Equifax is one of the three large credit reporting agencies, and in July they had a security breach in which the data of 145 million adult Americans was stolen (they notified the public on September 7th). There are no laws in place to prevent this, and so far no real consequences have been enacted against […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Today’s topic is Health Insurance. This has been a hot topic for the past eight years, and, so far, it’s not going anywhere. The Trump administration, though failed to repeal the ACA, has managed to change a few details, some of which you may not have noticed. We approached this topic with all of you […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
The annual Prosperity Now scorecard is out now. First introduced in 2002 but annually released since 2012. This is an intricate and detailed scorecard which looks at a whole slew of measures in each state about how households are doing financially, as well as how well states are promoting the financial well-being of their residents. […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Welcome to the Dead Day Job Army, a monthly Brunch & Budget series where entrepreneurs and freelancers of Color share their stories and talk about the real. It’s not easy to start your own business and it’s even harder when it feels like you have to explain to your family what you do every time […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Located in the New Orleans area, the Ashé Cultural Center is a non-profit organization, which uses art and culture to serve its community. We spoke with Carol Bebelle (Co-Founder/Exec Director) and Jo Ann Minor (Associate Director of Administration), where we learned the importance of events and engaged in a discussion on the power of an […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Investing can be tricky. The hopes of investing is that you will receive more than what you put in. What we learned with Ian McLeod is that where you invest is just as important as what you receive. Sounds too good to be true? Listen to the episode to hear for yourself! Music featured in […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe
Crowdfunding is super popular nowadays. If you’re not too familiar with it, that’s okay. This is the basic concept: You have an idea for a product or creative project you want to get off the ground and in exchange for prizes at various levels, donors will give you money to launch the project. There are […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
If the racial wealth divide is left unaddressed and is not exacerbated further over the next eight years, median Black household wealth is on a path to hit zero by 2053. What will you do with this information? Listen here: This is a follow-up to the Ever-Growing Gap Report: The Road to Zero Wealth with […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Hispanics now make up almost 1 in 4 Floridians. The majority of Floridian Hispanics live in Miami-Dade and Broward county. There are 37.6 million people who speak Spanish at home, and more than half of these individuals speak English very well. What Hispanic Unity offers immigrants are the tools necessary to cement their lives in […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
We packed a whole lot of goodies in this hour special. We caught up with Tasty Keish from last year’s #DDJA interview to see where she is now after deciding to work as a full-time freelancer. We also discuss and divulge into a new Investment Appetizer and Poor Tax before our feature topic: The harsh […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Let’s cut through the bullshit. We were skeptical of people who call themselves motivational speakers. A lot of people who become motivational speakers were in another industry that involved presentation or performing and found they weren’t making enough money or gaining enough traction so they switched to “motivational speaking.” So for this month’s Dead Day […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
As an immigrant, how do you successfully establish yourself? What obstacles do immigrants or refugees have to overcome in order to build a new life? Today we spoke with the Executive Director of MQVN. Their mission is to preserve and promote our unique diversity, and improve the quality of life of residents in the Greater […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
I am not a psychologist, but I have seen a lot of clients’ common fears when it comes to their money: – I’ve ruined everything with one mistake/one setback/one regret – I’ve been fucking it up this whole time – I don’t know how to get out of the situation I’ve found myself in – […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe
How do you handle your accounts in collections? When a creditor can’t get you to pay, they sell the debt to a collections agency. By the time the debt is sold, your original creditor will not speak with you about it, it’s out of their hands, and from there the situation becomes complicated. Medical bills […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
This week we have a special DDJA interview with Markisha Velazquez, founder of Junior Baby Hatter, Tiny Caps for Tiny Chaps. Welcome to the Dead Day Job Army, a monthly Brunch & Budget series where entrepreneurs and freelancers of Color share their stories and talk about the real. It’s not easy to start your own […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Prosperity Now, once known as CFED, and, if you’ve been following our show for some time, you’ll remember members such as Dedrick Asante Muhammad and Maria Coto in past episodes. Through Prosperity Now we have been able to engage with organizations established and led by People of Color, which is something we really value here […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Heather Jarvis strikes back! (check the other episode where she focuses on private loans here) Heather Jarvis is back to discuss a topic that never goes out of style: student loans. Most people have them. It seems that college tuition is only rising, which leads us to wonder where all that money goes? Who do “merit-based […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
In order to make money, one has to spend money. You’ve heard of that saying before. The whole “work hard, play hard” concept. But what happens if your entire family is working hard and don’t see any financial progress? Why is it not working? This is common and an, often, ignored cycle happening in the […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Happy Independence Day, America! What is more American than a new Brunch & Budget episode? Food is definitely one thing that connects us all together, so it only makes sense that we share our interview with Chris Kim, the founder of the “vegan butcher shop” Monk’s Meats. Starting from his apartment’s kitchen, to selling out […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
It’s becoming easier than ever to start your own business and work for yourself. About 1 in 3 Americans is currently a freelancer or a small business owner. By 2020, the number of freelancers is estimated to grow to 40%! But the idea of giving up a steady paycheck, retirement benefits, and health insurance can […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
This week’s show is part of our CFED series. We interview organizations who are actively working to close the racial wealth divide in innovative, exciting, and effective ways. This episode we had Maria Coto of Partners for Self-Employment (PSE), an organization that promotes financial well-being of low to moderate income individuals and families in South […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Remember Bex and Sarah from RAD? (in case you don’t, check this episode out: bnb150) We brought them back to explore what they know best: doxing. Doxing is—according to the internet—searching for and publishing private or identifying information about (a particular individual) on the Internet, typically with malicious intent. Bex and Sarah get into the […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
It’s becoming easier than ever to start your own business and work for yourself. About 1 in 3 Americans is currently a freelancer or a small business owner. By 2020, the number of freelancers is estimated to grow to 40%! But the idea of giving up a steady paycheck, retirement benefits, and health insurance can […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
If I did it, so can you. That phrase sound familiar? If you just work harder, if you only wanted it more, if only… Survivorship Bias can be dangerous. Hard work is definitely needed to gain success, but it’s not the only factor. By believing in this mentality we are automatically doomed into thinking if we don’t […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
We’ve heard it all before: Millennials and their —insert trendy item here— Whether it’s persistent judgment from older generations or a few hypocritical criticisms from other millennials (I’m calling you out Tomi Lahren), there is always something to be said of this generation. We decided to focus this episode on millennials and their financial decisions […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
We took the show on the road to Chi-Town, where we got to speak with Margaret Smith, the Youth Program Manager, and Dennis Mondero, the Executive Director, of the Chinese Mutual Aid Association. The CMAA serves low-income immigrants, refugees, people from all socioeconomic and ethnic backgrounds, all generations from youth to seniors, and people of […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Trumpcare, the inevitable topic that we all need to discuss. What are the benefits, if any, and how will this bill ultimately affect each and every one of us, especially communities of color? Under Trumpcare, states would be able to opt out of or redefine “essential coverage.” What does that mean for us, for insurers, […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
We see convenience not only as a nicety but an expectation, an entitlement. Has paying for convenience been taken too far? (Amazon, food delivery, Uber/Lyft, dry cleaning, resume writing, etc.,) Our love of convenience is so ingrained, its inherent goodness so self-evident that we can’t imagine any other way. Why would anyone, other than a […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
What happens after we die? Estate planning, Trusts, Wills—these are things we associate with the wealthy, but do matter even after we’re gone. For this episode, we were able to talk to Bomopregha Julius, an [amazing] estate attorney, on the importance of planning even if you don’t think you have much to your name. Estate […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Joseph Lopez, Development Manager and Gabriela Roman, Executive Director join us today to talk about the organization: Spanish Coalition for Housing (SCH). Through our partnership with CFED and the Dedrick Asante-Muhammad, director of the Racial Wealth Divide Initiative, we interview organizations who are actively working to close the racial wealth divide in innovative, exciting, and […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
