Mark Cuban’s direct to consumer drug manufacturing company is up and running. Clark contrasts Cuban’s CostPlusDrugs and Costco pricing, to chain pharmacy pricing methods, revealing a clear way to SAVE. Also, Americans are getting seriously ripped off on auto loans . 80% of vehicle buyers purchase the wrong way - 8 million are delinquent - 46% are upside down in their loan. 2 Clark rules to live by when financing a vehicle. Mark Cuban’s New Rx Savings: Segment 1 Ask Clark: Segment 2 AUTO LOANS: 2...
Feb 09, 2022•32 min
As part of the evolution of evaluating credit risk, for those with no credit report Experian has a way to set up your own . Clark smart credit advice . Plus - The cruise industry is in absolute turmoil . Clark updates both the hazard , and opportunity. Create Your Own Credit File: Sement 1 Ask Clark: Segment 2 Cruise Update: Hazard & Opportunity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Petal Card Review: A Good Option for First Credit Card? Experian Boost Review: How 3 Bills He...
Feb 08, 2022•28 min
Stocks are going through a cyclical decline and investors are nervous. Whether nearing retirement or younger, you can be positioned emotionally and financially to weather a down cycle. Also - Planning ahead for Valentine’s Day can help you save . Clark smart tips on Valentine’s gifts , and a warning about romance scams. STOCK MARKET: Ride the Decline Fortified: Segment 1 Ask Clark: Segment 2 Valentines Day Planning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Using the Price-to-Earning...
Feb 07, 2022•34 min
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also - A 2022 tax year heads up for those who receive income via a pay app. What small businesses need to know about pay app income and the IRS . Major Tax-Reporting Change for Users of Venmo, PayPal and Others Clark Stinks : Segments 1 & 2 New Tax Rule for Small Business: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Know your (new) rights under the No Surprises Act… What...
Feb 04, 2022•27 min
Clark shares how & where he saves money, teaching you to crack the price label codes at warehouse clubs - Priceless! Also, What memberships & subscriptions are lurking and are you using them? Use Clark’s way to find out. $5 a month for nothing is $60 a year! Clark helps you get it back! Clark Howard - Deal Hunter - Spills Trade Secrets: Segment 1 Ask Clark: Segment 2 Clark Smart Assignment: Restore Vanishing Money: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco Best Deals S...
Feb 03, 2022•33 min
Hiring a contractor is a big challenge. Angie's List - now Angi - is undertaking a new business model seeking to be a trusted resource. Clark takes a first look and discusses vetting services. Also, Clark examines the current problem of organized theft rings throughout the country, how they affect consumers, and how retailers are reorienting stores and security. The New Angie’s List: Segment 1 Ask Clark: Segment 2 Retail & the Organized Theft Problem: Segment 3 Ask Clark: Segment 4 Mentioned...
Feb 02, 2022•30 min
The future is almost here. Today, big players are perfecting electric flying taxis . Clark discusses the market adoption and possible uses of electronic aircraft. Also, at a time of rising prices, store brands - aka private labels - have new strength in the marketplace, key for your wallet. Clark conveys the quality of various house brands and how much you can save. Electronic Aircraft an Imminent Game Changer: Segment 1 Ask Clark: Segment 2 Beating Inflation in the Supermarket: Segment 3 Ask Cl...
Feb 01, 2022•33 min
Americans are spending more than ever on eyeglasses . Clark discusses the industry cartel at work & multiple ways you can save , and has a warning about employee vision coverage. Also, promising news about how our food is grown in the U.S. The concept of growing produce in a factory goes back a generation. But indoor vertical farming is starting to boom and the benefits are many. Don’t Get Taken on Eyeglasses: Segment 1 Ask Clark: Segment 2 Here’s to Vertical Farming: Segment 3 Ask Clark: Se...
Jan 31, 2022•29 min
It’s Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also - Airport self-screening is becoming a reality. TSA screening is a tough job - crying out for modern AI tech as long employed overseas. The Dept. of Homeland Security has initiated the development of TSA PreCheck self-screening . Clark describes the benefits this will bring, and shares a Global Entry expiration warning. Clark Stinks : Segments 1 & 2 Airport Self-Screenin...
Jan 28, 2022•30 min
Clark explains how virtual credit card numbers work to protect you while shopping online. Check to see if any of your cards offer the virtual number service , and make it your online card. Also, solar roof tech has progressed, offering greater efficiency and lower cost. A new development from GAF Energy brings self-powering our homes closer within reach. Virtual Credit Card Protection: Segment 1 Ask Clark: Segment 2 Solar Shingle Innovation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ...
Jan 27, 2022•33 min
Netflix just went up and price increases overall for streaming services continue due to original programming production costs. Clark has a few ways to help you streamline your streaming. Also, vehicle news including the $20K Ford Maverick , help for the blinding headlights problem, and Toyota’s refurbishing program - brilliant! Streaming Services Price Creep: Segment 1 Ask Clark: Segment 2 Vehicles: 3 Great Developments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Ford Shuts Off Orders...
Jan 26, 2022•36 min
Clark describes retiree regret when resettling in vacation spots. How to avoid costly moves using Clark’s “training wheels” strategy. Plus, a look at rent or buy decision factors in today’s marke t. And - Many retailers & restaurants have shorter store hours & empty shelves - Clark relates what’s happening now and what’s to come. In addition, hear how corporate public relations can further botch serious corporate mistakes - case in point: Hertz. Home Ownership vs. Renting: Segment 1 Ask ...
Jan 25, 2022•34 min
Right now opportunities & incentives are plentiful in many sectors because of worker shortages. The military is employing retention incentives, and new recruit bonuses topping out at $50K , which may be a worthy path for some. Also, Clark reviews the pandemic effect on energy, where we are now with home energy and gas prices - and where the U.S. is headed as an energy producer . Military Bonuses: Segment 1 Ask Clark: Segment 2 Good News on the Energy Front: Segment 3 Ask Clark: Segment 4 Men...
Jan 24, 2022•32 min
It’s Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, Clark shares news about a huge shift happening in the way cars are sold. Carmax, Carvana & Vroom have changed the game in favor of consumers, and manufacturers are duking it out with anti-competitive dealerships. A new program from GM tells the tale. Clark Answers His Critics on Clark Stinks Dealerships Vs. the Free Market Sale of Vehicles Ask Clark Mentioned on the sho...
Jan 21, 2022•37 min
Clark outlines several factors that lead to one conclusion: Women need to save more of their paycheck for retirement than men. Also, the banks are desperately handing out credit cards like candy now. Clark relates different scenarios based on your credit, and conveys what is core & key to keeping your credit healthy with credit card use. Special Retirement Advice For Women: Segment 1 Ask Clark: Segment 2 Warning: Banks Pushing Credit Card Offers: Segment 3 Ask Clark: Segment 4 Mentioned on t...
Jan 20, 2022•30 min
Inaccuracy of credit reports is a longstanding problem. More than half of all complaints to the CFPB were about the credit bureaus, who see us as mere data points, not customers. Clark on how the system functions and how to protect your credit . Clark also describes Walmart’s new “InHome” delivery service compared to the Walmart+ option, vs Amazon initiatives. Generally Walmart is 20% cheaper on groceries so this may be viable for some consumers. Credit Report Errors: Segment 1 Ask Clark: Segmen...
Jan 19, 2022•33 min
Pandemic cruise scenarios call for a backup plan. Clark explains what can happen with cruises and with lodging cancellation policies . In this era of travel uncertainty , learn the KEY to travel planning. Also, as shipping delays persist, many customers are out their deposit money indefinitely for no show furniture & appliances. Retailer bankruptcy adds more difficulty. Clark suggests an alternative. Travel Warnings: Segment 1 Ask Clark: Segment 2 Furniture orders & deposits in limbo: Se...
Jan 18, 2022•32 min
It’s Friday! Clark Stinks day -Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . Also, this tax year will be a bit different for 2021 filings, with a special warning from the IRS. Clark shares a smart tax refund strategy, plus the outlook on inflation. Clark Stinks : Segments 1 & 2 Tax Season Strategy & Inflation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons.com: IRS Warns Backlogs Could Cause Delayed Tax Refunds Treasury warns of ‘eno...
Jan 14, 2022•34 min
Verizon trades in customer data - apps, browsing etc. to sell for profit. Clark breaks down the opt-out , and suggests a cheaper way to be on Verizon’s network. // Now is the worst time to buy a car since 1946. Clark shares his best advice and the vehicle market outlook. Ask Clark topics include: How to avoid becoming the victim of credit card fraud / Why Some Stores Don’t Take Credit Cards / Ask Clark: Should I get a prepaid maintenance plan on a new car? \\ Want more money advice? Sign up for ...
Jan 13, 2022•27 min
More companies are offering the Roth 401(k ). What you need to know about this retirement savings option. // Crooks are using Apple AirTags to track people and cars. There IS a solid way to protect yourself… Ask Clark topics include: Required Minimum Distributions: How To Calculate, Rules / How To Open a Roth IRA / AAA Membership: Is It Worth It? \\ Want more money advice? Sign up for Clark’s free daily newsletter ! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Vi...
Jan 12, 2022•24 min
We remain in short supply of housing units, both apartments and single family homes, while housing costs continue to rise . Clark discusses how we got here and the affordable solutions out there, in need of wider adoption. // Clark explains having life insurance from work vs buying your own policy, plus direction on shopping and purchasing life insurance to protect your family. Ask Clark topics include: Is your institution 529 eligible? / What Is a Good Credit Score? / Travel Archives - Clark Ho...
Jan 11, 2022•29 min
The “No Surprises Act” consumer protection law is now in effect. Clark explains new consumer rights surrounding out of network medical charges, with guidance for the insured and uninsured. // The U.S. labor shortage : Clark has new stats that shed light on what’s really going on with the American workforce . Ask Clark topics include: Free File: Do your Federal Taxes for Free / Why You Should Never Go to Your Bank for Investment Advice / Best Investment Companies \\ Want more money advice? Sign u...
Jan 10, 2022•29 min
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . / Nearly half of us have no money for an unexpected emergency . Clark presents a road map for setting a new path for saving money, including variable weekly saving goals. Clark’s money saving challenge to you, should you choose to accept it! Clark Stinks and Ask Clark topics include: Best 529 College Savings Plans / What Is an Annuity? / Should You Buy Out Your Leased Car? / Estate and Gift Tax | IRS / How To O...
Jan 07, 2022•31 min
How crypto savings accounts work and why they’re risky business . Learn the Clark smart perspective on the current crypto environment. // Clark updates long-standing advice on how to avoid getting ripped off on cremation and burials. In the funeral industry, national chains have absorbed the independents, challenging prior memorial society group negotiating power. But new tools allow you to shop the marketplace for end of life services at the time of need. Ask Clark topics include: As Used-Car P...
Jan 06, 2022•35 min
Clark describes what Long-Term Care policies cover, how they work, when and what to buy and the hybrid policy difference. // As a Prostate Cancer Foundation board member, Clark shares insights into cancer research in general and the upcoming era of “precision medicine” - plus advocacy and research guidance for those with terminal loved ones. Ask Clark topics include: Best Travel Credit Cards: Top Rewards Picks for 2021 / Best Cash Back Credit Cards: Top Picks for 2021 / Inside the Timeshare Sale...
Jan 05, 2022•30 min
Mary Beth Franklin is a Certified Financial Planner, financial journalist , podcaster , and author of the book “ Maximizing Social Security Retirement Benefits ” - joining Clark to discuss when best to claim benefits, the solvency of the program and what younger workers can expect from Social Security in the future. Investmentnews.com-MaryBethFranklin / Maximizing Social Security Retirement Benefits - eBook \\ Learn more about your ad choices. Visit megaphone.fm/adchoices...
Jan 04, 2022•32 min
A third of road deaths are associated with drunk driving. There’s new technology that may stop drunk driving in its tracks. // Are you nervous to open your credit card statements this month? If so, you’re not alone. Clarks tells how the pandemic has reshaped saving and spending , and suggests a debt resolution for 2022. Ask Clark topics include: Gift Taxes / These Credit Cards Offer Car Rental Insurance Benefits / Why you should beware of sharing a bank account with an elderly parent / Health In...
Jan 03, 2022•35 min
Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks . / Clark gives the cell phone forecast AND a great deal from Boost Mobile . Also, what to know about January clearance sales . Clark Stinks and Ask Clark topics include: How To Choose the Best Charities for Your Donations - Clark Howard / Warning: Watch Out for This Retailer Pricing Trick - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter ! Free Advice: Clark's Consumer Action Ce...
Dec 24, 2021•31 min
Teenagers are a hot market for fintechs like Square, now opening Cash App to teens . Clark shares ideas for teaching teens about money & payment apps. // Most of us aren’t great at advocating for ourselves and negotiating pay - a vital skill. It’s important to know what your job is worth and your power as an employee. Tips to help you master the art of negotiation. Ask Clark topics include: New FAFSA Removes Roadblocks for Grandparent 529 Plans / Estate Planning: Living Trusts vs. Simple Wil...
Dec 23, 2021•32 min
New research confirms debt is dangerous for your health. People of various income levels can end up overextended. Clark shares the areas of most difficulty & ways to reduce costs so your wallet and wellbeing can improve. // There are several things you can do to cut the cost of relocating . Get Clark smart tips on all aspects of moving - from packing to renting a truck - to help you save no matter where you’re going. Ask Clark topics include: Should I Pay a Company To Lock Down My House Titl...
Dec 22, 2021•32 min
