Learning from the rich will help you become rich. Is that really true? Did you know there’s also much to learn from the not-so-rich? It’s high time we dispel the myth that the poor are “lazy”. In fact, Reggie thinks it's lazy of us to write them off as lazy! It is pretty amazing that they are trying their best to survive and thrive despite the limited resources in their lives. How do they do it and what are some useful ideas that we can learn from them? Get our show notes at https://thefinancial...
Jun 20, 2022•28 min
Today, we are taking our show title seriously as you get to (literally) Chill with TFC. For the very first time, you will get to hear from the team behind TFC! As financial content creators, how do we determine if the financial content we consume is credible and useful to us, especially with the never-ending onslaught of online information? Joining Andrew on this special Chills episode are Reggie (Chief Financial Coconut), Anthony (co-host of TFC Stock Geekout ), Sian (host of TFC mandarin podca...
Jun 15, 2022•46 min
If you think you’ll never be foolish enough to fall into a scam, think again. Everyone is vulnerable to financial scams, regardless of your educational level or life experience. Apart from protecting your digital footprint via NordVPN (check out the promo below!), how else can we discern the information we consume so that we do not become the next victims of financial scams? Listen to this episode and find out. Increase your defence against financial scams and other cyber threats by using NordVP...
Jun 13, 2022•24 min
Would you rather trust a human or an algorithm with your money? DeFi, also known as decentralised finance, aims to eliminate the need for middlemen like banks in our financial transactions through blockchain technology. In recent years, there has been much enthusiasm in the DeFi space with many investors earning astronomical returns (some have also lost a lot) but practically speaking, is DeFi actually feasible in the real world, or is it better off as a theory instead? Sharing his expert opinio...
Jun 08, 2022•44 min
Is the money in your CPF accounts just sitting around? What’s the point of having money that you can see but cannot touch? Au contraire. There are actually other uses for CPF other than paying for HDB loans, insurance and education. If you care about your money, then you should listen to this episode to find out how you can use the money in your CPF to support your parents’ retirement and even get 6% risk free returns for yourself! Get our show notes at https://thefinancialcoconut.com/tfc146 Dis...
Jun 06, 2022•24 min
With the skyrocketing property prices in Singapore, can we still make money from the property market? Contrary to popular belief, property investment in Singapore is not a rich man’s game. Play your cards right & you may be able to extract extraordinary yield from your property and gain equity within a short period of time too! Learn how to be a better player in Singapore’s property game from Maureen Li, seasoned property investor & founder of Abiel Real Estate Fund. With years of invest...
Jun 01, 2022•48 min
Do you believe in multiple selves? No, we are not entering the supernatural realm but if you want to understand why we experience buyer’s remorse, then we need to learn more about the different roles we play in our lives and how it can affect the way we think about our spending. TFC 145 goes deep into the conflicting mix of emotions when we make a purchase: why do we feel so excited just before we buy something but once we buy it, we feel down in the dumps? What can we do to manage this emotiona...
May 30, 2022•29 min
Despite the immense regulatory crackdown in 2021, many retail investors are still attracted to the Hong Kong market. What about you? To these investors, the question is no longer about whether Chinese companies are worth investing, but how they can continue to pick good investments in the Hong Kong market with the regulations in mind. Our guest Samuel Siew is definitely an expert on this topic. He is a market specialist for the China Solutions Team at ProsperUs by CGS-CIMB Securities which focus...
May 25, 2022•31 min
Did you listen to last week’s TFC episode on outdated boomer financial advice ( https://spoti.fi/3yQN8V5 )? This week, we will expand the discussion by dissecting some of the investing advice from our elders that may not work in today’s context. Instead of writing them off, we will attempt to understand how our elders came up with these advice. For example, why are they so afraid of the stock market? Listen to this episode to find out why. Get our show notes at https://thefinancialcoconut.com/tf...
May 23, 2022•28 min
If you think that personal branding is only for celebrities & influencers, think again. Our guest for today’s Chills with TFC episode will convince you otherwise. In fact, he strongly believes that having a personal brand can help you climb the ladder faster and become more successful! Sam Neo is the founder of 3 start-ups and also a HR expert who has worked with leaders of big brands like Samsung, ING Bank, Under Armour and more. In this episode, he will share why he thinks it’s now a must ...
May 18, 2022•42 min•Ep. 95
Have you ever gone “huh?” when you receive financial advice from your elders that seem a little… iffy? While they may have good intentions, we are living in a very different world from the one that they grew up in and some of their advice may no longer be relevant anymore. Recognise these outdated financial advice in TFC 143, break the cycle and move on from them!Done with this episode? Then you should listen to TFC 144 - Outdated Boomer Investing Advice You Should Stop Following: https://spoti....
May 16, 2022•22 min
*Disclaimer: This episode was recorded on 16 Dec 2021 and since then, the Total Debt Servicing Ratio (TDSR) has changed from 60% to 55%.* Buying your first home can be a daunting experience, and on top of that, property prices seem to be on a high these days. Should I just buy a private property since HDB flats are already hitting $1 million? What are some common characteristics of properties with potential growth & higher rental yield? Our guest Douglas from Empower Advisory ( https://bit.l...
May 11, 2022•51 min
Planning your first trip after 2 years of pandemic? Prices for your air ticket & accommodation may be high for now so how can we get more bang for our buck in budget travels and still have a good time too? In TFC 142, we share some uncommon tips on how to stretch your dollar when it comes to traveling. Apparently, you can already save a few hundreds by choosing where you fly out from! Get our show notes at https://thefinancialcoconut.com/tfc142 Disclaimer: The content in The Financial Coconu...
May 09, 2022•20 min
Living longer to 100 years old is becoming a real possibility for many of us, thanks to advancements in healthcare and technology. Thus, it’s time we rethink our retirement plan. What if we underestimate how much we need for retirement? How do we protect our wealth as we age? What can we do to work towards a multi-stage life? Our guest for Chills 69 is Goh Theng Kiat, Chief Customer Officer from Prudential Singapore who will shed some light on how we can manage our health and wealth better so th...
May 04, 2022•42 min
You are what you eat, but why are some foods so popular despite them being sweeter, fatter and more expensive? TFC 141 may touch a raw nerve among the food fans (where is the ‘premium’ in premium boba tea?!) but hey, hear us out. You may change your mind about them once you understand more about their business model & what exactly goes into these popular foods! Get our show notes at https://thefinancialcoconut.com/tfc141 Disclaimer: The content in The Financial Coconut is solely for educatio...
May 02, 2022•25 min
What is your version of the Singaporean Dream? Is it still achievable in the current economy, especially with the incoming GST hike and other measures announced in this year’s Singapore Budget? In Part 2 of this two-part series, we continue the discussion with Mr Jamus Lim, Associate Professor of Economics at ESSEC Business School & Member of Parliament for Sengkang GRC on his personal thoughts on the Budget measures and how we (especially the middle class) can continue to navigate & bui...
Apr 27, 2022•1 hr
Increasing mental health awareness around the world has given rise to the idea of self-care where one makes a conscious effort to prioritise and take care of the self. While the intention of self-care is good, there are some major flaws that we really should be aware of. Is spending money on feel-good activities really the way to self-care? Before you go for your next gym class or massage session as part of your self-care routine, listen to this thought-provoking episode as we debunk 3 myths rev...
Apr 25, 2022•29 min
What governs your thought process behind every financial decision you make? Do you truly believe you are an independent decision-maker, or are there other agents at play in the financial market? To answer these thought-provoking questions, we need to dive into the study of economics and learn how human behaviour can be modeled from the interactions between economic agents in the economy. Our guest for today is certainly more than qualified to talk about economics. We are honoured to have with us...
Apr 20, 2022•31 min
Do we always have ourselves to blame when things do not go our way and only ourselves to thank when we’re considered “successful”? What if there are forces beyond our control that impact our financial success? Join us today as we discuss 3 external forces that affect your personal finance. Get our show notes at https://thefinancialcoconut.com/tfc139 Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as any form of advice or reco...
Apr 18, 2022•25 min
Hello! If you are reading this description right now, we assume you have an interest in personal finance. Other than The Financial Coconut (TFC), did you know that we also have other shows in the TFC ecosystem that cover different aspects of personal finance? One of them is Coconut Avenue which focuses on property in Singapore and in this special Chills episode, you will get to listen to Season 2, Episode 1 of Coconut Avenue! Follow our guests Dan & Lydia as they share their experience apply...
Apr 13, 2022•30 min
Being frugal is a virtue, right? Isn’t spending as little money as possible the best way to consolidate your wealth? It’s high time we question this premise. Before you come at us and say “how dare you?!”, listen to this episode and find out why we think frugality may actually be limiting the way you live your life. Get our show notes at https://thefinancialcoconut.com/tfc138 Disclaimer: The content in The Financial Coconut is solely for education and entertainment purposes. It does not serve as...
Apr 11, 2022•33 min
Getting a 7-8% annualised returns on your investments? Yeah, we’ve heard of that. What about beating the entire market? Can you beat that? Check out this episode and find out how you can outperform the market with thematic investing! Our guest Jake, Associate Director & Portfolio Manager at ProsperUs by CGS-CIMB Securities will guide us through this exciting space with themes like ESG, nanotechnology and even meme stocks! Which theme do you think will lead you to alpha? March into April with...
Apr 06, 2022•52 min
REITs (Real Estate Investment Trusts) is a popular investment tool among many investors but how much do you know about how these REITs “increase their yield”? Why is it that the yield can go from a low 2% to a staggering 50%? Does a higher yield mean we should buy this particular REIT? Reggie breaks down the concept of REIT yield in this episode and some factors you should look out for when picking REITs for your portfolio. If you enjoyed this episode, you should check out TFC 54: https://spoti....
Apr 04, 2022•28 min
News about the potential regulatory risks & delisting of Chinese companies in recent months may have caused much concern among many investors but this doesn’t mean we should write them off completely. On the contrary, there is much opportunity in the Chinese market. After all, the economy is booming with 1.4 billion people! Learn how you can avoid regulatory & delisting risks by entering the Chinese market directly via the Hang Seng Index in Hong Kong. We will also discuss important comp...
Mar 31, 2022•45 min•Ep. 93
Local wealth management platform StashAway recently made the decision to pull out of China tech ETF KWEB which resulted in much online chatter. In this exclusive interview with Freddy Lim, the co-founder & Chief Investment Officer of StashAway, we discuss the rationale behind the deviation in its position and going forward, what investors should expect when investing with StashAway. Get our show notes at https://thefinancialcoconut.com/tfc136 Disclaimer: The content in The Financial Coconut ...
Mar 28, 2022•37 min
After staying in your home for a while, maybe you feel that it’s time to pack up and move. Just like buying a property, selling a property is not as straightforward as you think. In Chills 62 ( https://spoti.fi/3IyucLN ), we covered everything you need to know about the legal processes involved in buying a property in Singapore. In Chills 63, we will do a role reversal. What if we want to sell our property instead? What should we know about the legal processes of selling a property? Once again, ...
Mar 24, 2022•36 min
You’ve done your research, looked through several listings and finally, you have found your dream home. Now what? The legal processes of buying a house await you before you can say “home sweet home”. This episode will cover everything you need to know about the legal processes involved in buying a property in Singapore. Get expert advice from our guest, Hui Yu, a legal associate practicing in the field of conveyancing law at Apex Law. Whether you are buying a HDB flat or private property, new la...
Mar 23, 2022•39 min
In the world of investing, nothing is constant. Companies are always evolving and sometimes, the ones that we may have written off in the past may come back to surprise and interest you. In this episode, Chief Financial Coconut Reggie will share 3 stocks that he is paying closer attention to even though he used to hate them. Well, sort of. Get our show notes at https://thefinancialcoconut.com/tfc135 Disclaimer: The content in The Financial Coconut is solely for education and entertainment purpos...
Mar 21, 2022•28 min•Ep. 81
Yes, you read that right - our guest Chris from HoneyMoneySG (https://bit.ly/3we6OB2) is on his way to hit his goal of $1 million in his investment portfolio by 35 years old. In this week’s Chills with TFC, he talks about his journey: why he had this goal in the first place, how he got started and his investment strategies thus far. He also shares his opinions about CPF’s liquidity issues and how he managed to reach the Full Retirement Sum in his CPF. No matter where you are in your personal fin...
Mar 16, 2022•36 min
The two words ‘zen’ and ‘investing’ are not commonly used together but this is what Max ( https://bit.ly/3Jijt9O ) & Thomas ( https://bit.ly/3w3T6jW ) believe in - you can be zen about investing if you have done your homework with the right mindset. In fact, your mindset is even more important than your skillset as an investor! In this episode, Max & Thomas share more about the secret to get rich, their interesting take on being a millionaire (fun fact: one of them made his first million...
Mar 14, 2022•56 min
