Retirement Answers - podcast cover

Retirement Answers

Jacob Duke, CFP®•www.retirementanswers.net
Business
Investing
Education
Retirement Answers is a podcast built to help you succeed in retirement. The thought of retirement can be overwhelming and downright scary for many... but it doesn't have to be! The goal of this podcast is to provide thoughtful insights and strategies to give you the confidence you need to retire successfully. At the end of the day, my ultimate goal for my clients and podcast listeners is to live a fulfilling retirement. Follow along as I publish a new episode each week covering everything from retirement income planning, tax planning, Social Security, insurance planning, investing, and much more. Here's to learning everything you need to know to live out your dream retirement!
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Episodes

Naming Beneficiaries, Roth Limits, and Spousal Benefits

In this episode, I answer 3 questions I recently received: Who will inherit my IRA when I die? Can I contribute to my Roth IRA and Roth 401k at the same time? Will I continue receiving my spouses Social Security benefit when they die? Enjoy the show!

Feb 28, 2023•10 min•Ep. 12

Are Bonds Still a Viable Investment Option?

After the lackluster performance in bonds in 2022, many are wondering if they should be investing in bonds at all... In this episode of Retirement Answers, I share how bonds work and why the value of bonds fluctuates even though the coupon payments remain the same. Enjoy the show!

Feb 21, 2023•10 min•Ep. 11

SECURE Act 2.0: Changes to RMDs

Well, they have changed RMDs yet again... In this episode of Retirement Answers, I share how the new RMD rules are going to work and perhaps how it could hurt you later on if you don't plan accordingly. Enjoy the show!

Feb 14, 2023•7 min•Ep. 10

Don't Be Too Conservative in Retirement

Our immediate reaction as we get closer to retirement is to invest more conservatively. But why? The short answer is that our human nature fears potential loss than enjoys potential gain. What if you could have a plan that covers the short-term & long-term? Well, in this episode, I talk through how the 3-bucket retirement plan can do exactly that.

Feb 07, 2023•15 min•Ep. 9

3 Things You Should Do BEFORE You Retire

In this episode of Retirement Answers, I share 3 things that you should do before you retire. 1. Build Cash 2. Calculate Monthly Spending 3. Write Out Your Goals/Dreams I hope this helps you plan a more successful retirement!

Feb 01, 2023•11 min•Ep. 8

3 Questions My Clients Are Asking Right Now

In this episode I discuss the 3 questions my clients are asking about right now. - What should I know about the SECURE Act 2.0? - Should I be making changes to my investments? - Should I retire in 2023? Tune in to this episode to hear my answers to these questions.

Jan 25, 2023•17 min•Ep. 7

Roth IRA Distribution Rules

Ever wonder if you can take money from your Roth IRA before age 59.5? Well, the short answer is yes, you can. But tune into today's episode to learn more about the order in which Roth IRA distributions occur and how you can use this to your advantage in your retirement plan.

Jan 17, 2023•5 min•Ep. 6

Understanding Social Security Survivor Benefits

In this episode of Retirement Answers, I discuss the things you need to know about Social Security survivor benefits. I see people often confuse survivor and spousal benefits, so I wanted to answer a question I received about survivor benefits and how they are different from spousal benefits. Enjoy!

Jan 10, 2023•8 min•Ep. 5

Don't forget about the Taxable Investment Account!

We all know about IRAs and 401ks, but are there other ways to optimize your retirement savings? Yes, and it involves the investment account. In this episode of Retirement Answers, I discuss some of the potential tax issues that lie in waiting if all of your retirement assets are in tax-deferred accounts and provide some ideas around how you lower that future tax risk.

Jan 03, 2023•9 min•Ep. 4

Understanding Social Security Spousal Benefits

So, you know about the Social Security spousal benefit, but do you understand it completely? This episode of retirement answers tells you everything you should know about how spousal benefits work and how your Social Security elections could change the spousal benefit you receive.

Dec 20, 2022•5 min•Ep. 2

Intro

Welcome to Retirement Answers! This is a quick introductory episode explaining what you can expect from the show moving forward. I invite you to subscribe so you do not miss any future episodes where I will be answering some of the most important retirement questions I receive on a daily basis.

Dec 16, 2022•2 min•Ep. 1