Dating back to the first ever Thanksgiving, it’s been a celebration that we all benefit from... COMING TOGETHER, especially when we disagree. The truth is, you can’t have financial freedom without political freedom and that means caring for and defending others you disagree with. In this episode, you’ll discover the true importance of Thanksgiving and how you can get along with other people in your family despite your differences. Listen now. Show Highlights Include: How the first Thanksgiving h...
Nov 22, 2023•19 min•Ep. 139
We have all heard the phrase, “Nothing Is FREE”. But not all prices appear on labels… in particular the markets and volatility. On today’s show, Brad helps us better understand volatility, value and managing the long run when it comes to our money. Plus, he offers a FREE gift! Listen Now! Show Highlights Include: Diversification Matters When Things Are Overbought. (4:03) When GE Sold For Scraps. (6:20) Sit Back And Let Your Money Compound. (10:17) The World Is Never That Nice To Us. (14:02) Are ...
Oct 31, 2023•20 min•Ep. 138
Most people try to avoid any situation that is volatile because they generally involve risk. But when it come to investing, it could be misleading to believe volatility equates to risk. In today’s show, Brad discusses this topic of variability in a story driven way, plus educates all of us on how to filter the financial “noise” we hear every day. Listen now. Show Highlights Include: Avoiding Risky Volatility. (2:06) Your Time Horizon May Be Short. (4:47) The Story Of “Mr. Market”. (6:38) Don’t B...
Oct 19, 2023•15 min•Ep. 137
Did you know that 1 in 5 married couples say that finances is the greatest issue they face in their relationship? Money and finances can be a very uncomfortable topic for many couples, but there is hope. Today on the show, Brad shares 5 tips to becoming a successful financial couple. Listen now. Show Highlights Include: Financial Incompatibility Is A Thing. (2:53) More Often, One Is In The Dark. (6:03) Prioritize Your Tomorrow. (7:37) Embrace The Hard. (8:50) Time Is Your Greatest Commodity. (10...
Oct 13, 2023•13 min•Ep. 136
As we move into the 4th quarter of 2023 and take a look back on the year, the word “Volatility” stands out like a giant billboard sign. But what if volatility was not as bad as it is made out to be? On today’s show, Brad defines, measures and brings context to volatility, reminding us that today’s concerns are tomorrow’s past. Listen now. Show Highlights Include: The Word, "Context". (1:58) The Definition Of Volatility. (5:25) Measuring Volatility. (6:47) Not Good, Not Bad... It Just IS. (10:36)...
Oct 06, 2023•15 min•Ep. 135
How much would you pay for advice? Oddly enough, many people will spend large sums of money on people and things, hoping to improve their lives but will focus less on financial advice. Today, Brad breaks down the 3 components of wealth management and discusses how our own biases can hold us back when it comes to return on investments. Listen now. Show Highlights Include: An Open Heart. (1:53) Where The Rubber Meets The Road. (4:45) Quantifiable & Unquantifiable. (6:42) Wealth Management Has ...
Sep 26, 2023•26 min•Ep. 134
There are a lot of misconceptions when it comes to life insurance and for some it can be an uncomfortable subject matter. However, with September being life insurance month, now is a great time to discuss it with your financial advisor or professional. On today’s show, Brad discusses 6 myths around life insurance, as well as how to use it, when to use it and for whom may need it. Listen now. Show Highlights Include: 2 Paths To Needing Life Insurance. (2:59) Are You Old Enough? (5:02) Investment ...
Sep 07, 2023•17 min•Ep. 133
When we lose a loved one, making the grieving process less painful is challenging. There are many decisions to be made and it can be a daunting task. Today, Brad shares a helpful checklist that could help us all manage the grief we may go through when someone we care about, passes away. Listen now. Show Highlights Include: Rationalizing Grief. (2:48) The Emotional Checklist. (4:59) How Insurance Can Come Into Play. (7:40) Bill Related Financial Affairs. (9:18) Do Not Do These Things. (11:13) To ...
Aug 23, 2023•14 min•Ep. 132
After the recent and tragic events in Lahaina, Hawaii, Brad reflects on his time living on Maui and the rush of emotions that has flooded his family's mind. Today, Brad reminds all of us how money is not always rational and if we lose ourselves emotionally when it comes to our finances, it could be a detriment to our overall financial journey. Listen now. Show Highlights Include: Love For Lahaina. (2:15) When Was The Last Time You Thought About Money? (4:17) Fear and FOMO. (11:06) Did Someone Sa...
Aug 16, 2023•20 min•Ep. 131
People are behavioral beings and many times we bring our behaviors into our financial life, which could hurt us in the long run, causing us to make wealth destroying decisions. Today, Brad reveals 6 questions your advisor should be asking you, encouraging us all to have open dialogue with those helping us with our finances so we can protect what we have worked so hard for. Listen now. Show Highlights Include: Our Brains Have What? (1:54) What Do You Have And Why Do You Have It? (6:01) Our Object...
Aug 09, 2023•19 min•Ep. 130
Recession has been a looming word over the past year or so and by now many have become a bit numb to the topic. However, there are a couple of interesting theories around recessions and how they relate to our finances. Today, Brad gives some education, background and history when it comes to recessions and how it relates to mortgages, Wall Street and more. Listen now. Show Highlights Include: This Is One Generation Away From Extinction. (3:03) Austrian vs Keynesian School Of Thought. (4:10) An E...
Aug 02, 2023•15 min•Ep. 129
A current buzzword in the media as it relates to money and investments is Artificial Intelligence. Right now, the Magnificent 7 (Meta, Google, Amazon, Apple, Microsoft, Tesla and Nvidia make up 28% of the S&P 500 value. This is unprecedented. Today, Brad breaks down what this could mean for your investments and the future going forward. Listen now. Show Highlights Include: The Gold Rush And A.I. Have This In Common. (4:27) What Is The Magnificent 7? (7:57) Companies Who Mention A.I. Get A Bo...
Jul 25, 2023•19 min•Ep. 128
Like the changing of seasons, financial planning has patterns. In fact, there are 3 phases in life all of us will go through when it comes to our financial journey. Knowing where you are in yours could help you plan much better. On today's show, Brad shares the 3 financial phases, hoping you will discover which you are in so you can move toward financial freedom. Listen now. Show Highlights Include: Financial Planning Is Like The Changing Seasons. (2:10) The Build And Grow Phase. (8:25) The Tran...
Jul 12, 2023•15 min•Ep. 127
Is there any investment that is "Risk Free"?... Not exactly. However, there are options out there that are not the most "sexy" but have much lower risk, which could be appealing to some investors. On today's episode, Brad shares the differences between Treasury Bills and Treasury Bonds, plus how to purchase them and why they could be a great addition to your portfolio. Listen now. Show Highlights Include: Bonds Run The Market. (2:23) A Spoiled 15 Years. (5:25) Where Are The Risk Free Rates? (6:3...
Jul 06, 2023•18 min•Ep. 125
If the things you thought were true were actually wrong... when would you want to know? With regards to finances, misconception can cause costly consequences. In today's episode, Brad explains how your financial freedom rests on understanding WHAT you are doing with your money and WHY you are doing it. Listen Now! Carrying Around Half Truths. (1:44) Money Is Like Water. (5:05) Financial Security vs Financial Freedom. (8:52) Building Passive Income With Value Investing. (11:43) Do Not Fail To Und...
Jun 28, 2023•17 min•Ep. 124
Many of us stress about where we will be financially in retirement and often ask the question, "Will I have enough to last?"... What it takes to protect what you save for retirement can be quite simple. Today on the show, Brad shares 5 things that could help everyone achieve their retirement planning goals, reminding us that it is not WHAT you own but HOW you own it. Listen now. Show Highlights Include: Just Answer With A YES! (2:57) Protecting What You Save. (4:08) Have An Income Plan. (5:59) W...
Jun 21, 2023•16 min•Ep. 123
With continued media buzz around the U.S. debt ceiling, it has many people concerned but also short-sighted about how long the U.S. has actually been in debt... and if we as a country are in trouble when it comes to the debt we are holding. In today's show, Brad takes us through a historic timeline of the U.S. federal debt going back to our independence in 1776. The details are fascinating. Listen Now! Show Highlights Include: The Timeline Of U.S. Debt. (2:24) What Brad Is Concerned About. (6:25...
Jun 08, 2023•12 min•Ep. 122
For most of us, the only place we hold our cash is in a bank... because that's what most of us know. But what if there were some alternative places to put your cash? The answer is: There are 5. In today's show, Brad shares 5 places you can hold your cash that could provide very positive returns. Listen now. Show Highlights Include: What Does Your Bank Balance Really Mean? (1:57) FDIC Suite Programs. (3:57) Money Market Mutual Funds. (4:43) Are Treasuries Still A Thing? (6:25) Short Term Bonds Ba...
May 31, 2023•14 min•Ep. 121
With the debt ceiling conversation leading the news AGAIN, and with volatility running amuck, it has many people asking the question... "When should I get into the market?" On today's show, Brad shares his take on when to get into the market and his answer may not be what you expect. Listen now. Show Highlights Include: Surf's Up When Investing. (2:10) Volatility Can Be Your Friend. (5:23) No One Grows Wealth By Sitting On The Sidelines. (8:14) Paying Rent To The Risk Taker. (9:45) Bears Are Sma...
May 25, 2023•17 min•Ep. 120
Within the next couple of decades, the largest transfer of wealth will occur in generational history. What we can glean from those born between the 1920's and 1960's is immeasurable. In today's show, Brad shares his very vulnerable conversation he recently had with his 93 year old grandfather and what we can all learn about money from those who came before us. Listen now. Show Highlights Include: The Difference In Having Money At 18 Versus 93. (3:56) When Money Goes From A Stressor To A Comfort....
May 17, 2023•24 min•Ep. 119
We have been on the cusp of a recession for quite some time. Some would say we have been in a recession for awhile... No matter if we are or we aren't, these talks make the headlines daily. But, does it change what most of us already know about the economy? In this episode, Brad shares 3 things to recession proof your retirement in whatever stage of life you are in, reminding us it is better to be proactive versus reactive. Listen now. Show Highlights Include: Recessions Are Called In The 11th H...
May 10, 2023•16 min
The debt ceiling conversation always seems to be on the news rotation. Although there will be rhetoric and brinksmanship attached to these headlines, there is always more to the story. In today's episode, Brad gives a short history lesson on debt and shares an in depth look of what is really going on. Listen now. Show Highlights Include: When Debt Did Not Exist. (2:16) Paying Off The Mortgage May Not Be The Best idea. (5:08) We are Not Interested In A Company Without Debt. (9:12) The Trillion Do...
May 03, 2023•19 min
Many of us battle our emotions as it relates to the decisions we make regarding our money. Unfortunately, this can lead to wealth destroying outcomes. In today's episode, Brad discusses the concept of Time and Money and how together they could equal Freedom. Listen now. Show Highlights Include: Investing Is 10% Intellect And 90% Emotions. (1:34) Concepts Learned From High Net Worth Individuals. (5:20) Any Solid Plan Has This 3rd Grade Math Equation. (11:09) Get Paid For Decisions, Or Pay For Dec...
Apr 26, 2023•19 min
With Spring in the air, it is a good reminder that just like seasons change, so do market cycles. So, it is important not to get caught up in media rhetoric or social media hype when it comes to our investments and the market. In today's episode, Brad gives us a great analogy on seasons and investing and how we should be careful not to get lost in the current season of the market but be prepared for the next one. Listen Now! Show Highlights Include: Bear Markets vs Bull Markets. (1:54) Market Cr...
Apr 19, 2023•12 min
If you have been listening to the current headlines, the state of the U.S. dollar has been a large topic of discussion and the question commonly asked is... "Will the world ditch the U.S. dollar?" In this week's episode, Brad gives a short history lesson on the world's currency, plus the "What if..." scenario in regards to the U.S. dollar. Listen now. Show Highlights Include: The Bretton Woods Agreement. (1:49) What is BRICS? And is it flawed? (3:58) The "What if?" Scenario. (6:55) Whatever The ...
Apr 13, 2023•11 min
If we all stopped to think about who we were ten, five, even one year ago, we could all probably agree that we have grown and perhaps changed in certain ways. This also goes with our retirement planning. In today's episode, Brad discusses life's changes, how we adapt and more importantly, how our mindsets may change about our retirement. Listen now. Show Highlights Include: Life Never Stops. (1:20) Your Retirement Reality. (5:28) What Is Your Financial Identity? (9:20) Life Finds Away To Get Mes...
Mar 30, 2023•21 min
It is interesting how many of us improve our lives with different types of coaching, counseling or advising. However, many do not consider these when it comes to our money. In today’s episode, Brad shares 3 pillars of advice when it comes to finances and why having a financial advisor is so important during times of market turmoil. Listen now. Show Highlights Include: A Vanguard Study. (3:35) Pillar 1 - Portfolio Construction. (5:10) Pillar 2 - Wealth Management. (7:12) Pillar 3 - Behavioral Coa...
Mar 22, 2023•17 min
Last Friday, The Silicon Valley Bank collapsed and became the second largest bank failure in U.S. history. With the news media in a frenzy, this event has many individual investors wondering how it will affect their money. In today's episode, Brad discusses Charles Schwab's company statements and what this bank collapse means for many of us. Listen now. Show Highlights Include: Charles Schwab The Custodian. (2:28) Breaking Down The Silicon Valley Bank Collapse. (7:19) Where Will the Cash Go? (11...
Mar 14, 2023•18 min
Investing has its ups and downs and for many, it is difficult to navigate the landscape. Understanding the investment "playbook" can be a challenge but it can be done with discipline. In today's episode, Brad "gets real" about investing by sharing some of his personal journey, plus things to understand about your past that could create a better future for yourself. Listen now. Show Highlights Include: When Investing Clicked For Brad. (2:04) Remember The Past, But Don't Forget Your Future. (5:02)...
Mar 07, 2023•19 min
There is much to learn from 2022 as it relates to the 1st quarter of 2023. In doing so, our brain trust here at One Capital Management has completed the first quarter financial playbook. In this episode, Brad reveals interesting data points in the first part of this year which could come as a surprise... some good and some bad. However, we must remember that staying the course is key in order to having a strong portfolio. Listen now. Show Highlights Include: Global Capital Markets Behave! (4:18)...
Feb 22, 2023•24 min
