What do you feel when you hear the word “money”? Some feel a surge of envy while others experience anxiety. Money is such an essential item in our lives but have we ever stopped and ask ourselves: what is my relationship with money? Perhaps it’s time to rethink your relationship with money. The way we view money aka our money narrative has a direct impact on how we use and manage our finances. Join us on a money narrative exploration journey with our guests Audrey and Geraldine from PlayMoolah ,...
Sep 21, 2022•55 min
Welcome to TFC Weekly Market Updates! Here's the market news for the week: 02:03 - Another Rate Hike Is Inevitable. The Question Is How High? 12:58 - Is Porsche Worth $78 Billion? 20:27 - Adobe Expands Its Monopoly With Figma Acquisition Disclaimer: The content in TFC Stock Geekout is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations. For all other links mentioned, or to discover more from the team at The Financial Coconut (including all ...
Sep 20, 2022•34 min
The FIRE (Financial Independence Retire Early) movement may be very popular but many still feel that it’s beyond their reach. What if we tell you there’s another way to FIRE with a smaller budget? The answer is lean FIRE! What is lean FIRE, how is it different from the original FIRE movement and what can we do to achieve it? Our guest Chris aka @HoneyMoneySG shares 3 useful tips to help you achieve lean FIRE! PS. Learn how Chris plans to hit $1 million by 35 in this episode . Get our show notes ...
Sep 19, 2022•36 min
Companies with high growth and healthy profits are uncommon but TransferWise has managed to find the sweet spot in the fintech industry, beating out competitors like PayPal and even traditional banks. Find out how our guest Eugene , founder & chief investment officer of Vision Capital , went from consumer to believer of this company in today’s SGO episode! His insightful analysis may even encourage you to make a Wise investment (pun not intended). Be sure to check out Eugene's analysis of Pa...
Sep 15, 2022•46 min
谈钱伤感情; that means “talking about money hurts feelings” in Chinese. Horror stories of families and friends falling out due to failed investments are unfortunately quite common. Should we just turn away from potential investment opportunities to avoid ruining the relationships with our loved ones? Our guest Jeremy doesn’t think so. As a venture capitalist at Monk’s Hill Ventures, he knows all about raising funds for businesses. In this illuminating episode, Jeremy shares what aspiring investors sh...
Sep 15, 2022•59 min
We will be trying something new going forward: now every Wedesday you will see our Market Updates series from our Stock Geekout by TFC show. --- Welcome to TFC Weekly Market Updates! Here's the market news for the week: 04:49 - What’s The Big Deal With The Ethereum Merge? 08:40 - Sea Limited Exited This Market But Maybe You Shouldn’t 18:56 - New Disruptor In The Ad Industry? Disclaimer: The content in TFC Stock Geekout is solely for education and entertainment purposes. It does not serve as any ...
Sep 14, 2022•29 min
PE ratio, dividend, earnings per share… many retail investors look at these factors when picking stocks but what about company moats - the competitive edge it has above others? Do you know how to identify companies with growing moats? In this episode, let our guest Thomas share 3 factors to consider when analysing company moats. By using real-life examples like Zoom, Amazon, Lululemon and more, listeners will learn how to build a stronger portfolio that can beat its competitors out. Want to hear...
Sep 12, 2022•45 min
We get it, #adulting is hard. It feels like we have to start doing grown-up things like managing our income the moment we graduate and get a job. How successful are you in budgeting your salary, or do you even do it at all? Like many young adults, our guest Lisa entered adulthood with hope and she decided to document her adulting journey on Lisa’s Adulting in Singapore , including how she purchased a resale HDB flat at the age of 24. In this episode, join us as we dive into Lisa’s personal money...
Sep 07, 2022•46 min
While no one likes the feeling of rejection, let’s not wallow in self-pity. What can we do if our request for a pay raise has been denied? Explore your options in Part 3 of this career series with serial entrepreneur Adrian . Why was my request denied? When is the right time to send in another request? Should I just quit and find a better-paying job instead? Listen to Part 1 & Part 2 of this series if you haven’t. Get our show notes at https://thefinancialcoconut.com/tfc159 Disclaimer: The c...
Sep 05, 2022•34 min
If you’re asking questions like “bank or HDB loan?” or “cash or CPF?”, congratulations on purchasing your new home! Many of us are also looking for answers to the above questions. In fact, the CPF (Central Provident Fund) has always been a common talking point among Singaporeans since it’s so intertwined in our lives. We invite personal finance lead Sheng Shi and client experience lead Lean Sing from Endowus to share their individual insights on how they use their CPF to finance their houses. Wh...
Aug 31, 2022•40 min
The Financial Coconut has done many stock analyses and yet we have not discussed one of the most basic investing questions: how to choose a brokerage? Investors are currently spoilt for choice as more and more brokerages enter the market. Sure, free shares and offers may be enticing (who doesn’t want them?!) but there are other important factors savvy investors should also consider before choosing a brokerage. Listen to this episode and find out what they are. A brokerage that suits your investm...
Aug 29, 2022•21 min
After 8 years of blogging, is SG Budget Babe aka Dawn still an advocate of budgeting, or is there a better way to manage our money? In Part 2 of this interview, Dawn reflects on how her relationship with money has changed over the years, especially after becoming a wife and mother of 2. Find out what her best and worst investments were and how she’s kickstarting the investment journey for her young children in this episode. PS. Listen to Part 1 of this interview if you haven’t! Get our show note...
Aug 24, 2022•29 min
After listening to TFC 155 , you did your prep work and now you are ready to ask your boss for your well-deserved pay raise. As you step into your boss’ office, do you know what to say? Will you be successful in your request for a higher pay? Master the art of asking for a pay raise in Part 2 of this career series with serial HR entrepreneur Adrian . We explore how you can kickstart the conversation professionally and the smart way to negotiate your pay. Should we ask for an exact amount or just...
Aug 22, 2022•31 min
If you’ve heard of SG Budget Babe , you’re an OG. Before influencers were even a thing, our guest Dawn aka SG Budget Babe has already started blogging about money 8 years ago and the rest is history. Her website continues to be one of the most popular local resources on personal finance to this day. Listen to Part 1 of this interview as Dawn shares her journey from blogger to finfluencer, what to make of the personal finance content nowdays and why you should not become someone else’s exit liqui...
Aug 17, 2022•33 min
Welcome to another episode of Emily… we mean Reggie In Paris! Our Chief Financial Coconut had to extend his holiday in France unexpectedly and how does he deal with that? By recording this episode, of course! Listen to this episode as he shares 3 hot tips he discovered during his time in Paris. Want more travel-related episodes? Check out TFC 122 & TFC 142 . Get our show notes at https://thefinancialcoconut.com/tfc156 Disclaimer: The content in The Financial Coconut is solely for education a...
Aug 15, 2022•28 min
Just graduated? Congrats! Landed your dream job? Great! Have you bought insurance yet? Erm… Buying insurance shouldn’t be so complicated, right? Why are some of us so reluctant to embark on the insurance buying process? Sometimes, all we need is more clarity and objective information. This is what popular personal finance Instagram account @sav.finance hopes to help us with. Join us as we interview Joey, the founder and creative mind of @sav.finance in this Chill with TFC episode. Other than sha...
Aug 10, 2022•35 min
You may love your job, your colleagues are also your friends and your boss is the best in the world but all these mean nothing if your salary is not enough to support you. Could it be time to ask for a pay raise? Before you march into the office and demand for it, you may want to listen to this episode first. Let our guest Adrian share with you 3 things you need to work on before asking for a pay raise in this episode. Tap on his wealth of experience as a serial HR entrepreneur to help you get t...
Aug 08, 2022•41 min
What is that nagging feeling that makes us want to sell our stocks in a market crash? How do we fight the irrational fear of losing it all when we invest? Learning more about investor psychology can help you manage both your portfolio and emotions better. Listen to this episode as our guest Max explains how you can change the way you think about investing and eventually become a better, more logical investor. Want to learn more about investing mindsets? Then you should listen to this and this . ...
Aug 03, 2022•46 min
What is the best way to support a friend who is struggling financially? Should we lend money or lend a listening ear instead? With the current red market, some of us may be in some kind of financial turmoil. How can we better support them through this difficult time? Are we the right people to be the pillar of support in the first place? This episode suggests 3 simple yet tactful ways to be there for your friend. Liked this episode? You may be interested in this and this too. Get our show notes ...
Aug 01, 2022•28 min
“Through money, it made me realise that I don’t need money.” The irony in that statement was not lost in our guest Max who became a millionaire at the age of 29. In Part 2 of Max’s story (listen to Part 1 here ), he goes deeper into the revelations he has made on his journey to financial freedom. What are some misconceptions many people have about financial freedom? Is it really for anyone? What were some regrets he had from this journey? How is he managing his investment portfolio now that he h...
Jul 27, 2022•40 min
Sure, you receive a monthly income from your job but is that good enough for your wealth accumulation journey? Join us in this episode as we discuss 3 basic tips you need to consider if you want to build enough wealth to last you a lifetime. How do we get into a surplus situation? In what ways does inflation get in the way of wealth accumulation? What’s the secret to 10x or even 100x your money? Enjoyed this episode? You may be interested in this and this too. Get our show notes at https://thefi...
Jul 25, 2022•28 min
This million dollar question (pun not intended) must have come across your mind: what would I do if I had a million dollars? Some may quit their jobs to travel around the world, while others may go on a mega shopping spree and buy whatever their hearts desire. However, our guest Max did neither even though he hit his first million at a young age of 29. What did he do the moment he became a millionaire? Find out how Max became a millionaire through investing and what his life has been like since ...
Jul 20, 2022•35 min
Recession is often viewed negatively but to many savvy investors, it is actually a great investment opportunity. Have you thought about how to play the market to your advantage yet? Get some investing inspiration in this episode, especially if this is your first time experiencing a recession. Find out how business cycles work, which industry is currently underappreciated and an alternative asset class you may also want to consider. As always, remember to do your due diligence before making any m...
Jul 18, 2022•28 min
Imagine going from being the co-owner of 7 shops to earning $7 per hour? That was what Dave, blogger of Minimalist in the City , went through at one point in his life. Despite being in debt (not once but twice), he emerged victorious and even achieved financial independence last year while living a minimalist lifestyle with his family of 4. Listen to Dave’s tumultuous financial journey in this episode and find out how he persevered through these difficult times. How did minimalism help him achie...
Jul 14, 2022•53 min
You may love the ease & convenience of conducting digital transactions on-the-go but you may want to reconsider when you hear about the potential pitfalls from using these financial apps. The way we transact for food and fitness classes should not be the same as transacting for financial instruments and products. Learn how to be more discerning in the way you use the financial apps in your phone in this episode and take control of your finances because only YOU can decide what to do with you...
Jul 11, 2022•26 min
Love conquers all… does it really? Money has been quoted as one of the most common reasons why relationships fail. Do you think your relationship can pass the test of money? From courtship to marriage to retirement, let our guest Marie Ang, a certified John C. Maxwell and ICF coach, share how couples can manage money better together. In fact, she opines that it’s not really the money that destroys relationships. What is it then? Find out more about our guest Marie: https://bit.ly/3yLgu6R Get our...
Jul 06, 2022•57 min
After 2 years of pandemic, it seems like the world is going back to normal but why are some of us having trouble with that? Surely we can revert to our old lives easily? Perhaps it’s time to recognise that the pandemic has upended our lives in more ways than one. For some, the pandemic has pushed them to explore other working styles (WFH anyone?) while others have started to re-evaluate their priorities in life. How then should we navigate the post-pandemic world? This episode offers 3 useful ti...
Jul 04, 2022•31 min
How many people can get a business class seat purely from credit card spending? Turns out it’s quite a few, if you know how to play the miles game well! To help us master the art of earning & redeeming miles, we have Aaron, founder of popular travel blog Milelion which teaches you how to travel better for less! Is the miles game only for the rich? What’s the gold standard rate for miles per dollar? Aaron will answer these commonly-asked questions in this episode. He even shares specific cred...
Jun 29, 2022•48 min
Noticed a spike in the price of your chicken rice or kopi-o recently? You are looking at the effects of a high inflation environment. For many young millennials out there, this may be the very first time you are experiencing this phenomenon. What can we do to mitigate higher prices everywhere? Listen to this episode & find out. Get our show notes at https://thefinancialcoconut.com/tfc149 Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It d...
Jun 27, 2022•29 min
Japan has been a very popular tourist destination for many reasons and we bet you won’t be able to guess this particular reason for visiting Japan: the Japanese Yen has crashed. In fact, at the time of publishing, the Yen has reached its all-time low in 24 years. How did this happen to a first world country like Japan? To enlighten us on this unusual situation, we have Li Xing, a FX strategist from Zeta Labs ! Her work focuses on currency research and FX strategies so you will definitely gain a ...
Jun 22, 2022•34 min
