120: Wait the USDA does loans!? And they're 0% down

The USDA loan provides low- & moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas.Eligible applicants may purchase, build, rehabilitate, improve or relocate a dwelling in an eligible rural area with 100% financing. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers – so no money down for those who qualify!

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USDA Eligibility Map: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfhprev