Hashtags: #TheMindfullyRichPodcast 🎙️ #MoneyPodcast 💵 #FinancialWellness 🌱 #MoneyMatters 🏦 #CreditBuilding 💪 #DebtElimination 🚫 #FinancialGoals 🎯 #FinancialLiteracy 📚

Last refreshed:
Follow this podcast in the Metacast mobile app to refresh it and see new episodes.
Download Metacast podcast app
Podcasts are better in Metacast mobile app
Don't just listen to podcasts. Learn from them with transcripts, summaries, and chapters for every episode. Skim, search, and bookmark insights. Learn more

Episodes

Conversation #103 What You Know About Student Loans Episode

Send us a text Welcome Back To Another Great Episode of The Mindfully Rich Podcast, Ya'll! After the news of Biden's student loan cancellation and forgiveness plan, I became just as invested in student loans as ya'll, so I'm back with the Somebody Come Get These Student Loans: The Series, which focuses on assisting you with comprehending, managing, and paying off your student loans. Chile, I've been waiting to go all in on this topic, so I promise ya'll the content will give everything it is sup...

Sep 06, 202215 minSeason 2Ep. 103

Conversation #102 | The 3 Habits Killing Your Credit Score During Inflated Times Episode

Send us a text Welcome Back to another great episode of The Mindfully Rich Podcast , ya'll! Always have to start with gratitude; thank ya'll so much for listening and supporting me in keeping this podcast's listeners up! For those of you that are new, welcome; I'm the new best friend in your head who likes to talk about money and your newest unofficial money accountability partner! Sit back; you'll love it here! Today I'm ending the How to Survive Financially During A Recession Series, which foc...

Aug 15, 202226 minSeason 2Ep. 102

Conversation #101| Stretching Your Money To Survive Financially During A Recession Episode

Send us a text Welcome Back to The Mindfully Rich Podcast! Always have to start with gratitude; thank ya'll so much for listening and supporting me in keeping this podcast going! For those of you that are new, welcome; I'm the new best friend in your head who likes to talk about money and your newest unofficial money accountability partner! Today I'm jumping back into the: How to Survive Financially During A Recession Series, which focuses on assisting you with sustaining and maintaining this ec...

Aug 08, 202226 minSeason 2Ep. 101

Conversation #100 Making Your Paycheck Fit Your Lifestyle To Survive Financially During A Recession Episode

Send us a text Welcome to The Mindfully Rich Podcast! Today's a special occasion ya'll; It's my 100th Episode!!!!! Thank ya'll so much for listening and supporting me to achieve this milestone! Today I'm jumping back into the: How to Survive Financially During A Recession Series ; which focuses on assisting you with sustaining and maintaining in this economy that's giving recession energy with a large side of too much inflation. Today topic covers an important question; can your money afford bei...

Aug 03, 202231 minSeason 1Ep. 100

Conversation #99 Creating Multiple Streams of Income To Survive Financially During A Recession Episode

Send us a text Welcome to The Mindfully Rich Podcast! This month I'm back with the: How to Survive Financially During A Recession Series ; In this series, I'm focused on assisting you with sustaining and maintaining in this economy that's giving recession energy with a large side of too much inflation. Today I'm starting the series with how to create passive income and build multiple income streams. I'm confident that building wealth requires passive income to create the stability, security, and...

Jul 26, 202226 minSeason 1Ep. 99

Conversation #98 The Dreams & Nightmares Mindset Series: Part Two: The Benefits of an Abundance Mindset

Send us a text Welcome to The Mindfully Rich Podcast! This month I'm back with: The Dreams & Nightmares Mindset Series; In this series, I'm focused on shifting ones scarcity mindset to an abundance mindset. So let's start there, your mindset, the beliefs you've developed that shape how you make sense of everything. Your mindset can also influence how you think, feel, act, and manage your money and overall finances? When someone has a scarcity mindset, they've eliminated the possibility of an...

Jul 12, 202221 minSeason 1Ep. 98

Conversation #97 The Dreams & Nightmares Mindset Series: Part One: Shifting From A Scarcity Mindset

Send us a text Welcome to The Mindfully Rich Podcast! This month I'm back with: The Dreams & Nightmares Mindset Series; In this series, I'm focused on shifting a scarcity mindset and discussing the opportunity cost of an abundance mindset as it pertains to managing your finances. Today I'm starting the series off with how to shift your mind from a scarcity mindset and how this mindset contributes to lack and limiting financial beliefs. So let's start with your mindset, the beliefs you've dev...

Jun 27, 202222 minSeason 1Ep. 97

Conversation #96 My Minds Playing Tricks on Me| Money Stress & Mental Health Series | Part Three

Send us a text May is National Mental Health Awareness Month, and ya'll know I love to put together a series so I decided to educate ya'll on the effects of money strain and stress on your mental health this month on my podcast. My goal for my podcast has always been to remove the taboo stereotypes that revolve around talking about money because we all know that money and finances aren’t the easiest topics to discuss openly. Here on The Mindfully Rich Podcast, I'm here to build your familiarity ...

May 31, 202220 minSeason 1Ep. 96

Conversation #95 My Minds Playing Tricks on Me| Money Stress & Mental Health Series | Part Two

Send us a text May is National Mental Health Awareness Month, and ya'll know I love to put together a series, so I decided to educate ya'll on the effects of money strain and stress on your mental health this month on my podcast. My goal for my podcast has always been to remove the taboo stereotypes that revolve around talking about money because we all know that money and finances aren’t the most straightforward topics to discuss openly. Here on The Mindfully Rich Podcast, I'm here to build you...

May 16, 202223 minSeason 1Ep. 95

Conversation #94 My Minds Playing Tricks on Me| Money Stress & Mental Health Series | Part One

Send us a text May is National Mental Health Awareness Month, and ya'll know I love to put together a series so I decided to educate ya'll on the effects of money strain and stress on your mental health this month on my podcast. My goal for my podcast has always been to remove the taboo stereotypes that revolve around talking about money because we all know that money and finances aren’t the easiest topics to discuss openly. Here on The Mindfully Rich Podcast, I'm here to build your familiarity ...

May 10, 202220 minSeason 1Ep. 94

Conversation #93 | Didn’t Cha Know Series: How Do These New Age Lay-A-Way Apps; AfterPay, Klarna, Sezzle, & Affirm Affect My Credit Score Episode

Send us a text April is Financial Literacy Month, so I'm continuing to educate ya'll on credit cards and how they affect your overall credit score this month on my podcast. We all know that credit can be complex as hell, but as your resident money girl and financial accountability partner, I promise I got you! Let’s start from the beginning; A healthy credit score is necessary if you’re going to apply for loans to finance expenses in your lifetime. Did you know that the higher your credit score,...

Apr 20, 202224 minSeason 1Ep. 93

Conversation #92 | Didn’t Cha Know Credit Card Series: Should You Increase Your Credit Card Limit?

Send us a text March was National Credit Education Month & April is Financial Literacy Month, so I'm continuing to educate ya'll on credit cards and how they affect your overall credit score this month on my podcast. We all know that credit can be complex as hell, but as your resident money girl and financial accountability partner, I promise I got you! Let’s start from the beginning; A healthy credit score is necessary if you’re going to apply for loans to finance expenses in your lifetime....

Apr 04, 202219 minSeason 1Ep. 92

Conversation #91 Didn’t Cha Know Credit Card Series: Should I Close My Credit Card Account(s)?

Send us a text March was National Credit Education Month & April is Financial Literacy Month, so I'm continuing to educate ya'll on credit cards and how they affect your overall credit score this month on my podcast. We all know that credit can be complex as hell, but as your resident money girl and financial accountability partner, I promise I got you! Let’s start from the beginning; A healthy credit score is necessary if you’re going to apply for loans to finance expenses in your lifetime....

Apr 04, 202217 minSeason 1Ep. 91

Conversation #90 Didn’t Cha Know Credit Cards Series: How Many Credit Cards Should You Have?

Send us a text March is National Credit Education Month, so this month on my podcast, I’ll focus on educating ya’ll on credit cards and how they affect your overall credit score. Credit can be complex as hell, but as your resident money girl and financial accountability partner, I promise I got you! Let’s start from the beginning; A healthy credit score is necessary if you’re going to apply for loans to finance expenses in your lifetime. Did you know that the higher your credit score, the lower ...

Mar 20, 202231 minSeason 1Ep. 90

Conversation #89 | Didn’t Cha Know Credit Cards Series: Should I Make The Minimum or Full Payment Episode?

Send us a text March is National Credit Education Month, so this month on my podcast, I’ll focus on educating ya’ll on credit cards and how they affect your overall credit score. Credit can be complex as hell, but as your resident money girl and financial accountability partner, I promise I got you! Let’s start from the beginning; A healthy credit score is necessary if you’re going to apply for loans to finance expenses in your lifetime. Did you know that the higher your credit score, the lower ...

Mar 07, 202224 minSeason 1Ep. 89

Conversation #88 The Cost of Being Black Series | Unveiling Employment Discrimination in the Workforce Episode

Send us a text It's Black History Month, so I decided to educate everyone on the cost of being Black in America. Being your resident money girl, I would be doing a disservice if I didn't take this opportunity to use my platform to give insight to a topic that needs the attention of everyone if it's ever going to change. The purpose of this conversation is not to make my non-black listeners feel guilty, but to educate everyone on the discriminatory practices my community has endured and still fac...

Feb 14, 202224 minSeason 1Ep. 88

Conversation #87 | The Money Boundaries Series | Here’s 3 Ways To Establish Money Boundaries With Your Partner In Your Relationship Episode

Send us a text This month on Mindfully Rich Podcast, I'm focusing on creating money boundaries. You're probably wondering, what are money boundaries? They're lines that mark your limit, meaning rules you set in place to balance the relationship between you, your money, and your relationships. Setting healthy money boundaries for your life help manage and set savings goals for your finances. I know that's deep right, but this conversation is necessary to get your year started right and as your re...

Jan 31, 202217 minSeason 1Ep. 87

Conversation #86 The Money Boundaries Series | Why It’s Important to Establish Money Boundaries With Your Kids & Parents Episode

Send us a text This month on Mindfully Rich Podcast, I'm focusing on creating money boundaries. You're probably wondering, what are money boundaries? They're lines that mark your limit, meaning rules you set in place to balance the relationship between you, your money, and your relationships. Setting healthy money boundaries for your life help manage and set savings goals for your finances. I know that's deep right, but this conversation is necessary to get your year started right and as your re...

Jan 31, 202217 minSeason 1Ep. 86

Conversation #85 The Money Boundaries Series | The 5 Ways To Establish Money Boundaries With Friends & Family Episode

Send us a text This month on Mindfully Rich Podcast, I'm focusing on creating money boundaries. You're probably wondering, what are money boundaries? They're lines that mark your limit, meaning rules you set in place to balance the relationship between you, your money, and your relationships. Setting healthy money boundaries for your life help manage and set savings goals for your finances. I know that's deep right, but this conversation is necessary to get your year started right and as your re...

Jan 10, 202227 minSeason 1Ep. 85

Conversation #84 The Money Boundaries Series | The 3 Ways To Establish Personal Financial Boundaries Episode

Send us a text This month on Mindfully Rich Podcast, I'm focusing on creating money boundaries. You're probably wondering, what are money boundaries? They're lines that mark your limit, meaning rules you set in place to balance the relationship between you and your money. Setting healthy money boundaries for your life help manage and set savings goals for your money. I know that's deep right, but this conversation is necessary to get your year started right and as your resident money girl and ac...

Jan 03, 202220 minSeason 1Ep. 84

Conversation #83 Is This The End | The 2021 Year End Wrap Up Episode

Send us a text Today’s episode closes out the year, so I hope y'all enjoy this recap of 2021! Thank you, everyone for listening and making the podcast a success! Mindfully Rich Savings Challenge Begins January 1st, 2021 #mindfullyrichpodcastsavingschallenge Music Inspiration - New Edition - Is This The End Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 🖤LISTEN 🖤SUBSCRIBE 🖤SHARE 🖤Wanna send Mindfully Rich Podcast a love offering? | Cash App $RichE8...

Dec 27, 202124 minSeason 1Ep. 83

Conversation #82 Sorry | These 3 Types or People Don't Need Those Buy Now, Pay Later Apps Episode

Send us a text Today our “Let's Talk About Money” segment conversation focuses on those damn buy now, pay later apps. I know, I know, you've probably seen them before, and if you aren't utilizing one of them, you possibly are bound to be curious as to if you should? As your resident financial accountability partner, I felt the need to mainly focus on who these buy now, pay later apps aren't for, with love. Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcas...

Dec 20, 202112 minSeason 1Ep. 82

Conversation #81 Gift Giving Tips | Co-Parenting Edition | 3 Tips To Consider For The Holidays

Send us a text Today our conversation will focus on gift-giving as a co-parent and three tips to reflect on this holiday season if this is your reality. Here are the tips: #1 - Don’t Buy The Other Parent A Gift #2 - Coordinate Gifts & Where They Will Live #3 - Don’t Compete With The Co-Parent For Gifts Come listen to my take on this topic! Don’t forget to listen, listen, listen, and share this with ERRRRBody, Keep writing those reviews too the reviews Live life mindful, intentional, and on p...

Dec 06, 202116 minSeason 1Ep. 81

Conversation #80 | Gift Giving Savings Tips | Friends & Family Edition | Top 3 Alternatives To Save You Money Episode

Send us a text Today our conversation will focus on saving money with 3 alternative gift-giving ideas to use with your family and friends. Now for the record, I’ve tried each of these options so you're getting my certified choices. Me being your certified money girl, I have to let ya’ll in on the tea, so ya’ll save some money too. Alright, so here are the 3 alternatives to giving all your friends and family separate gifts. First Alternative - Host a Secret Santa Gift Exchange Determine how many ...

Nov 30, 202118 minSeason 1Ep. 80

Conversation #79 | HolidayZ Series | How To Plan Your Holiday Meals & Save Episode

Send us a text Today our conversation will be centered around preparing for your holiday season’s food preparations. Where are all my chefs at, and holiday posters? Get in here and check out these tips before you invite everybody over for dinner! Now let's get into it! Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 🖤LISTEN 🖤SUBSCRIBE 🖤SHARE 🖤Wanna send Mindfully Rich Podcast a love offering? | Cash App $RichE85 🖤Wanna sponsor the Mindful Money Mo...

Nov 23, 202114 minSeason 1Ep. 79

Conversation #78 | HolidayZ Series | 3 Tips To Rack Up These Black Friday Deals Episode

Send us a text Black Friday - The biggest shopping day is four days away, and I want to assure you are ready to catch these deals while yet saving money. Beyond popular belief, Black Friday offers some great deals. Without a plan, you stand to be out here broke in these streets if you're not strategic. Because ya'll my people, I got ya’ll, so I'm gonna give you some tips to stay mindful of while you’re shopping during Black Friday. Now let's get into it! Connect with RichE on Instagram Keep up w...

Nov 23, 202117 minSeason 1Ep. 78

Conversation #77 | Is Marrying Someone With Student Loans a Dealbreaker?

Send us a text Lately, I’ve been hearing people talk about deal breakers in marriage including marrying a person with debt, but not just any debt, student debt. Although I believe student loans are the devil, they don't have to be a dealbreaker in serious relationships and marriage. Now let's get into it! Connect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 🖤LISTEN 🖤SUBSCRIBE 🖤SHARE 🖤Wanna send Mindfully Rich Podcast a love offering? | Cash App $RichE85...

Nov 01, 202114 minSeason 1Ep. 77

Conversation #76 | 3 Do’s & Don’ts When Conversing on A First Date Episode

Send us a text Dating can be an exciting time and is vital in building a robust relationship. It’s also a time to truly get to know one another and those intimate moments should be used to discern your compatibility with each other and determine if your thing is becoming a real thang. Everyone has their quote-on-quote “get to know you” methods, but in keeping with the money and relationship topics here on the podcast, today, I'm discussing my do’s and don’s when conversing on a first date. Now l...

Oct 26, 202114 minSeason 1Ep. 76

Conversation #75 Let’s Get Married | Does Marriage Equal Mo' Money & Mo' Benefits Episode

Send us a text In the last episode, I talked about the cost of singleness. In keeping with the money and relationship topics here on Mindfully Rich Podcast, today I'm discussing the financial benefits of marriage. Not being exclusive or being seriously committed to someone, but marriage. I get it, you never want to get married just to obtain the benefits and I'm definitely not promoting that, but being the resident money girl that I am, I want you to be informed and understand the financial bene...

Oct 19, 202111 minSeason 1Ep. 75

Conversation #74 - The Single Life Is Ghetto & Expensive Episode

Send us a text This week I’m exploring money and relationships here on Mindfully Rich Podcast and I'm analyzing the cost of the single life. When people think of single life, they probably think of the allure of no rules, or restrictions. While being able to go where you want to go and do what you want to do when you want to do it may be attractive, it also can be expensive. Because I'm a money girl, I'm here to bust your bubble and talk about the money side of singleness and how it can affect y...

Oct 19, 202113 minSeason 1Ep. 74
Hosted on Buzzsprout
For the best experience, listen in Metacast app for iOS or Android