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The Curve

The Curve Platformthecurveplatform.com

The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Wednesday! 

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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Episodes

TCW9: Why the oil price is skyrocketing and who pays for what when it comes to weddings!

Many things were discussed in this episode, including a fair amount of wedding chat as both Vic and Soph attended one this weekend. Who should pay for the bridal party's extras (dress, suits, nails, makeup etc)? Plz feel free to weigh in about this on our socials! Vic also explained why the cost of oil is skyrocketing (again), and why companies like BP, Exxon Mobil etc are raking in record profit-highs (again). Other than energy companies, the stock market didn't have a super positive week and V...

Mar 06, 202317 min

RTC55: An inspiring and incredibly important conversation with the Māori Millionaire

An inspiring and incredibly important conversation with Te Kahukura AKA The Māori Millionaire. At just 8 years old she read the iconic investing book 'Richer Dad Poorer Dad', and at 19 she has $45,170 worth of assets! She is incredibly clued up with growing her own wealth and is on a mission to empower others to do the same. In this podcast we talk about the flow on effects that colonisation has had on the Māori population, and the importance of understanding why that wealth imbalance is so prev...

Mar 01, 202336 min

TCW8: The worst week in markets and how investing has nothing to do with maths....

Soph loved this episode - she learnt (and laughed) lots. Vic talks about the future of retailing + how investing has nothing to do with maths (she always has to use a calculator). She explains why the market had its worst week this year, and how you shouldn’t stress if you miss out on shares when a company goes to market for the first time (and does really well) - Beyond Meat is a good example of why. For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge thank you ...

Feb 27, 202317 min

RTC54: How to save for BIG TICKET items

In this episode we talk about Soph's big money goal of wanting to buy a new car. It's been something she's wanted for years, but felt too embarrassed to admit it. She also had NO idea how to get there, so when Audi got in touch and said that they were keen to help, we both screamed like excited 6 year olds. If you want to save for something big, but it feels outlandishly out of reach then this episode is a must listen. For more from The Curve: Instagram Website TikTok Newsletter We'd like to say...

Feb 23, 202329 min

TCW7: Another inflation update and what some of the BEST investors are investing in

In this Curve Weekly we get a quick market and inflation update and talk about a recent [and quite weird] investment decision that Warren Buffet. Being one of the worlds best investors, a lot of other brilliant investors look to his portfolio for ideas so it'll be interesting how this one plays out! Are you ready to take the leap and learn more about investing? You can secure your seat in the course here! For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge thank ...

Feb 20, 202314 min

RTC53: JJ Feeney on money, mental health + sharing finances with her ex-husband

In this episode of our Mindful Miniseries we were lucky enough to speak to JJ Feeney, the queen of radio. She talks candidly about her relationship with money, mental health and why she still shares finances with her ex-husband Dom Harvey. For more from The Curve: Instagram Website TikTok Newsletter We would like to say a huge thank you to the wonderful sponsor of this miniseries - BraveFace. We have created a resource to help you improve both your finances and your mental health which you can d...

Feb 15, 202346 min

RTC52: Forget Love Languages, let's talk Money Languages!

We've all heard about love languages but have you heard about money languages? In this bonus podcast ep we talk to BraveFace's resident psychologist Dr Victoria Thompson about what they are and how they affect our relationships. With money being one of the main things couples argue over, we thought they were worth bringing to your attention, especially since it's V Day! If you want to find out what your money language is then try our quiz here! For more from The Curve: Instagram Website TikTok N...

Feb 14, 202320 min

TCW6: A company at the top and bottom of The Curve

In this Curve Weekly we talk about the the Disney stock! Vic explains why it's at the top of The Curve, as well as why Lyft (Ubers competitor) is at the bottom. For more from The Curve: Instagram Website TikTok Newsletter We'd also like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range (one of which Vic and I have been lucky enough to dri...

Feb 13, 202313 min

RTC51: Building resilience with your money when times are tough with Kayla Gordine

In the second episode of our Mindful Miniseries we interview the amazing Kayla Gordine about her journey with wealth (and health). She is an absolute ray of sunshine - entrepreneur, LesMills instructor and singer/songwriter. We talk about how her upbringing impacted her relationship with money, her personal struggles with mental health + how she combats it, as well as her her money goals and how she channels an abundance mindset. For more from The Curve: Instagram Website TikTok Newsletter We wo...

Feb 08, 202344 min

TCW5: The best way to grow your $$ and why the NASDAQ is soaring!

We hope you've had a relaxing Waitangi weekend. In this Curve Weekly we talk about the NASDAQ (one of the main US indexes) which is doing really well, and why dollar-cost-averaging (essentially auto investing), is one of the BEST things you could be doing to grow your wealth. For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in elec...

Feb 06, 202316 min

RTC50: Why are our finances + mental health so intertwined?

This is the first episode in our new mindful miniseries, where we interview four amazing women and talk about all things mental health + wealth. In this first interview, we chat to Dr Victoria Thompson, the resident Clinical Psychologist at @braveface about how our childhood can impact our relationship with our finances in later life. The four money scripts (think love languages but the finance edition) and all sorts of different tools that can help improve both our mental health and our finance...

Jan 31, 202340 min

TCW4: Who might be the next Google and a (depressing) inflation update

It may be a public holiday in NZ but AS IF we would take a day off The Curve Weekly! In this weeks episode we talk about ChatGPT which is apparently going to be the new Google (wild), two stocks that are at the top of the Curve and worth paying attention to and an inflation update! For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way i...

Jan 30, 202314 min

TCW3: Travel getting cheaper (yay!), Google cutting staff and Netflix making a comeback

Pre-warning: we were both QUITE sleep deprived when recording this ep. In hindsight recording every Monday morning may not have been the cleverest planning from us LOL however in this ep we talk about why we can expect to see plane airfares starting to drop soon (phew), what's happening at Google + why are they cutting 6% of their staff and what's happening with Netflix (it looks like it's making a comeback)! For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge th...

Jan 23, 202314 min

TCW2: Apple, Tesla and Disney move the stock market higher & recession ow more?

In this ep it was another good week in the stock market which we love to see. Big news with Apple, Tesla, Disney and crypto that you'll want to know about, and finally some good news about the potential of a recession. For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge thank you to Audi for sponsoring this podcast! Progress has always been part of Audi's DNA, and as a brand they're leading the way in electric mobility with their fully electric Audi e-tron range ...

Jan 16, 202314 min

TCW1: Welcome to our new podcast, The Curve Weekly!

We're so excited to bring you this new Curve podcast! With weekly 10-minute episodes, we're going to give you all the money, business + the stock market tea. In this ep we break down what's happening in the stock market, talk about stocks at the top (and bottom) of The Curve, as well as explain why new data suggests we might be seeing the backside of Inflation (finally). For more from The Curve: Instagram Website TikTok Newsletter We'd like to say a huge thank you to Audi for sponsoring this pod...

Jan 09, 202314 min

RTC49: One of the biggest frauds in US history - explained in layman terms

This scandal is almost too ridiculous to be true. At the time of this podcast being recorded, Sam Bankman-Fried, the founder of FTX (a crypto trading platform) could be facing up to 115 years of jail time after his dodgy dealings. Spoiler - there is currently 8 BILLION dollars of customers money 'missing'... We were lucky enough to get the lowdown from Tracey Ploughman, the host of Australia's #1 crypto podcast 'Crypto Curious'. She explains it all in layman's terms, and gives her thoughts on wh...

Dec 19, 202232 min

RTC48: A deep dive into the Meta stock + why it's fallen 60%

Facebook (Meta’s) share price fell 60% in 2022! But what does that mean if you own shares? We obviously can’t tell you what to do with your portfolio, but in this episode Vic explains the reasons why the share price dropped so much, and what she thinks about the future of this company. For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in th...

Nov 23, 202234 min

RTC47: Why you shouldn't panic if your portfolio isn't doing well

It's really important to remember in times of uncertainty not panic sell or buy. If you're seeing a lot of your investments go down, remember blips happen, it doesn't necessarily mean you need to re-arrange your whole portfolio! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provid...

Nov 15, 202231 min

RTC46: Why tech companies share prices are SO unpredictable

If you've invested in any of the big tech companies like Meta, Amazon or Alphabet (Google), you'll have noticed a huge drop in their share prices recently. Why? It's all due to US reporting season. Vic explains which companies are booming at the moment, and which are suffering (warning - you might not like what you hear)! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information ...

Nov 08, 202231 min

RTC45: How auto-investing will change your life

Auto investing, also known as dollar cost averaging is a tactic that Vic, and many famous investors swear by. A good way to think about DCA is essentially auto investing - just like how you set up an automatic payment for rent each week. It's figuring out how much you can put aside (in advance), and making sure that the money goes into your investments - opposed to spending it on food or clothes! For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been ...

Nov 01, 202228 min

RTC44: What are stock splits + are they red or green flags for investors?

You might've seen news headlines along the lines of 'Amazon announces stock split', or 'Apple announces stock split' - and although it might sound confusing it's actually really simple. In this episode, Vic explains what they are, how they work and if they're considered red or green flags for investors. **If you want to get straight to the finance + investing chat, skip to 4:50** For more from The Curve: Instagram Website TikTok Newsletter Disclaimer: Raising The Curve has been prepared solely f...

Oct 25, 202232 min

RTC43: How to avoid paying $1300 a year of pink tax!

You might have heard pink tax being thrown around in conversation - but what actually is it? How does it work? And how can we avoid paying it because hint: it's not actually real tax and you can avoid it! For more from The Curve: Instagram Website TikTok Newsletter Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opin...

Oct 19, 202228 min

RTC42: The two main investing strategies explained

We've had maaany requests for this episode, so here it finally is - an entire episode dedicated to index funds! Index funds can be a great little feature in the old portfolio - especially for those who are new to investing. In this episode, Vic also explains the difference between active (managed funds) and passive funds (ETF or Index Funds). She talks about these two investing strategies and which one she uses. For more from The Curve: Instagram Website TikTok Newsletter Raising The Curve has b...

Oct 11, 202231 min

RTC41: A 101 on interest rates and how they effect the economy

In this episode, we cross to our very own UK correspondent (Sophie) to give an on-the-ground account of what is happening in the UK. At the moment they are trying to cool inflation by increasing interest rates. In this ep Vic uses the UK's current situation as a lesson in Economics as a whole and how interest rates affect the economy. For more from The Curve: Instagram Website TikTok Newsletter Raising The Curve has been prepared solely for informational and educational purposes. Any information...

Oct 04, 202233 min

RTC40: One of the greatest returning dividend companies of all time (aka a dividend queen)

Did you know there are only 38 companies in the history of the stock market that have paid a dividend for over 50 years? Traditionally referred to as 'Dividend Kings' (note: as of now we have re-coined the term 'Dividend Queens' for obvious reasons) are very stable, reliable companies. Dividend stocks are companies often held my investors with a shorter time to keep their money invested, but they can also be a great way to diversify if your portfolio has some more risky holdings. By the end of t...

Sep 27, 202236 min

RTC39: Investing trends for those with a long time horizon (10+ years)

In this episode we talk about long term investing trends. These are trends that play out over a long period of time - think 10, 20, 30+ years. This is a really incredibly insightful episode, and relevant (especially) if you have a long time that you can keep your money invested for. We speak to Steph Perrin, who is a Global Equities Analyst at Milford Asset Management. She talks about the trends that she thinks we should be paying attention to, and looking for opportunities in. It will give you ...

Sep 20, 202231 min

RTC38: Short-term investing trends: what are they and how to spot them

Picking successful stocks can feel overwhelming, but a great place to start is by looking at current and future trends. In the investing world, these can be grouped into two main buckets: short and long terms trends. In this episode we were lucky enough to talk to Steph Batchelor who is a Global Equities Analyst at Milford Asset Management. She explains the importance of understanding short term trends, and how as investors we can use them to help us pick successful stocks. In next weeks episode...

Sep 13, 202235 min

RTC37: A deep dive into the fifth biggest retailer in the world: CostCo

Welcome to Season 3 of Raising The Curve! We are so stoked to be back. For this first episode, we've decided to bring back a crowd favourite - a stock story. This is where we analyse a stock in detail and in todays episode we look at CostCo which is the fifth largest retailer in the world. We discuss their unique business strategy, it's billions of dollars on the balance sheet, returns to date and its future growth projections. For more from The Curve: Instagram Website TikTok Newsletter Raising...

Sep 06, 202231 min

RTC36: What's the best way to share finances when in a relationship

Do you understand how the law works when It comes to being in a de facto relationship + splitting your assets if you separate? A lot of us don't! In this ep we talk to Lauren Asprin, a proud member of The Curve Community and is passionate about educating when it comes to relationship rights. She has been working in this area of the law for over a decade so is well versed in what you need to know before you make a decision about keeping your assets separate, or combined. For more from The Curve: ...

Aug 16, 202242 min

RTC35: How to invest smarter not harder

This is part two of our conversation with Buffy Ellen - in this episode she gives us a peek into her personal investing portfolio. She talks about a few holdings (complains she has invested in) that she’s really excited about, and that have seen great returns so far. She explains why she invested in shares (rather than a house), and where her personal KiwiSaver funds are. For more from The Curve: Instagram Website TikTok Newsletter This conversation has been proudly brought to life by our friend...

Aug 09, 202232 min
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