Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2416: Joint Bank Account Pros and Cons in Marriage by Andy Hill of Marriage Kids and Money on Finance and Marriage

Andy Hill of Marriage Kids And Money talks about the pros and cons of having a joint bank account Episode 2416: Joint Bank Account Pros and Cons in Marriage by Andy Hill of Marriage Kids and Money on Finance and Marriage Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young f...

Aug 18, 202312 minEp. 2416

2415: How I Almost Committed Financial Suicide by Lisa Harrison of Mad Money Monster on Overspending on a Home

Lisa Harrison of Mad Money Monster talks about how she almost committed financial suicide Episode 2415: How I Almost Committed Financial Suicide by Lisa Harrison of Mad Money Monster on Overspending on a Home Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride them...

Aug 17, 202310 minEp. 2415

2414: Passing On Your Money Skills by Tania Brown of Financial Finesse on Teaching Kids About Money and Adulthood

Tania Brown with Financial Finesse talks about passing on your money skills Episode 2414: Passing On Your Money Skills by Tania Brown of Financial Finesse on Teaching Kids About Money and Adulthood After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guida...

Aug 16, 202310 minEp. 2414

2413: A Reminder: You Probably Make A Lot More Than You Think by Kevin of Financial Panther on Money Perspective

Kevin of Financial Panther reminds you that you probably make a lot more than you think Episode 2413: A Reminder: You Probably Make A Lot More Than You Think by Kevin of Financial Panther on Money Perspective Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, tr...

Aug 15, 202310 minEp. 2413

2412: How To Buy Real Estate With A Self-Directed IRA by Courtney Luke of Arrest Your Debt

Courtney Luke teaches you how to buy real estate with a self-directed IRA Episode 2412: How To Buy Real Estate With A Self-Directed IRA by Courtney Luke of Arrest Your Debt Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income. There are three main areas of focus for Arrest Your Debt: 1...

Aug 14, 202313 minEp. 2412

2411: Think Bigger to Motivate Yourself by Tynan on Finding Motivational Opportunities

Tynan encourages us to think bigger as a means of motivating ourselves. Episode 2411: Think Bigger to Motivate Yourself by Tynan on Finding Motivational Opportunities Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featur...

Aug 13, 202310 minEp. 2411

2410: 4 Reasons You Should Cut (and Keep Cutting) Your Expenses by Robert Morris with Money Mini Blog

Robert Morris of Money Mini Blog provides 4 reasons that you should keep cutting your expenses. Episode 2410: 4 Reasons You Should Cut (and Keep Cutting) Your Expenses by Robert Morris with Money Mini Blog Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to h...

Aug 13, 202310 minEp. 2410

2409: [Part 2] 14 Months, 18 Countries, $10,000 – How to Quit Your Job and Travel The World by Craig Stephens of RBD

Craig Stephens of Retire Before Dad shares how to quit your job and travel the world. This is part 2 of 2. Episode 2409: [Part 2] 14 Months, 18 Countries, $10,000 – How to Quit Your Job and Travel The World by Craig Stephens of RBD Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you c...

Aug 12, 202311 minEp. 2409

2408: [Part 1] 14 Months, 18 Countries, $10,000 – How to Quit Your Job and Travel The World by Craig Stephens of RBD

Craig Stephens of Retire Before Dad shares how to quit your job and travel the world. This is part 1 of 2. Episode 2408: [Part 1] 14 Months, 18 Countries, $10,000 – How to Quit Your Job and Travel The World by Craig Stephens of RBD Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you c...

Aug 11, 202310 minEp. 2408

2407: How To Invest In Farmland by Robert Farrington of The College Investor on Alternate Investment Strategies and REITs

Robert Farrington of The College Investor talks about how to invest in farmland Episode 2407: How To Invest In Farmland by Robert Farrington of The College Investor on Alternate Investment Strategies and REITs Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started T...

Aug 10, 202310 minEp. 2407

2406: Get More For Your Money by Stacy Kaiser of Live Happy on Investing in Experiences

Stacy Kaiser of Live Happy talks about getting more for your money Episode 2406: Get More For Your Money by Stacy Kaiser of Live Happy on Investing in Experiences Live Happy takes you on a journey to find your authentic happiness in life, at work and at home through inspiring stories and hands-on tips rooted in the science of positive psychology. The original post is located here: https://www.livehappy.com/relationships/get-more-for-your-money/ Visit Me Online at OLDPodcast.com Interested in adv...

Aug 09, 20239 minEp. 2406

2405: Best Ways to Build an Emergency Fund by Vicki Cook and Amy Blacklock of Women Who Money

Amy Blacklock and Vicki Cook of Women Who Money share the best ways to build an emergency fund Episode 2405: Best Ways to Build an Emergency Fund by Vicki Cook and Amy Blacklock of Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work...

Aug 08, 202311 minEp. 2405

2404: Six Percent is the New Four Percent by Paula Pant of Afford Anything on Safe Withdrawal Rate

Paula Pant of Afford Anything explains why six percent is the new four percent. Episode 2404: Six Percent is the New Four Percent by Paula Pant of Afford Anything on Safe Withdrawal Rate Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also...

Aug 07, 202312 minEp. 2404

2403: Effectively Respond to Danger by Calming Your Daily Worries by Ingrid Y. Helander on How to Stay Calm and Ready

Ingrid Y. Helander tells us how to understand and prepare for the dangers you perceive. Episode 2403: Effectively Respond to Danger by Calming Your Daily Worries by Ingrid Y. Helander on How to Stay Calm and Ready Ingrid began her career in Marriage and Family Therapy after she had her three children. After her youngest son was diagnosed with a chronic illness, she decided that she wanted to train to work alongside people as they work through life’s difficulties. She has a Master’s Degree in Mar...

Aug 06, 202311 minEp. 2403

2402: Why Selling Things is a Waste of Your Time by Rose Lounsbury on Time and Money

Rose Lounsbury tells us why selling things is a waste of our time. Episode 2402: Why Selling Things is a Waste of Your Time by Rose Lounsbury on Time and Money Rose Lounsbury is a keynote speaker, Amazon bestselling author, simplicity coach, and still-sane mom of triplets. (Yes, you heard that right!) She helps overwhelmed people create open spaces in their homes, workspaces, and more importantly–their minds–by letting go of the excess stuff that gets in the way. Rose started her own simplicity ...

Aug 06, 202310 minEp. 2402

2401: 8 Unusual Things to Hold in Your IRA by Jeff Rose of Good Financial Cents on Little Known IRA Facts

Jeff Rose talks about 8 unusual things to hold in your IRA Episode 2401: 8 Unusual Things to Hold in Your IRA by Jeff Rose of Good Financial Cents on Little-Known IRA Facts Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post ...

Aug 05, 202312 minEp. 2401

2400: Why Paying For A Storage Unit Is A Waste of Money by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner of Making Sense of Cents talks about why a storage unit is a waste of money Episode 2400: Why Paying For A Storage Unit Is A Waste of Money by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and l...

Aug 04, 202310 minEp. 2400

2399: The Three Most Common Ways To Achieve FIRE by Christina Browning of Our Rich Journey on Retirement Strategie

Christina Browning of Our Rich Journey talks about the three most common ways to achieve FIRE Episode 2399: The Three Most Common Ways To Achieve FIRE by Christina Browning of Our Rich Journey on Retirement Strategies Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence...

Aug 03, 202312 minEp. 2399

2398: Do This With Your Vacation Time From Your Job to Make More Money by Dustin Heiner of Master Passive Income

Dustin Heiner helps you use your vacation time to your advantage. Episode 2398: Do This With Your Vacation Time From Your Job to Make More Money by Dustin Heiner of Master Passive Income Dustin is the founder of Master Passive Income, Real Estate Wealth Builders Conference (REWBCON) and Successfully Unemployed. He is a real estate investor who was able to make enough passive income from his business to quit his job when he was 37 years old. With his podcast, Youtube channel, books, courses, and ...

Aug 02, 20239 minEp. 2398

2397: How Much Car Can You Afford? by Chris of Keep Thrifty on Car Payments and Choosing the Right Car

Chris of Keep Thrifty asks how much car you can afford Episode 2397: How Much Car Can You Afford? by Chris of Keep Thrifty on Car Payments and Choosing the Right Car Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve g...

Aug 01, 202311 minEp. 2397

2396: When is the Best Time to Get a Reverse Mortgage? Wait or Act Now? by the Editorial Team of New Retirement

The Editorial Team of NewRetirement talks about when the best time is to get a reverse mortgage Episode 2396: When is the Best Time to Get a Reverse Mortgage? Wait or Act Now? by the Editorial Team of New Retirement NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in cus...

Jul 31, 202312 minEp. 2396

2395: Matter Over Mind: On Using Your Body to Increase Your Well-Being by Cylon George of SpiritualLivingForBusyPeople

Cylon George talks about how we can use our bodies to increase our overall wellbeing. Episode 2395: Matter Over Mind: On Using Your Body to Increase Your Well-Being by Cylon George of SpiritualLivingForBusyPeople Cylon George is a spiritual chaplain, musician, devoted husband, and busy dad of six. He loves listening to people’s stories and helping them gain perspective on life’s opportunities and challenges. The mission of his blog is to help busy people thrive in their spiritual lives so they c...

Jul 30, 202310 minEp. 2395

2394: Why Stock Investors Shouldn't Watch TV by Vitaliy Katsenelson of Contrarian Edge on Investment Strategies

Vitaliy Katsenelson of Contrarian Edge cautions stock investors to not watch TV. Episode 2394: Why Stock Investors Shouldn't Watch TV by Vitaliy Katsenelson of Contrarian Edge on Investment Strategies Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/why-stock-investo...

Jul 30, 20239 minEp. 2394

2393: [Part 2] Getting a Mortgage When You Have Assets But No Income by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick of Can I Retire Yet talks about getting a mortgage when you have assets but no income. This is part 2 of 2. Episode 2393: [Part 2] Getting a Mortgage When You Have Assets But No Income by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the...

Jul 29, 202311 minEp. 2393

2392: [Part 1] Getting a Mortgage When You Have Assets But No Income by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick of Can I Retire Yet talks about getting a mortgage when you have assets but no income. This is part 1 of 2. Episode 2392: [Part 1] Getting a Mortgage When You Have Assets But No Income by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the...

Jul 28, 202312 minEp. 2392

2391: Will Retirement Be Depressing? by Fritz Gilbert of The Retirement Manifesto on Finding Joy Later in Life

Fritz Gilbert talks about whether or not retirement will be depressing Episode 2391: Will Retirement Be Depressing? by Fritz Gilbert of The Retirement Manifesto on Finding Joy Later in Life Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement an...

Jul 27, 202311 minEp. 2391

2390: Five Steps to Begin Saving for Retirement in Your Twenties by Tiffany Aliche of The Budgetnista

Tiffany Aliche of The Budgetnista helps twenty-somethings begin saving for retirement Episode 2390: Five Steps to Begin Saving for Retirement in Your Twenties by Tiffany Aliche of The Budgetnista Tiffany Aliche, is an award-winning teacher of financial education and is quickly becoming America’s favorite, personal finance expert. She has made it her mission to empower women and provide them with access to the tools and resources needed to create a better life for themselves and their families. T...

Jul 26, 202310 minEp. 2390

2389: The Secret to Staying Motivated When Getting Out of Debt by Jackie Beck on Understanding Financial Motivation

Jackie Beck shares the secret to staying motivated when getting out of debt Episode 2389: The Secret to Staying Motivated When Getting Out of Debt by Jackie Beck on Understanding Financial Motivation Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forb...

Jul 25, 202310 minEp. 2389

2388: Is It The Right Time To Convert To Roth? by Erik Carter with Financial Finesse on Good Investment Decisions

Erik Carter with Financial Finesse discusses whether or not it's the right time to convert to Roth Episode 2388: Is It The Right Time To Convert To Roth? by Erik Carter with Financial Finesse on Good Investment Decisions After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly u...

Jul 24, 202312 minEp. 2388

2387: 3 Science-Backed Daily Habits for a Life of Happiness and Success by Michael Mehlberg on Improving Productivity

Michael Mehlberg shares three habits we can start to insure a life of happiness and success. Episode 2387: 3 Science-Backed Daily Habits for a Life of Happiness and Success by Michael Mehlberg on Improving Productivity Michael Mehlberg is an entrepreneur and certified agile project manager who specializes in productivity and organization systems. His blog has been called "The Owners Manual to an Awesome Life" and helps high-achieving entrepreneurs master their life and business - crushing their ...

Jul 23, 202310 minEp. 2387
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