Our Two Cents - podcast cover

Our Two Cents

KEYS® by GM Financialkeysbygmfinancial.com
How much should you spend on rent? What credit card habits are healthy? Which budgeting method is best? Our Two Cents covers these and more as it puts a new twist on personal finance conversations. Each week, hosts dive deeper into money topics you want to know but are afraid to ask.  Check out more free financial resources at keysbygmfinancial.com and follow @GMFinancial on Instagram. Information presented through Our Two Cents is not intended to provide investment, tax or legal advice and may include information on products or services not offered by GM Financial. All examples are for illustrative purposes only.
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Episodes

Our Two Cents Trailer

Our Two Cents Introducing Our Two Cents, a KEYS® by GM Financial podcast. Covering all things money and sharing personal experiences have never been this fun! Tune in each week for new episodes. keysbygmfinancial.com

May 19, 202549 sec

Pocket Change: How to Set Goals for 2025

Hoping to make changes in 2025 but don’t know where to start? This episode is for you! Tune in as Our Two Cents welcomes Ronni Orr to speak to a listener question about setting goals and achieving them for the last episode of season two. Healthy Financial Habits Module Creating a Budget Module Leasing or Buying a Car Module Want to be featured in an upcoming pocket change episode? Email ourtwocentspodcast@gmfinancial.com with your question....

Dec 23, 202417 minSeason 2Ep. 24

How to Navigate Big Financial Changes with Your Partner

Whether it’s a new job, a cross-country move, or buying and selling a home, making a big financial transition with a partner can be both exciting and stressful. Hosts Kyle and Brooke know this experience all too well and talk through this process for their last episode with Our Two Cents. KEYS Online Buying a Home Module...

Dec 11, 202421 minSeason 2Ep. 24

Pocket Change: How Can You Build a Wardrobe Without Breaking the Bank?

The clothes you wear are an expression of who you are, but with trends, seasonal changes and a variety of events to attend, it’s hard to be fashionable on a budget. Tune in as Kennedy and Allison share their experiences building personal and professional wardrobes without breaking the bank. Creating a Budget Module Healthy Financial Habits Module KEYS Online...

Nov 27, 202415 minSeason 2Ep. 23

Car Buying: Should You Lease or Buy?

Getting a new car is a big financial decision, but it can be challenging to know if leasing or buying is the best option. Tune in to this week’s episode as Allison sits down with Brian Stratton, SVP U.S. Regional Sales and Credit Operations, to break down the pros and cons of each. Leasing or Buying a Car Module GM Rewards...

Nov 13, 202428 minSeason 2Ep. 22

Pocket Change: How Should You Budget Your Expendable Income?

Heading to a game or a concert of your favorite artist is destined to be a fun time! However, when you add up the cost of entry, travel and other accommodations, the total begins to rise. Tune in to hear one listener’s debacle and how to navigate the decision-making process of deciding to go or stay home. Creating a Budget Module KEYS® Online...

Oct 30, 202416 minSeason 2Ep. 21

Budgeting for the Holidays

Family gatherings and Friendsgiving dinners bring people together. However, they aren’t always budget-friendly. If you’re trying to balance the festive season without breaking the bank, this episode is for you. Creating a Budget Module Healthy Financial Habits Module KEYS® Online...

Oct 16, 202420 minSeason 2Ep. 20

Pocket Change: Hobby Hopping

One day it’s crocheting. The next it’s rock-climbing. Then, it’s painting. The hobbies never stop because you love to try new things. But that doesn’t prove beneficial for your budget. If you’re a serial hobby hopper, this episode is for you. Tune in as Desire Nesmith joins the show to talk about all the hobbies she’s tried and how she works them into her budget. Mindful Living Module Healthy Financial Habits Module KEYS® Online...

Oct 02, 202414 minSeason 2Ep. 19

Breaking Down Company Benefits

From insurance to retirement accounts, company benefits cover a lot of ground. If you’re just starting out or are in a new role, it’s hard to truly understand what everything means. Tune in this week as Tracy Tillery, AVP Total Rewards, help break down benefits so you can confidently make decisions in your new gig. KEYS® Online 401(k) Plans Module Health Savings Account Module...

Sep 18, 202422 minSeason 2Ep. 18

Pocket Change: How Can I Start Budgeting?

Moving out on your own is exciting! But when bills start coming in, you’re forced to create a budget. Tune in to this week’s pocket change episode where Kennedy and Allison share their experiences budgeting and lessons they’ve learned along the way. KEYS® Online Healthy Financial Habits Module Want to be featured in an upcoming Pocket Change episode? Email ourtwocentspodcast@gmfinancial.com with your question....

Sep 04, 202414 minSeason 2Ep. 17

Car Insurance 101 with Andrew Rose

Car insurance – it’s something you need but hope you’ll never use. The good news? When accidents happen, it’s there to help keep you, and the people around you, protected. Special guest and President of General Motors Insurance Andrew Rose joins Our Two Cents to demystify the world of car insurance, so you can feel more prepared when you hit the road. KEYS® Online Leasing or Buying a Car Module...

Aug 21, 202431 minSeason 2Ep. 16

Pocket Change: How Can You Be Confident in Your Financial Decisions?

Feeling ready to move into an apartment, buy or lease a car, or make an investment is a mix of emotions. You’re excited to take that step. You’re anxious about how it might impact your finances. That’s all to be expected! Tune in to this episode to hear how the Our Two Cents podcast hosts navigate big financial decisions. Want to potentially be featured on an upcoming pocket change episode? Email ourtwocentspodcast@gmfinancial.com with your question. All questions are anonymous. KEYS® Online Int...

Aug 07, 202411 minSeason 2Ep. 15

Transitioning From College to a 9-5

You just graduated college and are probably wondering what the future holds. Maybe you’re moving back home or to a new city, starting your first job, or sending in applications. Whatever the case, beginning a new phase of life can bring up a lot of different emotions, but you’re not alone. This week, we share what our life looked like after we turned the tassel, trading books and exams for emails and corporate meetings. KEYS® Online Healthy Financial Habits Module...

Jul 24, 202428 minSeason 2Ep. 14

Pocket Change: Ways to Meal Plan for Your Budget

Grocery shopping can be fun, but it’s also a test of your budget. Pro tip: Don’t grocery shop hungry. This week’s pocket change episode focuses on ways to stay on budget while not compromising on delicious, nutritious meals. KEYS® Online Creating a Budget Module Want to be featured in an upcoming Pocket Change episode? Email ourtwocentspodcast@gmfinancial.com with your question....

Jul 10, 202410 minSeason 2Ep. 13

How We Keep Our Finances Organized

Your bank, credit card, investment accounts and more all have their own login, password and app. So, how do you keep it all straight? Tune in as Brooke and Allison go over their financial organization strategies and share what’s worked for them. Identity Protection Module KEYS® Online

Jun 26, 202424 minSeason 2Ep. 12

Pocket Change: How Can You Make the Most of Your Internship?

Internships are a great stepping stone when transitioning into adulthood, putting you in the driver’s seat to explore the endless possibilities of your future. Tune in as intern-turned-full-time employee Kris Scott shares his biggest takeaways from testing the waters of corporate life. KEYS® Online Preparing for Graduation Module Want to be featured in an upcoming Pocket Change episode? Email ourtwocentspodcast@gmfinancial.com with your question....

Jun 12, 202415 minSeason 2Ep. 11

Summer Travel on a Budget

It’s easy to build a bucket list of dream destinations, but getting there is another story. Whether it’s a nearby city or a trip across the world, travel requires a lot of planning. This week, former travel industry professional Frank Rodriguez joins Our Two Cents to unpack how to make the most of traveling without breaking the bank. KEYS® Online Creating a Budget Module...

May 29, 202427 minSeason 2Ep. 10

Part 2: What is a 401(k) Plan? With T. Rowe Price

Are you all in on the FIRE lifestyle? This episode is for you! Tune in to hear the second part of our conversation with T. Rowe Price’s Lindsay Theodore, a Certified Financial Planner® professional. Confident Conversations on Retirement, a T. Rowe Price podcast FIRE Lifestyle Module 401(k) Plans Module...

May 15, 202421 minSeason 2Ep. 9

Part 1: What is a 401(k) Plan? With T. Rowe Price

Saving for retirement is important, but it can be challenging to know where to start. Tune in to this episode to hear from T. Rowe Price’s Lindsay Theodore, a Certified Financial Planner® professional and frequent contributor the Confident Conversations on Retirement™ podcast, to learn more about planning for retirement. Check out Confident Conversations on Retirement, a T. Rowe Price podcast: https://www.troweprice.com/corporate/us/en/confident-conversations-on-retirement.html 401(k) Plans Modu...

May 08, 202421 minSeason 2Ep. 8

How Do You Find Work-Life Balance?

Do you live to work, or do you work to live? With only 24 hours in a day, trying to fit everything in can feel like an ongoing challenge. This week, Brooke and Allison talk about avoiding burnout while still finding time for the things that matter most — from fun and fitness to work and home life. KEYS® Online Mindful Living Module...

Apr 10, 202424 minSeason 2Ep. 7

Living Within Your Means

You hear it all the time, but what does “living within your means” actually mean? Kyle and Allison dive into this topic and the ways it applies to their personal finances in the latest episode. KEYS® Online Healthy Financial Habits Module

Apr 03, 202423 minSeason 2Ep. 6

5 Things I Wish I Knew Before Buying a Home

Buying a home is a big decision and a sometimes complicated process. Tune in as Allison shares her experience as a first-time homebuyer and what she wishes she knew before starting the process. KEYS® Online Buying a Home Course Credit Scores and Reports Module...

Mar 27, 202425 minSeason 2Ep. 5

Pocket Change: How Does Credit Impact Big Purchases?

Your credit history, health and score are all important every day. However, when you’re upgrading your car or buying a home, your credit is that much more important. Tune in to hear how it’s used and learn about free resources to learn more about credit. KEYS® Online Credit Scores and Report Module Get your free annual credit report at annualcreditreport.com...

Mar 20, 20246 minSeason 2Ep. 4

Navigating Credit Card Debt

Getting a credit card is exciting, but learning how to spend it responsibly takes practice. If you’ve racked up some debt on a credit card, listen in to hear how our hosts have managed to recover. KEYS® Online Credit Cards Module Debt Management Module...

Mar 13, 202420 minSeason 2Ep. 3

Pocket Change: How Can You Manage Your Credit?

You have a credit card and can see your credit score, but now you’re asking yourself what to do with this information. Tune in as we share how we manage to stay on top of our credit. KEYS® Online Credit Scores and Report Module

Mar 07, 20247 minSeason 2Ep. 2

Pocket Change: Budgeting for Small Treats

Welcome to season two! In this episode, we introduce a new format that you can get involved with. Pocket change episodes focus on one listener-submitted question and are 15 minutes or less. This week’s covers budgeting without having to sacrifice little treats. Want to submit your question? Email us at ourtwocentspodcast@gmfinancial.com with the subject line “Pocket Change” to share your question. KEYS® Online Creating a Budget Module...

Feb 28, 20248 minSeason 2Ep. 1

True Cost: Planning Your Wedding

From the dress and flowers to the venue and food, weddings are a huge event to plan. But how do you stay on budget? Tune in as Brooke sits down with professional events specialist and newlywed Bekah Gallagher as they walk through all things wedding planning finances. KEYS®️ Online Creating a Budget Module

Nov 08, 202324 min

How Healthy Are Your Finances?

A physician can let you know how healthy you are physically. But how do you assess your financial health? Learn what questions to ask yourself and how to keep your finances fit when you tune in to our latest episode. Healthy Financial Habits Module

Oct 18, 202323 min

Teaching Your Kids About Money

Providing solid teaching and real-world strategy is one of the best ways parents can prepare their children for a successful financial future. Tune in as Kyle Shelly shares how he’s preparing his teenage daughter for hers. KEYS®️ Online Credit Scores and Reports Module Credit Cards Module...

Sep 28, 202327 min

Balancing Act: School, Bills and a Social Life

If you’re taking on school, work and trying to have a social life, then you know it’s no small feat to balance your budget, considering the costs of tuition, books and a night out. Not to mention you’d like to have a little “fun money” as well to spend. So how do you approach your responsibilities while having a social life, too? Listen to our latest episode with host Brooke Howell and GM Financial intern Kendrick as they share experience on balancing life’s responsibilities. Budget Hacks for Co...

Sep 20, 202321 min
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