The IRS Rule That Could Save Your Early Retirement (No, Seriously) Burned out? Laid off? Can’t sit through one more “All Hands” meeting where Todd from Accounting performs a spoken word about synergy? Honey, maybe it’s time to retire early—even if you didn’t plan to. This week on Queer Money®, we’re spilling the retirement tea 🍵 on a not-so-boring IRS rule with a Star Wars-sounding name: Rule 72(t) . This little-known financial lifeline lets you tap your IRA or 401(k) penalty-free before 59½ if...
Jun 24, 2025•9 min•Season 10Ep. 595
Top 5 Gay-Friendly Places in Mexico to Retire In this episode of Queer Money®, we continue our global search for the best places for LGBTQ+ folks to retire — and this week, we're diving into México lindo . From beach towns to colonial gems, we’re counting down the top 5 gay-friendly cities in Mexico for retirement based on affordability, safety, community, and queer inclusivity. Find out why cities like Puerto Vallarta, Guadalajara, and San Miguel de Allende made the list, what each has to offer...
Jun 17, 2025•14 min•Season 10Ep. 594
Retirement Isn’t Just for Chads & Karens Let’s be honest—when most folks picture retirement, it’s usually a straight couple named Chad and Karen sipping Chardonnay in Scottsdale. Cute for them. But what about you —still fabulous at 67, maybe rocking a part-time gig at a queer-owned café because your bank account missed the memo that you were done working? On this week’s Queer Money, we’re ditching the tired, hetero retirement fantasy and giving you the real tea on how queer folks can retire ...
Jun 10, 2025•12 min•Season 10Ep. 593
Where are the Best Gay Retirement Cities in Spain? Hola, Spain! You voted, we listened—and this week, we’re heading to the land of tapas, Gaudí, and gay beaches to reveal the Top 5 Cities in Spain for Gay Retirees! From Malaga's chill beach vibes to Barcelona’s big gay energy , we’re breaking down: 🌈 The LGBTQ+ scene in each city 💸 Rent and cost of living 🏳️🌈 Our Queer Money® Retirement Rating And, of course, our favorite perks (hi, Bear Week in Sitges 🐻💦) Spoiler alert: You can see Afric...
Jun 03, 2025•12 min•Season 10Ep. 592
Today’s tea? The three saboteurs keeping gay men broke. We’re getting real about what’s actually draining your retirement savings—and no, it’s not just brunch and bad decisions (though we’ll get there). First up: hookup culture. Apps like Grindr have us chasing dopamine hits instead of dividends, making it harder to think long-term when instant gratification is just a swipe away. Next, let’s talk designer drama. From the outside, it’s giving “fabulous,” but inside the bank account? It’s giving “...
May 27, 2025•13 min•Season 10Ep. 591
Ready to say “eh” to a better retirement? 🌈 In this first-ever global edition of our Gay Cities Series, we're heading to the land of maple syrup, mounties, and mild manners — but don’t let the politeness fool you. Canada is fierce when it comes to welcoming LGBTQ+ retirees. From coastal charm in Halifax to queer-friendly arts in Victoria, we’re dishing on the top 5 Canadian cities where affordability, healthcare, and inclusivity meet. We’re rating each destination using our brand-new Queer Mone...
May 20, 2025•12 min•Season 10Ep. 590
Are you financially fierce or flaccid? On this week’s Queer Money, we’re serving up some real talk with a side of glitter.✨ We're diving into the fabulous façade many LGBTQ+ folks feel pressured to maintain—and asking the hard question: is your bank account living its truth, or is it buried under a pile of maxed-out credit cards and designer receipts? Take our juicy little quiz to find out whether you’re financially fierce or financially faking it . 💁♂️ Along the way, we unpack why so many of ...
May 13, 2025•11 min•Season 10Ep. 589
What money habits can we learn form rich gay celebrities? This Ever wonder how LGBTQ icons like Anderson Cooper, RuPaul, and Elton John went from fabulous to filthy rich? On this episode of Queer Money, we spill the financial tea on how these legends stacked their coins—with side hustles, savvy real estate moves, and unapologetically owning their brand. From primetime news desks to the main stage of Drag Race , they’ve turned their queer power into powerhouse portfolios. We’re not just gagging o...
May 07, 2025•13 min•Season 10Ep. 588
Money stress got you in a chokehold? You're not alone, and you’re not broken. In this episode, we get real about financial anxiety —that all-too-familiar spiral of dread that hits your gut when you check your bank account. But here's the twist: it’s often not about the dollars—it’s about the drama behind them. 💅 We kick things off with a heartfelt question from our listener Mark, who shares how financial fear keeps creeping in, even when things look okay on paper. From there, we break down five...
Apr 22, 2025•19 min•Season 10Ep. 587
Return to Office? Honey, At What Cost?! In this episode, we’re breaking down the real price of trading sweatpants for slacks. From $18 salads to skyrocketing childcare and grooming costs, heading back to the office could be draining your bank account by nearly $3,000 a month. But wait—there’s more! We’re spilling the tea on who really benefits from RTO (spoiler: it’s not you). From big biz to real estate moguls, we unpack the money trail behind the push to fill those cubicles. If you’ve ever ask...
Apr 15, 2025•15 min•Season 10Ep. 586
Don’t Let a Market Tantrum Wreck Your Retirement Glow-Up The stock market’s throwing a fit again—cue the dramatic music and the ghost of 1930s-style tariffs. But before you clutch your pearls and cash out your 401(k), let’s talk strategy. On this episode of Queer Money , we break down what all this market chaos actually means for your retirement dreams—and why it’s not the time to panic. We're serving up calm, clarity, and a reminder that emotional investing is so last season. Selling in a panic...
Apr 08, 2025•11 min•Season 10Ep. 585
How can you guarantee a fabulous retirement? Retirement isn’t just about the dollars—it’s about designing a life of freedom, security, and fierce self-expression. In this episode, we’re diving into nine essential money moves every LGBTQ person (especially fabulous folks over 45) should make to retire with confidence, not chaos. Because let’s face it—only 35% of LGBTQ Americans over 45 feel financially ready for retirement. And we deserve better. From ditching debt and dodging tax traps to buildi...
Apr 01, 2025•12 min•Season 10Ep. 584
Stop Gaslighting Yourself About Your Money, Darling! Let’s spill the financial tea, shall we? In this episode, we dive into the sneaky, self-sabotaging habit of self-gaslighting—yes, it’s a thing—and how it’s keeping too many in the LGBTQ community stuck in a cycle of overspending, under-planning, and telling themselves it’s totally fine when it’s anything but. We’re calling out the little lies we tell ourselves: “I deserve this splurge,” “I’ll save later,” “Debt is just a part of life.” Sound f...
Mar 25, 2025•14 min•Season 10Ep. 583
Are Gay GenXers Too Broke to Retire? Are gay Gen Xers destined for a financially fabulous retirement 💸✨, or are we teetering on the edge of a financial faceplant? On this episode of Queer Money , we spill the ☕️ on whether our generation is doomed to work ‘til we drop or if there’s still time to secure that dream retirement—one with bottomless brunches 🥂 instead of bottomless debt. 😵💳 With inflation throwing tantrums 📈, the cost of living strutting up like it’s on a runway, and traditional...
Mar 11, 2025•16 min•Season 10Ep. 582
Is the LGBTQ+ community improving financially? Good news, fam! The LGBTQ+ community is stepping up its financial game, and we’ve got the receipts. 📊 According to the Motley Fool Debt Free Guys LGBTQ Money Study and Prudential’s 2018 Study , more of us are finally embracing basic banking tools —checking accounts, savings accounts, and the financial stability they bring. Why does this matter? Because keeping your cash in a shoebox under the bed is so last century. 🏦 By using these essential fina...
Mar 04, 2025•6 min•Season 10Ep. 581
How queer teens can prepare for a life of independence Hey, fabulous queer fam! In this episode, we’re diving into money talk with a twist—designed especially for queer teens and young adults. We’re dishing out practical, fun financial tips that honor your unique journey. Along the way, we share our own stories about overcoming self-doubt and smashing those limiting beliefs about worth and financial smarts. Get ready to learn five must-know money moves—from launching a Roth IRA, sidestepping cre...
Feb 25, 2025•16 min•Season 10Ep. 580
Are You Stuck in the Debt Depression Spiral? Do you find yourself swiping your credit card to cure a bad day, only to wake up with a financial hangover and a side of regret? Welcome to the debt depression spiral , where retail therapy turns into retail tragedy . But don’t worry, bestie—we’re here to throw you a fabulous financial lifeline. In this episode, we break down five game-changing strategies to help you snap out of this vicious cycle and reclaim your coins (and your sanity). From no-spen...
Feb 18, 2025•17 min•Season 10Ep. 579
Is money really different for LGBTQ+ folks? Money is distinctly different for LGBTQ individuals due to a multitude of systemic factors that influence their financial experiences and outcomes. In this episode, we elucidate seven critical ways in which the financial landscape diverges for members of the LGBTQ community compared to their heterosexual counterparts. These disparities encompass aspects such as legacy beliefs, wage gaps, and the lack of representation within financial institutions, whi...
Feb 11, 2025•40 min•Season 10Ep. 578
How can LGBTQ+ folks get financially organized? The intricate tapestry of financial organization is unraveled in this episode, as we delve into the essential strategies that can significantly impact the financial lives of LGBTQ individuals. The conversation is anchored around five indispensable recommendations designed to foster financial security and promote a sense of agency within the community. We begin by emphasizing the critical need for an emergency savings account, advocating for a more ...
Feb 04, 2025•16 min•Season 10Ep. 577
Is your financial future fabulous or basic? Your daily financial habits are the unsung heroes of your money story—they shape everything from your short-term wins to your long-term dreams (hello, cozy retirement!). In this episode of Queer Money®, we’re diving into the magic of a solid daily financial plan that syncs with your bigger money goals. 💸✨ We're spilling all the tea on: 💡 Setting a daily budget that works for you 💡 Living that cash-only life like a boss 💡 Using fintech tools to keep...
Jan 28, 2025•17 min•Season 10Ep. 576
Does your short-term financial plan work? Does it align with your long-term goals? Creating a short-term financial plan that aligns with your long-term goals is essential for achieving financial independence and well-being. In this episode, we share five actionable steps to help you establish one to three short-term money goals that will support your broader financial aspirations. By focusing on improving cash flow, growing your net worth, and strategically planning your social life, you can ens...
Jan 21, 2025•14 min•Season 10Ep. 575
How to Achieve Your Long-term Goals Achieving long-term financial goals can be challenging due to a phenomenon known as delayed reward discounting, where individuals struggle to prioritize future gains over immediate gratification. This podcast episode delves into the importance of setting clear, quantifiable Queer Money goals that resonate personally, as well as understanding the underlying motivation behind these goals. The hosts discuss the significance of taking action by establishing dedica...
Jan 14, 2025•15 min•Season 10Ep. 574
Do you really love your gay life? I mean really? Many queer folks, especially queer men express this feeling to us. They've been struggling all their lives to feel accepted, feel whole and feel like they're really happy. So, this week, we share some tips on what it takes to build the kind of gay life you love. Let's connect: Queer Money Instagram Queer Money YouTube Connect with John on LinkedIn Connect with David on LinkedIn Mentioned in this episode: Support the Queer Money podcast We love bri...
Jan 07, 2025•17 min•Season 10Ep. 573
Should we quit the LGBTQ+ community? In episode 572 of the Queer Money Podcast, hosts David and John discuss the potential future of the podcast after learning their primary sponsor will not renew sponsorship for 2025. They share the impact of this news on their revenue and reflect on the journey of the podcast since its inception, highlighting milestones and significant contributions to the LGBTQ community. The hosts request feedback from listeners to help determine whether to continue the podc...
Dec 31, 2024•15 min•Season 9Ep. 572
Medicare is a confusing soup of letters, from Medicare part A to part D. What are they and what is the difference? Many of us will rely on Medicare as we age. So, what are the various parts of Medicare, and what do they cover? Let’s find out on this Queer Money. Let's connect: Queer Money Instagram Queer Money YouTube Connect with John on LinkedIn Connect with David on LinkedIn Mentioned in this episode: Get the FREE Happy Gay Retirement Calculator Are you on the path to a tragic, basic, happy o...
Dec 27, 2024•9 min•Season 9Ep. 571
Money can't buy happiness, but it can buy something pretty close to it. In this episode of the Queer Money Podcast, hosts David and John discuss how money contributes to happiness by providing five key freedoms: financial freedom, location freedom, time freedom, relationship freedom, and 'you' freedom. The episode explains how each freedom significantly impacts the lives of LGBTQ+ individuals, from reducing financial stress to enabling a true expression of self. They emphasize that while money c...
Dec 24, 2024•14 min•Season 9Ep. 570
Does retirement seem like a million years away? Want to retire earlier? On this Queer Money we tap into the desire to retire earlier or more confidently. Check out these seven tools to help you retire earlier and more fabulously than you ever dreamed. Follow us: Queer Money Instagram Queer Money YouTube Connect with John on LinkedIn Connect with David on LinkedIn Mentioned in this episode: Get the FREE Happy Gay Retirement Calculator Are you on the path to a tragic, basic, happy or fabulous reti...
Dec 19, 2024•11 min•Season 9Ep. 569
Do you want to invest in real estate but have no extra cash? How about investing with the money you have in your retirement accounts? On this episode of Queer Money, the hosts discuss strategies for increasing retirement income with Christopher Price, managing partner at Boost Capital Group, and Founder/CEO of Red Fox Multifamily. Christopher shares his approach to investing in hands-off, revenue-generating real estate to diversify retirement portfolios. Chris explains the benefits of self-direc...
Dec 17, 2024•59 min•Season 9Ep. 568
How does being married affect my retirement, especially in light of the Supreme Court's possible challenges to marriage equality? On this Queer Money®, we discuss marriage equality and tackle the ever-so-romantic question: Should you marry your BFF as part of your retirement plan? Spoiler alert—it might be worth the paperwork. Follow us: Queer Money Instagram Queer Money YouTube Connect with John on LinkedIn Connect with David on LinkedIn Mentioned in this episode: Support the Queer Money podcas...
Dec 12, 2024•12 min•Season 9Ep. 567
Are you tired of fighting about money with your spouse? How can you get on the same page? On this episode of Queer Money ® podcast, hosts John and David explore a frequently asked question from members of the audience: “How can couples get on the same page about money?” This episode features Adam Kol, the couple's money coach who discusses effective strategies for financial planning and communication between partners. Adam emphasizes starting conversations about general money attitudes rat...
Dec 10, 2024•42 min•Season 9Ep. 566
