Anytime I find myself thinking how much progress has been made in digital banking over the past 6 or so years, I stop to consider how much further we'll go from here. It feels like so much has happened since the paradigm shift brought about by the iPhone and the global banking crisis of 2008. No one knows that better than Anthony Thomson . Anthony is by any measure one of the most prolific banking innovators of the past decade. Anthony is the Co-Founder and former Chairman of Metro Bank and Foun...
Feb 05, 2019•35 min
We've seen a slow evolution in fintech from the early days - transitioning from disruptors and disintermediators to partners and platforms. Where do we go from here? Tim Levene is the Founder and CEO of Augmentum , a fintech venture capital firm. Prior to starting Augmentum, Tim worked for Bain, started London restaurant chain Crussh and founded Flutter.com, which merged with Betfair in 2001, at the beginning of the latter's rise to prominence. Augmentum has invested in companies including Zopa ...
Jan 29, 2019•32 min
The US could be one of the most lucrative markets for digital banks, but few new entrants have launched there. Why? How ripe is the opportunity, really? Monzo , N26 and Revolut have all stated intentions to launch in the US, though none have yet navigated the regulatory requirements. Colin Walsh is the CEO and co-founder of Varo Money , which is on track to become the first mobile-centric national bank in U.S. history. Prior to founding Varo, Colin spent 25 years in consumer banking at American ...
Jan 22, 2019•38 min
Historically characterized by high fees and questionable objectivity, retail investments are going through a transformation as the likes of Robinhood, Betterment, Scalable Capital and others bring compelling digital offerings to market. Richard Theo is the co-founder and CEO of Wealthify, one of the UK's leading roboadvisors. With a background in technology and computer science, Richard started Wealthify in 2014 to take advantage of the then relatively nascent digital investments market. In 2017...
Jan 15, 2019•31 min
Should people outside fintech care about fintech? Today, we're joined by Brad Goodall, serial entrepreneur and founder of Banked, to discuss. Open Banking is hands down one of the most relevant themes in 2018, with legislation taking effect in Europe and the UK and being replicated and expanded in countries like Australia. But so far, we've seen anything but tangible impacts from Open Banking, including products, services and new customer experiences. Why? To start with, banks dragged their feet...
Jan 08, 2019•35 min
Should we look to governments, philanthropists or entrepreneurs to solve our problems? We're joined by Sean Park , Founder of Anthemis , a fintech-focused venture capital firm, to discuss. There's a strong school of thought in the West that the private sector and market dynamics are sufficient to optimize economic, political and social outcomes. Is that true? Thinkers like economist Carlota Perez believe that government plays an important role in directing private sector activity to enable true ...
Dec 18, 2018•52 min
Leslie Campisi is the Chief Marketing Officer of Anthemis , one of the leading fintech venture capital firms. In today's conversation, we debate the role of humans in finance. It's a multi-faceted question with implications for the industry and its employees, the startup and investor ecosystem, financial services customers and adjacent industries. Leslie brings an interesting perspective to this discussion. In addition to her role as CMO, she also leads Hacking Finance , a creative commons run b...
Dec 05, 2018•32 min
Welcome to the fourth instalment of our Founder Sessions series. We're joined by David Velez, the Founder and CEO of Nubank, the leading financial technology company in Latin America. Nubank has 5 million credit card customers, 2.5 million bank account customers and has raised $420 million from investors including Sequoia, Tencent, Tiger Global, QED, Founders Fund and more. Before founding Nubank in 2013, David was a Partner at Sequoia in charge of the firm’s Latin American investments. Before S...
Dec 04, 2018•17 min
Welcome to the third instalment of our Founder Sessions series. Tom Blomfield is the Founder & CEO of Monzo, one of the UK's leading digital banks. For Tom's full backstory, check out Rebank Episode 17 , when we first connected with him. For an update on Monzo, including recently hitting the million customer milestone, check out Episode 108 . Special thanks to everyone who responded to our request and rated and reviewed Rebank on iTunes . We've seen a marked boost to listenership already. Thank ...
Nov 28, 2018•15 min
David Vélez is the Founder and CEO of Nubank, the leading financial technology company in Latin America. Nubank has 5 million credit card customers, 2.5 million bank account customers and has raised $420 million from investors including Sequoia, Tencent, Tiger Global, QED, Founders Fund and more. Nubank was recently named the 3rd most innovative company in Latin America by Fast Company. Before founding Nubank in 2013, David was a Partner at Sequoia in charge of the firm’s Latin American investme...
Nov 20, 2018•23 min
Today, we're joined by Cristina Alba Ochoa and Valentina Kristensen, respectively CFO and Head of Communications of OakNorth, one of the UK's leading challenger banks. We update on OakNorth's recent milestones, including some big fundraises at massive valuations, and discuss the current state of play in SME banking in the UK. If you enjoy today's episode, please subscribe on iTunes , or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welco...
Nov 13, 2018•34 min
Today's subject is decision making. Why is it so hard for people to make good decisions around savings, investments and money in general? We're joined by behavioral scientist Greg Davies, Head of Behavioral Finance at Oxford Risk, and Ella Rabener, co-founder and Chief Marketing Officer of Scalable Capital, to discuss. Tweet at us @rebankpodcast or connect on Facebook or LinkedIn to join the conversation. Thank you very much for joining us today. Please welcome, Greg Davies and Ella Rabener....
Nov 07, 2018•44 min
Zeeshan Feroz is UK CEO of Coinbase, the world's leading consumer crypto company. In this conversation, we discuss Coinbase's recent progress and future plans, the current state of the crypto industry and what the lasting impact of this wave of crypto innovation will be. As always, connect with us on Twitter , Facebook , LinkedIn or on our website at bankingthefuture.com . Thank you very much for joining us today. Please welcome, Zeeshan Feroz....
Oct 30, 2018•24 min
Tom Blomfield is the co-founder and CEO of Monzo , one of Europe's leading digital banks. For Tom's full backstory, check out Rebank Episode 17 , when we first connected with him. In today's conversation, we discuss Monzo 's recent milestones, future plans and much more. If you're a regular listener, please take two minutes to rate and review Rebank on iTunes or your go-to podcast platform. It really helps drive traffic. Thank you very much for joining us today. Please enjoy today's episode with...
Oct 23, 2018•33 min
Today, we have the honor of connecting with Azeem Azhar , the brain behind the Exponential View newsletter and podcast. How to describe Azeem... Thinker, writer, advisor, technologist and former founder. After studying Politics, Philosophy and Economics from Oxford, Azeem has pursued a career spanning journalism, venture investing, machine learning, natural language processing, entrepreneurship and advisory. In addition to his work on the Exponential View, Azeem is an advisor to the CTO of Accen...
Oct 16, 2018•39 min
Scott Sage is a Partner at Crane , a Venture Capital fund focused on complex enterprise software, much of which incorporates AI. Abhirukt Sapru is the Chief Revenue Officer of Tessian , an AI-powered email security company. Tim Pullan is the Founder and CEO of ThoughtRiver , a legal tech company offloading contract work to artificial intelligence, and Ed Challis is the CEO and Co-Founder of re:infer , a company leveraging artificial intelligence to extract sentiment and insights from vast quanti...
Oct 09, 2018•51 min
Michael Kent is the founder and CEO of Azimo , a fast-growing money transmission business. Michael first joined us a over a year ago, in episode 34 , and it was fun to connect again. As the founder of Azimo, and before that of Small World FS , another money transmission business, Michael is extremely well placed to talk about the founder's journey. In the second instalment of our Founder's Sessions series, we explore the first few months of Azimo, from idea to product to traction, in what I thin...
Oct 02, 2018•26 min
Martin Mignot is a Partner at Index Ventures , one of Europe's leading VC firms. Martin focuses on startups which operate in large markets (food, transportation, finance, healthcare) through the development of must-have products that get exponentially better with each additional user. He has worked with companies including Bird and BlaBlaCar and serves on the board of Deliveroo , Revolut and Trainline . Prior to joining Index, Martin was in the TMT team at UBS Investment Bank and co-founded the ...
Sep 25, 2018•44 min
This week, we're joined by Harry Franks , Founder and Chief Commercial Officer of Zego , an on-demand insurance platform founded by former Deliveroo employees. We're also joined by Nigel Walsh , Partner at Deloitte and insurtech specialist. This is an interesting conversation about how changes in the way people live and work impact their requirements for traditional financial services. Lots to think about here. You can check out the report Nigel and his team recently conducted on the gig economy...
Sep 18, 2018•30 min
Hello and welcome to Rebank. I'm your host, Will Beeson. Or should I say, I'm your guest, Will Beeson. Today's episode is different. The mic got turned on me this time to discuss CivilisedBank, the SME opportunity and the future of fintech more broadly. The host is Carlos Espinal, Partner at Seedcamp, one of the most active seed funds in Europe. This conversation originally aired earlier this week on Carlos's podcast, This Much I Know, which everyone should totally check out. Hope you enjoy the ...
Sep 14, 2018•50 min
Today we’re joined by Lex Sokolin , head of Autonomous Next , the disruptive technologies arm of research firm Autonomous . Topics of conversation today include Amazon vs Google vs Facebook for financial services disruption, the shortcomings of open banking and what the past few months in crypto tell us about what’s next. In the conversation, we make reference to the newsletter Lex writes and to his recently published crypto report, both which you can find at next.autonomous.com . Let us know wh...
Sep 11, 2018•35 min
This is part two of a two-part episode. We published part one on August 21st as Rebank episode 99. We recently participated in an event with PIMFA , the UK Personal Investment Management and Financial Advice Association, on the subject of Millennials and Financial Services, as part of a research project they're undertaking. The research looks at how people in their 20s and early-30s think about life, work and the future, and how that influences their financial decisions. We spoke with a range of...
Sep 04, 2018•26 min
In today's episode, we catch up with Marieke Flament , Chief Marketing Officer of Circle , one of the most noteworthy crytpo companies. Circle was the first company to receive a BitLicense from the State of New York and the first virtual currency business to receive an e-money license from the British government. Circle has raised over over $246 million since 2013, including a $50 million round led by Goldman Sachs . Earlier this year, Circle acquired crypto exchange Poloniex for $400 million , ...
Aug 28, 2018•25 min
Hello and welcome to Rebank. I'm your host, Will Beeson. This is part one of a two-part episode. We recently participated in an event with PIMFA , the UK Personal Investment Management and Financial Advice Association, on the subject of Millennials and Financial Services, as part of a research project they're undertaking. The research looks at how people in their 20s and early-30s think about life, work and the future, and how that influences their financial decisions. We spoke with a range of g...
Aug 21, 2018•32 min
This week, we look at the massively important topic of fintech for small businesses. Joining us are Edward Berks , Head of Fintech at Xero , a cloud-based accounting platform, Caroline Plumb , Founder and CEO of Fluidly , a cash flow forecasting tool, and James Haycock , Founder and Managing Director of Adaptive Lab , now Idean, following their recent acquisition by Capgemini . These three guests bring a wealth of experience solving problems for sole traders and small businesses and are excellen...
Aug 14, 2018•38 min
Today, we're launching Founder Sessions, a new series looking at the entrepreneurial process through the experiences of some of the most noteworthy fintech founders around the world. We've connected with a phenomenal selection of entrepreneurs over the years on Rebank, and we wanted to create a dedicated place to share their insights. Each episode of Founder Sessions will take the form of a short, focused discussion of the most important insights, lessons and advice our guests have to offer arou...
Aug 07, 2018•13 min
This week, we're joined by Husayn Kassai , Founder and CEO of Onfido , and Christian Faes , Founder and CEO of LendInvest . Onfido uses machine learning in customer authentication, validating users' identity documents and comparing them with facial biometrics. LendInvest is a property lending and investment platform which has originated over £1bn of loans since launch. Both companies are regularly named among the top European fintechs and show no signs of slowing down. As always, connect with us...
Jul 31, 2018•34 min
This week, we're joined by Philippe Gelis and Steve Lemon . Philippe is the Co-Founder and CEO of Kantox , a B2B FX company. Steve is the Co-Founder and VP of Corporate Development at CurrencyCloud , a wholesale FX and payments provider. We discuss a wide range of topics in today's conversation, including Monzo's recently published financial results , Banking Circle's $300m sale to EQT , Airwallex's $80m fundraise and much more. As always, connect with us on Twitter , Facebook , LinkedIn or on o...
Jul 17, 2018•40 min
Today we're joined by Dan Hegarty , Founder and CEO of Habito . Habito is a digital mortgage platform helping homebuyers makes sense of the more than 10,000 mortgage offers available in the UK. Habito is backed by some of the biggest names in venture capital including Mosaic, Ribbit and Atomico. As always, connect with us on Twitter , Facebook , LinkedIn or on our website at bankingthefuture.com . If you like today's show, please subscribe on iTunes , or your podcast platform of choice, and leav...
Jul 10, 2018•22 min
Aman Ghei is a Principal at Finch Capital , a Venture Capital firm with offices in London, Amsterdam and Singapore. Nigel Verdon is the Co-Founder and CEO of Railsbank , a banking utility layer giving fintechs access to banking services in five lines of code. Aman and Nigel are two extremely insightful guys. We explore a range of subjects in today’s conversation, including open banking, proptech, insurtech, platform banking and more. As always, connect with us on Twitter , Facebook , LinkedIn or...
Jul 03, 2018•51 min
