If you are concerned about how rising interest rates may affect your portfolio, you’ll want to watch the entire section that discusses Interest Rates and what we are watching for. We wrapped up the interest rate conversation on a solid question from Justin about the possibility that interest rates may have made a historical shift in 2021 from lower for decades to higher for longer, and what that may mean for markets and potential investment portfolio performance as we move forward the next 3 to ...
Mar 26, 2024•6 min•Ep. 93
Are you curious to know more about the direction of interest rates, stocks, gold, and oil and how your portfolio may be affected? In this brief promo clip, hear about everything we discussed in the Quiver Financial Market Update for March 2024. We started the March 2024 Market Update Livestream with a discussion on how stock markets have seemingly become obsessed on the thought that The Federal Reserve will be lowering rates by June of 2024. We posed the questions about what happens to stock and...
Mar 26, 2024•3 min•Ep. 92
Medicare is a federal health insurance program that provides essential health care coverage to millions of Americans. Established in 1965, Medicare has become a crucial safety net for those who need it most, ensuring access to quality medical services and treatments. This government-run program is designed to help people manage the rising healthcare costs, offering a range of benefits and services to support their well-being. The Inflation Reduction Act (passed in 2022) included several changes ...
Mar 25, 2024•17 min•Ep. 91
In this Weeks episode of tackling the news media problem of only giving half of the truth behind the stories they write. We discuss Credit Card debt, Private Equity, Defaults, 60/40 portfolios and for the first time ever a 50 to 1 stock split. Enjoy! https://apnews.com/article/chipotle-stock-split-nyse-9dc26a24bf5c356a188a992fff0ca2ca In an announcement Tuesday, the burrito chain lauded the proposed split as one of the biggest in New York Stock Exchange history — while noting it believed the mov...
Mar 22, 2024•19 min•Ep. 90
Find out what we are seeing in the trends of stocks, interest rates, gold and oil through March of 2024. Are we in a new bull market for stocks? Are interest rates higher for longer or will The Fed start cutting rates in 2024? What is happening in the trends of commodities like gold and oil? Are they in the early stages of secular bull markets? All these questions and more including discussions on Bitcoin and real estate in this quarter's Market Update from Quiver Financial. Not intended to be i...
Mar 18, 2024•50 min•Ep. 89
In this week's episode we talk about two interesting articles. The first one is that Social Security is Dead and people dont realize what is going on. Second is the Private Equity is coming to your community and destroying lives. ENJOY!!! https://www.cnbc.com/2024/03/14/a-firm-that-serves-kids-with-autism-grew-until-it-had-265-clinics-then-private-equity-took-over.html A firm that serves kids with autism grew until it had 265 clinics. Then private equity took over. https://finance.yahoo.com/news...
Mar 15, 2024•14 min•Ep. 88
For high-net-worth individuals, estate planning goes beyond basic wills or trusts. It’s an intricate process that requires careful consideration of various financial instruments and legal structures to protect assets from excessive taxation and ensure they are distributed according to their wishes. The key difference in estate planning for those with significant wealth is the complexity and the stakes involved. This typically entails distributing assets in a way that preserves as much of the est...
Mar 11, 2024•11 min•Ep. 87
Estate planning is a strategic process where you outline how your assets should be managed and distributed after your death or in case you become incapacitated. It goes beyond deciding who gets what to include measures that ensure your wishes are respected, minimize potential legal hurdles, and provide peace of mind for you and your loved ones. At its core, estate planning is about taking control of your financial and personal legacy. The primary goal of estate planning is to have a clear, legal...
Mar 04, 2024•17 min•Ep. 86
Those waiting for the artificial intelligence bubble to pop have been let down this earnings season . In the latest sign that AI exuberance is alive and well in markets, Arm Holdings ( ARM ) stock has surged more than 70% in the last five days of trading after topping Wall Street's earnings estimates on Feb. 7. And, perhaps most importantly, the chipmaker attributed its better-than-expected revenue forecast to artificial intelligence. "When you think about artificial general intelligence, that's...
Feb 16, 2024•21 min•Ep. 85
We spend our entire lives accumulating “stuff”—our possessions, our assets, and our wealth. Estate planning helps us create a set of instructions for how to handle our “stuff” once we’re gone or unable to make decisions on our own. Despite being a plan for the future, creating an estate plan can benefit us and our finances while we’re still here. That’s because estate planning requires taking a deep, hard look at our current financial situation to decide how to handle it. And making positive fin...
Feb 12, 2024•14 min•Ep. 84
Learn the Full story behind financial articles. WASHINGTON, Feb 8 (Reuters) - U.S. Treasury Secretary Janet Yellen said on Thursday that she expects additional bank stress and financial losses from weakness in the commercial real estate market but believes this will not pose a systemic risk to the banking system. Yellen told a Senate Banking Committee hearing that bank regulators are working with banks to address risks caused by higher post-pandemic vacancy rates for many office buildings in lar...
Feb 12, 2024•32 min•Ep. 83
In many cases, retirement planning can seem deceptively easy. For instance, most 401(k)s automatically take funds from your paycheck and contribute them to your plan. So, you can set it and forget it—right? Not exactly. While the ease of use afforded by many retirement plans is a boon to savers, it makes it easy to overlook one of the critical aspects of retirement planning: actively managing your asset allocation. Because the truth is that, as the world changes, we change with it. If our retire...
Jan 29, 2024•11 min•Ep. 82
It’s a fact of life: emergencies happen, and they’re always expensive. Worst of all, they almost always occur when you don’t have the money to pay for them. When this happens, early withdrawals from your 401(k) become extraordinarily alluring. After all, there’s a lot of money there, it’s all yours, and you’ve got plenty of time before retirement to replace it! And, yes—most 401(k) plans have a baked-in feature that allows you to withdraw early in times of financial hardship. But while these ear...
Jan 22, 2024•10 min•Ep. 81
Navigating the world of estate planning can be a daunting task, particularly when it comes to ensuring your assets are protected and passed on according to your wishes. Trusts offer a powerful solution, providing flexibility and security in managing your estate. With the right trust, you can achieve peace of mind, knowing that your estate planning is tailored to meet your specific needs and goals. But to make the most of trusts, it helps to understand how they work. So, we’re discussing what tru...
Jan 16, 2024•16 min•Ep. 80
Integrating healthcare into your retirement planning is about finding the right balance between your health needs and the retirement lifestyle you envision. This involves making informed decisions about Medicare, supplemental insurance, and potential long-term care, ensuring these choices align with your retirement savings and goals. The aim is to secure the healthcare you need while preserving the funds necessary to enjoy your retirement years. To help you better prepare, we’re breaking down th...
Jan 08, 2024•13 min•Ep. 79
Jim Cramer calls for a soft landing like the clown he is. We talk about living wages, Roth conversions and so much more in this weeks episode.
Nov 19, 2023•26 min•Ep. 78
Life after the loss of a loved one is challenging. Then there are the added tasks, such as navigating and maximizing Social Security ‘s survivor benefits. If your loved one was eligible for retirement benefits, knowing your financial options and rights is important. We break down everything from eligibility criteria, how to apply, and specific considerations for both widowed and divorced surviving spouses. It’s a difficult time, but we’re here to guide you through these crucial steps to secure t...
Nov 13, 2023•13 min•Ep. 77
UPS reduces pilots force heading into the holiday season? But the US economy is Strong according to Janet Yellen. What gives? Tune into today’s Half-truth episode where we break apart the latest headlines that seem to only tell half the story. The Zweig Breadth Thrust Indicator Flashes on Friday. – Sounds kind of dirty to us.
Nov 11, 2023•24 min•Ep. 76
The landscape for small business taxes in the U.S. has undergone significant changes over the last three years, presenting unique challenges and opportunities. As a business owner or sole proprietor, the changes that have probably impacted you the most are the new tax laws. There have been more updates to the tax code in the last 3 to 5 years than at any other time in history. Top that with a dwindling pool of qualified CPAs, and we have a perfect storm. Staying abreast of the evolving tax code ...
Nov 06, 2023•8 min•Ep. 75
As we journey through life, the nuances of financial planning and wealth management evolve. Especially during the golden years, when the complexities of retirement come to a head, creating a blueprint for financial stability becomes paramount. This phase is marked by reflections on past financial decisions and anticipations about the future—balancing current needs with long-term security. The rising cost of living, the potential for unforeseen healthcare needs, and the innate desire to leave a l...
Oct 30, 2023•15 min•Ep. 74
When planning for retirement, there’s no shortage of advice to guide you. Additionally, many institutions try to sell you financial products or services (such as savings accounts) that may actually hinder you from maximizing your savings. That’s why, as you navigate through investment options, retirement accounts, and saving strategies, it’s crucial to avoid common pitfalls that can seriously hamper your financial future. I’ve seen it all. So, I want to help you uncover the five common money tra...
Oct 23, 2023•11 min•Ep. 73
Buckle up butter cup this episode is a good one. This week on the Half-Truth. We discuss what is half true behind Ryan Reynolds and Jim Cramer, Inflation and the CPI revisions that have been happening for the last year. We talk about Real Estate Brokers 6% commission. BlackRock getting into Target Date funds. We poke fun at how stupid the” Ask the Advisor” articles are. We even have a little fun about United Airlines. Enjoy!
Oct 21, 2023•24 min•Ep. 72
Taking control of your financial future often involves making decisions that ripple far beyond your own life. One such decision is designating a 401(k) beneficiary—a choice that can secure a loved one’s financial stability long after you’re gone. Navigating this essential aspect of estate planning involves more than just ticking a box. It’s a journey through complex rules, varying options, and sometimes emotionally charged family dynamics. So, I wanted to dive in and steer you through the labyri...
Oct 16, 2023•13 min•Ep. 71
Financial planning is a critical aspect of starting and operating a successful business. It also plays a crucial role in your personal wealth management. Whether you’re just starting or you’ve been in the game for a while, a well-thought-out financial plan is your roadmap to long-term success. We want to help equip you with the necessary tools and knowledge to secure your financial future. So, read on to discover tips for small business owners and entrepreneurs hoping to make the most of your bu...
Oct 09, 2023•13 min•Ep. 70
With Oil, Food and Housing on the rise can Inflation remain below 5%? Interest rates and inflation are turning out to be kryptonite for investors in 2023. First half of 2023 was great if you were in only 7 stocks. Second half of the year is killing your 60/40 portfolio. Are interest rates and inflation headed higher for longer, or have they reached their peak? Find out what we are seeing and doing for our clients to help them prosper during rising rates and higher inflation. Not intended to be i...
Oct 04, 2023•6 min•Ep. 69
Retirement is the ultimate goal for most of us. We dream of leaving work behind for relaxing days, hobbies, and spending time with loved ones. But there’s a side to retirement that’s often overlooked: taxes. Understanding taxes is crucial whether you’re saving for retirement, nearing those golden years, or already there. If you’re still saving for retirement, you might be trying to figure out how much money you’ll need in retirement . But have you considered how taxes can impact your retirement ...
Oct 02, 2023•14 min•Ep. 68
What is hot and what is not in Stocks, Bonds, Real Estate, Interest Rates, Metals, Energy, and Inflation, we cover it all in this financial market update for October 2023. Is the stock market rally that started in October of 2023 over, or will it continue higher? How much higher can interest rates go, and what may be their effects on the economy and real estate prices? With Oil prices headed to the moon, what should we expect for gas and food prices? Is inflation here to stay? Find out what we a...
Sep 29, 2023•48 min•Ep. 67
Stepping into the golden phase of your life should be about cherishing memories and embracing new adventures—not fretting about financial stability! If you’re inching closer to the big 5-0 or have already celebrated that milestone, there’s a financial tool designed especially for you that could be a game changer for your retirement savings. Catch-up contributions can significantly enhance your retirement nest egg. If you’ve ever wondered, “ Have I saved enough for retirement? ” or “Is it too lat...
Sep 26, 2023•12 min•Ep. 66
As an investor, retirement saver, shareholder, or even an LLC member, keeping an eye on the ebb and flow of economic indicators is crucial. Inflation is a major indicator that’s been on everyone’s mind over the past year. After the pandemic, the massive supply chain issues, and the resulting sharp rise in inflation in 2022, the rate finally shows signs of cooling down closer to where we were in March 2021. And that’s going to impact our investments and retirement plans. Remember, the impact of e...
Sep 11, 2023•9 min•Ep. 65
Will the rally in equity markets that started in Oct 2022 be nothing more than a Bear Market rally doomed for failure, or is it the start of a new Bull Market for stocks? And what about Oil, Natural Gas, Silver, and Gold? Where could they be headed after 14 months of sideways consolidation? Are we at the start of a new bull cycle in commodities, or will the price action continue to lull investors to sleep with more sideways rocking? Check out what we are watching in the markets for stocks, metal...
Aug 31, 2023•9 min•Ep. 64
