This is episode 100 of The Dreamers Podcast! It’s been 100 weeks since the beginning of the show. 2022 is almost over but we will continue to be your consistent dose of weekly wealth literacy tips to help you live a wealthy life on your terms. In this episode, I’m sharing: What I learned from running this show for 100 weeks The challenges and struggles I faced since starting The Dreamers Podcast How starting a podcast can help you in many areas including: Expanding authority in your field Expand...
Dec 13, 2022•13 min•Season 3Ep. 100
When should we start preparing for an economic downturn? At the onset? Or as early as when we see the first sign of economic decline? If you’re like me and you want to be proactive, then this episode is a must-listen! I’ve spoken to financial experts to outline strategies to have in your arsenal so that you are prepared for the worst-case scenario. It’s a mix of financial cautiousness with investment strategies to make sure you’re protected in case things don’t go as planned, but without missing...
Dec 06, 2022•20 min•Season 3Ep. 99
In this episode, the CEO of Elevated Assist shares with us how she uses her full-time job to create more passive income to support her bigger goals. If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast: Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month. Follow the podcast , so you never miss an episode: Apple Podcasts | Google Podc...
Dec 01, 2022•6 min
Many people dream of making an additional $100k yearly while still receiving consistent income from their 9-to-5 job. This week’s Dreamer, Annalisa Abell, has done exactly that. Annalisa is an entrepreneur, real estate investor, and trailblazer in the Virtual Assistant coaching community. When she launched her Virtual Assistant agency, Elevated Assist , she brought in 6-figures in less than one year all while keeping her 9-to-5 job. Annalisa now teaches others how to earn 4 to 5 figures a month ...
Nov 29, 2022•28 min•Season 3Ep. 98
The Great Recession of ‘08 was a difficult time as millions of hardworking people lost money and wealth. This week’s Dreamer, Sahirenys Pierce, Founder of Poised Finance and Lifestyle ’s family was one of them. Her parents lost most of their investments and earning during those dark times. But she did not let this challenging time define her life. Instead, she did everything possible to improve her finances and, in the process, developed a system that will eventually help thousands of people ach...
Nov 22, 2022•34 min•Season 3Ep. 97
“How can I become work optional in less than 20 years?” That’s a question this week’s Dreamer, Steven Stack, engineer-turned-financial coach, asked himself in his early twenties. But the gap between a thought and actual results, or a dream and the fulfillment of that dream, is action. So Steven put a plan in motion and became work optional in his early thirties. In this episode, Steven shares with us his personal story of how he was able to accumulate wealth, and become a debt-free multi-million...
Nov 15, 2022•44 min•Season 3Ep. 96
If you want to improve your negotiation skills to earn more, Dreamer Mandi Woodruff-Santos @mandimoney has the blueprint. In this week’s episode, career coach and award-winning co-host of The Brown Ambition podcast, Mandi Woodruff-Santos, shares how she increased her income from $35K to over $300k in 10 years without getting an additional degree. After being laid off only 3 months after starting her first job, Mandi realized that she needed to look out for her interest because her employer would...
Nov 08, 2022•38 min•Season 3Ep. 95
Is financial independence by age 30 possible if you don’t come from a wealthy family? Dreamers Nadia Busseuil and Nicole Carter, “The Wealth Twins,” grew up in a single-family household in a low-income neighborhood of New York City and went on to start their careers on Wall Street after college. In this week’s episode, Nadia and Nicole share how discovering the power of compound interest early on, and strategic planning and investing their money consistently, helped them reach financial independ...
Nov 01, 2022•41 min•Season 3Ep. 94
Getting an education and going off to college is supposed to be an exciting and hopeful time in your life. But, for most people, it also comes with student loan debt. That’s what happened to Drs. Renée and Nii Darko who had $700,00 of student loan debt a couple of years after graduating college. The debt seemed like a burden they would have to deal with for decades. After realizing that they would spend close to $1.2 million repaying their debt if sticking with the minimum payment, they decided ...
Oct 25, 2022•47 min•Season 3Ep. 93
When you're starting out in your investment journey or aiming to build wealth, many people consider real estate investing. Our Dreamer this week, Yamundow Camara didn't just make it a reality - she used creativity to build a real estate portfolio in record time without overleveraging debt. Yamundow immigrated to the US in 2016 through a scholarship. Five years later she has acquired 28 real estate doors, taking advantage of the pandemic, when people were fearful of investing to build up her port...
Oct 18, 2022•45 min•Season 3Ep. 92
Planning for your future and thinking about building wealth can either be daunting or exciting depending on how you approach it. The level of uncertainty we have been facing these past few years can take its toll on any investor, and even more so on someone who’s trying to save enough money to start investing. In this episode, I’m discussing five things I’m doing this quarter to positively impact my finances, not just this quarter but for 2023 and beyond. In this episode, I discuss: Why reviewin...
Oct 11, 2022•13 min•Season 3Ep. 91
From constantly refinancing debt, starting a side hustle to pay off debt, and turning that side hustle into a multiple 6-figure business, Dreamer Latasha Peterson’s story is a testament that anybody can become good with money. In today’s episode, Latasha shares how through education, mindset changes, consistent action, and creativity, she was able to rewrite her family’s money story. Now a globally recognized Side Hustle Expert, Latasha shares with us the key steps to create a profitable side hu...
Oct 04, 2022•25 min•Season 3Ep. 90
Debt freedom, investing? This week’s dreamer Chloé Daniels @clobaremoneycoach discusses how to do both. When she was younger, Chloé associated money with stress. She was determined to earn a high income. But even after making money by landing a job and promotion in corporate America, she still ended up hoarding money, overspending, and mismanaging her finances. Chloé quickly realized that increasing her income wasn’t enough. She needed to also learn how to manage money if she wanted to become fi...
Sep 27, 2022•41 min•Season 3Ep. 89
If you are in the wealth-building or wealth accumulation stage of your life, then this episode is for you. As you start working towards more than financial stability but actually growing your wealth, you may encounter a few challenges along the way. Like most of us, you may develop a few habits and mindsets that will hurt you on your financial journey. Listen as we cover financial 10 mistakes to avoid. In this episode, I discuss: 10 mistakes to avoid on your wealth-building journey Low-cost ETFs...
Sep 20, 2022•21 min•Season 3Ep. 88
Lonye Ford, CEO of Arlo Solutions and her business partner recently secured a $28 million government contract. But, things didn’t start off that way. It took 2 years for Arlo Solutions to land its first government contract. In this episode, Dreamer Lonye Ford shares her journey and lessons learned from starting her company to landing multi-million government contracts providing innovative cybersecurity solutions and services to government agencies. In this episode, Lonye also explains why now is...
Sep 13, 2022•38 min•Season 3Ep. 87
Cassandra Cummings’ money story started from seeking answers to her question: why is it that some people have money while others don’t? Little did she know that she’ll learn all this before turning 18. After her father’s passing, she received a $250k life insurance benefit with no background in managing money. Since then, Cassandra has managed to not only grow her wealth but to also expose 100,000 women to investing. In this episode, Cassandra Cummings discusses: Micro-investing apps, individual...
Sep 06, 2022•28 min•Season 3Ep. 86
When it comes to pushing yourself out of your comfort zone, it's normal to just want to go back to the way things were because it's easier. That’s why our natural reaction is often to choose convenience over challenging ourselves. That feeling of doubt and fear continues to follow you when you try to step out of the familiar and comfortable. But you have to. It’s the natural path to growth. This episode highlights five steps to overcome self-doubt to broaden your horizon and kicking self-doubt a...
Aug 30, 2022•16 min•Season 3Ep. 85
Real estate investing is for everybody. Not doing it full-time like me. But everybody can buy one property a year or every other year and it still adds up in a major way. - Attiyah Blair According to this week’s guest, it doesn’t matter where you start from, with the right information and focus, you can build wealth through real estate. This week’s Dreamer, Attiyah Blair, shared her journey from purchasing her first house at 23 to now owning close to sixty units. For Attiyah, it’s important to h...
Aug 23, 2022•43 min•Season 3Ep. 84
Isn’t it most people’s dream to earn money while sleeping? Make money while you’re on vacation, spending quality time with loved ones, or even just earning money without having to do much active labor. Our Dreamer this week is doing just that, all thanks to the dollars she earns through affiliate marketing. Patrina Dixon is an advocate for building affiliate relationships as a way to earn income passively while also building multiple income streams. Patrina Dixon is a Certified Financial Educati...
Aug 16, 2022•28 min•Season 3Ep. 83
Have you ever thought about owning your own hotel or investing in one? The probable answer is no because most of us don’t even think it’s a possibility... The Dreamer this week is, Davonne Reaves, at 35 years old, she’s co-owner of 3 hotels under a major chain. Davonne is on a mission to democratize hotel ownership, and on this episode, she breaks down how to raise capital and how to become a hotel owner for us. Davonne believes in asking yourself the right questions if you are interested in inv...
Aug 09, 2022•28 min•Season 3Ep. 82
It seems like everywhere we go or whenever we turn on the news, everyone keeps talking about a recession - and it’s been causing fear and panic in a lot of people. Should we all worry or are there things we can do today to prepare? In this episode, we talk about strategies we can use to prepare for a recession. A recession can be both a gift and a curse. Listen as I give six tips on how you can not only prepare for the recession but even use it to increase your wealth. In this episode you will l...
Aug 02, 2022•15 min•Season 3Ep. 81
Imagine it’s 2008 - the height of the global financial and economic crisis. Real estate and stock prices crashing, and the unemployment rate is through the roof. That was the climate when Dreamer, Justin Chung, ventured into real estate. Fast forward to today, Justin owns a portfolio of over 20 real estate units. Today, he shares how he built his real estate portfolio while working full-time starting with a $48,000 loan from his father (with interest!). Listen as Justin talks about his journey a...
Jul 26, 2022•33 min•Season 3Ep. 80
The Dreamers joining us on the podcast this week is credit expert, and founder and CEO of AMB Credits and Luxurious Credit, Arnita Johnson-Hall. Arnita Johnson-Hall's credit education service AMB Credit Consultants is one of the most highly recognized credit education services in the country. Her website, Luxurious Credit, inspires hundreds of thousands of women across the globe to normalize and live the luxurious life they deserve by becoming money savvy, enhancing their credit, and investing i...
Jul 19, 2022•36 min•Season 2Ep. 79
Jannese Torres-Rodriguez is a nationally acclaimed Latina Money Expert, Educator, Speaker, Writer, and Business/Wealth Coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog, Delish D’Lites . Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom. Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing, and building...
Jul 12, 2022•38 min•Season 2Ep. 78
Most of us were taught that hard work is the key to success. But instead of working HARDER, how about we learn to work SMARTER? In this week’s episode, we have Asia Abston, a dropshipping expert, and the founder of the Lux life Academy. Asia shares with us her journey of building a six-figure drop shipping business, how you can use dropshipping to build passive income for yourself, and why she thinks we should all consider digital entrepreneurship. Dreamer’s Wealth of Wisdom: My goal in life is ...
Jul 05, 2022•32 min•Season 2Ep. 77
With a recession looming, it’s even more critical to solidify your finances. Some of the ways you can do that is by not relying on just one income stream and putting your money to work by investing. Joining us again on the show this week is Ellie Diop, Founder of “Ellie Talks Money” and Ellievated Academy. Ellie shares tips to help you identify your gifts and monetize yourself. She highlights the importance of having multiple income streams, investing early in your children's future, and talks a...
Jun 28, 2022•34 min•Season 1Ep. 76
One of the key concerns most parents share is how to build a bright future for their children. Parents often want to help fund their kids’ college education or give them somewhat of a financial cushion to help them start their adult life. One thing that can help prepare your kids’ future is saving and investing for them. Ksenia Yudina, the founder and CEO of UNest, has created a solution to boost every family’s savings by launching an app and investment account. Ksenia talks about her journey mo...
Jun 21, 2022•28 min•Season 1Ep. 75
What better way to set your intentions for another year as you get a year older than to review the year to look back at the lessons learned, challenges and accomplishments. That’s exactly what I did to celebrate my birthday this year. It’s always important for me to take a moment and reflect on what has happened - both good and bad - to help me recalibrate, and redirect my plans - if need be. In this episode, I also discuss some of the financial and personal goals I set for this birthday, and so...
Jun 14, 2022•13 min•Season 1Ep. 74
Society teaches us to save money for rainy days. But to build wealth, we have to take it a step further and put our money to work. The Dreamer on the show this week, Keisha Kennedy, started building wealth in real estate through residential properties and has now invested in over 500 units through real estate syndication. She is an army veteran who is passionate about helping minorities and veterans change the trajectory of their lives by building generational wealth and attaining financial free...
Jun 07, 2022•35 min•Season 1Ep. 73
What does it take to secure government contracts? Is it a good way to generate income? What are the requirements to qualify? Today’s guest who knows the ins and outs of securing 6+ figure government contracts shares her experience. In this episode, Dreamer Jakayla Leathers, an entrepreneur, mom of 3, and the owner of a business that's been securing government contracts for more than five years teaches us what she knows about the world of government contracting. She talks about her journey to bec...
May 31, 2022•32 min•Season 1Ep. 72
