The Mindfully Rich Podcast - podcast cover

The Mindfully Rich Podcast

Gina “RichE” Richardsoniammindfullyrich.com

🎧💰 Introducing The Mindfully Rich Podcast 💰🎧

Hosted by Gina 'RichE' Richardson, a financial wellness expert with 18 years of experience in the financial industry, The Mindfully Rich Podcast is where real money conversations meet authentic insights. Drawing from nearly two decades in corporate banking and finance, Gina offers a unique insider's perspective on the financial landscape, making complex money matters relatable and actionable.

💡 Why did I create this podcast? Because I’ve seen firsthand how financial literacy—or the lack thereof—can impact lives. My mission is to empower you to elevate your financial wellness and awareness by providing valuable insights that lead to healthier money habits. Each week, I break down the essentials of managing your money, from credit building and debt elimination to setting and achieving financial goals.

📚 Whether you're a college student looking to build a solid financial foundation or a middle-class earner striving to improve your financial knowledge and habits, this podcast is for you. Join me every Monday as we dive into real conversations about money, share practical advice, and uncover the financial truths that will help you elevate your financial game.

Don’t forget to LIKE 👍, SHARE 📲, and REVIEW 📝 to show your support for the podcast!


Topics Covered:

  • 📈 Credit Building and Rebuilding
  • 💳 Debt Repayment and Elimination
  • 🎯 Money Goals and Financial Planning
  • 🧠 Real Financial Wisdom and Practical Advice


Hashtags: #TheMindfullyRichPodcast 🎙️ #MoneyPodcast 💵 #FinancialWellness 🌱 #MoneyMatters 🏦 #CreditBuilding 💪 #DebtElimination 🚫 #FinancialGoals 🎯 #FinancialLiteracy 📚

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Episodes

Conversation #73 Is Money Management More Important Than Making Money Episode?

Send us a text People know how to make money, but chances are, they probably don't know how to manage nor keep it. For example, have you ever ran through your paycheck after getting paid? Or maybe you've spent too much money in a month because you didn't have a budget. Both examples are a sign that you need a money management plan. Recently I saw a tweet on #Twitter that said, "Money management is more important than making money!" Now while I don't disagree with this statement, I do believe it ...

Sep 29, 202118 minSeason 1Ep. 72

Conversation #72 Go Get Your Blessing | The State May Owe You Money From Unclaimed Property Claims Episode

Send us a text Let me tell y'all a secret; did you know that every state has an unclaimed property website where you can search for any monies owed to you? Yes, chile, it’s not fraud, it's legal! Each state by law requires Financial institutions, insurance companies businesses, and other entities to report and submit their customer's “property” to the state Comptroller‘s office when there is a credit balance or been no activity for some time on an account and a refund is owed. Some forms of uncl...

Sep 16, 202114 minSeason 1Ep. 72

Conversation #71 Lessons Renee’ Taught Me!

Send us a text Hello Hello, y'all! Today is my mother Renee’s, 62nd heavenly birthday and I decided to talk about the lesson she taught me in her remembrance! I hope y'all enjoy listening to me go down memory lane! C onnect with RichE on Instagram Keep up with the pod on Instagram - @Mindfully_Rich_Podcast 🖤LISTEN 🖤SUBSCRIBE 🖤SHARE 🖤Wanna send Mindfully Rich Podcast a love offering? | Cash App $RichE85 🖤Wanna sponsor the Mindful Money Moment segment? | Email -mindfullyrich@gmail.com 🖤Adver...

Sep 10, 202115 minSeason 1Ep. 71

Conversation #70 | You Needed Me & My Money, Not The Relationship Episode

Send us a text This month I’m focusing on money, and relationships here on Mindfully Rich Podcast, and this week, I'm asking the question, Are ya'll in your relationship and or marriage for money or love? We all know that relationships have several satisfactions that range from physical, mental, emotional, health, and financial, so of course, relationships would be desirable a desirable benefits package to many! From my experience, everybody ain't in they relationship for love, and that's cool i...

Aug 31, 202119 minSeason 1Ep. 70

Conversation #69 I Think I Love Her | The 2 Qualities Your Relationship Needs Before Getting A Loan Together Episode

Send us a text This month I’m focusing on money, and relationships here on Mindfully Rich Podcast, and this week, I’m discussing the topic of joint loans between partners and or spouses. Now trusting your money with another person is one thing, but obtaining a loan together is a humongous commitment, and although you may really like, or love your partner or spouse, are you ready for a joint loan together? Couples both unmarried and married avoid money topics such as this one, so today, I plan on...

Aug 23, 202117 minSeason 1Ep. 69

Conversation #68 They Don't Know Part II |3 Ways To Determine If Your Relationship Is Ready For A Joint Bank Account Episode

Send us a text This month I’m focusing on money, and relationships here on Mindfully Rich Podcast, and this week, I’m revisiting the topic of joint bank accounts between partners or spouses. Trusting your money with another person is a huge commitment, and although you may really like, or love your partner or spouse, are you ready for a joint bank account together? Couples both unmarried and married avoid money topics such as this, so today, I plan on being that voice of reason you need to decid...

Aug 16, 202112 minSeason 1Ep. 68

Conversation #67 The 3 Reasons Why You Should Be Financially Solid Before Going Steady In Dating Episode

Send us a text This month on Mindfully Rich Podcast, RichE focuses on topics relating to money and relationships, and this week she discusses the importance of being financially solid before you start seriously dating. Because money plays such an important part in relationships, it's important that these topics are discussed and talked about with care. That's why RichE is taking the secrecy out of money in relationships and giving you a new perspective to consider in your conversations about mon...

Aug 09, 202118 minSeason 1Ep. 67

Conversation #66 The Money & Relationship Series | The 5 Questions You Should Ask On Your 3rd Date Episode

Send us a text In today's episode of Mindfully Rich Podcast, RichE talks about money and relationships in the dating space because money is so important to talk about in a relationship. It's actually risker nowto not talk about money then having the conversation. Money talks before a relationship can help avoid future strides between you and your potential partner. It’s better to have an approach before inquiring on anyone finances; RichE has come up with 5 decision making and thought provoking ...

Aug 02, 202119 minSeason 1Ep. 66

Conversation #65 | Ego | 5 Ways To Control Your Spending Ego Episode

Send us a text In today's episode of Mindfully Rich Podcast, RichE focuses on a psychological reason we spend money; our ego. We, as people, need love and approval. Because of that, people will sometimes go broke to keep up appearances to feed their egos. Instead of doing that, we need an in-depth understanding that love and acceptance shouldn't cost monetarily. In fact, we need to develop healthier ways to feed our egos and control it before it controls us! Music Title Inspiration: Artist Beyon...

Jul 26, 202121 minSeason 1Ep. 65

Conversation #64 Where Then Dollars At? | 5 Ways To Increase Your Money After Paying Bills Episode

Send us a text On today's episode of Mindfully Rich Podcast, RichE focuses on how you can have more discretionary money which is the amount of money that remains after you pay for your necessity expenses. This was a requested topic to discuss so I hope you enjoy! 🖤Connect with RichE on Instagram 🖤Follow @Mindfully_Rich_Podcast 🖤All love offering dontations can be submitted to the Mindfully Rich Podcast Cash App - $RichEE85 🖤For brand deals and advertising inquiries email - mindfullyrich@gmai...

Jul 20, 202117 minSeason 1Ep. 64

Conversation #63 | 3 Ways To Ease Spending Anxiety Episode

Send us a text In today's episode of Mindfully Rich Podcast, RichE focuses on spending we do on things other than our necessities, bills, and debts. Today we dream a little bit and think of the fun we want to create in our lives, the things we want and don't need to be judged on for spending on those particular items, and how to decrease our anxiety around spending on these wants; in your life! Connect with RichE on Instagram Follow @Mindfully_Rich_Podcast Please write a review on my Podcast on ...

Jul 12, 202118 minSeason 1Ep. 63

Bonus Conversation #62 | Let's Talk Reparations | 3 Juneteenth Money Facts

Send us a text In today's special bonus episode of Mindfully Rich Podcast, RichE talks about Juneteenth; what it is, how it came about; and also drops some gems on the money matters surrounded around the Enancipation Proclaimation issued January 1st, 1863. Connect with RichE on Instagram Follow @Mindfully_Rich_Podcast Please write a review on my Podcast on your streaming platform 🖤😉 LISTEN 🖤 SUBSCRIBE 🖤 SHARE Support the show...

Jun 19, 20218 minSeason 1Ep. 62

Conversation #61 |5 Reasons Why Your Bills Should Be On Automatic Payment Episode

Send us a text In today's episode of Mindfully Rich Podcast, RichE discusses the value of having your bills set up on automatic payment. While some people may disagree, automatic payment is the truth, and with it, proper planning and budgeting, auto payment could improve your financial wellness as a whole! Please tune in to hear my thoughts! Connect with RichE on Instagram Follow @Mindfully_Rich_Podcast Please write a review on my Podcast on your streaming platform 🖤😉 LISTEN 🖤 SUBSCRIBE 🖤 SH...

Jun 19, 202111 minSeason 1Ep. 61

Bonus Episode #60 No, You Didn’t Spend 20K On A Dang On Chain Episode

Send us a text I am not a judge, nor am I God to judge anyone on their choice of spending. I am a Financial thought leader who makes people think about the goals they have for their life so you can stay in your financial lane! In today's episode of Mindfully Rich Podcast, RichE discusses how a Detroit Michigan man won $30,000 from the lottery and spent $20,000 of it on a gold chain. Please tune in to hear my thoughts! Connect with RichE on Instagram Follow @Mindfully_Rich_Podcast Please write a ...

Jun 11, 20219 minSeason 1Ep. 60

Conversation #59 Managing Money Sucks, But You Gotta Do It Episode

Send us a text First, let me say that there’s no magic formula to managing money, but it can be done with time and patience if you want to succeed in your finances. In today's episode of Mindfully Rich Podcast, RichE discusses how she too shares a love-hate relationship with managing money but gives you the reasons why it's necessary. Stay to the end to hear RichE's ten steps and solutions to Managing your money successfully. Please note that the tips given in this episode are only recommendatio...

Jun 11, 202119 minSeason 1Ep. 59

Conversation #58 How To Break Broke; A Behavior Problem, Not a Lack of Money Problem Episode

Send us a text The definition of broke is running out of money, and in my opinion, when this happens, I believe it's due to one's behavior. You may not know this, but everyone has a money behavior that influences how we act and conduct ourselves with our finances. Depending on yours, you may do well or fall short financially. In today's episode of Mindfully Rich Podcast, RichE discusses the relationship between behavior and managing the amount of money you keep. Stay to the end to hear RichE's s...

Jun 05, 202121 minSeason 1Ep. 58

Bonus Conversation #57 Financial Stress & Mental Health | The Mental Health Awareness Episode

Send us a text It's been said that people with debt are more than likely to experience mental health problems. Because it's Mental Health Awareness month, it was only right for RichE to join in on the conversation to discusses the relationship between finances and mental health. On today's episode of Mindfully Rich Podcast, RichE discusses how finances aren't the easiest topic for some people to seek help on, especially once your mental health has been affected, so tune in to learn how financial...

May 25, 202123 minSeason 1Ep. 57

Conversation #56 Would You Rather Receive $60K in Cash or $600K in Pennies Episode

Send us a text In today's episode of Mindfully Rich Podcast, RichE discusses an interesting would you rather question. A recent post via @spiritualword Instagram posed the question, would you rather receive $60,000 in cash or $600,000 in pennies. Chile, RichE has a lot to say on this topic, so let’s 👏🏾Get👏🏾Into 👏🏾Today's👏🏾Conversation.👏🏾 Connect with RichE on Instagram Follow @Mindfully_Rich_Podcast Please write a review on my Podcast on your streaming platform🖤😉 LISTEN 🖤SUBSCRIBE �...

May 25, 202112 minSeason 1Ep. 56

Conversation #55 Gimmie My Money | The 1.2 Million Dollar Scandal Episode

Send us a text Chile, What would you do if 1.2 million dollars were transferred into your bank account? Keep it or leave it, that is the question, so let’s 👏🏾Get👏🏾Into 👏🏾This👏🏾Conversation.👏🏾 Connect with RichE on Instagram Follow @Mindfully_Rich_Podcast Write a review on my Podcast on your streaming platform🖤😉 LISTEN 🖤SUBSCRIBE 🖤SHARE Support the show...

May 14, 202112 minSeason 1Ep. 55

Conversation #54 Why Is Financial Literacy So Important Episode?

Send us a text Baby, April is national financial literacy month, and I’m here to talk to you about why financial literacy is important this week. Gone head and sat down somewhere and come listen to today's episode! The category is...National Financial Month’ .... Now Let's 👏🏾Get👏🏾Into 👏🏾This👏🏾Conversation.👏🏾 Connect with RichE on Instagram Follow @Mindfully_Rich_Podcast Write a review on my Podcast on your streaming platform🖤😉 LISTEN 🖤SUBSCRIBE 🖤SHARE Support the show...

Apr 23, 202113 minSeason 1Ep. 54

Conversation #53 The Mindfully Rich Rewind Episode | So Icy

Send us a text Hello Hello & Welcome Back to Mindfully Rich Podcast ya'll! I'm tired do y'all getting this replay of e of my favorite episodes! I also just noticed 35 is 53 backwards so it all works perfect!🤣🤣🤣know, I'm late, it's cool though because I gotta another great episode ya'll! Mindful Money Moment Segment Music Title Inspiration - Gucci Mane feat. Young Jezzy - So Icy Financial Self Care Tip Segment What does being rich mean to you and how will you purposefully get to that goal?...

Apr 10, 202117 minSeason 1Ep. 53

Conversation #52 Instacart Me My Groceries | 3 Reasons Why I Love Online Grocery Shopping

Send us a text Baby Instacart is my new best friend! About a year ago, I started dibbling and dabbling in online grocery shopping. Walmart was the only place I did this on until now. About 3 months ago, I took a day trip to my favorite place, Houston, and needed a quick grocery run for when I returned. I decided to use Instacart because I needed things from multiple stores, and Chile I was sold! I had my groceries in 2 hours! Because I love this so much, I decided to make an episode about it! Th...

Apr 03, 202119 minSeason 1Ep. 52

Conversation #51 Leave The Door Open | Stimmy's Have Arrived!

Send us a text Baby, social media has had me cracking up this week because these damn stimulus checks have hit and some of ya'll have lost ya'll dang on mind. You'd swear that extra money in the account was about to burn a hole in some of ya'll pockets, so I'mma need ya'll to sat down somewhere and listen to today's episode! The category is...Cash Me Out Stimmy.... Now let’s 👏🏾Get👏🏾Into 👏🏾This👏🏾Conversation👏🏾 Connect with RichE on Instagram Follow @Mindfully_Rich_Podcast Please write a...

Mar 19, 202114 minSeason 1Ep. 51

Conversation #50 It's My Podcast-Versary!!!

Send us a text A year ago today, it was a late night that I sat in my living room contemplating an almost two-year hesitation at starting my podcast. Y’all, I had every excuse you could think of, “do people even listen to podcasts” “would people care about money topics” “would I get people to listen to me” “am I qualified enough to have a podcast,” “what if the podcast fails,” hell you name it I thought it. Still, I decided to be like @nike and Do It! On my living room floor, I sat and recorded ...

Mar 11, 202120 minSeason 1Ep. 50

Conversation #49 Stop Normalizing Being Broke | 5 Steps To Escape The Struggle Life

Send us a text Baby, guess who’s been broke before? Me; But guess what I didn’t do? Normalize it. I lived in it, I lived through it, and I eventually overcame it, and you can too, so check out today’s episode to get these gems! The category is...Rich Rich with no broke sides , Now let’s 👏🏾Get👏🏾Into 👏🏾This👏🏾Conversation👏🏾 Connect with RichE on Instagram Follow @Mindfully_Rich_Podcast Write a review on my Podcast on your streaming platform🖤😉 LISTEN 🖤SUBSCRIBE 🖤SHARE Support the show...

Mar 05, 202119 minSeason 1Ep. 49

Conversation #48 5 Steps To Negotiating Your Pay The Mindfully Rich Way

Send us a text Baby, I’ve had my share of low paying jobs in my adult life that’s why I don’t want you to follow in that same path. Ive been highly qualified, experienced and educated, but still lacked in the pay department due to not negotiating my salary from the get go. As a black woman, I’m one of the lowest paid classes of women in the workplace next to Hispanic and Latinx women. Because of this significant wage gap, I wanna give y’all 5 steps to negotiate your pay so your not years and yea...

Feb 26, 202113 minSeason 1Ep. 48

Conversation #47 | The 24 Things I Don’t Buy Cheap Episode

Send us a text Let me tell you what. I can be frugal at times, but there are a few things that I will spend all the money on! Through life lesson and experiences I've learned that it's better not to buy somethings cheap because when you do you end up spending more money. Today I'll get into a few of my favorite items that I never buy cheap, I mean never Chile! The category is...Not Cheap Fashions & Things Now let’s 👏🏾Get👏🏾Into 👏🏾This👏🏾Conversation👏🏾 Connect with RichE on Instagram ...

Feb 19, 202129 minSeason 1Ep. 47

Conversation #46 How To Negotiate Your Rent Increase Episode

Send us a text Have you ever received a rent increase and wanted to smack the rental agency people right in the face. While I'm not promoting violence, I'm just telling how I felt when I received mine. Although I didn't do this I fought back in a smatter way by negotiating my rent to an amount that I was more comfortable with. You don't wanna miss this episode! The category is...Expensive Rent Increase for 100 Alex... Now let’s 👏🏾Get👏🏾Into 👏🏾This👏🏾Conversation👏🏾 Connect with RichE on I...

Feb 12, 202119 minSeason 1Ep. 46

Conversation #45 The Cost Of Living Is Trash Episode

Send us a text Yo, I know I'm not the only one struggling through this ghetto we call life. You know what it is right, this damn cost of living is holding us back but it doesn't have to keep us back. Today I'm breaking down the cost of living, what to look for when your contemplating moving to another city, and how to combat the cost of living in your city. The category is...Expensive AF for $300 Now let’s 👏🏾Get👏🏾Into 👏🏾This👏🏾Conversation👏🏾 Connect with RichE on Instagram Follow @Mindf...

Feb 05, 202133 minSeason 1Ep. 45

Conversation #44 Don’t Freeze My Student Loans, Melt Them Episode

Send us a text Imma need somebody to get Biden Administration on the line so they can cancel out all our student loan debt! Did y’all know back in 2008 the Bush Administration paid out 440 Billion dollars to bail out insurance companies, the big three auto companies, banks and the mortgage industry? My belief is, “If they did it before, they can do it again” Now y’all gone and cancel these student loans ....PERIODT The category is...Student Loan Debt to the left, to the left! Now let’s 👏🏾Get👏...

Jan 29, 202121 minSeason 1Ep. 44
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