Get yourself a non-judgemental friend like Ella Gordon Latty. She was the person Soph messaged when she couldn’t pay for her bus ticket recently. We invited Ella onto the pod to ask how she really felt when she got Soph’s text. This is a beautifully honest chat amongst three friends - two of which are walking financial disasters. We hope this ep makes you feel a little better about some of your own financial low points, because lets be honest, we've all had them! You'll also learn a thing or two...
Jun 28, 2023•37 min
Stats that have come out about gender inequality, and how long it's going to take to disappear completely. News flash - it's f*cking ages. We talk about why the UK's inflation is taking longer than other parts of the world to chill out, and Mastercard has launched a pretty epic campaign - this ones especially of interest to those who lose their cards all the time! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational...
Jun 26, 2023•20 min
Margaritas on the beach in Mexico? Spending time with your Grandchildren? No matter how you picture your ideal retirement, your KiwiSaver is going to help you get there. In this episode Soph finally gets her head out of the sand and learns the tangible, financial benefits of getting her KiwiSaver sorted so that her future self will thank her (and be able to afford the Margaritas). We can’t stress enough how vital this conversation is, so get ready to take some action after listening to this chat...
Jun 21, 2023•29 min
For anyone freaking out that NZ is officially in a recession, and other countries around the world are close, firstly - take a deep breath. In this ep Vic explains exactly what's going on, so you can (hopefully), not panic too much. The media likes to play up their stories, and NZ officially being in a recession is no exception. Once you understand what's going on a little better, it might calm your nerves. Any questions or concerns about your investments or portfolios please don't hesitate to r...
Jun 19, 2023•24 min
Let’s hear it for the boys! Our first male guests on the pod - Bryce and Alec from Equity Mates AKA one of Australia's top podcasts! In this episode we hear from our new investing BFF’s about how they automate and track their spending and investments, why index funds are an investing no-brainer and how the $100 challenge can make you RICH in 40 years. This one has all the tips, so take some notes. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been...
Jun 13, 2023•42 min
Coming to you live from our Italian rooftop! In this week’s The Curve Weekly we discuss some pretty big teething issues happening across the Crypto market and Australia’s surprise interest rate announcement. Vic explains to a very confused Soph how interest rates affect inflation and thus how inflation affects the value of a nation’s currency, plus a savings tip for your next holiday. I bet you didn’t think an Aperol Spritz paired so well with finance news, but let us tell you - they do. For mor...
Jun 11, 2023•19 min
When we tell you it features tequila shots and cameo’s from Sophie’s latest mystery man, you might mistake this episode for a Thursday night out at the clubz. It's not - we promise. And the third voice you recognise? That’s Sharyn Casey, co-host of The Edge radio show for the last seventeen years. We chat to her about job loyalty, getting someone external to handle salary negotiations, and how to teach your 5 year old to save up for his own petrol money for the family trip. Sharyn says she can’t...
Jun 06, 2023•46 min
In this week's Curve Weekly Vic and Soph are on the other side of the world! Coming to you live (well not really live), from the UK! So this week the stock market has massively over performed... but why? Vic explains the TWO main reasons. Hint: AI is expected to be worth 1.3 TRILLION dollars by 2032... that's an annual growth rate of 40% per year! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational ...
Jun 04, 2023•20 min
Have you noticed crickets with all the (lack of) property market chat lately? Well, it's because house prices are going one way right now - down! For those on the property ladder, it's been a tough 12 months! For those who aren't, well, we explain why it hasn't been thaaaat sh*t for you. In this ep Vic explains what's been going on the property market, so we can all understand what's going on a little better - homeowner or not! For more from The Curve: Instagram Website TikTok Newsletter Disclai...
May 31, 2023•39 min
In this week's Curve Weekly, we look at how the stock market has performed this year to date. Luxury brands have taken a dive, there was a really important announcement about interest rates, and more great news for women in the workplace. Unrelated to the world of money, biz + finance - we've started a brand new segment at the end of each episode. Feedback welcomed - should it stay or should it go? For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has bee...
May 29, 2023•21 min
In this episode we talk to fellow podcaster Frances Cook from Cooking the Books! She talks about how difficult it can be to save money in the current climate, but how a money diary can change your spending habits to help you cut back on areas that don't bring you much joy. Spoiler - she also tells us about a once in a lifetime investing opportunity that you can take advantage of right now! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepare...
May 24, 2023•41 min
In this week's Curve Weekly, we zoom around the world in 15 minutes! There's been huge news in the UK, the US and NZ - all of which has seriously impacted our portfolios. If you noticed a huge drop in the value of your shares over the weekend, you'll know exactly why after this ep. Also quite NZ centric, but epic news for those wanting to take time out of work to have kids in Aotearoa... the government has announced that they will now contribute towards your retirement funds!! Huge win! For more...
May 22, 2023•18 min
Are you like Soph and have selective hearing every time someone mentions the word insurance? Traditionally insurance is just like all other areas of finance where there are too many acronyms to understand what's going on, but that's where Philly and Rochelle come in. Do you know what life, income, mortgage, trauma and health insurance are and why they’re important? Neither did we until we talked to them! They’re the most lovely, independent insurance advisors and they explained everything we nee...
May 17, 2023•40 min
In this week's Curve Weekly we are coming to you live from the bush in Raglan (Vic's nature getaway), and mountains in Arrowtown (Soph's nature getaway). There were so many things that happened this week, first off - lots of people are cancelling their subscriptions (Disney+ and Peloton both took a hit). We also had some SUPER incredible news come out of the UK for women in the workplace. Hint: periods, fertility issues and menopause are finally being acknowledged, and we are here 👏 for 👏 it �...
May 15, 2023•19 min
In this episode we were lucky enough to speak to the ever inspirational Jess Quinn. At the age of 9 she battled cancer and ever since has been a pillar of strength, hope and example of self love and acceptance. In this episode she shares how open she is with her now husband (Todd) with money, why she decided not to sign a prenup and the price her prosthetic leg has (and continues) to cost her. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been pre...
May 10, 2023•46 min
In this week's Curve Weekly we talk about the Adidas stock which has gone up 30% after ditching Kanye West and his Yeezy line, and Vic explains why Apple's 90 BILLION dollar share buy back is such a big deal. If you've been listening to The Curve podcasts for a while, you'll know there are always some raaaaandom lols scattered throughout and this episode is no exception. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for inform...
May 08, 2023•19 min
With all the uncertainty in the economy you might be considering how to balance your spicy investments vs conservative ones. Or maybe you're wondering what your portfolio should look like as you get closer to your savings goal or retirement. In this episode we answer burning questions from fellow podcaster Izzy Truman (a Curve Classroom student) and discuss the challenges of podcasting with your best mate (don't worry Vic & Soph don't need couples therapy just yet). Get your notes ready beca...
May 03, 2023•40 min
In this weeks Curve Weekly it looks like a lot of acronyms, but basically we had a BIG (and good) week for the NASDAQ (the New York Stock Exchange) which has lots of big tech companies listed, we talk about AI and how you can get access to it, as well as what Vic thinks is going to be the biggest IPO (company to go public so you can buy shares) for 2023! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educa...
May 01, 2023•17 min
Does the thought of approaching your boss for a pay rise make you want to run for the hills? Turns out you're not alone - almost a third of The Curve Community have NEVER asked for a pay rise, and of those who have - only half of them were successful. In this episode we talk to the queen of negotiating, Meggie from PepTalkHer. She's on a mission to help women build their confidence and skills to get a pay rise! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The ...
Apr 26, 2023•42 min
This week on The Curve weekly there were lots of famous people making headlines. We talk about Taylor Swift + Ryan Reynolds genius investing decisions, the Tesla and Netflix stocks (both of which have recently fallen off a cliff and are climbing their way back up), as well as some good news about inflation! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and se...
Apr 24, 2023•18 min
You better believe there are a fair few penis jokes in this episode, and that's because we looked at the Pfizer stock! The company who first invented viagra. We talk about the FIVE things to look for before investing, and whether or not we think Pfizer will thrust our portfolios upwards. LOL ok sorry, we're done now. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provi...
Apr 19, 2023•30 min
In this Curve Weekly Vic updates us on what the markets are doing around the world, some scary news about the UK + US economies, and what France raising their retirement age means! Also pre warning, this episode ends in quite possibly the worst joke we've ever told. For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobil...
Apr 17, 2023•16 min
If you haven’t yet met the powerhouse that is Amy Fraser, then you’re welcome in advance. Amy is the founder of OKREAL, a coach, mentor and mum of two. In this inspiring chat, she generously opens up about her own life experiences to give some practical insight on how to cope when life doesn’t go to plan. We discuss what finances in a relationship can look like when kids are involved, and talk about the return on investment from children when we view them as the assets that they are. For more fr...
Apr 12, 2023•35 min
In this week's Curve Weekly Vic explains why you might have noticed Easter was extra expensive this year, a big update with one of the world's biggest companies, and Aesop [a crowd favourite] is finally public - AKA you can now buy shares! For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electr...
Apr 10, 2023•15 min
Pre-nup? Or Pre-yup? You might be wondering whether or not you need a prenup. Or maybe you're wondering how the hell to bring up such an awkward conversation without hurting anyone's feelings. In this episode we chat to a lawyer well versed in this space, Lauren Aspin about all things Contracting Out Agreement (AKA a prenup). We answer a bunch of your questions, along with some finer details you might need to consider in order to protect your pretty pennies in the future! For more from The Curve...
Apr 05, 2023•37 min
In this weeks Curve Weekly we managed to keep it to 10 mins! That was always the plan for this pod, short and snappy - but somehow we always struggle to shut up. Sophie talks about her recent experience with pimple patches (always bringing the informative chat), and Vic [actually] educates on some useful stuff that's happened in the stock market this week. For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress ...
Apr 03, 2023•11 min
Last year cryptocurrency fell off a cliff, and in this Curve Weekly Vic explains why it seems to be climbing back up again. The Adidas and Nike stocks battling away, with Adidas about to report it's first loss in 30 years... is a recession looming? We hope not, but things aren't looking great! CONTENT WARNING: in this episode, there are an alarming amount of Mum jokes for two women without kids. For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge thank you to Aud...
Mar 27, 2023•15 min
You may have been wondering how far up shit creek we are in terms of the overall global economy... especially after the two major bank meltdowns last week. In this weeks Curve Weekly Vic admits that although we are up shit creek, we can get our metaphorical rain jackets on, and sensibly wait for the storm to pass. For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as ...
Mar 20, 2023•16 min
Over the weekend a big bank in the US (SVB - Silicon Valley Bank) fell over, which hasn't happened since the Great Financial Crisis. Questions have been swirling about what this means for the global economy... and rightfully so, people have been panicking. However, it's not as scary when you understand the context. In this (slightly longer) ep of The Curve Weekly, Vic explains what's been going on in layman's terms so you can understand wtf is going on. For more from The Curve: Instagram Website...
Mar 13, 2023•23 min
In this International Women's Day Special, we were lucky enough to speak to the CEO of Spark Jolie Hodson. Wild fact - Spark is the only company in the NZX50 (the NZ stock exchange) that has a female CEO and Chairwomen. When Vic was looking through their financials, she noticed them transparently call out their gender pay gap and how much it has improved over the past few years. We were so impressed they were publicly disclosing this information and thought she'd be a perfect person to talk to a...
Mar 08, 2023•37 min
