Hi everyone! Ever wondered what are the habits that are keeping you poor. Tune in to learn more about it. 00:00 Introduction to Money Management Insights 00:20 Breaking Free from Poor Money Habits 00:40 The Importance of Earning More 01:09 Saving vs. Spending: Finding the Balance 01:25 Beyond Savings 02:02 Investment Strategies 02:40 The Ultimate Financial Strategy 03:13 Learning and Integrating for Financial Growth 03:59 Navigating the Pitfalls of Bad Debt 04:39 The Distraction Dilemma and Fina...
Apr 22, 2024•7 min
Hey everyone! In this episode, we are discussing investment strategies in 2024 for beginner, intermediate and advanced levels. Tune in to learn more about it. 00:00 Investment Strategies: From Beginner to Advanced 00:12 The Basics of ISAs 04:23 Exploring Pensions 06:22 Intermediate Investing 09:17 The Importance of Financial Advice and Avoiding Scams 10:49 Advanced Investment Strategies 14:19 Investment Goals and Enjoying Wealth and, here's the link to the Insider's tools: https://www.theabundan...
Apr 15, 2024•16 min
Hi everyone!! In this episode, we are discussing some interesting facts about the Rule of 72. So, tune in... 00:00 The Rule of 72 Explained 01:19 How Accurate is the Rule of 72? 02:25 The Rule of 72 and Investment Choices 04:00 Understanding Inflation and Its Impact 05:04 Applying the Rule of 72 Beyond Finances 05:29 Join the Six Figure Club: Career Growth Strategies Here's the link to the 6 Figure Club: https://www.theabundancepsyche.com/6fc Follow us on YouTube: https://youtube.com/@tap-money ...
Apr 08, 2024•6 min
Hi everyone! Tune in to listen to full episode to learn how you can become a millionaire even on a low salary. 00:00 Beyond Six Figures 00:35 Understanding Compound Interest 01:34 Time: The Most Valuable Asset in Wealth Building 03:40 Increasing Your Principal: Strategies for Growing Your Investment 06:57 Smart Spending and Income Growth 08:42 Maximizing Your Returns 10:15 Investment Wisdom 13:08 The Psychological Barriers to Wealth 14:38 Conclusion: The Power of Boring Investments You might als...
Apr 01, 2024•15 min
Hey there!! Today I am sharing with you what NOT to do if you want to become rich. So, let's dive in.. 00:21 The Hard Truth About Business 00:41 Personal Journey and Business Insights 01:51 The Realities of Starting a Business 01:56 Understanding Business DNA and Challenges 02:24 The Simplicity vs. Difficulty of Business 03:10 Why Pursue Business in 2024? 04:03 Practical Steps to Building Your Business 05:17 The Importance of MVP and Continuous Improvement 08:12 Transitioning from Building to Ru...
Mar 25, 2024•10 min
Hey there! Today we are going to discuss the magic of Compound interest and its significant impact on increasing net worth, especially after reaching the initial $100k mark. 00:00 Unlocking the Magic of Compounding: Your Path to $1 Million 02:31 The Surprising Reality of Savings by Age in the UK 03:23 The Stark Contrast of Average vs. Median Savings 04:19 Three Essential Strategies to Hit Your First $100K Join our free Job Search Workshop: https://www.subscribepage.io/3jobsearchhacks And, here's...
Mar 18, 2024•8 min
Hey there! Today we are discussing The Law of Attraction, with a particular focus on the aspect of attracting money. Tune in for the whole episode. 00:00 Introduction to the Law of Attraction 00:29 The Power of Focus and Attention 01:50 Raising Your Vibration and Choosing Your Circle 02:28 The Infallibility of the Law of Attraction 02:55 Overcoming Imposter Syndrome 05:07 The Power of Visualization and Manifestation 06:24 The Importance of Action in Achieving Goals 06:47 The Power of Positive Fe...
Mar 11, 2024•16 min
Welcome to The Abundance Psyche Podcast, where we unravel the secrets to financial success and professional growth. In today's episode, I am sharing my journey —one of doubling income through the potent blend of personal development and business acumen. 00:00 Introduction: Doubling Income 00:18 Taking Radical Responsibility 01:26 Obsession with Personal Development 03:59 Understanding Business 08:02 Communicating Your Value 10:32 Conclusion: The Radical Shift Here's the link to the 6 Figure Club...
Mar 04, 2024•12 min
Hey there! Today I am going to share with you a day in my life as a working mother and as a Product Manager in Financial Services. 01:26 Breakfast and Lunch: The Tesco Meal Deal 01:58 The Workday Begins: Meetings and More Meetings 05:45 The Role of a Product Manager: Navigating the Corporate System 06:49 The Evening Routine: Family Time and Meditation 08:04 Late Night Work: Abundance Psyche Projects 09:19 Reflections on Being a Product Manager As I had said earlier, here's the link to my Job Sea...
Feb 26, 2024•12 min
Hey, there! Today, we're diving into the heated debate: Investing in stocks vs. real estate. If you've wondered whether stocks outshine real estate or vice versa, you're not alone. In this episode, we'll dissect the growth potential, liquidity, accessibility, management commitments, risks, volatility, and tax efficiencies of both investment giants. So, grab your favorite drink, relax, and let's explore the dynamic world of investing. This is the Stocks vs. Real Estate debate on the Abundance Psy...
Feb 19, 2024•11 min
Hey there, I am Sudeshna. I am an economist with over a decade's experience in the financial industry. Today, I am discussing some personal finance rules that I find overrated and some that I find underrated. So, let's dive in. 00:00 Introduction to Overrated and Underrated Personal Finance Rules 00:34 Budgeting 01:16 Owning a House 01:39 Paying Off Your Mortgage Early 02:33 Financial Independence and Retiring Early (FIRE) 03:33 Rebalancing Your Portfolio 04:46 If It Sounds Too Good to Be True, ...
Feb 12, 2024•14 min
Hello everyone! I'm your host Sudeshna. In today's episode, I'll discuss my detailed review, analysis, and personal view on Robert Kiyosaki's book 'Rich Dad, Poor Dad.' 00:19 Controversies Surrounding 'Rich Dad, Poor Dad' 00:42 Personal Journey with the Book 01:37 Understanding the Principles of 'Rich Dad, Poor Dad' 02:25 Critique of the Book's Views on Education 03:49 Discussion on Assets and Liabilities 05:02 Views on Taxes and Corporate Structures 10:31 Learning and Earning in a Job 13:01 Min...
Feb 05, 2024•23 min
Do you know you can save $20,000 more annually without working additional hours or cutting back on spending. Today, I am going to talk just about that. So, let's get started... 00:00 Introduction: The Secret to Saving More 00:27 The Misconception About Saving Money 00:55 Increasing Your Income: The First Pillar 03:01 Exploring Side Hustles: The Second Pillar 03:39 The Difference Between Side Hustles and Businesses 04:40 Avoiding Lifestyle Inflation: The Third Pillar 05:03 Automating Your Savings...
Jan 29, 2024•7 min
In this episode, I would like to share with you my journey of evolving from a consumer of luxury goods to embracing simplicity and focusing on wealth generation. 00:00 Introduction: My Journey with Luxury Fashion 00:29 The Reality of Beauty Influencers and Their Routines 01:34 My Simple and Effective Skincare Routine 03:17 Understanding Veblen Goods and Their Impact 04:03 Choosing to Be Rich Over Looking Rich 05:28 Investing in Myself: Books, Courses, and More 07:42 The Results: Doubling My Sala...
Jan 22, 2024•8 min
In this video, I debunk popular financial advice regularly given by 'finfluencers', such as saving 50% of your income, investing in a specific stock, or starting a business. 00:00 Introduction 00:22 Debunking Common Wealth Building Myths 00:38 The Reality of Saving 50% of Your Income 01:35 The Impact of Saving on the Economy 02:23 The Importance of Earning More Money 03:11 The Problem with Investing in Specific Stocks 05:23 The Truth about Monetizing Your Passion 06:47 The Reality of Starting a ...
Jan 15, 2024•12 min
Welcome to The Abundance Psyche, I'm Sudeshna. In today's episode, we're delving into the intriguing world of YouTube trends — from looking expensive on a budget to marrying rich. Join me in questioning societal pressures and exploring true wealth. How much of our desire to "look rich" is conscious consumption versus falling into a consumer mindset? We'll discuss financial peer pressure, the anxiety it causes, and the environmental impact of fast fashion. Let's redefine luxury, focusing on what ...
Jan 08, 2024•12 min
Welcome to The Abundance Psyche, your go-to for financial wisdom and personal growth. I'm Sudeshna, your host on this journey from 2023 to the exciting prospects of 2024. In the past year, I embraced "growth" and hit milestones like 650 subscribers on YouTube and over a thousand on my email list. Today, we'll explore the lessons learned and unveil my focus for 2024. It's not just about investing; it's about the dynamic interplay of money, math, and mindset . Join me as we challenge financial myt...
Jan 01, 2024•13 min
Welcome to The Abundance Psyche, the place where financial wisdom meets real-world strategies. I'm your host, Sudeshna, and today, we're diving into a topic that has transformed lives and bank accounts—how to fast-track your way to the first 100K. This isn't just about savings; it's about unleashing the power of compounding, making your money work for you. Now, here's a little secret I learned from the legendary Mr. Charlie Munger: get to that 100K fast, and do whatever it takes. In this episode...
Dec 25, 2023•5 min
Welcome to The Abundance Psyche, where real stories unfold, careers are dissected, and decisions are laid bare. I'm Sudeshna, your host on this journey of professional revelations. In today's episode, we delve into a pivotal moment in my career—a view from my office in 2018 that marked the beginning of a significant shift. Yes, I chose to walk away from a prestigious and lucrative consulting career, and today, I'm going to spill the tea on why. So, if you're sipping on something refreshing, take...
Dec 18, 2023•9 min
Welcome to The Abundance Psyche, where we unwrap the art of thoughtful gifting and explore the essence of true connection. I'm your host Sudeshna, and today's episode takes us back to a time when a simple Secret Santa tradition at work turned into a profound lesson in the magic of gift-giving. Join me as we delve into the seven principles that can turn any gift into a cherished experience for your loved ones. From dwelling on the unique connections you share to understanding the power of thought...
Dec 11, 2023•7 min
Welcome to The Abundance Psyche, the space where we untangle the complexities of wealth, one episode at a time. I'm Sudeshna, and for the past 17 years, I've been on a journey, decoding the secrets of money. From earning to saving, investing to overcoming bad habits. Today's episode is a deep dive into the money habits that keep generations broke and how to break free. Join me as we explore the critical lessons often overlooked by conventional financial wisdom. For more on Money and Careers, fol...
Nov 28, 2023•7 min
Welcome to The Abundance Psyche, where we cut through the noise of conventional money advice and explore the deeper insights often missed by mainstream financial influencers. I'm Sudeshna, and having spent over a decade in the world of economics and finance, I'm here to share the perspectives that go beyond the usual tips. Today, we're unraveling the mysteries neglected by typical financial education. From understanding the broader economic picture to delving into the psychology of savings, we'l...
Nov 22, 2023•8 min
Welcome to The Abundance Psyche, where we explore the ins and outs of life's purchases, both the good and the cringe-worthy. Ever bought something with all your heart only to regret it later? Well, you're not alone. I'm Sudeshna, and in today's episode, I'll be sharing seven of my worst purchases ever, from impulse buys to trendy fashion splurges. This isn't just a walk down memory lane; it's a guide to help you avoid some costly mistakes. For more on Money and Careers, follow us: https://www.yo...
Nov 19, 2023•7 min
Welcome to The Abundance Psyche, where we unravel the unspoken secrets behind India's financial success. I'm Sudeshna, and today, we're delving into the unique mindset of the Indian middle class and the wealthy. While India may not be the wealthiest nation, it's home to some of the richest individuals globally. Join me as we explore the seven open secrets ingrained in the Indian culture that pave the way for financial abundance. From the philosophy of Dharma to the reverence for knowledge and we...
Nov 18, 2023•8 min
Welcome to 'The Abundance Psyche' podcast. I am your host, Sudeshna. Great coaches and mentors possess a unique skill – the ability to spot those destined for success from the start. In this episode, we dive into the nine key traits that are telltale signs of success, from goal setting to grit, continuous learning, time management, adaptability, networking, following your flow, financial responsibility, and the power of a positive mindset. Join us as we explore the qualities that define success....
Oct 23, 2023•10 min
Welcome to 'The Abundance Psyche' podcast, your essential guide to navigating today's challenging housing landscape. I'm your host, Sudeshna, a job search consultant with a passion for helping you achieve financial freedom. Today, we're tackling a problem that resonates deeply with our generation – affordable housing. With factors like rising house prices, interest rates, and inflation, it often feels like homeownership is slipping through our fingers. In this episode, we'll explore practical st...
Oct 16, 2023•12 min
Welcome to another enlightening episode of "The Abundance Psyche" I'm your host, Sudeshna, and today, we're diving deep into a common ailment that affects many of us: comparisonitis. In our world filled with endless possibilities, we often find ourselves yearning for more. More space, a fancier car, a bigger paycheck, it's a never-ending cycle. But here's the truth, my friends: comparisonitis is a disease that plagues us all, but it doesn't have to steal your joy. In this episode, we're going to...
Oct 10, 2023•8 min
Welcome to another episode of "The Abundance Psyche." I'm your host, ,Sudeshna, and today, we're uncovering the profound teachings of a financial luminary - Charlie Munger. While Warren Buffet's name often takes the spotlight, Munger's wisdom has quietly influenced many of us seeking financial enlightenment. His "Almanack" is a treasure trove of insights, and today, we're unveiling seven invaluable lessons that can transform your life. Join us as we navigate Munger's wisdom, unlocking the secret...
Oct 10, 2023•8 min
Welcome to The Abundance Psyche, where we uncover the remarkable services that have enriched my life. I'm your host, Sudeshna. In our previous episode, I explored the material world, but today, we're delving into the realm of services that have brought true joy and improvement. From the bliss of massages to the convenience of hiring a chef, we'll explore the diverse services that have enhanced my life and even impacted my finances. Whether you're seeking inspiration to enhance your own life or c...
Sep 25, 2023•8 min
Welcome to another episode of The Abundance Psyche, where we explore the choices and investments that shape our lives. I'm Sudeshna, your host, and in today's episode, we're diving into the world of smart purchases. In our younger years, many of us may have indulged in impulse buying and collected random items that cluttered our lives. But as we grow wiser, we start recognizing the real value in the things we acquire. Today, we're focusing on nine material possessions that have significantly imp...
Sep 18, 2023•9 min
