It's everyone's favorite time of the year... TAX SEASON! And for some, tax season presents many challenges... some old and some new. But there could be light at the end of the tunnel. In this episode, Brad shares 3 very important frames of reference you should be discussing with your tax preparer. Plus, a little reminder of why we pay income tax in the first place. Listen now. Show Highlights Include: Did The 16th Amendment Make Sense? (2:21) Know These 3 Frames Of Reference. (5:58) The Differen...
Feb 15, 2023•20 min
Why do many people feel more secure holding onto cash? Is it upbringing or something learned from someone else? What if you were told that holding your cash could be costing you money? In this episode, Brad discusses what you can do if you are sitting on cash and the options you have to make it to work for you. Listen now. Show Highlights Include: Getting Paid For Cash. (4:45) The Gold Standard Removed. (8:20) You Are Getting Wrecked.(10:30) Let's Play The Game Of The Banks. (13:50) What Is The ...
Feb 07, 2023•19 min
One of the largest financial topics hitting the media today is the budget deficit. Currently, it is on an unstable path but being careful not to fall for false narratives is important. So, what should we do? In this week's episode Brad gets to the root of the problem as it relates to the debt ceiling, as well as government spending and shares 5 key facts that impact stock prices. Listen now! Show Highlights Include: The Unstable Budget Deficit. (2:15) What Is The Root Of The Problem? (3:28) Don'...
Feb 02, 2023•19 min
If the U.S. dollar bill weighs 1 gram, why does it weigh so heavily in our hearts?... And, how does it have so much power over our personal lives? In today's episode Brad discusses how we can can control our outlook on currency. Plus, he shares some myths about millionaires and what makes them extraordinary. The answer may surprise you. Listen now. Show Highlights Include: Facts About Money That May Shock You. (3:10) The Kardashian Effect. (7:15) Comparison Is The Thief Of Joy. (11:15) Myths Abo...
Jan 25, 2023•25 min
The Flying Wallendas were a group of stunt performers that were made famous for their tightrope walking, high-wire acts. But, their notable walks weren't the only reason they were successful. In fact, some would say it was their preparation. In this weeks episode of Pension Attention, Brad explains why planning coupled with "actively waiting" can be a recipe for successful investing. Listen now. Show Highlights Include: The Wonder And Preparation Of Nick Wallenda. (2:55) It Is Time To Watch The ...
Jan 17, 2023•23 min
Our emotions can affect many facets of our lives, especially our money. Unfortunately, emotional investing could devastate your portfolio even if you have good discipline. In this episode, Brad exposes 3 biases that negatively impact our investments and the keys to identifying them. Listen now. Show Highlights Include: The Difference Between The Brain And The Stomach. (5:50) 3 Biases That Impact Your Investments (8:35) What Is Group Think? (12:15) Neglecting A Probability. (16:20) Watch Out For ...
Jan 10, 2023•23 min
For the past two years, the housing market has been a roller coaster ride. We have seen interest rates drop and prices soar to levels not seen in years and subsequently, rise and fall in the same fashion. Which brings us to the beginning of 2023... So, what happens now? In today's episode, Brad gives us a housing outlook on the year, which may not be what you would expect. Plus, 10 money rules to live by to jumpstart your new year. Listen now. Show Highlights Include: Road Trips Are A Commodity ...
Jan 05, 2023•23 min
Why do so many men wait until the last minute to do their Christmas shopping compared to women? Although not meant to generalize gender stereotypes, there is interesting, yet humorous research on this topic. In today's holiday episode, Brad takes us through a fun article that tackles the subject of why men procrastinate with last minute shopping and how it relates to procrastination when it comes to our financial planning. Listen now. Show Highlights Include: The Holiday Shopping Study. (3:20) W...
Dec 22, 2022•22 min
Predicting stock values is tough for anyone at any time of year, but after a year like 2022, it can be even tougher. As we head into 2023 with a bear market on our heels, it can make many of us panic. In this week's episode, Brad shares his knowledge on what we should and should not do when faced with a bear and how having a solid team of support gives the best chance for success. Listen now. Show Highlights Include: Can We Predict Stock Values For 2023? (2:45) Should You Keep Investing? (6:10) ...
Dec 13, 2022•17 min
It has been quite a year... and for many people, there is still uncertainty when it comes to the economy and looking toward 2023. However, many of us can misinterpret what we read and hear as it pertains to economic data points. In today's episode, Brad breaks down those important data points and shares his 2023 planning tips, encouraging us all to not get captured by our own narrative. Listen now. Show Highlights Include: Accessing Information At Our Fingertips. (1:42) Recession Outlook, Recove...
Dec 06, 2022•20 min
We are nearing the end of the fourth quarter in 2022 and we have learned quite a bit this year. Inflation is high, the stock market has been bonkers and unemployment is low. And for many, the fear of the unknown still lies ahead. In this episode, Brad reveals interesting data points in this latter part of the year which could come as a shock... some good and some bad. However, we must remember that discipline wins out, even over our own motivations. Listen now. Show Highlights Include: Sweeping ...
Nov 29, 2022•24 min
Political arguments pop up around Thanksgiving dinners all over America. But the point of Thanksgiving is to come together despite our differences. Dating back to the first ever Thanksgiving, it’s been a celebration that we all benefit from... COMING TOGETHER, especially when we disagree. The truth is, you can’t have financial freedom without political freedom. And that means caring for and defending others you disagree with. In this episode, you’ll discover the true importance of Thanksgiving. ...
Nov 23, 2022•20 min
As the dust settles from the midterm election, we are no further in completely understanding where the market will turn. This has many asking the question: What will the market's performance be following peaks in inflation? In this episode, Brad gives a historical lesson on the fourth quarter following midterm elections as it relates to the market. The data may surprise you! Listen now! Show Highlights Include: Midterm Elections And A Fourth Quarter History. (2:18) Performance Following Peaks In...
Nov 09, 2022•21 min
If you are worried about your money heading toward retirement, you are not alone. A popular poll suggests that 77% of pre-retirees are worried about a recession. On today's podcast, Brad takes us through some very eye-opening stats that may not sit well with everyone. However, we are reminded that it is much worse in our imagination and that having a plan and staying disciplined is the key. Listen now. Show Highlights Include: Waiting Is Hard But Regret Is Worse. (3:10) Beneath The Chaos, Is Sim...
Oct 25, 2022•23 min
It is October time to crown a new champion in baseball. But what do baseball and investing have to do with each other? With continuing discussion of whether or not the U.S is in a recession, we must go to the umpire for the answer. In this episode, Brad introduces us to the umpire of economics and discusses the recession debate, reminding us to continue looking forward. Listen now. Show Highlights Include: The Legendary Bill Clem (3:07) Who is the Umpire of economics? (5:13) How Long Do Recessio...
Oct 18, 2022•21 min
Who doesn't LOVE a discount?... Of course, all of us do but do we treat a "sale" on our investments the same way we treat everyday items at the stores we shop? In today's episode, Brad challenges us to rethink how we approach discount stocks, keeping a clear perspective on our future whether still working or in retirement. Listen now. Show Highlights Include: Does Your Home Trade Like The Stock Market? (2:36) It Is The Water That Gets INTO The Boat. (4:31) How Do You Value A Discount?(5:46) Reme...
Oct 11, 2022•18 min
It has been a long 9 months so far this year, and many of us are not only tired... we are exhausted with the economy. But we cannot get discouraged. In this episode, Brad looks back at where we have come in 2022, looking at the third quarter of this year, reminding us that much of what has transpired is systemic and that it will be okay. Listen now. Show Highlights Include: Reiterating A Recession (2:44) The Interesting Thing About Inflation (5:40) We Are Not Overvalued (9:35) Are We Going To Be...
Oct 04, 2022•17 min
It seems like there is no end in site when it comes to today's market volatility and it is challenging for many people to keep their emotions in check. But how do we do that? In this episode, Brad takes us on a journey of the psychology of money and teaches us that how we act matters more than what we know. Listen now. Show Highlights Include: We Have A Hangover (2:20) Federal Tax Hikes (5:05) How We Act Matters More Than What We Know (8:33) Managing Emotions (15:30) The Stock Market Is Not The ...
Sep 27, 2022•29 min
The current bear markets have many people scratching their heads but what is really going on... and when will it recover? In this week's episode, Brad takes a step back and gives us a clearer picture of what is affecting the current markets and what we can do with our investments in the meantime. Listen now. Show Highlights Include: The Raising Of Short Term Interest Rates (2:43) Emotions In The Market (5:28) Hangovers Are Not Permanent (6:58) Inflation And Basketball (8:02) M2 Growth (11:10) Th...
Sep 20, 2022•18 min
Four-time, NFL Super Bowl champion, Rob Gronkowski will most likely become a first ballot hall of fame recipient. However, beyond the titles, records and prestige, the "Gronk" did something unprecedented with his money... He never spent a dime of his NFL earnings. In this episode, Brad shares what lessons we can all learn from the Gronk, when it comes to SAVING MONEY. Listen now. Show Highlights Include: Big Spenders Live For The Now (4:15) K.I.S.S. (11:37) Definition Of Necessity (13:40) Record...
Sep 13, 2022•23 min
Living in this current volatile financial climate has many Americans nervous and on edge. However, protection is achievable but it is going to take strategy and discipline. In this episode, Brad shares a few key strategies to better equip you with the protection you are looking for when it comes to your financial portfolio. Listen now. Show Highlights Include: Our Outlook Has Not Changed. (2:04) We Have Been Spoiled. (4:05) Stress Test Your Portfolio.(6:01) Maximizing Your Savings. (9:06) Splitt...
Sep 06, 2022•18 min
With many political moves coming out of D.C, there has come an abundance of skepticism as it relates to the economy. However, we should do our best to stay positive. In this week's episode, Brad gives us the good, bad and ugly as we navigate through these uncertain times. Listen now. Show Highlights Include: Inflation Reduction Act Means: TAX HIKES (3:01) No Buy Backs? (6:17) Revenue Projections (9:04) Navigating The Landscape (10:55) Keeping The "Long Term" In Focus (14:26) To schedule your fre...
Aug 30, 2022•18 min
As we have all experienced, 2022 has been a whirlwind of volatility as it relates to our money and investments. So the question becomes: Should I keep investing during these uncertain times? In this week's episode, Brad takes us through a few key measures in order to keep all of us focused and disciplined on staying the course. Listen now. Show Highlights Include: Feeling Queezy? (2:29) Tying Your Shoes Correctly. (5:18) Know Your Income Score.(7:39) Understanding Investment Timeframes. (10:35) ...
Aug 23, 2022•21 min
It is always a good thing to look back at where we have come, but even better to look where we are going. 2022 has been a whirlwind when it has come to market volatility but not all is negative. In this week's episode, Brad discusses the One Capital Management playbook he and other advisors have put together in order to inform and educate all of us about what has happened financially this year and where we are headed going into 2023. Listen now. Show Highlights Include: Behavior of Capital Marke...
Aug 16, 2022•22 min
Many believe that if they just had more money, their problems would go away. Are there Money Myths you believe and act upon as it relates to your personal finances and goals? Today, Brad exposes some of these money myths and reaffirms what you know to be true and challenges the advice you may have been told is true. Listen now. Show Highlights Include: The concept of stewardship. (4:07) I will be happier when... (6:40) You only live once 'YOLO'. (9:33) Willpower and the coffee buzz.(10:58) Are y...
Aug 09, 2022•23 min
Depending who you listen to or what you read, the word "Recession" has been tossed around since the beginning of 2022. But like many political or geopolitical hot points, there is always more to the story. In today's episode, Brad discusses whether or not we are truly in a recession and if it has an effect on how we go about our daily lives. Listen now! Show Highlights Include: GDP And A Rule Of Thumb. (2:42) The Numbers Don't Lie. (6:14) Pay Attention To These Environments.(8:20) The Last Reces...
Aug 02, 2022•19 min
When looking back the past couple of years, seeing the affects of the pandemic as it relates to market volatility, it gets convoluted. Where did we go wrong? In this episode, Brad takes a closer look at the Fed's response to the shutdowns and places a focus on some of the actions that were taken. It is easy to be laser focused on one area or problem but if we can look at the bigger picture and stay disciplined, the outlook can be bright. Listen now. Show Highlights Include: It's How You Hear It ...
Jul 26, 2022•23 min
Media pundits have covered the story around the shortage of baby formula and how it relates to our supply chain issues. However, there is more to this story as it relates to the current inflation numbers. In this episode, Brad discusses how the effect of the past two years has trickled down to some of history's basic necessities. Listen now. Show Highlights Include: What Did We Do Before Baby Formula? (2:16) Oligopoly And WIC. (6:32) The Federal Reserve And Increased Rates.(10:17) GDP Is NOT The...
Jul 19, 2022•18 min
Market downturns and volatility are hot topics in our current climate. Anywhere you turn, someone is talking about it. But sometimes, listening to the "noise" out there can cause us to be fearful. In this episode, Brad discusses market downturns and how we can adjust our outlook during market volatility by focusing on the rational mind instead of the emotional mind. Listen now. Show Highlights Include: Fear of your teeth falling out (2:31) Looking forward, not backward. (5:38) Risks upon risks.(...
Jul 12, 2022•23 min
The topic of retirement has been on many people's minds when it comes to the culture of today's issues surrounding market volatility. In today's episode, Brad takes us through the 3 important retirement buckets to consider in retirement and why all of us should understand how they can be used. Listen now. Show Highlights Include: Basic math (2:02) Will my money last? (4:58) The safety bucket.(8:49) The income bucket. (10:00) The growth bucket. (14:18) Not sexy, but tried and true. (16:58) To sch...
Jun 28, 2022•20 min
