Retirement is a concept that really came from the 1930’s and the birth of Social Security. The logic was that after spending your whole life doing back breaking labor, the government would help take care of you in your old age. The concept of retirement then became something that companies and businesses began to take […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
We’ve all heard stories in history class of a country’s currency being nearly worthless and it’s happened as recently as 2009 to Zimbabwe, where their Zim Dollar exchange rate was 700 billion to 1 US dollar. Could this ever happen to the US? On this Independence Day show, we talk about what happens when a […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Dyalekt and I finally got solar panels installed on our roof. Besides it being a year-long process in NYC (just FYI if you decide to commit), was it worth it? Does it make sense and is it cost efficient for you to consider using the sun for energy? Which big companies use solar? Where is […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe
NYC has approximately 2 million residents (out of 8 million) in rent stabilized apartments, often the elderly and families who have been in their homes for a long time. On Monday, 6/14, the rent stabilization laws in NYC expired. Technically, the state government says. The renewal has been going back and forth in Albany and […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
If you haven’t heard, Colorado legalized the possession of marijuana as of January, 2014. We wanted to check in and see how the state has been doing from a fiscal perspective, now that it’s been a year and a half and the state hasn’t experienced a total drug-induced meltdown since they passed the law. In […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Sherita Rankins is a model, host, actress, and director of finance at a non-profit. Oh, and she blogs about it. If your head is spinning just reading all the things she does, listen to this week’s show to find out how she juggles it all, what her top tips are to maximize your productivity, save […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe
For every one person in prison, there are two people who were formerly incarcerated. That means there are 5 million people in the United States who have to check that box on a job application, 5 million people who struggle to find and keep a place to live, 5 million people who are immediately identified […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
This whole prison industrial complex thing runs deep and starts early. While the anecdote that the prison industry uses 3rd grade standardized test results to predict how many prison beds it will need to build hasn’t been proven (mostly because it sounds like no one will fess up), factors like illiteracy, truancy, and suspensions are […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Last week, Dyalekt summed up the prison industrial complex in one word: Slavery. 2.3 million Americans are in prison today and 60% of them are people of color. This week, we have special guest Stephanie Damon-Moore, a law student at NYU who has dedicated her studies to abolishing the prison system, join us on the […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
To mark our 50th episode, we will be starting a 4-part series on the Prison Industrial Complex. In Part 1 of the PIC series, we talk about Prison as a Business: From corporations like the Corrections Corporation of America being publicly traded on the stock exchange to companies like Wendy’s, Walmart, Starbucks, and Verizon using […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
I just wrote about this a few weeks ago ( http://brunchandbudget.com/why-your-money-personality-matters-as-much-as-your-budgeting-skills/ ), but it’s such an important thing to get that we are going to do a whole radio show about it! Budgeting is not one size fits all, but most people treat it that way, so they end up trying, and then quickly abandoning their budgeting […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
We are so excited to have Papillon Financial back on the show this week! Shurnette Henry and Dana Wilson, cofounders of the firm, are on the show to answer those investment questions you always wondered about but didn’t know who to ask (Google doesn’t count!). have an exciting new financial empowerment program they’re offering this […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Do you want to learn how to really connect with the people you meet and go beyond just taking their business card? We are excited to have on the show Abi Vega of Fedcap, who is an expert on connecting people. With his background in finance and sales, he walks us through his best tips […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe
When I googled “consequences of not asking for a raise” (go ahead, try it), the first link was an article called, “For women, asking for a raise is damned if you do or don’t.” The first PAGE of the search is littered with similar articles, cautioning women about how asking for a raise changes how […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
We spend a lot of time thinking and talking about how to cut back on expenses, spend less, and save more. The other half of the equation is making more money. On this week’s show, we talk about proven strategies to ask for a raise and what your mindset should be when you go into […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe
To close out Women’s History Month, we talk with Mary Pilon, whose new book reveals the true history of the invention of Monopoly. The story Parker Brothers tells is such common knowledge that it’s included as an insert in every Monopoly set – Charles Darrow, down on his luck, invents the game in his basement, […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
We hear about start ups all the time – the hundreds of thousands, or even millions of dollars they raise, the cool offices, the “culture.” But what does it really take to start a start up? On today’s show, we talk with Morgan Hirsh, founder of Morgan’s Don’t Run Out ( morgans.me ), a line of bathroom […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
At one point, McDonald’s owned 90% of Chipotle. On today’s show, Brunch & Budget goes in on how Chipotle Mexican Grill is leading a new fast food era and how McDonald’s is trying to not get left in the dust. Get full access to Get Shameless about money at getshameless.substack.com/subscribe
Student loan debt has gotten to be even more confusing than ever, especially as people take out more money, loans get sold to other companies, and it’s not clear what’s federal or private, subsidized or unsubsidized (and what the heck does all that even mean???). Luckily, on today’s show, we have student loan counseling expert, […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Emcee, artist, and entrepreneur MeccaGodzilla joins us in the studio today to revisit our show (episode 10) on the Landmark Forum! He attended the 3-day intensive, did the 10 week action steps course afterwards, and he says it changed his life! But not in a culty way! We dig in on what the 3-day course […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Another Valentine’s Day has passed, which begs the question, is it less expensive to be single or in a relationship? Not just on Valentine’s Day, but in general. Do couples spend more money or do single people spend more money trying to get couple-y? We compare single and living alone to single and living with […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Shark Tank is a super popular TV show where entrepreneurs pitch their ideas to very wealthy investors to get them to invest in a piece of their companies. They say they’ve reignited the entrepreneurial spirit in America. Drink every time someone says “American Dream” on the show and you’ll be drunk by the end of […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
President Obama’s 2015 State of the Union address was inspiring. He called for focusing on building a “middle class economics” and outlined three ingredients that would be needed to achieve this: 1. helping families feel more secure (i.e. raising minimum wage, paid sick leave, childcare options) 2. upgrading Americans’ skills (making higher education more financially […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Do you want to talk to an accountant who also makes you feel like a person? Take a listen to our interview with Rus Garofalo, founder of Brass Taxes, a tax preparer who treats his people like, well, people. He drops a ton of knowledge throughout the show on what you can claim, tips on […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe
In December 2014, Dyalekt and I traveled through Asia for 25 days and did it for $5,700. Total. For the both of us. In this week’s show, we talk about how we planned, what we stumbled through, what snafu’s we ran into along the way, and how we prioritized our spending throughout the whole trip, […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe
In Part 2 of why we believed the $72mm lie that Mohammed Islam told NY Magazine (that he made all this money investing in the stock market), we explore why we WANTED to believe his story. America and the American Dream is built on the idea of “rags to riches” narratives, being able to come […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe
Mohammed Islam was named in NY Magazine’s annual “Things We Love About New York” issue for claiming to make $72 million in the stock market. He said he started trading penny stocks at the age of 8 or 9 and that his net worth was in the 8 figures. Of course, a few days later, […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe
Do you know you have to get health insurance for 2015 but also feel completely overwhelmed? Me too. So we invited a health insurance expert on the show to answer all our questions about the Affordable Care Act, or Obamacare. We go over the most jargon-y jargon you’ll need to know, like deductible, copays, coinsurance, […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
The number two New Year’s resolution people make every year (after losing weight), is to save more money. So what stops us from saving? In this show, we go over the common reasons people don’t save and the most effective ways to get around these reasons and change your savings habits, according to your money […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe...
Tis the season to give back to your favorite non profits, and what better place to give than the… wait? The NFL is a non profit? That’s exactly what we said when we first found out, so we did some research and found ourselves down a non profit rabbit loop hole matrix. Or something like […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe
