So many people across the world want to move to London. In today's episode, I'm going to discuss how much we end up spending per month for the household living and working in London. I am putting out a lot of my personal finances here online. This is definitely not easy for me. It's the first time I'm doing something like this. But then I always believe in transparency around money. So, I hope that this helps you plan in case you are moving to London. Follow us on YouTube: https://www.youtube.co...
Sep 11, 2023•10 min
You could be doing anything else right now, but you chose to listen to this podcast instead. So, I'm going to make a huge assumption here that you want to make more money in your life. And if that's the case, welcome to the Club. We love talking about how you can make more money here. And in this episode, I'm going to discuss skills that make you higher income in your career. For more on money and careers visit: https://www.theabundancepsyche.com/jobsearch/podcast Follow us on YouTube: https://w...
Sep 04, 2023•7 min
Embark on a journey of financial transformation as we dive into the realm of counterintuitive savings. In this podcast, we'll explore strategic hacks that challenge traditional norms, each with the potential to reshape your financial trajectory. Get ready to elevate your savings game through a fresh perspective that prioritizes effectiveness over convention. Follow us on @theabundancepsyche on Instagram: https://www.instagram.com/theabundancepsyche/ For more on money and careers, visit: https://...
Aug 28, 2023•9 min
For most of us, the ebb and flow of our finances follow a familiar pattern - spending more at the start of the month and tightening our belts as the weeks progress. Research indicates that our spending peaks during week one of the month, gradually decreasing as the weeks go on, and then surging again in week 4 in anticipation of the next salary, whether you get paid on a monthly basis, a weekly-basis, or a fortnightly basis. However, breaking free from this cycle and creating a solid financial f...
Aug 21, 2023•14 min
Money, a driving force that has shaped my journey for the better part of my life. Over the past 15 years, I've immersed myself in the world of economics, earning degrees and working within the financial services sector. Today, I invite you to delve into a discussion about the seven habits that often lead to financial struggles. Let's explore these habits and discover ways to break free from their grip. Follow us on YouTube: https://www.youtube.com/@tap-money For more on Money and Careers visit: ...
Aug 14, 2023•12 min
Money has motivated me for the best part of my life. In fact, I have spent the last 15 years getting multiple degrees in economics. And then, working in the financial services sector for over a decade. And here's one thing that I have learned about money that impacts your financial situation disproportionately: EARNING MORE MONEY For more on money and careers, visit https://www.theabundancepsyche.com/jobsearch/podcast Follow us on YouTube: https://youtube.com/@tap-money...
Aug 07, 2023•10 min
For the longest time I thought a dream job is the highest paying job. And coming from a middle class family, that's what you generally aspire to have more money in your life. And that's perfectly valid. As I have grown through my career and I have seen other people's careers unfold, I have realized that a dream job has more to it than just money. In this episode, I want to break down for you the highest paying job categories that I have seen in my career and broadly are present in society today....
Jul 31, 2023•12 min
There was a point in my life when I did not have a two day weekend. Most of the weekends were taken up by work. I used to work in the big four consulting firms and I used to love consulting. However, I was extremely overworked and underpaid. If you are feeling a bit jittery about your current work situation, here are five warning signs that your job might be ruining your life. 1. The first sign is that you get the Sunday carries or the Monday blues. 2. The second one is that you feel underpaid, ...
Jul 24, 2023•10 min
Hi everyone, I am Sudeshna. I have been working in the financial services industry for the past decade. I have always been a voracious reader, but in my twenties I almost lost the habit of reading. But I'm so glad to have found back my habit of reading and these days I read a lot thanks to my Kindle. In today's episode, I'm going to discuss with you five of my favorite personal finance books which has helped me tremendously in my life. The Science of Getting Rich I Will Teach You To Be Rich Alma...
Jul 17, 2023•15 min
I have always been jealous of the people who always knew what their purpose was in life before they even started their careers. I mean, that would be nice, but that wasn't me and it's very likely if you are listening to this podcast, that it's probably not you. If you are on social media or any kind of media, you probably have heard that, find your purpose, find your 'Dharma', Live your passion, and you will never work a day in your life. Look at movies like Eat pray love. So many people, I pers...
Jul 03, 2023•12 min
The schooling system is meant to teach us literature, arithmetic and logic. Some schools end up doing a great job at it. Even when they do a great job of it, they don't end up teaching us practical skills about personal finance that we need as responsible adults. I have heard the rhetoric that schools should teach more personal finance. I'm still making up my mind about where I stand on that argument, primarily because I think financial literacy is one thing, but the mindset around personal fina...
Jun 19, 2023•11 min
Most of us have a plan. We'll win the lottery and then live happily ever after. However, what most people don't realize is that most of the people who win the lottery go from rags to riches to rags within a span of five years of winning the lottery. On the other hand, there are some people and some families who come from war tone zones, who lose all their riches to the war and end up going from rags to riches within the next 10 years. A lot of personal finance focuses on the math of the money. H...
Jun 12, 2023•9 min
I did a lot of things right. I went to college, I got the right degrees. I got a job. I started earning early on in my life. I started saving early on in my life. I did not accumulate credit card debt or any debt for that matter. However, there are these four financial regrets that I have till date and you realize that it's not all about the money. For more on money and careers, visit: https://www.theabundancepsyche.com/jobsearch/podcast Follow us on YouTube at: https://youtube.com/@tap-money...
Jun 05, 2023•7 min
When you think about Rich, what comes to mind? Men in suits, cruises and yachts, high end luxury fashion brands, gourmet food, access to exclusive memberships. Maybe, access to a financial wealth manager. However, in my last 10 years of being very close to very rich people, and actually through my life, having access to a lot of privileged people, I have found that these couldn't be farther from the truth. Here are nine personal finance lessons that I have learned by being around wealthy people ...
May 31, 2023•10 min
I track every penny that I spend. I don't Buy coffee. I cut my own hair. I go to the supermarket that has the lowest price for berries, and I spent our searching for a 20 P deal for a 10 pound purchase. You'll notice that the computer behind me is turned off because I have been trying to save pennies on my energy bills. Wow! I got through that with a straight face. Only two out of those are true. And I'll tell you which two at the end of this episode and why. But before that, here are four perso...
May 22, 2023•8 min
Stop throwing money on rent and paying your landlord's mortgage. This is something that has been told to most of us for so long that we have started believing this. However, in 2023 with the interest rates peaking across the world, does buying a home necessarily mean that you have arrived in life? Of course, there are some advantages to buying your own home. For example, when you buy your own home, you are building equity, which means that there's a part of money that no one can take away from y...
May 15, 2023•13 min
My retired parents are traveling the world in exotic locations while my sister and me in the prime of our age are working hard, saving up for a retirement, which we are not even sure we are going to live for. So, I understand why the financial independence retired early movement, also known as the F.I.R.E. Movement is so lucrative for so many of us. So, I really wanted to dissect in this episode what is F.I.R.E. For more on money and careers, visit: https://www.theabundancepsyche.com/jobsearch/p...
May 09, 2023•10 min
Honestly, there's so much of terrible financial advice out there that gets dished out by influencers, and I wonder who makes money off the back that advice, because frankly, that's very, very questionable advice. But obviously we don't live in a perfect world, in a perfect society, so, let's talk about the five types of finfluencers that you are better off avoiding. For more on money and careers, visit: https://www.theabundancepsyche.com/jobsearch/podcast Follow us on YouTube at: https://www.you...
May 02, 2023•9 min
You'll never get rich working for someone else. You don't need to go to college to build wealth. Who comes up with this terrible advice? In fact, data shows that in the United States at least, people who have a college degree or above earn twice the amount of a high school graduate. Six figure incomes might not be very common. However, there's a strong correlation of certain skills with six figure salaries. In fact, I've seen this with myself and within my student community. In this episode of t...
Apr 26, 2023•6 min
Money doesn't buy happiness. How long will we keep quoting that 2010 Princeton study? It's 2023. Inflation has gone up significantly. What used to cost $75,000 back in 2010 costs considerably more now and that study was done for a particular demographic living within the United States. So, does that really hold water across the globe? Money is definitely not the sufficient condition for being happy, But I do think it's a necessary condition. So, increasing your net worth can actually make you ha...
Apr 17, 2023•7 min
My family lost several millions of dollars over the last couple of generations, and yet we have managed to weather the economic and political uncertainties and today I am going to share a few things I was taught as I was growing up. Follow us on YouTube: https://www.youtube.com/@tap-money For more on money and careers, visit: https://www.theabundancepsyche.com/jobsearch/podcast...
Apr 11, 2023•6 min
I would love to tell you that I wake up at five in the morning, hit the gym, take a cold shower, green juice, 30 grams of protein, one hour meditation, and finally then I get to start my day. However, then I'd be lying. Here's what I do instead. I have developed seven habits over the last five years, which have made me significantly happier and wealthier in my life. Today I will share those with you. Follow us on YouTube: https://www.youtube.com/@tap-money For more on money and careers, visit ht...
Apr 04, 2023•8 min
I've made several thousands of dollars online. So, in this episode, we are going to talk about nine ways of how you can make money online, and I'm also going to rate those nine ways in terms of the upfront investment required and the ease of getting to your first thousand dollars. So let's get started. Follow us on YouTube: https://www.youtube.com/@tap-money For more on money and careers, visit https://www.theabundancepsyche.com/jobsearch/podcast...
Mar 28, 2023•9 min
Investing is only for the rich. In fact, that's what 45% of the respondents of a HSBC survey believe when asked why they don't invest more, 23% believe that they don't know enough about investing. 21% believe that investing is too risky. Now with that perception of investing, let's bust some myths. Hi everyone. I'm Sudeshna. I'm an Economist and I have worked within the financial services industry for over a decade, and today we are going to bust some investing myths. For more on money and caree...
Mar 21, 2023•10 min
Hi everyone. I'm Sudeshna. I'm an economist and I have worked within the financial services industry for over a decade. Today we are going to talk about what's a recession, why we are expecting a recession, and more importantly, how you can prepare for a recession. Follow us on YouTube: https://www.youtube.com/@tap-money For more on money and careers, visit https://www.theabundancepsyche.com/jobsearch/podcast...
Mar 14, 2023•9 min
161,000 layoffs across all of 2022 and today we are going to discuss about how you can prepare for a layoff. Hi everyone. I'm Sudeshna. I'm an economist and I have worked within the financial services industry for over a decade, and today we are discussing why layoffs happen and how you can prepare for a layoff. Follow us on YouTube: https://www.youtube.com/@tap-money For more on money and careers, visit https://www.theabundancepsyche.com/jobsearch/podcast...
Mar 07, 2023•13 min
Hey everyone, I'm Sudeshna. I am an Economist and I have worked within the financial services industry, especially with artificial intelligence technologies. When ChatGPT came to the market in November, 2022, I was beyond excited to try out this new tool. So here's what I asked ChatGPT, what's the best financial advice you can give to me in 2023? Follow us on YouTube: https://www.youtube.com/@tap-money For more on money and careers, visit https://www.theabundancepsyche.com/jobsearch/podcast...
Feb 27, 2023•7 min
Hello everyone, I am Sudeshna. I am an Economist and have worked in the financial services industry for the past 10 years. Today, I want to share with you six ways to make money with ChatGPT. Follow us on YouTube: https://www.youtube.com/@tap-money For more on money and careers, visit: https://www.theabundancepsyche.com/jobsearch/podcast
Feb 20, 2023•6 min
Hi everyone. I'm Sudeshna. I'm an economist and I have worked within the financial services industry for over a decade, and here are seven things that I don't buy. Please note that these are seven things that I don't find useful in my life, but if you choose to spend your money on those, no judgment whatsoever. Everyone's life is different. Everyone's preferences are different, is what I have learned as a student of economics. * Packaged drinking water * Next day delivery services * Jewelry * De...
Feb 14, 2023•4 min
Hi everyone. I'm Sudeshna. I'm an economist and have worked in the financial services industry for over a decade. Today I'm going to share with you seven personal frugal habits that I have, and if you stay till the end, I will give you a bonus rich habit that I have inculcated over the years, and that has made me more money. But first things first, let's talk about the frugal habits. 1. Knowing my inflows and outflows 2. Automatically saving and investing 3. Avoiding credit card debt 4. Optimizi...
Feb 06, 2023•6 min
