Steep tariffs on Mexico and Canada are set to go into effect on Saturday as President Trump threatens trade with America's neighbors unless they address illegal migration, drug trafficking, and "massive subsidies in the form of deficits." One closely watched area likely to be excluded is oil , due to the complicated nature of the U.S. energy industry. There's a notable paradox for a country that has become a dominant energy superpower, where despite producing more oil than it consumes, it remain...
Feb 06, 2025•4 min•Ep. 123
Gold makes a new all-time high. Now what? Tech stocks get a one-two punch from the emergence of DeepSeek and poor reactions to Microsoft and Apple earnings. Does this put the stock market closer to a correction? See the levels we are watching for an early tell. Oil prices pull back after a blistering rally. Will tariffs and drill baby drill matter? Find out why next week may give us an answer. Jerome Powell and The Federal Reserve gave Goldilocks what she wanted, a pause to keep her porridge at ...
Feb 03, 2025•19 min•Ep. 122
2025 starts with interest rates, stock markets, oil and gold prices at critical inflection points that may set the investment tone for 2025. See what we are watching in markets this week. Please subscribe and give the video a like. It helps more than you know. Join us for the latest "Weekly Financial Market Update" from QuiverFinancial, where we dive deep into the key financial indicators shaping the markets this week. Here's what's covered in this 14-minute video: Oil: We discuss how oil prices...
Jan 29, 2025•15 min•Ep. 121
With Donald Trump set to assume the presidency in January 2025, estate planning could see significant shifts, reflecting his administration’s policies and economic outlook. Here’s what you need to know about preparing your estate amidst these potential changes: Table of Contents Understanding the Current Landscape What is the Estate Tax? Gift Tax Exemption Levels Gift Tax and GST Tax Income Taxes on Inherited Assets Potential Changes to Federal Estate Tax Under Trump Tax Cuts for the Wealthy Bus...
Jan 27, 2025•13 min•Ep. 120
When planning for retirement, it’s crucial to understand the various options available for managing your savings. One important aspect to consider is the procedure for rolling over retirement savings from an old employer’s 401(k) plan to a new account. This process involves evaluating the pros and cons of different rollover options, understanding the tax implications, and determining the best strategies to consolidate your retirement funds as you change jobs or approach retirement. Table of Cont...
Jan 13, 2025•8 min•Ep. 119
Picture this: You and your good friend decide to open a practice together. It’s a beautiful friendship full of trust, laughter, and unspoken agreements. You’re like peas in a pod—or in this case, partners in a venture. Fast forward a few years and your partner is diagnosed with a degenerative disease, is in an accident, or worse—dies. Now, you and your remaining partners are arguing with your incapacitated partner’s spouse and family over who gets the coffee machine in a dispute that makes the s...
Dec 23, 2024•8 min•Ep. 118
Imagine you and your business partner as the dynamic duo of Gotham City—but instead of fighting crime, you’re tackling cavities and root canals. You’ve got your capes, your gadgets, and your vision for world domination via Visalign sales. But here’s the catch: what happens if one of you decides to hang up the cape? Or worse—what if you’re left in a scenario where your partner is more like a “villain” who wants to cash out? Or, heaven forbid, leave you for another venture? Enter the Buy/Sell Agre...
Dec 16, 2024•9 min•Ep. 117
Running a business sometimes creates unique retirement planning challenges . Unlike traditional employees with company-sponsored 401(k)s, a retirement plan for small business owners must balance reinvesting in their operations with setting aside funds for retirement. Many owners plan to fund retirement by selling their businesses. However, ma This episode is brought to you by (Quiver High Yield Savings, Offering industry leading yields on your cash with over 800 partner banks and FDIC insured up...
Dec 02, 2024•11 min•Ep. 116
Market volatility can threaten even well-balanced investment portfolios. To help hedge against this, some savvy investors look beyond traditional assets for unique investment opportunities that might remain stable during market turbulence. Unique investment opportunities offer potential ways to grow wealth while pursuing personal interests. These alternatives promise possible portfolio protection through genuine diversification, moving independently of traditional market forces. However, they al...
Nov 25, 2024•14 min•Ep. 115
Securing a comfortable retirement starts with smart planning, especially during your key earning years—which, for many, are your 30s and 40s. These years are important for building a strong financial foundation that can significantly impact your future. As always, good financial planning begins with understanding your retirement goals, knowing the available savings options, and making the most of the opportunities your employer and the financial market offer. To help you make the most of your re...
Nov 18, 2024•17 min•Ep. 114
Building sufficient retirement savings requires careful planning well before retirement begins. While social security benefits provide some income during retirement, many Americans need substantial additional savings to maintain their standard of living—and taxes can significantly impact how much of those savings remain available for retirement needs. Standard retirement planning strategies might overlook crucial tax-saving opportunities, potentially leading some unaware savers to leave thousand...
Nov 11, 2024•9 min•Ep. 113
Retirement planning is crucial for future financial success. However, it’s often fraught with misconceptions and oversights. At Quiver, we’ve observed recurring mistakes that can jeopardize financial security in later years. To help, we’re shedding light on these potential missteps and offering practical advice to help you make informed decisions and build a more secure retirement future. 1. Not Starting Early Enough Starting retirement savings early is crucial for long-term financial security. ...
Nov 04, 2024•8 min•Ep. 112
Which is better: a traditional 401(k) or a Roth 401(k)? It’s a common retirement planning question—and one that can significantly impact your financial future. Understanding the distinct advantages of each option can help you make the best choice for your retirement goals. That’s why we wanted to provide a brief overview of some key differences between traditional and Roth 401(k)s, including their tax implications, contribution limits, and how they affect your retirement income. With this knowle...
Oct 28, 2024•9 min•Ep. 111
The final sprint towards retirement can be both exhilarating and daunting. As you approach this major life transition, you may find yourself grappling with complex financial decisions that will shape your retirement lifestyle for years to come. The stakes are high, and the margin for error is slim—especially when managing your investment portfolio, planning for healthcare costs, and optimizing your retirement income. However, with careful planning and strategic decision-making, you can turn thes...
Oct 21, 2024•12 min•Ep. 110
In the past few years, the American government has made efforts to make retirement saving easier for more citizens. Still, many Americans are left to navigate a complex maze of 401(k) plans, investment options, and savings strategies. The move from traditional pensions to self-directed retirement accounts has placed greater responsibility on individuals to secure their financial future. This change, combined with longer life expectancies and rising healthcare costs, has made effective retirement...
Oct 14, 2024•10 min•Ep. 109
As we plan for the future, inflation can loom large over our retirement dreams. Even modest inflation rates can significantly reduce the real value of savings over decades. However, with the right approach, it’s possible to mitigate inflation’s impact on retirement funds. Making informed decisions and adjusting strategies can help retirement savers and current retirees maintain their purchasing power and lifestyle. But to make informed decisions, you’ve got to be informed! That’s why today, we’r...
Jun 24, 2024•10 min•Ep. 108
Retirement planning is an essential aspect of securing your financial well-being, but the ever-changing rules and regulations can make it a challenge. This year, we’ve seen several significant changes that could impact your retirement savings strategy. Understanding these changes and how they may affect your plans is crucial to helping you make informed decisions. Today, we’re discussing the top retirement changes for 2024 to help you adapt your retirement planning approach, maximize your saving...
Jun 17, 2024•13 min•Ep. 107
Estate planning is crucial to securing your family’s financial future. Without proper planning, your loved ones may face probate upon your passing. The probate process can be lengthy, expensive, and emotionally draining for your loved ones during an already difficult time. However, you have the power to take control of your legacy and ensure a seamless transition of your assets. Fortunately, the estate planning process offers several potential solutions for helping your family avoid probate. As ...
Jun 10, 2024•9 min•Ep. 106
Financial planning is a comprehensive process that involves creating a strategic approach to managing your finances effectively. It encompasses various activities designed to help you achieve your short-term and long-term financial goals while maintaining good financial health. Engaging in financial planning can help you clearly understand your current financial situation, identify areas for improvement, and develop strategies to achieve your desired financial outcomes. The primary objective of ...
Jun 03, 2024•12 min•Ep. 105
We hear a lot in the news about how inflation impacts various industries, grocery prices, and other everyday costs. What we don’t hear about is how inflation—things getting more expensive over time—might impact our plans for retirement. As prices rise, your money’s purchasing power decreases, making it crucial to have a plan that safeguards your financial future against this inevitable risk. Without effective strategies, you could face a retirement where your funds fall short of meeting your nee...
May 28, 2024•13 min•Ep. 104
Health care costs in retirement can substantially impact your savings. Costs like premiums, deductibles, copayments, and out-of-pocket expenses for prescription drugs and medical services can add up very quickly. In fact, recent studies show that the average couple retiring at age 65 may need up to $315,000 to cover healthcare expenses throughout their retirement years. Failing to account for these costs is a common retirement planning mistake . It can lead to financial strain and may require yo...
May 20, 2024•13 min•Ep. 103
“What does the Yen have to do with my investment and retirement portfolio?” Many financial advisors may be hearing this question from their clients in the next few weeks. Why? Well, believe it or not, the Japanese Yen has been very important in creating global wealth in the last three (3) or so decades. How? Well, there’s a thing called the Yen Carry trade—and if you haven’t heard of it yet, it may start popping up quite a bit in the next few weeks. Michael Gayed of Lead Lag Reports sums up that...
May 08, 2024•6 min•Ep. 102
Saving for retirement is daunting for most people, especially those who don’t receive retirement assistance from their employers. Without proper guidance and support, many employees struggle to adequately plan for retirement, leading to financial stress and uncertainty. Employees facing an uncertain financial future may experience increased anxiety and decreased job satisfaction, resulting in lower productivity and higher turnover rates. This, in turn, can strain the company’s bottom line and hi...
Apr 22, 2024•12 min•Ep. 101
A 401(k) is one of the easiest and most popular ways people save for retirement. But, considering the cap on annual contributions, high-income earners might feel they’re not truly maximizing their 401(k)’s potential. But I’m here with good news: there’s a relatively simple trick high-income earners can use to contribute to their plan beyond the annual 401(k) limits. And we’re here to tell you all about it! So, let’s examine how 401(k) contributions work and how you can exceed the annual pre-tax ...
Apr 08, 2024•10 min•Ep. 100
This week we tackle the world and discuss housing prices, The new rule that demolishes the 6% selling commission to realtors, Why the Federal Reserve is in Uncharted waters and How more lunatics think we should be going to a 4 day work week and the effects that will have on our unemployment numbers. Enjoy! https://finance.yahoo.com/video/housing-market-playing-big-role-144046599.html https://www.cnbc.com/2024/04/04/barry-diller-thinks-companies-will-move-to-a-standard-of-four-days-in-office-with...
Apr 05, 2024•26 min•Ep. 99
2026 is still a few years away. Even so, high-net-worth families face a pivotal change in their financial planning landscape due to a scheduled federal estate tax sunset. This term refers to the expiration of the temporary provisions introduced by the Tax Cuts and Jobs Act (TCJA) in 2017, which significantly increased the estate tax exemptions. Currently, these exemptions allow individuals and married couples to leave behind substantial assets without incurring federal estate taxes. However, wit...
Apr 01, 2024•10 min•Ep. 98
Last but not least, we ended on a conversation about Oil prices in 2024 and whether they will get weaponized by Suadi, Russia, China, etc as we head into the election and how this could play into why The Fed may not be able to lower rates later this year. The conversation is a must see if you are curious about investment opportunities from rising Oil prices. Will Oil prices become weaponized in 2024, preventing The Federal Reserve from lowering interest rates by June? This brief video from the Q...
Mar 26, 2024•5 min•Ep. 97
We finished up the Market Update Livestream with a conversation about the recent breakout higher and all-time high prices in Gold and how this trend may continue to play out in 2024. If you have been wondering about Gold and whether it’s worth your attention, you can watch what we are seeing in Gold markets Gold prices have recently broken higher to new all-time highs. How high can Gold prices climb in 2024? We discuss Gold prices and how to take advantage of some price dislocations in the marke...
Mar 26, 2024•8 min•Ep. 96
After we literally beat the interest rate conversation into the ground, we moved on to discussing stock markets and two (2) patterns, one bullish and one bearish, that may be developing in equity markets. We shared the chart patterns we are watching and discussed what adjustments we have made in the first part of 2024 to our account allocations to increase our exposure to dividends and yield within our accounts. We also highlighted a few sectors we see as being undervalued and give a word of cau...
Mar 26, 2024•12 min•Ep. 95
If you are concerned about how difficult it may be to create income without losing principle in a rising interest rate environment it’s a good watch. You can view “Why The Fed May Not Be Able To Lower Rates” Hear what we are watching for in interest rates that could surprise investors and what you can do to protect your investment portfolio as we discuss how demographic trends may prevent The Federal Reserve from lowering interest rates in 2024. Are you concerned about how interest rates may inf...
Mar 26, 2024•5 min•Ep. 94
