The Clark Howard Podcast - podcast cover

The Clark Howard Podcast

Clark Howardwww.clark.com
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
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Episodes

03.31.22 Shop Till You Drop INFLATION Costs / DANGER: QR Codes

Clark shares back to basics info on how to shop wisely and tell what’s truly a deal and what is not - including Clark’s Amazon rule. Also, why you should be wary of scanning QR codes - A Clark scam warning . Know Real Deals to Beat Inflation: Segment 1 Ask Clark: Segment 2 DANGER: QR Codes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How You Can Use Unit Price to Save Money When Shopping 20 Ways To Save on Amazon Boarding the Plane FAQ | Southwest Airlines Looking to Lower Your Funeral...

Mar 31, 202234 min

03.30.22 Colleges Ripping Off Veterans / New Streaming TV Savings.

Clark has a special RIP OFF ALERT concerning veterans and members of our military seeking to further their education . AND - STREAMING TV : new streaming choices can save you big money. Colleges Ripping Off Veterans: Segment 1 Ask Clark: Segment 2 New Streaming TV Savings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why Commercials Are Coming to the Biggest Streamers Live TV Streaming Channel Tool Best 529 College Savings Plans By State Avalanche vs. Snowball: Which Debt Payoff Method ...

Mar 30, 202228 min

03.29.22 Affordable Cities For Renters / Where The Deals Are.

The pandemic has changed costs of living around housing and transportation . Americans are on the move again. This is a time when you can do a full reset for your life, career and your wallet. This tool helps you find a place to live based on your budget . AND - Not everything is going up in price. Clark reveals opportunities in the marketplace. Affordable Cities For Renters : Segment 1 Ask Clark: Segment 2 Where The Deals Are: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New Report: Ch...

Mar 29, 202232 min

03.28.22 Clark’s Consumer Fight for His $ / Changes: Medical Debt & Your Credit

Clark shares 2 new cell phone deals and then explains how he fought a 6 month battle for his wallet, and finally won . Also, Clark clears up confusion surrounding credit reporting changes on the way… A huge roadblock to good credit is being modified . Clark’s Consumer Fight: Segment 1 Ask Clark: Segment 2 Medical Debt & Your Credit: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New AT&T Value Plus Plan: $50 per Month for Unlimited 9to5Mac: T-Mobile introduces new $10/month prepai...

Mar 28, 202236 min

03.25.22 Clark Answers His Critics on Clark Stinks / Summer Car Rentals

Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, the state of car rental rates with predictions and tips for getting a good deal this summer. Clark Stinks : Segments 1 & 2 Summer Car Rentals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Earthquake Coverage - The Really Big One Medical Receipts: HSA-Compatible FSA Expenses | WageWorks What Is an HSA Account and How Does It Work? 19 Ways To Save at Walmart Do Not Give Your S...

Mar 25, 202231 min

03.24.22 TAXES: Refunds & Free Filing / TRAVEL: Airline Miles & Hotel Points

Clark talks taxes including why you should check your refund whether you’ve filed yet or not, and free filing . Also - Travel Riddle: when should you use your airline and hotel reward miles and points? TAXES: Refunds & Free Filing: Segment 1 Ask Clark: Segment 2 TRAVEL : Airline Miles & Hotel Points: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Submit a complaint | Consumer Financial Protection Bureau ReportFraud-FTC.gov - Consumer Product Safety Commission FCC Complaints - Fede...

Mar 24, 202236 min

03.23.22 Here’s To The Four Day Workweek / The Death of Overdraft Fees

Word to employers: We’re in an experimental, reset time for employees . Flex schedules and 4-day workweeks are well worth considering to improve efficiency and retention - and they’re catching on. Also, how the overdraft fee game has been played and how bank competition means game over ! The 4 Day Workweek : Segment 1 Ask Clark: Segment 2 The Death of Overdraft Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: mySocialSecurity: The Free Account Everyone Needs To Set Up Before Retiremen...

Mar 23, 202230 min

03.22.22 Summer Jobs / In Praise of a Big Bank!

Opportunity knocks this summer! Whether you’re a teacher, student, or just looking to make extra money , the marketplace has taken minimum wages up and up. And parents, if you can, offer some type of match and open a Roth to incentivize the saving habit for your working teen. Meanwhile, a Giant Monster Mega Bank has done something great - really! Bank of America has a great new security center tool to help protect customer accounts. Summer Jobs: Segment 1 Ask Clark: Segment 2 In Praise of a Big ...

Mar 22, 202230 min

03.21.22 Current Strategies for the 2 Biggest Purchases: Auto & Home

Clark offers direction for car buyers of both new and used vehicles in the market now as shortages persist. Also, Clark explains the challenges and considerations of buying a house under current market conditions. Buying a Vehicle: Segment 1 Ask Clark: Segment 2 Buying a House: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy a Used Car, New Car or Lease Right Now? How to Buy a Used Car in 7 Steps Clark’s Unusual Tip if You Need To Buy a New Car Right Now How to Buy a New Car i...

Mar 21, 202234 min

03.18.22 Clark Answers His Critics on Clark Stinks / Going From a Traditional to Roth 401(k)

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, If you’ve had a traditional 401(k) and now access to a Roth 401(k) , Clark answers questions on handling both. Clark Stinks : Segments 1 & 2 Traditional to Roth 401(k): Segment 3 Ask Clark: Segment 4 Mentioned on the show: 401(k) Rollover: What You Need To Know & Options Ask Clark: Should I Convert a Traditional IRA to a Roth IRA? Why You Do Not Want To Get a Big Tax Ref...

Mar 18, 202233 min

03.17.22 Saving-Spending Reset / Tax Records: An Overview

Historically Americans are the worst savers but many improved during lockdown . Now, many are saving less and taking on more debt . Clark offers direction for resetting your goals. Plus, Tax time and Clark has info on what documents to keep and for how long, including property and business records. Saving-Spending Reset: Segment 1 Ask Clark: Segment 2 Tax Records: An Overview : Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - CELL PHONES 5 Things to Know Before You Sign Up for C...

Mar 17, 202233 min

03.16.22 Special Edition: Gasoline & Home Energy Prices

Clark discusses how the war in Ukraine is affecting us all with higher energy prices , from gasoline to home energy . Learn steps you can take right now to mitigate your costs. Gasoline Prices: Segment 1 Ask Clark: Segment 2 Home Energy Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 23 Ways To Save Money on Gas You can still find 'cheap' gas — if you know where to look [The Washington Post] Stop speeding, get the junk out of your trunk, and other strategies to save money at the ga...

Mar 16, 202242 min

03.15.22 Student Loan Forgiveness Corrected / Hearing and Vision Apps

Student loan forgiveness was a promise made 15 years ago to those going into public service. That promise was broken repeatedly. Clark explains what went wrong, and what’s going right now. Student loan forgiveness is much easier through September. Meanwhile, noticing possible hearing or vision problems ? There are some new, convenient and often free ways to do initial testing at home - apps that can serve as an early warning system. Revisit Student Loan Forgiveness: Segment 1 Ask Clark: Segment ...

Mar 15, 202233 min

03.14.22 Wells Fargo’s FINRA Review / 2 Ways to Offset Inflation

Clark explains why you should never invest through a bank. And then there’s Wells Fargo. Their latest foray into criminal behavior involves FINRA manipulation . Plus, in a time of high inflation, understanding how retailers operate is key to stretching every dollar. In addition to shopping everyday low price retailers , learn how to make the "high-low pricing model” work for you. Wells Fargo’s FINRA Review: Segment 1 Ask Clark: Segment 2 Offset Inflation: Segment 3 Ask Clark: Segment 4 Mentioned...

Mar 14, 202233 min

03.04.22 Clark Answers His Critics on Clark Stinks / Clark’s Health Lesson

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, Clark has a health lesson for all based on a recent operation. Clark Stinks : Segments 1 & 2 Clark’s Health Lesson: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Where To Buy the Best Cheap Printer Evaluate Life Insurance Why You Do Not Want To Get a Big Tax Refund Check 4 Things To Know Before You Sign Up for fuboTV Live TV Streaming Channel Tool Is a Costco Executi...

Mar 04, 202238 min

03.03.22 Ukraine: Donation Guidance and Economic Impact / Update: Vehicle Pricing & Purchasing

Clark offers legitimate resources for assisting Ukraine and discusses the economic impact . Also, current new & used car pricing info and buying strategies. With the spring car buying season coming and continued high vehicle prices, enter the new Consumer Reports reliability ratings . Ukraine: Donation Guidance and Economic Impact: Segment 1 Ask Clark: Segment 2 Update: Vehicle Pricing & Purchasing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Choose the Best Charities fo...

Mar 03, 202233 min

03.02.22 Fraud Alerts: Romance Scams Hit Fever Pitch / ZELLE No

Romance scams have skyrocketed with hundreds of millions lost to criminals exploiting pandemic vulnerability. And they’re stealing via untraceable fake crypto exchanges . Clark walks through how this happens so you can protect your heart - and wallet. Scam 2: Zelle, the cash payment app pushed by banks offering no consumer protections - is ripe for scammers & they’re all over it. Clark details Zelle scams and recommends one clear action to secure your account from this menace. Romance Scams ...

Mar 02, 202232 min

03.01.22 Paid to Learn: Apprenticeship Programs / Walmart & Amazon Healthcare

The solution to the nation’s skilled worker shortage has been there all along, as more industries step up to participate in apprenticeships. New opportunities to be paid as you learn in the field and in the classroom can be found in technical college settings. Clark also explains the behind the scenes battle going on for the 20% of the U.S. economy going to healthcare. Two nontraditional players are becoming a threat to high-priced hospital based systems, providing new options of great benefit t...

Mar 01, 202232 min

02.28.22 Predatory FinTech Loans Target Small Business / Financial Infidelity

A new trick of the predatory lending trade: Banks team with fintechs to make 225% loans. Beware these online offers with hidden rates. Clark explains how this happens and what to look out for. Plus - Around 30% of people in committed relationships hide debt or money from their partners. The corrosive effects of financial infidelity and Clark smart tips to help couples navigate finances. Predatory FinTech Loans: Segment 1 Ask Clark: Segment 2 Financial Infidelity: Segment 3 Ask Clark: Segment 4 M...

Feb 28, 202235 min

02.25.22 Clark Answers His Critics on Clark Stinks / Internet Service: Clarity & Choice

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, shopping internet plans and understanding the limits, fees and contracts has been very frustrating. Great news - that is about to end. Clark Stinks : Segments 1 & 2 Internet Service: Clarity & Choice: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 8 Things To Know Before Your First Trip to Aldi The best of Aldi's middle aisle this week! - Clark Deals Turn off the ...

Feb 25, 202232 min

02.24.22 Labor Shortage Outlook / Early Retirement Compromise

Labor shortages are so pervasive, it will take innovation and automation to fill the gaps. Clark talks about life in a time of worker shortages , the future outlook and solutions. Plus, in the wake of the FIRE movement, Clark gets to the core of FI - financial independence, vs RE - retire early . and offers an important compromise that may serve you well. Labor Shortage Outlook: Segment 1 Ask Clark: Segment 2 Early Retirement Compromise: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The ...

Feb 24, 202231 min

02.23.22 Power Outage: Solar Backup & Home Generators / Amazon Prime Increase Vs Walmart+

Severe weather can cause lengthy power outages . Clark discusses solar with backup battery power and generator use. Also, Amazon is not the bargain they used to be and is raising the cost of Prime . 2 other options for inflation weary, price conscious consumers. Solar Backup & Home Generators: Segment 1 Ask Clark: Segment 2 Amazon Prime Vs Walmart+: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Generator buying guide: What you need to know The Walmart+ Membership Program - 19 Ways To...

Feb 23, 202237 min

02.22.22 The Ukraine Invasion: Economic Effect / 2 Tech Topics: 3G Shutdown & A New Tech Connect Standard

Clark discusses some possible economic implications around the stock market and gas prices, as the invasion of Ukraine unfolds. Also, the AT&T 3G network shutdown has occurred with Verizon & T-Mobile to follow. Learn what services are affected and what you can do. Plus, Apple, Amazon & Google have a new standard that allows devices to communicate automatically with each other, even when from different providers. Get the good news in tech rolling out this year. The Ukraine Invasion: E...

Feb 22, 202239 min

02.18.22 Clark Answers His Critics on Clark Stinks / Summer Travel & Wedding Planning

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Meanwhile, Covid fatigue is peaking and people are getting out more. Lots of things that didn’t happen over the last 2 years are coming back , Hear specific recommendations for booking summer travel , and wedding planning. Clark Stinks : Segments 1 & 2 Summer Travel & Wedding Planning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Top 5 Benefits of Community Colleg...

Feb 18, 202242 min

02.17.22 The Equifax Data Breach Settlement / 2 Great New Cell Plan Options

5 years later, the Equifax class action settlement over the massive 2017 breach - is finalized. Many are receiving claim notifications. Clark explains what this means for you. Later, great news on the cell phone front. How about free calling and texting ? Clark shares industry trends involving phone contracts and a couple of great new offers . The Equifax Data Breach Settlement: Segment 1 Ask Clark: Segment 2 Great New Cell Plan Options: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Text...

Feb 17, 202234 min

02.16.22 No Surprises: A New Medical Benefit / New Rewards Checking

The No Surprises Act for medical billing includes a bonus benefit most don’t know about, and it can help you save big on medical procedures. Also, great news about a new digital checking account - fee free with reward points, and more. Online Banking Archives - Clark Howard / How to Switch Banks in 4 Simple Steps . No Surprises: A New Medical Benefit: Segment 1 Ask Clark: Segment 2 New Rewards Checking: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Fidelity vs. Vanguard vs. Schwab: Which...

Feb 16, 202232 min

02.15.22 Update: Gas Prices / Sticker Shock: Auto Insurance Recommendation

The story on gas prices - pandemic to now - explains where we are and where prices at the pump are going. There IS a bright spot on the energy front. Also, there’s been an increase in automotive fatalities in the U.S. This, along with the car shortage, is impacting auto insurers , increasing their costs. Brace for your policy renewal and use Clark’s recommended strategy. Update: Gas Prices: Segment 1 Ask Clark: Segment 2 Sticker Shock: Auto Insurance Recommendation: Segment 3 Ask Clark: Segment ...

Feb 15, 202225 min

02.14.22 Saving Strategies for Financial Independence / Home Title Protection

Great saving strategies to build financial independence . Step 1: Defining your goals. Also, home title fraud is a devastating crime. Learn which homes are most at risk and how to protect your property . Saving Strategies for Financial Independence: Segment 1 Ask Clark: Segment 2 Home Title Protection: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Freeze Your Credit With Experian, Equifax and TransUnion 4 Things To Know About the Public Service Loan Forgiveness Program Overhaul St...

Feb 14, 202230 min

02.11.22 Clark Answers His Critics on Clark Stinks / Apple AirTags Revisited

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, there have been many stories of Apple AirTags being exploited by criminals for stalking and car theft. Now comes a great story of someone using an AirTag to STOP criminals. Clark Stinks : Segments 1 & 2 Ask Clark: Segment 2 Apple AirTags Revisited: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Buy Term Life Insurance in 7 Easy Steps How To Find a Good Moving C...

Feb 11, 202231 min

02.10.22 Citi Double Cash Visa Changes Explained / The Frontier / Spirit Airlines Merger

The Citi Double Cash card was simple and intensely popular. But recent changes have created confusion. You now have Thank You points - Do you still get 2% cash back? Clark explains. Also, Clark on the Frontier / Spirit discount airline merger , schedule reliability and needed consumer protections for U.S. flyers. Citi Double Cash Visa Changes Explained: Segment 1 Ask Clark: Segment 2 The Frontier / Spirit Airlines Merger: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Sam's Club Mastercar...

Feb 10, 202230 min
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