In Episode 107 of Safer Retirement Radio, we dive into key aspects of retirement planning, including real estate investments, debt management, and long-term care strategies. Join Brian Decker and Bradley Geddes, CFP(R) as they discuss: The benefits and drawbacks of real estate investments for retirees. Effective strategies for managing mortgages and cash flow in retirement. The impact of market volatility and the importance of legacy planning. Long-term care insurance options and self-insuring s...
May 18, 2024•56 min
📻 Welcome to Episode 106 of Safer Retirement Radio with Brian Decker, your trusted guide through the complexities of retirement planning and investment strategies. In this episode, Brian gets into the psychology of money, emphasizing the critical need for active management and adaptability in today's financial climate. 🔍 Key Highlights of This Episode: Risk Management and Retirement Planning: Brian opens with an insightful discussion on safeguarding your retirement against market volatility. T...
May 11, 2024•56 min
🎙️ Learn about the essentials of retirement planning with financial expert Brian Decker on the 105th episode of Safer Retirement Radio. This session is packed with insights as Brian deconstructs retirement investing strategies, emphasizes the critical shift from accumulation to distribution, and lays out the potential pitfalls of traditional methods like the 4% rule in flat markets. 📈 Understand why Brian warns against relying on bond funds and pie charts for retirement plans and how he evolve...
Apr 06, 2024•56 min
Welcome to Safer Retirement Radio with Brian Decker, founder of Decker Retirement Planning, and Bradley Geddes, one of our trusted advisors. In this episode, we're covering crucial topics surrounding retirement planning and financial safety. From fiduciary standards and financial advisor transparency to investment strategies and tax efficiency, we cover it all to help you achieve a safer and more secure retirement. Join us as we explore essential retirement planning principles, risk management s...
Mar 30, 2024•56 min
In episode 103 of Safer Retirement Radio, financial experts Brian Decker and Arrin Wray dissect the complexities of planning for a financially secure retirement in an environment of fluctuating interest rates and uncertain markets. 🎧 Tune in to learn about: Adjusting retirement investment strategies as Treasury rates rise, creating better options for those approaching retirement. The nuances of the 'rule of 100' in asset allocation and the potential pitfalls in a climate of rising interest rate...
Mar 23, 2024•56 min
Welcome to another empowering episode of Safer Retirement Radio. Owner and Founder Brian J. Decker and Bradley Geddes, CFP(R), share expert insights on mastering tax planning for a secure retirement. Episode 102 is a deep dive into strategies designed to safeguard your finances and optimize your tax situation as you plan for those golden years. 🎧 In This Episode: Discover the power of tax loss harvesting with real-world examples from the likes of ExxonMobil, Amazon, and Apple. Learn the substan...
Mar 15, 2024•56 min
🎙️ Welcome to Episode 101 of Safer Retirement Radio, where Decker Retirement Planning Owner and Founder Brian Decker is joined by our Utah-based planner Arrin Wray, who provides a wealth of knowledge for those navigating the uncertain waters of retirement planning. In this episode: Brian and Arrin outline the unique challenges of retirement planning, particularly for those in high-risk professions like firefighting and construction. Learn why the traditional bond allocation strategies are faili...
Mar 09, 2024•56 min
🎈 Episode 100 is here on Safer Retirement Radio with Brian Decker! 🎈 In this special episode: We talk about why it's crucial to have an estate plan. Learn the dos and don'ts of retirement accounts and trusts. Discover the importance of choosing the right Power of Attorney. Get tips on creating a healthcare directive that protects your family's peace of mind. Brian Decker is joined by our Salt Lake area planner, Arrin Wray, to share their expertise to help you plan a secure retirement and a smo...
Mar 02, 2024•56 min
Jump into the world of retirement planning with Brian Decker and Arrin Wray on Safer Retirement Radio. In this enlightening episode, our experts unravel the complexities of the Secure Act 2.0, adjusting investment strategies for retirement, and the critical role of tax planning in securing a financially stable future. 🔍 Episode Highlights: Retirement Planning Principles: Learn the importance of drawing income from principle-guaranteed accounts and how to manage your finances more effectively in...
Feb 17, 2024•56 min
Tune in to the latest episode of Safer Retirement Radio where Brian and Arrin Wray, our Utah-based planner, delve into the pivotal changes brought by the SECURE Act 2.0. They discuss how updates to Required Minimum Distributions (RMDs), annuities, and 401k plans can shape your retirement planning. Dive into the nuances of IRA tax implications, the strategic benefits of Roth conversions, and the importance of professional guidance in tax savings and legacy planning. In this deep diving show, they...
Feb 02, 2024•56 min
Welcome to Episode 97 of Safer Retirement Radio, where Brian Decker and Brad Geddes, CFP(R) dive deep into retirement planning essentials. They tackle critical topics like the need for safety in retirement investments, biases in Wall Street risk strategies, and the importance of distribution planning. Unpack the complexities of bond funds, interest rates, and their implications for retirees. Discover investment strategies for navigating both up and down markets, emphasizing the significance of r...
Jan 11, 2024•56 min
Dive deep into the world of safer retirement planning with Brian Decker in episode 96. He analyzes the impact of political cycles on market trends and the Fed's indicators that could signal a looming recession. Learn about the power of momentum investing and sector rotation as Brian explains how these strategies can protect your capital and thrive in any market condition. With decades of experience, Brian and the Decker Retirement Planning team offer expert advice on income planning, tax minimiz...
Jan 06, 2024•56 min
In this enlightening episode of Safer Retirement Radio, Arrin Wray steps in for Brian Decker to delve into the intricacies of retirement planning. Arrin and the team dissect the current geopolitical effects on retirees, the lopsided gains of the S&P 500 and potential bubble risks, and the pivotal role of the Federal Reserve in market volatility. Discussions on inflation's bearing on retirement and the significance of math-based planning take center stage. Emphasis on the balance between prot...
Oct 21, 2023•56 min
In this episode of The Brian Decker Show, we dive deep into retirement planning and tax strategies with special host Bradley Geddes, CFP(R). From the implications of the Tax Cuts and Jobs Act to Roth IRA conversions, Brian and Bradley provide invaluable insights to optimize your financial future. Topics covered: Importance of tax planning for retirees in the current economy. The looming tax increases with the expiration of tax cuts. The distinction between tax planning and income planning. Strat...
Oct 14, 2023•56 min
In the latest episode of 'Safer Retirement Radio,' Brian Decker unveils the intricacies of the newly refined risk bucket strategies employed at Decker Retirement Planning. He delves deep into the art and science of risk management, introducing listeners to two-sided money management techniques specifically crafted for today's unpredictable market dynamics. As he sheds light on the myriad of risks threatening today's retirees, the broader market, and the global economy, Brian presents 'A Safer Re...
Oct 06, 2023•56 min
In this episode, we dive deep into the role of Artificial Intelligence (AI) in the world of finance and investing. Discover how AI might impact jobs, the potential in retail applications, and the evolving world of portfolio management. We'll discuss: The significant difference between computers and AI. How retirement planning strategies remain consistent across decades. The influence of AI on investing and its potential future applications. Insights on Nvidia's position in the AI industry. How A...
Aug 18, 2023•56 min
Dive into the world of retirement planning with Brian Decker and guest Aaron Wray. This episode unpacks the complexities of bond funds, the challenges of asset accumulation, and the shift to ladder principal guaranteed accounts. Learn about the role of fiduciaries in retirement, the crucial need for an inflation-proof retirement, and the pitfalls of having too much money at risk. Discover the significance of distribution plans, the 10% risk factor, and the ever-evolving dynamics of the S&P 5...
Aug 10, 2023•56 min
Brian is joined by, Neil Fenning, one of our Washington-based advisors, to talk about the intricacies of retirement planning in this insightful episode. Discover the importance of shifting from accumulation to distribution and why last year serves as a critical case study for this paradigm shift. This episode hones in on the necessity of stress testing in portfolios and the pivotal role of income planning. Learn about the five layers of protection against inflation, contingencies in the stress t...
Jul 28, 2023•56 min
In this episode, we dive into the key decisions of retirement planning and the vital role of fiduciaries. Uncover the importance of independent, fee-based advice and the differences between bonds, bond funds, and CDs. Learn about variable annuities, non-traded REITs, and the dangers of undisclosed fees in this episode of Safer Retirement Radio. Brian also explores the impact of market crashes, the concept of sequence of returns risk, and the pitfalls of the 4% rule. Discover strategies for incom...
Jul 24, 2023•56 min
Brian Decker is joined on this episode by Bradley Geddes, CFP(R). This week, they navigate the essential components of a secure retirement plan in this enlightening episode. Learn why a well-rounded plan, starting with the right questions and multiple income streams, can help ensure financial safety during your golden years. Discover how much income you really need and strategies to maximize it while minimizing taxes. Brian and Bradley discuss tax and risk reduction, portfolio optimization, and ...
Jul 21, 2023•56 min
On this episode, Neil Fenning, one of our Washington State-based planners, joins Brian to discuss the possibility of a government shutdown. You'll hear about the possible effects of not raising the debt ceiling on the market and economy.
May 13, 2023•56 min
There are concerns about a recession for the remainder of the year, as indicated by some recent economic data. The outlook is leaning towards a potential economic downturn later this year. Now, we don't have a crystal ball but do have a way to help retirees create an income plan to help protect themselves financially against market downturns. In this scenario, it's essential to identify effective instruments and strategies that can support retirees during a market downturn. Exploring options and...
Apr 28, 2023•56 min
In this episode, Brian continues the conversation on tax minimization and estate planning. At Decker Retirement Planning, we approach retirement using a method called A Safer Retirement™. By using this approach, our clients get help combining some of the most important aspects of retirement, like tax minimization, estate planning, income planning, and investment growth. For more information, go to https://www.deckerretirementplanning.com, where you can learn how we help our clients minimize some...
Apr 14, 2023•56 min
This episode is about Estate Planning and Tax Strategies you may not know about. Our San Francisco Bay Area-based planner, Bradley Geddes CFP®, joins Brian Decker on this week's show. One of the most important things about our retirement planning approach called, A Safer Retirement™ is how we work to incorporate strategies like the ones you'll hear about on the show into all of our plans. Listen in to hear more.
Mar 24, 2023•56 min
On this week's episode, Neil Fenning, one of our Washington State-based planners joins Brian Decker, the owner & founder of Decker Retirement Planning. They're talking about the Silicon Valley Bank collapse. You'll hear about what happened and why it matters. Brian and Neil will also cover how it can affect retirees and how we, at Decker Retirement Planning, can protect our clients against these types of risks. For more information go to https://www.deckerretirementplanning.com/
Mar 17, 2023•56 min
Brian Decker is the owner and founder of Decker Retirement Planning and has over 35 years of experience in the industry. On this episode of Safer Retirement Radio, he's talking about the Federal Reserve. You'll hear about what the Fed has done recently and what they're signaling they will do throughout the rest of the year. He also talks about how this might affect retirees and the markets.
Mar 03, 2023•56 min
Is your retirement plan ready for something unexpected? Like market volatility, a changing tax landscape, fluctuating costs, or the unexpected passing of a spouse. Bradley Geddes, CFP(R) joins Brian on this week's episode to discuss the stress test we help our clients go through. For anyone considering the next step with retirement planning, this episode is a must-listen. You'll hear about our retirement planning stress test. For more information, go to https://www.deckerretirementplanning.com
Feb 17, 2023•56 min
What has the fed done recently and what are they signaling they will do throughout the year? What timeframe does that give the market and the economy? What are the potential problems for retirees with that? How do our plans/services solve that problem for our clients? Listen in to hear answers to these and more!
Feb 10, 2023•56 min
Our Renton, WA-based senior planner, Neil Fenning, joins Brian on this week's show. They talk through estate planning from a financial planner's point of view.
Jan 21, 2023•56 min
Arrin Wray, our Salt Lake City, and Lehi Utah planner joins Brian on this episode of Safer Retirement Radio. You'll hear them recap 2022 and what contributed to the markets doing so poorly. They also give an outlook for 2023. They talk about current risks to retirees and what can be done to help, and how our plans can address those risks.
Jan 13, 2023•56 min
