It’s an exciting time when a friend or family member asks you to be part of their wedding celebration. But it can also put a dent in your budget if you’re not careful. Learn how to stay on budget when you’re in a wedding in our latest episode. Creating a Budget Module KEYS Online...
Having a hobby can be a great outlet, but like everything, most hobbies require some type of financial commitment. In this episode, we’re sharing how we approach funding our hobby of running, how to get started, what to budget for and more. For more financial resources, visit KEYS Online. KEYS®️ Online
Living with people can be hard, especially when it comes to splitting bills and chores. Before you and your roommate sign on that dotted lease agreement line, listen to our latest episode on how we handle paying utilities, divvying up chores, house guests and more. Budget Hacks for College Module Creating a Budget Module KEYS®️ Online...
It’s a great feeling to be on your own and feel independent for the first time. But it also puts responsibility for your budget and bills all in your control. Listen to our latest episode to learn more about budgeting basics when you’re living solo. Creating a Budget Module Healthy Financial Habits Module KEYS®️ Online...
Tuition. Room. Board. Oh my! In this episode, we’re sharing about the expense of college and how we handled it. We talk about our experience with paying for college, how we budgeted for “off-and-on” campus activities and more. Paying for College Module KEYS®️ Online
Your net worth is an important part of your financial wellness, and yet it’s rarely talked about. In this episode, we’ll touch on defining net worth, how to calculate it, what it means for you and more. If you want to learn more about how you can increase your net worth, like debt management, budgeting or other healthy financial habits, visit our free resource at KEYS®️ Online. Debt Management Module Creating a Budget Module 401(k) Plans Module KEYS®️ Online...
Traveling and experiencing the sights and sounds of another city opens up a world of new discoveries. But it can get very expensive very quickly! Listen to our latest episode as our host shares all the details behind exact prices, best purchase, and unexpected expenses that can happen with traveling. KEYS®️ Online
How does being in a relationship change discussions on money? From planning trips to giving gifts, listen to our latest episode and learn how to talk through all things dollars and cents. Family Conversations About Money Module KEYS®️ Online
One minute everything is going OK. And the next, you’re faced with an emergency that you may not have the funds to cover. Our latest episode features hosts sharing how they prepared for the unexpected. Health Savings Account Module Building Emergency Savings Module KEYS®️ Online...
Whether it’s your first place after entering the workforce or a relocation with family in tow, moving is a big decision, and there’s lots to consider. In this episode, we touch on some of the costs of moving, how we’ve handled moving, factors that impacted our decision to move, and more. Want to learn more about what was discussed in this week’s episode? Check out our Creating a Budget Module for free on KEYS®️ Online. Creating a Budget Module KEYS®️ Online...
Questions about work, hobbies and family are fairly standard when you start dating someone. And so should questions about your future partner’s money outlook. Before your next date, listen to our latest episode on dating and finances, where we talk who pays on the first date, how much to spend and more. Debt Management Module Creating a Budget Module KEYS Online...
Sometimes the best financial lessons come from your worst spending decisions. You’re making your own money and get to decide how you want to part with it. But are you ready? Explore with us some of the best and worst purchasing decisions we made in our 20s. For more financial resources, check out the Financial Foundations Course from KEYS Online. Financial Foundations Course KEYS®️ Online...
Mistakes like late payments, having too many credit cards, high balances, making minimum payments, and even canceling cards can damage your credit score. Listen in as we share how to overcome them and restore your score. Credit Cards Module Healthy Financial Habits Module Keys®️ Online...
Whether you just landed a new full-time job or got a raise, making more money can mean more spending. Maybe you’re treating yourself to some new shoes or a vacation or some other big-ticket item; you’ve earned it, right? If you’re not careful, that raise, or new income might be spent before you know it. In this episode of Our Two Cents, we cover lifestyle creep and how to avoid it. Want to be prepared to avoid lifestyle creep? Check out these free KEYS Online modules: 401(k) Plans Module and Cre...
Do you find yourself worried about your financial situation? Well, you’re not alone! We, too, struggle with financial (or money) anxiety. In this week’s episode, Allison and Brooke talk about their fears and anxiety about money and share their experience on how they reduce stress about their bank accounts. Mindful Living Module KEYS® Online...
Live your best life without breaking the bank. In this episode, we’re sharing our experiences with traveling without it costing an arm and a leg. We’ll talk about some of our most memorable traveling experiences, how we approach budgeting for those trips and future trips, how to make the most of your trips and more. KEYS® Online
Arguably the most important three numbers you’ll ever have, credit is key. But how do you establish it when you’re starting fresh? We’ll touch on what our first credit experience was like, how we maintain and build our credit, and other decisions impacted by credit. Credit Cards Module KEYS Online
Fur babies, four-legged friends, doggo, puppers, whatever you call man’s best friend, there’s a lot to consider before adding a dog to your family. Luckily, we’ve got a seasoned pro when it comes to getting a pet pup. If you’re considering a pet, you don’t want to miss this episode. Want to be financially prepared to bring a pet home? Check out our free resources that cover topics like budgeting, savings or emergency funds, visit KEYS Online. KEYS Online...
From caps and gowns to travel, graduation is a big (and expensive) day. In this episode, we touch on some of the expected and unexpected costs of graduation, what decisions we made shortly after graduating and more. Preparing for Graduation Module KEYS Online
From fender benders to broken bones, life happens, and emergencies can happen to anyone. But don’t fear! Your preparedness starts now with our deep dive on emergency savings. We’ll share our experiences with unplanned expenses, how that impacted our budgets, our approach to rainy day savings now and more. Building Emergency Savings Module KEYS Online...
Writing down every cent you spend feels like overkill, but having no clue how much you spent is a recipe for disaster. We’re here to help. Learn about budgeting basics, our favorite and least favorite budgeting methods and more in this week’s episode. Creating a Budget Module KEYS Online
