Episode 39: Spring Clean Your Coins!

Good Wednesday, everyone! Today we are talking about Spring Cleaning. Spring has sprung and that means a wonderful spring-cleaning of our homes. BUT, we also need to consider a spring clean for our finances as well! Today, I offer four tips on tidying up your personal finances.

1: Check Your Coin

Go into your bank account and see how much money you have! How

2: Call Credit Card Companies to Lower Your Interest Rates

• Keep the ball in your court. Call credit card companies to ask them to lower your interest rates. This more plausible when you’re making monthly payments on time and in-person. You’re in boos- not them.

2a: Open a Credit Card

• Building good credit means starting lines of credit. There is nothing wrong with credit cards as long as they’re used responsibly.
• Open a store account and every time you swipe PAY THE BALANCE IN FULL AT THE REGISTER. You’ll build credit and avoid credit card issues at the same time!

3) Clean Out Those Emails

• Unsubscribe to retail marketing emails, delete discretionary spending inclined apps, and delete all payment history in your phone. Make it difficult to spend money!

4) Plan Your Tax Refund

• Spring-cleaning and tax season are synonymous- carefully plan where your financial windfall goes. Keep a fraction for yourself- but the rest should absolutely go toward any debts you owe. Use this money to get ahead!

That’s all for now. Thank you so much for tuning in. Per the usual, let me know ways you’re getting this money.

Connect With Me:
Twitter & Instagram: @stacksnthecity

Music:
bensound.com