Lex Sokolin is a futurist and entrepreneur focused on the next generation of financial services. He directs Fintech Strategy at Autonomous Research, a leading research firm for the financial sector, helping clients understand and leverage innovation. Prior to joining Autonomous Research, Lex founded and ran NestEgg Wealth, a roboadvisor that pioneered online wealth management and was acquired by AdvisorEngine, a digital wealth management platform backed by WisdomTree. Lex is a contributor of tho...
Nov 07, 2017•44 min
Scott Robinson is the founder and VP of Plug and Play FinTech, a fintech-focused startup platform run with partners including BNP Paribas, Santander, Credit Suisse, Deutsche Bank, TD Bank, Sberbank, USAA, Mitsubishi, Capital One, Sumitomo, Intuit and many more global financial institutions. Since the launch of the program in February 2015, Scott and his team have accelerated over 90 FinTech startups and made numerous venture investments in the space. We caught up with Scott on the fly, so the au...
Oct 24, 2017•43 min
Ricky Knox is the Founder and CEO of Tandem, a new UK bank that partners with its customers to improve their financial lives. Tandem is at least Ricky's third business. He's also a co-founder of Small World and Azimo. In addition to starting companies, Ricky also invests in them via his investment vehicle, Hexagon Partners. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com . If you like today's show, please subscribe on iTunes, or your podcast pl...
Oct 17, 2017•37 min
Shachar Bialick is the Founder and CEO of Curve - the smarter banking card. Curve works like....well, magic. It lets you spend on all your cards on a single piece of plastic and even go back later and change which card you paid with. Over 75,000 have signed up since Curve launched last year, spending more than £50million in over 100 countries. The card itself is only the first component of Shachar's vision to transform financial services. He goes into detail in today's conversation. As always, c...
Oct 03, 2017•39 min
Tim Sievers is CEO and Founder of Deposit Solutions, an Open Banking platform for deposits, connecting banks and depositors across Europe. The platform allows banks to offer attractive third party deposit products to their own customers through their existing accounts. Deposit Solutions works with banks across Europe, has mediated deposits in excess of €2bn, and employs more than 110 people across Hamburg, London and Zurich. As always, connect with us on Twitter, Facebook, LinkedIn or on our web...
Sep 26, 2017•25 min
Philippe Gelis is Co-founder and CEO of Kantox, a wholesale FX company. Kantox is a multinational Fintech company offering FX management solutions. Kantox is built to allow our customers to manage their currency exposure, build hedging strategies, automate FX transactions and process international payments in a smart way. The company was founded in 2011, serves over 2000 customers and has processed over $5b of transactions. As always, connect with us on Twitter, Facebook, LinkedIn or on our webs...
Sep 19, 2017•39 min
Today, we're thrilled to be joined by not one but three guests from BBVA, a bank setting the pace for innovation among incumbents. We connected with BBVA as part of their Open Talent Competition. Last week in London, BBVA held the Fintech for Companies track final, one of three main streams in the 2017 Open Talent Competition. The event was put on in conjunction with our good friends at Innovate Finance. In this episode, we'll hear from Mario Pardo, Head of Client Solutions at BBVA, Carmela Gome...
Sep 12, 2017•34 min
Today we're thrilled to be joined by acclaimed author Dave Birch, back on Rebank for Round 2. Dave previously joined us on Episode 24 to explore developments in digital identity. Dave is an internationally-recognized thought leader in digital money and digital identity. He has been named one of the global top 15 best sources of business information by Wired Magazine, one of the top ten most influential voices in banking by the Financial Brand, one of the top ten Twitter accounts for innovators b...
Sep 05, 2017•42 min
Erin Platts is Head of UK Commercial Banking at Silicon Valley Bank, and Kristi Oliver is a Managing Director in the same business. Silicon Valley Bank is one of the best known banks in the startup community, banking many of the most successful tech companies and VCs in the US and UK. This episode is composed of two parts. In the first interview, we'll hear from Erin about SVB's pedigree and broad strategy. In the second interview, Kristi goes into detail about SVB's view on fintech and funding ...
Aug 29, 2017•41 min
Matt Clifford is the co-founder and CEO of Entrepreneur First, the world's leading technology company builder. EF invests in top technical individuals to help them build world-class deep tech startups in London and Singapore. Since 2011, they’ve created over 100 startups, including Magic Pony, an AI company acquired by Twitter in 2016, and Cleo, a chat app for banking. Matt is also the co-founder of Code First: Girls, a free part-time course for high-potential female university students who want...
Aug 22, 2017•53 min
Welcome back after a week off last week - our first in a year. Wow. Hope everyone's having some fun this summer. We've got some amazing guests lined up over the next few months, so stay tuned for that. We're increasingly active in our newsletter lately - if you'd like to be a part of that, you can subscribe on our website at www.bankingthefuture.com. Today, we've got one for the entrepreneurs. We've had some great episodes with venture capitalists and founders going through the most interesting ...
Aug 15, 2017•39 min
Rob Moffat is a Partner at Balderton Capital, a London-based venture capital firm that has invested in fintech businesses including GoCardless, Revolut, Crowdcube, Nutmeg, Seedcamp, ComplyAdvantage, Wonga, Zopa and more. Prior to joining Balderton, Rob worked at Bain & Company and Google. Rob holds degrees from Cambridge and INSEAD. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com . If you like today's show, please subscribe on iTunes, or your p...
Aug 01, 2017•34 min
Aman Ghei is a Principal at Orange Growth Capital, a London- and Amsterdam-based venture capital firm focused on high growth fintech companies. Prior to joining Orange Growth Capital, Aman worked at Facebook and Accel Partners. Aman first joined Rebank for Episode 37, together with Alvaro Alvarez del Rio, where we looked at similarities between fintech and other tech verticals, including gaming. We're trying out a new format in this episode. Rather than breaking down high level trends like we us...
Jul 25, 2017•47 min
Charlie Delingpole is the founder and CEO of ComplyAdvantage, a company using artificial intelligence and machine learning to help prevent financial crime. Prior to founding ComplyAdvantage, Charlie co-founded and ran MarketInvoice, a leading alternative lending platform focused on invoice finance. Charlie founded his first startup in 1999, and somehow managed to run it for seven years while graduating from Cambridge and then the London School of Economics. As always, connect with us on Twitter,...
Jul 18, 2017•36 min
Michael Treskow is a Partner at Eight Roads Ventures, focusing on venture and growth investments in technology companies across Europe. Previously, Michael worked at Accel in London, where he was involved with investments in companies such as Funding Circle, GoCardless and WorldRemit. He moved to London from San Francisco, where he did cross-stage investing in technology companies at Warburg Pincus. A special thanks to Innovate Finance for coordinating this interview. As always, connect with us ...
Jul 11, 2017•28 min
A couple weeks ago we joined our friends at Innovate Finance in London for their annual VCs Take the Stage event, where we caught up with two of the headliners. The first interview you hear is with Alex MacPherson, CEO of Octopus Ventures, the £660 million venture capital arm of UK fund manager Octopus Group. Alex's fund has invested and exited a handful of noteworthy AI companies, including Evi Technologies, Swiftkey and Magic Pony, which sold to Amazon, Microsoft and Twitter, respectively. Aft...
Jul 04, 2017•15 min
Ishaan Malhi is CEO and Founder of Trussle, the UK's first online mortgage advisor. Trussle uses technology to help homebuyers and existing homeowners select from the over ten thousand mortgage and remortgage options on the market in the UK. Trussle has attracted investment from a range of noteworthy backers, including Zoopla, Seedcamp and the co-founders of Betfair and Wealthfront. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com . If you like ...
Jun 27, 2017•34 min
Danny Gilligan is back for round 2 with Rebank, this time to discuss the future of data. Danny is the co-founder of Data Republic, a company building the rails to support the emerging data industry. Danny is also co-founder and managing partner of Reinventure, an Australia-based, fintech venture capital fund. Danny joined us in Episode 28 in late February with his Reinventure partner Simon Cant to talk fintech investing, and we promised we'd follow it up with an episode on data at some point. As...
Jun 21, 2017•31 min
Nick Ogden is the Founder and Executive Chairman of ClearBank, the UK's first new clearing bank in more than 250 years. ClearBank offers banking infrastructure, including clearing, to incumbent and startup financial services companies and fintechs. Built on real time technology, ClearBank aims to support increased transparency and competition in the UK banking market. Prior to founding ClearBank, Nick founded, ran and sold WorldPay, a global leader in payment processing. As always, connect with ...
Jun 13, 2017•37 min
Lawrence Wintermeyer (@LWintermeyer) is the CEO of Innovate Finance, an independent membership association that represents the UK's global FinTech community. Founded in 2014, Innovate Finance looks to accelerate the UK's leading position in the global financial services sector by supporting the next era of technology-led financial services innovators. During our conversation, Lawrence references Innovate Finance's recent sandbox paper, which is available at industrysandbox.org. Innovate Finance ...
Jun 06, 2017•43 min
Peeling back the banking stack, layer by layer. This week, we've put together a special show looking at a couple of the biggest topics in fintech. Rebank is lucky to host some of the most noteworthy figures in fintech. The perspective and insight they provide is often an indicator of where things are going. One of the trends we've discussed on the show in the past is the move to component front, middle and backend layers to replace proprietary pieces of the financial services technology stack. T...
May 30, 2017•43 min
Nigel Verdon is the co-founder and CEO of Railsbank, an API-layer connecting fintechs to a wide range of banking and payments services in five lines of code. Nigel is a pillar of the London fintech community. Prior to starting Railsbank, he founded and ran CurrencyCloud, an API-based FX and payments solution, invested as a venture capitalist at Orange Growth Ventures, advised startups in the UK and Europe and traded FX at Nomura and Swiss Bank. Banking-as-a-platform is regularly cited as the nex...
May 23, 2017•38 min
Google Ventures invested $25m in CurrencyCloud earlier this year, buying into one of the most powerful fintech solutions in the payments space. Today we're joined by Steve Lemon, co-Founder of CurrencyCloud, to discuss the investment, the company and the payments space in general. CurrencyCloud's API-based payments engine automates B2B payments and FX, powering an impressive range of fintechs, including Klarna, Travelex, Revolut, Azimo, Fidor Bank and, previously, Payoneer, Kantox and TransferWi...
May 16, 2017•31 min
The Omidyar Network is a high-impact, social investment fund set up by eBay founder Pierre Omidyar. Today, we're joined by Ameya Upadhyay, a Principal at Omidyar. Ameya focuses on the firm’s Fintech and Financial Inclusion efforts, investing in organizations that have the potential to create economic opportunity for individuals in Africa, Europe, Myanmar and India. His portfolio includes first movers in India across micro-enterprise lending, digital retail lending, merchant cash advance, and onl...
May 09, 2017•36 min
Scott Crowder is the CTO of IBM's Quantum Computing business. In March, IBM announced the construction of a 50-qubit quantum computer as part of its IBM Q program, an industry-first initiative to build commercially available universal quantum computing systems. IBM Q enables customers to access quantum systems and services via the cloud. The technology sits alongside classical computing solutions, like Watson, IBM's artificial intelligence engine. IBM's progress in quantum computing mirrors adva...
May 02, 2017•40 min
UX is a make-or-break component in mobile gaming, and many of the same learnings are being brought to fintech. Today, we're joined by two fintech venture capitalists for an update on investment trends in our industry. Alvaro Alvarez del Rio is Principal at Initial Capital, a mobile gaming and fintech focused venture capital fund. Prior to joining Initial Capital, Alvaro worked in investment banking and private equity. Aman Ghei is Principal at Orange Growth Capital, a London- and Amsterdam-based...
Apr 25, 2017•40 min
Penta and Crunch are reinventing banking and accounting for startups and sole traders. Darren Fell is the Founder and CEO of Crunch, one of the original cloud-based accounting platforms, launched in 2009. Crunch serves thousands of sole traders and small businesses in the UK with an ever-increasing range of accounting and financial services products. Lav Odorovic is Co-Founder and CEO of Penta, a Berlin-based neobank offering banking services to early-stage technology companies. Today's conversa...
Apr 18, 2017•41 min
Brett King, acclaimed author, speaker, futurist and host of the Breaking Banks radio show joins us to discuss quantum computing and AI following the Innovate Finance Global Summit event in London on April 10th, 2017.
Apr 11, 2017•29 min
Michael Kent is a serial entrepreneur and the Founder and CEO of Azimo , one of Europe's most successful fintechs of recent years. Michael is also co-founder and a non-executive director of Tandem , a new digital-only bank in the UK. Previously, Michael co-founded Small World Financial Services , a money transmission provider, which he grew to $4.5bn in annual transaction volumes. Michael is also a startup investor and advisor, working with companies including Curve , a smarter credit card, and ...
Apr 11, 2017•32 min
The OECD is actively working to promote fintech to its member countries. Today, we're joined by Gert Wehinger, a Senior Economist at the Organization for Economic Cooperation and Development (OECD). In nearly 20 years at the OECD, Gert has worked on subjects including financial market structure and stability, economic policy and regulation, and engagement of the private financial sector. Gert is the author of various publications, including numerous articles on financial markets and a book on hi...
Apr 04, 2017•32 min