The owner and founder of Decker Retirement Planning is joined by Bradley Geddes, CFP® on this week's show to discuss the unusual times we are in with stocks and bonds. It's only happened a few times, but so far this year, both are down. Listen in to learn about how retirees can build a retirement income plan to help protect them from volatility in the equity and bond markets.
Bradley Geddes, CFP(R) joins Brian on this show this week. This episode is about volatility, rising interest rates, and what retirees can do about it.
Neil Fenning, our Renton, WA-based advisor, joins Brian on the show this week to discuss the Fed and its recent statements. You'll hear about what it can mean for the Markets and us. The Fed's Powell said he wanted to see "pain"; this episode will help give you an idea of what that can mean for retirees and their financial plans.
On this episode, Brian is joined by Bradley Geddes, CFP(R). Bradley helps our clients nationwide, but is based in the California Bay Area. Their conversation focuses on 6 keys to a retirement plan. Brian and Bradley start by talking about the basics, which is to have a plan! While that might sound simple, it's surprising how many retirees don't have a plan. You'll hear about how we define what a retirement plan is. They also discuss tax minimization strategies, risk reduction, portfolio optimiza...
There are some aspects to retirement planning you really need to think about. At Decker Retirement Planning, we use an approach we call A Safer Retirement(TM). It's a strategy that looks at retirement income planning, investments, tax minimization, healthcare needs, legacy planning, and estate planning. We are not attorney's, but we are fiduciaries and want to point out common problems facing retirees and their estate and legacy planning. Listen to this week's episode, to hear about how we help ...
Russia defaulted on their debt, how can this affect a portfolio? This week Brian discusses the risks associated with emerging markets; and how you can properly diversify your portfolio. You'll also hear about strategies that can make money in both up and down markets. Listen in to hear more about retirement planning and what we do at Decker Retirement Planning to help our clients enjoy A Safer Retirement™. For more information go to https://www.deckerretirementplanning.com
Neil Fenning, one of our planners, joins Brian on this week's show. They talk about why the market is down, and why retirees shouldn't sit around and wait for it to turn in our favor. If Wall Street or The Government dictate the terms of your retirement, it may not turn out how you like it. Listen to this week's show to hear about how retirees can take control of their retirement even with a market decline and rising interest rates. For more information, visit us at https://www.deckerretirementp...
On this episode, you will hear from Brian about investment myths. There are a lot of "rules of thumb" that retirees like to use, but are they really in your best interest? Brian dissects some of those myths and what some alternative approaches are for those looking for A Safer Retirement(TM). For more information, visit us at https://www.deckerretirementplanning.com
On this episode, you will get to meet our Bay Area advisor, Bradley Geddes CFP(R). He and Brian are talking all about the markets and inflation. The markets are down. The Fed is working to combat inflation. And retirees could be a in a tight spot. Listen to this episode to hear more about what is happening in the markets and inflation, and what retirees can do (or avoid) to help themselves to get through this period of uncertainty and volatility. For more information, go to our website at https:...
On this week's show, Brian is joined by one of our planners, Neil Fenning, and they're talking tax strategies for retirees. Neil is one of our tax experts. They're going to cover tax saving vehicles and strategies, like a "back-door Roth", and what you can do now while taxes are near all-time lows. You'll also hear about how to use strategies and tools like charitable remainder unitrusts, net unrealized appreciation, donor advised funds, and others to help retirees both maximize their assets, bu...
On this episode you'll hear about Principal Guaranteed Accounts and how they can fit into a retirement plan. Principal guaranteed accounts come in many forms and on this week's episode, you'll learn some of the good and the bad, and maybe a little bit of the ugly. If you want to learn more about principal guaranteed accounts and how they fit into the three principles that govern proper retirement planning (we have a free book download about these three retirement principles on our website), visi...
It seems that most who try to save for retirement focus on growing their money as much as possible. But, what happens when it comes time to start using that money? Moving from accumulation to distribution can be daunting, there are so many things to consider. This week on the show, we talk about Distribution planning and the headwinds that retirees face and what to consider as you plan to start taking income from your assets. You will also be introduced to one of our Washington based planners, J...
On this episode of Safer Retirement Radio. Brian talks inflation (including risks, like interest rate risk) and the stock market and what that can mean for your retirement portfolio. Interest rate risk is big problem for some portfolios. Learn if it could affect yours and what you can do about it. Brian is also joined by Neil Fenning, one of the planners here at Decker Retirement Planning.
Brian talks about how to protect capital and even make money when the market drops. Learn how the investment strategies we use can be used with tax minimization, income and distribution optimization, and other retirement planning strategies to help retirees secure a comfortable retirement.
The conflict in Ukraine has brought market volatility back to the forefront of investors' minds. This week hear how we at Decker Retirement Planning use distribution planning and two sided models for our client to help protect them against big drops in the market.
On this episode, learn about the 6 key parts to a retirement plan. Brian Decker, owner and founder of Decker Retirement Planning explains what some of the critical parts to a retirement plan are. You'll hear about things like having a plan, optimizing your portfolio for income distributions, minimizing taxes, and more!
This week Brian and Mark go through some major dates for the year. You might be familiar with some of the more well known dates, but not as familiar with others. They'll cover the dates and why it matters along with some other considerations for retirees. This may be an episode you will want to reference throughout the year.
It's everyone's favorite topic: taxes! Well, maybe it isn't everyone's favorite topic, but most people want to know how to save on the tax they pay. This week, Brian discusses different strategies that can help people save big on their tax bill. He covers topics like Roth conversions, estate tax minimization, charitable giving, and some others that you may not be familiar with. If you want to learn more about how these strategies can impact your tax bill, give us a call at 833.707.3030.
On this week's episode, Brian and Mark continue their conversation on the Checklist Challenge. Listen to hear them address topics like income planning, tax minimization, healthcare, and more. If you don't think these topics apply to you, listen in, you might be surprised just how much they can impact your retirement!
This week Brian continues with the checklist challenge. He talks through the different questions and how someone can take a lot of the guesswork out of preparing for retirement by taking the Checklist Challenge.
Are you ready? This week Brian introduces the Checklist Challenge. You'll hear about questions you should be able to answer to help you know if you are ready for retirement. These questions cover topics like income, tax, medical, and more!
Brian talks about his origin story and why he got into retirement planning. More importantly, he talks about why he set up Decker Retirement Planning the way he did and how, with the help of distribution planning, you can retire early.
You may have heard about income buckets in retirement. This week, Brian and Mark discuss what they are and how to use them for your retirement income. You will also learn about how we, at Decker Retirement Planning, use a math based approach to maximizing your income in retirement through distribution planning.
This week Brian talks through his experience in the industry and what you should know when deciding on an advisor. We explain the importance of working with fiduciary and hearing a first hand account of what it was like to be on the other side. In this episode, you will learn about 3 things to ask an advisor to see if they are going to act as your fiduciary.
We're back! After a summer break, Brian and Mark are catching you up on risk. Learn about how some retirees are taking too much risk with their retirement portfolios and how to avoid taking too much. This week Brian talks about how to avoid taking too much risk and what you can do to avoid it in your portfolio.
This week, Brian covers the 3 parts to a solid retirement plan. He talks, cash, safe money, and risk and why retirees need to have all 3. He also talks through some popular investment strategies and their pitfalls, like the Warren Buffet and Dividend strategies.
At Decker Retirement Planning, our goal is to help our clients enjoy a Safer Retirement. We feel the best way to help them accomplish this is through distribution planning. This week Brian talks income planning and what a plan should look like for retirees.
Brian talks about headwinds facing retirees. He goes into detail about what a fiduciary is and how you can know if your advisor is actually required to act in your best interest. And finally, he introduces distribution planning, and what to consider when choosing when to take Social Security or a pension.
On this week's episode, Brian wraps up his discussion from the previous episode about estate docs and talks trusts. With recent rising prices, he also talks inflation and how a proper retirement plan can handle rising prices. He wraps up the episode talking through tax and ways to minimize taxes in retirement with the right plan.
On this episode, Brian talks estate planning. Through his career, he has seen the common problems people run into when building a retirement plan and wants to help make sure your plan works with your estate documents. He gives his perspective as a financial planner on considerations when building your estate plan.
