The Broke Generation - podcast cover

The Broke Generation

Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.
Last refreshed:
Follow this podcast in the Metacast mobile app to refresh it and see new episodes.
Download Metacast podcast app
Podcasts are better in Metacast mobile app
Don't just listen to podcasts. Learn from them with transcripts, summaries, and chapters for every episode. Skim, search, and bookmark insights. Learn more

Episodes

Is diet culture back? The Comments Section with E & V

In this hot little ep we answer the big question: is diet culture back? From the return of low rise jeans to the controversial rise of Ozempic and other weight loss drugs, it's hard not to feel like we're living our very own rerun of the early 2000s. We discuss the impact diet culture has on our finances and why liking yourself is one of the best things you can do for your relationship with money, and with yourself. Thanks to our sponsors, Wallace Advocates , AJT Legal , Lending Solved . Where t...

Aug 12, 202431 minEp. 175

4 ways to accelerate your next financial upgrade

Ready to undergo your next financial transformation? This ep is for you. I'm taking you through four tips to help you accelerate your next big upgrade (and not in a gross way). When it comes to our ongoing financial journey (yuck), there are certain points when we're climbing, and others when we're coasting. Neither is superior to the other, but they're distinctly different states. Climbs happen when you're making big shifts to your habits, behaviours, beliefs and even your bank balance, too. Co...

Aug 07, 202431 minEp. 174

How to feel like the hottest sh*t to ever walk the planet pt 2: The Comments Section with E & V

In today’s episode, we deliver part 2 on how to feel like the hottest sh!t to ever walk the earth. We kick things off with another juicy icebreaker, exploring how you’d react if a close friend revealed they were secretly wealthy. Shifting focus, we dig into confidence, highlighting the importance of embracing both strengths and weaknesses. We challenge the notion of toxic confidence, pushing instead for self-awareness and the willingness to acknowledge areas for improvement. We also touch on the...

Aug 05, 202452 minEp. 173

Listen to this if you ever feel "behind" in life [recast]

This episode is a replay of a popular episode from 2023. If you’ve clicked on this episode it’s probably because you’re fighting that nagging feeling that you’re ‘behind’ in life. It's a topic that resonates with all of us, consuming our thoughts more often than we'd like to admit. Featuring voice notes from listeners, sharing their own experiences with this all-too-familiar sensation, and how to navigate the complex feeling of being behind in life. Feeling behind isn't just about the numbers; i...

Jul 31, 202446 minEp. 172

How to make extra money without starting a side business: The Comments Section with E & V

In this episode, we're diving into a fantastic listener suggestion from Bonnie, who wanted ideas for making money without starting a full-blown side hustle. Bonnie, a stay-at-home mum with some evening free time, inspired us to explore creative ways to earn extra cash. We chat about various options like selling clothes, participating in specific surveys, and even casual marking for universities. The goal is to find strategies that easily fit into your current lifestyle. Join us as we share our e...

Jul 29, 202432 minEp. 171

Finding confidence in your personal style, with Maddy Forster

In this episode I chat to stylist, Maddy Forster from Mad About Fashion about the power of finding your personal style, for your happiness, your bank account, and your confidence. This episode originally appeared as part of my 6 week group experience, The Wardrobe Project, where we hit pause on our clothing consumption and untangle our spending habits as they relate to our style. Keen to hear when the next round enrols? Join the waitlist here: https://mailchi.mp/e60be6e4205a/eyhjwar1s8 Also ment...

Jul 24, 202444 minEp. 170

How to feel like the hottest sh*t to ever walk the earth, pt 1: The Comments Section with E & V

This week we're kicking off with part 1 of a 2 parter about a huuuge topic: confidence. We’re getting into the nitty-gritty of self-love and confidence, which are sneaky aspects of our lives that impact making financial decisions. No one is scrutinising us as much as we do ourselves, and it’s human nature (and conditioning) to think that a shiny new thing, like an outfit, makeup or even a diet program, will sort out all our insecurities. Fortunately, the best fix is free and usually what we actu...

Jul 22, 202445 minEp. 169

"Spending" vs "investing in yourself"

When are we buying to fix ourselves, and when are we "investing in ourselves"? In this solo episode I dive into the sometimes-dangerous advice I see on social media about "investing in yourself" (which is basically just fixing yourself and/or emotional spending in disguise), and unpack the differences between healthy investments in yourself and toxic pseudo investments in yourself. Then, we move onto a model you can use to explore 7 ways you can invest in yourself in a meaningful way, and side s...

Jul 17, 202428 minEp. 168

If someone bought you a lottery ticket and you won a prize, would you share it? The Comments Section with Emma & Victoria

Today, we tackle our very own trolley problem: If someone gives you a lottery ticket as a gift and you win, would you share the winnings? Join us as we delve into the complexities of this scenario, pondering what we'd do if we won and what we'd expect if we were the gifter. We explore themes of transparency, generosity vs. practicality, and the dynamics of relationships. Should the recipient feel obligated to share? Would the gifter expect a portion, or is the ticket purely a gift with no string...

Jul 15, 202430 minEp. 167

Does frugality ever really work? + the power of a year of focus, with Tash Etschmann

Your ears are about to be blessed yet again by the incredible Tash Invests, as we talk about the power of frugality and its role in building wealth. We explore Tash's journey of focused frugality, strategic investments, and the behavioural discipline that led to her impressive financial achievements at a young age. Tash shares her early introduction to investing, the sacrifices she made, and the frugal habits that contributed to her financial success. We also discuss how adopting a frugal mindse...

Jul 10, 202440 minEp. 166

Should you bother tracking your spending? The Comments Section with Emma & Victoria

This week, we promise we're not telling pork-pies, we're tackling a dicey subject - tracking your spending. We look at various approaches - from meticulous budgeting to more relaxed methods - and their impact on financial well-being. Join us as we discuss practical strategies for managing finances, especially when you deviate from 'routine' like travel, and coping with variable incomes. We also talk about various tools for effective tracking, and how you can delve into personal spending habits, ...

Jul 08, 202443 minEp. 165

Guided 5 step mid year money reset [recast]

This episode is a recast of my annual guided mid year money review that is PERFECT for taking stock of where you're at as we close out the first half of 2024 and look ahead to what's to come. Even if you've heard this 5-step review process episode before, I encourage you to listen again with this year in mind. These things are always different every time we do them! The goal of this guided mid year money review is to get you to farm the data from the first half of the year and deploy your learni...

Jul 03, 202423 minEp. 164

Splitting bills and having money conversations: The Comments Section with Emma & Victoria

To kick off season two of The Comments Section , we're diving into the ever-complicated topic of splitting the bill or shared payments. We discuss scenarios where deciding who pays can be tricky, like group dinners, birthday celebrations, and even hen parties. We share personal stories that highlight the awkwardness and the need for strategies when dealing with these situations. We also touch on the dilemma of differing financial boundaries and capacities among friends and how it can complicate ...

Jul 01, 202431 minEp. 163

Mid-year check in: 24 goals for 2024

In this episode I take you through a mid-year update on my 24 goals for 2024. From contributing to my retirement fund every month, to reading 30 books, to learning to sew with a zip, to limiting my clothing purchases, tune in to find out how I'm tracking on those goals I set back in January. Where to find The Broke Generation Website: https://thebrokegeneration.com Instagram: https://instagram.com/the.brokegeneration TikTok: @the.brokegeneration Order my book, Good with Money! Sign up to The Glu...

Jun 26, 202433 minEp. 162

How to make money progress when everything is a mess

In this episode, I explore navigating your financial goals while existing in a world of rising costs and stagnant wages. It's crucial to maintain focus and avoid a defeatist mindset. I outline five strategies to help you build financial resilience, as well as a strong mindset. Developing both mental and financial resilience is essential for handling future challenges. Consistency is key; keep pursuing financial goals despite slow progress. Focus on your personal financial journey, acknowledge fe...

Jun 19, 202427 minEp. 161

How to become the main character of your money

In today's throwback solo-episode, I revisit a favourite from three years ago: being the main character of your finances. This concept is all about prioritising yourself and acting in ways that benefit you at your best. Main character energy requires big-picture thinking, and looking beyond short-term desires to make financial decisions that truly benefit your long-term goals. We'll discuss common behaviours that undermine your financial confidence, like spending to meet others' expectations or ...

Jun 05, 202428 minEp. 159

How to break the clothing spending cycle

In this episode I'm chatting about one of your FAVE topics on the pod: clothing spending. Oh, it's such a beast, isn't it?! If you relate to the feeling of outsourcing your identity to consumption, you'll love this episode. Quick reminder: The Wardrobe Project kicks off SO soon! If you loved this episode and are ready to make changes to your clothing consumption and get hotter, happier AND richer, sign up to join us here: https://thebrokegeneration.com/the-wardrobe-project-challenge/ Episode hig...

May 29, 202443 minEp. 158

Are "spending runways" draining your money?

In this episode, I introduce the concept of a "spending runway," a term I coined to describe how certain situations and emotions can lead us to spend more money as momentum builds. These runways exist everywhere, from airport shopping and home styling to event planning and beyond. For instance, an initial purchase at an airport can lead to a cascade of spending on food, magazines, and souvenirs. Similarly, starting a home renovation project can trigger a series of additional purchases as you str...

May 22, 202435 minEp. 157

Is success the best revenge? The Comments Section with Emma and Victoria

In the final episode of The Comments Section, we dive headfirst into the complex nature of success. We start by exploring our personal definitions of success and how they vary, from simply getting through a tough day to making a long-term impact. We discuss the surprisingly positive power of revenge as a motivator to prove people wrong and achieve our goals. Though ‘revenge’ has negative associations, it can be a very satisfying driver of success, whether it’s in lifestyle, assets, or career, as...

May 20, 202435 minEp. 156

How to cultivate an ROI mindset across 6 areas of life and money

Ever wish you could do a quick return on investment calculation on that roomier flight ticket you’re eyeing off? It turns out, you kinda can! In this episode, I’m exploring the concept of Return on Investment (ROI) beyond its traditional business context, applying it to personal finance and everyday life. By adopting an ROI mindset, you can build financial confidence, wellness, and a positive relationship with your money. We'll dive into six key areas: spending, savings, debt, time, career, and ...

May 15, 202432 minEp. 155

Manifesting and being delulu, how much is too much? The Comments Section with Emma and Victoria

This week we’re cutting through the delulu about manifestation, money beliefs, and the practicalities of financial growth. Dissecting the difference between productive manifestation and delusional thinking, we’re emphasising the necessity of putting in the work to achieve your goals. It’s important to adopt a balanced approach, and recognise that while manifestation can set the stage for progress, it has to be accompanied by proactive steps towards your goals. We also look at societal influences...

May 13, 202425 minEp. 154

7 things you need to make progress with money in 2024

Feeling stuck in your financial journey without a clue on how to move forward? Don't worry, you're in good hands! Today, I'm dishing out 7 essential principles to jumpstart your path to better finances this year. Whether it's reclaiming time for your passions or ditching the anxiety over looming bills, these steps may seem small but they pack a punch. Embracing progress, no matter how modest, paves the way for greater achievements down the line. Have a listen and check out another episode which ...

May 08, 202445 minEp. 153

Balancing budget and boujie: The Comments Section with Emma + Victoria

Grab an $18 green smoothie, lounge on your million-dollar sun lounge, and get comfortable as we dip our toes into the delicate balance between budget and boujie. We explore the nuances of spending habits, including the Price Per Wear/Use method and how it doesn’t apply to every purchases. Have you experienced the social stigma associated with using vouchers or coupons, and the pressure to maintain appearances? We’re sharing personal experiences and struggles with confronting financial judgments ...

May 06, 202439 minEp. 152

Embracing your personal money brand for future growth

What’s the connection between personal branding and financial management? Drawing from my own evolving personal brand, I highlight the power of aligning your money habits with your personal values. Personal branding is a holistic representation of who you are and what you stand for, extending beyond just your career and the number on your payslip. From transforming money habits to expanding the financial window, I’m giving you some actionable strategies to take control of your financial narrativ...

May 01, 202428 minEp. 151

Life hacks for existing as an adult: The Comments Section with Emma + Victoria

This week we’re kicking off with the unveiling of “A Cold Day in Hell” - the official drink of the Comments Section. Listen in for our Michelin star recipe* and hacks and tips for daily living, from un-aesthetic morning routines to work lunch strategies. We’re also calling to bring back the packed school lunch for grownups, and debunking the myth that sandwiches are boring. What’s important is packing food that brings you joy and satisfaction, rather than succumbing to diet culture's restriction...

Apr 29, 202428 minEp. 150

10 affordable ways to upgrade your life and feel like a baddie

We all love a good actionable list, and this week I'm taking you through ten wallet-friendly ways to level up your life without burning a hole in your budget. From sprucing up your morning routine to splurging on fancy hand soaps, I explore practical strategies for enhancing your lifestyle without breaking the bank. With the current cost of living, it's never been more important to prioritise upgrades that improve your life long-term (that includes improving your happiness!). Have a listen, and ...

Apr 24, 202428 minEp. 149

Buying your identity: the comments section with Emma & Victoria

Is the capsule wardrobe the new seasonal trend? We look into whether we're not just finding style inspiration online, but our entire style identity. In this episode, we dive deep into understanding your personal style and how you can avoid outsourcing your identity. From Instagram trends to the Wardrobe Pause Challenge, we explore the pitfalls of seeking identity through clothing and the importance of embracing authenticity. Join us as we navigate the complexities of shopping dynamics, body imag...

Apr 22, 202446 minEp. 148

How to stop pulling money out of your savings

Putting money into savings and then pulling it right back out again is a common financial glitch we experience. We are not all born financially savvy or natural savers. We are not naturally inclined towards delayed gratification and saving. However, pulling money out of our savings for whatever reason is one of those things that hold us back, but when we work on stopping this behaviour from happening in the long run, it can propel us much faster toward our goals. Pulling money out of our savings...

Apr 17, 202445 minEp. 147

The self care fallacy – buying "self care" but we're still not cared for: The Comments Section Emma & Victoria

Take a deep breath in… and out… ok now you’re ready for this week's comments section! We’re diving into the real deal of self-care beyond the pretty pictures on social media. We’re talking about how we really make self-care work in our daily lives - from nifty apps that keep us zen to those little life hacks. But hang on, we’re also getting real about how self-care’s become a bit of a shopping spree. Are we actually nurturing ourselves or just splashing cash to feel good? We’re peeling back the ...

Apr 15, 202437 minEp. 146
Hosted on Omny Studio
For the best experience, listen in Metacast app for iOS or Android