Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2386: The Paradox of Money by Mr. 1500 for Budgets Are Sexy on Money and Priorities

Mr. 1500 of Budgets Are Sexy talks about the paradox of money. Episode 2386: The Paradox of Money by Mr. 1500 for Budgets Are Sexy on Money and Priorities J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “...

Jul 23, 202310 minEp. 2386

2385: Frugality in Practice: Do-it-Yourself Home Maintenance by JD Roth of Get Rich Slowly

J.D. Roth of Get Rich Slowly talks about how to save money via DIY home maintenance Episode 2385: Frugality in Practice: Do-it-Yourself Home Maintenance by JD Roth of Get Rich Slowly J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your o...

Jul 22, 202310 minEp. 2385

2384: The True Cost of a Speeding Ticket by Ramit Sethi of I Will Teach You to Be Rich

Ramit Sethi discusses the true cost of a speeding ticket Episode 2384: The True Cost of a Speeding Ticket by Ramit Sethi of I Will Teach You to Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Tea...

Jul 21, 202314 minEp. 2384

2383: 4 Steps to Mastering the Cash Envelope System by Amanda Brownlow on Budgeting and Tracking Spending

Amanda Brownlow of Hello Brownlow shares 4 steps to mastering the cash envelope system Episode 2383: 4 Steps to Mastering the Cash Envelope System by Amanda Brownlow on Budgeting and Tracking Spending Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient. She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey ...

Jul 20, 202310 minEp. 2383

2382: [Part 2] How The Game of Life Teaches Personal Finance by ESI of ESI Money

ESI of ESI Money talks about how The Game of Life teaches personal finance. This is part 2 of 2. Episode 2382: [Part 2] How The Game of Life Teaches Personal Finance by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, inves...

Jul 19, 202311 minEp. 2382

2381: [Part 1] How The Game of Life Teaches Personal Finance by ESI of ESI Money

ESI of ESI Money talks about how The Game of Life teaches personal finance. This is part 1 of 2. Episode 2381: [Part 1] How The Game of Life Teaches Personal Finance by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, inves...

Jul 18, 202310 minEp. 2381

2380: The Red Queen of Investing by Nick Maggiulli of Of Dollars and Data on Realities of Investing

Nick Maggiulli talks about the realities of investing Episode 2380: MONDAY MASTERY - The Red Queen of Investing by Nick Maggiulli of Of Dollars and Data on Realities of Investing The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchase...

Jul 17, 202313 minEp. 2380

2379: A Couple's Guide to Complaining by John Beaty with the Gottman Institute on Conflict Resolution in Relationships

John Beaty with The Gottman Institute instructs couples on how to properly complain. Episode 2379: A Couple's Guide to Complaining by John Beaty with the Gottman Institute on Conflict Resolution in Relationships The Gottman Institute understands that the human family is in crisis, and that all individuals are capable of and deserve compassion. It is their mission to reach out to families in order to help create and maintain greater love and health in relationships. They are committed to an ongoi...

Jul 16, 202310 minEp. 2379

2378: Is Your Relationship with Money Broken By The Finance Twins on Being Rich versus Being Wealthy

The Finance Twins wonder if your relationship with money is broken. Episode 2378: Is Your Relationship with Money Broken By The Finance Twins on Being Rich versus Being Wealthy Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how ...

Jul 16, 202311 minEp. 2378

2377: Building a Diversified Bond Portfolio by Robert Farrington of The College Investor

Robert Farrington of The College Investor talks about building a diversified bond portfolio Episode 2377: Building a Diversified Bond Portfolio by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor i...

Jul 15, 202312 minEp. 2377

2376: How Misplaced Financial Priorities Lead to Lame Excuses by Len Penzo

Len Penzo talks about the risks of bad financial priorities Episode 2376: How Misplaced Financial Priorities Lead to Lame Excuses by Len Penzo Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog. Len’s personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffingt...

Jul 14, 202310 minEp. 2376

2375: Who is Eligible For an FHA Loan? by Andrew of Dollar After Dollar

Andrew of Dollar After Dollar tells us who is eligible for an FHA loan Episode 2375: Who is Eligible For an FHA Loan? by Andrew of Dollar After Dollar Andrew is the founder of Dollar After Dollar, a website dedicated to helping readers improve their finances through better personal finance decisions and entrepreneurship. He also founded and hosts the podcast entitled The Personal Finance Podcast The original post is located here: https://www.dollarafterdollar.com/who-is-eligible-for-an-fha-loan/...

Jul 13, 202311 minEp. 2375

2374: How To Teach A Curious Friend About Financial Independence by A Purple Life

A Purple Life helps you teach your friends about financial independence Episode 2374: How To Teach A Curious Friend About Financial Independence by A Purple Life A Purple Life was started by an anonymous writer in 2015. They hatched a plan to retire in 10 years at 35, and with the help of decreased spending, increased wages, and geoarbitrage, they reached their goal in half the time and retired in 2020 at age 30. A Purple Life catalogues their journey to and through early retirement The original...

Jul 12, 202310 minEp. 2374

2373: How to Retire in Under Ten Years by Christina Browning of Our Rich Journey

Christina Browning of Our Rich Journey talks about how to retire in under 10 years Episode 2373: How to Retire in Under Ten Years by Christina Browning of Our Rich Journey Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired! If you’re inte...

Jul 11, 202312 minEp. 2373

2372: Honey, I Forgot to Deduct the Mortgage Interest! by Laura Adams With Good Financial Cents

Laura Adams with Jeff Rose talks about deducting your mortgage interest Episode 2372: Honey, I Forgot to Deduct the Mortgage Interest! by Laura Adams With Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original po...

Jul 10, 202311 minEp. 2372

2371: Don't Escape. Get Inspired by Steve Kamb on How To Find Inspiration & Improve Every Day

Steve Kamb of Nerd Fitness encourages you to get inspired Episode 2371: Don't Escape. Get Inspired by Steve Kamb on How To Find Inspiration & Improve Every Day Steve Kamb started exercising back in high school without really knowing what he was doing. Through high school and college, he made every training mistake known to man and got zero results. It wasn’t until he graduated college and learned the right way to train that he started to see positive changes. He's a nerd, but likes fitness… so w...

Jul 09, 20239 minEp. 2371

2370: Life Without Cable - Start Saving More Money Today by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner of Making Sense of Cents talks about how to save more money by living a life without cable. Episode 2370: Life Without Cable - Start Saving More Money Today by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring No...

Jul 09, 20239 minEp. 2370

2369: 5 Ways to Reduce Your Debt Payments by James Lambridis on Strategies For Debt Relief

James Lambridis of DebtMD shares 5 ways to reduce your debt payments Episode 2369: 5 Ways to Reduce Your Debt Payments by James Lambridis on Strategies For Debt Relief With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox Business The original content is located here: https://debtmd.com Visit Me...

Jul 08, 202310 minEp. 2369

2368: We Should Have Rented Instead of Buying by Amanda Kruse on Considerations Before Buying a Home

Amanda Kruse of Women Who Money regrets buying instead of renting Episode 2368: We Should Have Rented Instead of Buying by Amanda Kruse on Considerations Before Buying a Home The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time t...

Jul 07, 202311 minEp. 2368

2367: [Part 2] Multi-Generational Tax Minimization by Jeremy of Go Curry Cracker on Saving For Your Kids

Jeremy Jacobson of Go Curry Cracker talks about multi-generational tax minimization. This is part 2 of 2. Episode 2367: [Part 2] Multi-Generational Tax Minimization by Jeremy of Go Curry Cracker on Saving For Your Kids Winnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in search of new flavors and images. Jeremy Jacobson is from the U...

Jul 06, 202311 minEp. 2367

2366: [Part 1] Multi-Generational Tax Minimization by Jeremy of Go Curry Cracker on Saving For Your Kids

Jeremy Jacobson of Go Curry Cracker talks about multi-generational tax minimization. This is part 1 of 2. Episode 2366: [Part 1] Multi-Generational Tax Minimization by Jeremy of Go Curry Cracker on Saving For Your Kids Winnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in search of new flavors and images. Jeremy Jacobson is from the U...

Jul 05, 202313 minEp. 2366

2365: How To Save Money On Your Home Insurance by Courtney Luke of Arrest Your Debt on Insurance Tips

Courtney Luke teaches you how to save money on your home insurance Episode 2365: How To Save Money On Your Home Insurance by Courtney Luke of Arrest Your Debt on Insurance Tips Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income. There are three main areas of focus for Arrest Your Deb...

Jul 04, 202312 minEp. 2365

2364: MONDAY MASTERY - QCDs and the FI Community by Sean Mullaney of FI Tax Guy

Sean Mullaney of FI Tax Guy discusses QCDs and the FI community Episode 2364: MONDAY MASTERY - QCDs and the FI Community by Sean Mullaney of FI Tax Guy Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and ...

Jul 03, 202314 minEp. 2364

2363: In Defense of the Worry Warts by Greg Audino on Dealing with Uncertainty

Greg Audino talks about the three different layers of worry and if it's justifiable. Episode 2363: In Defense of the Worry Warts by Greg Audino on Dealing with Uncertainty Greg Audino is both a certified life coach and an actor. He combines his passions to create short and digestible videos which shine new light on the turbulent areas of life that many of us already have our minds made up about. Constantly seeking to share new insight, Audino uses humor and a variety of PG-13 examples to offer a...

Jul 02, 202311 minEp. 2363

2362: Do I Know Who I Am - Can Anyone Really Answer That Question by Helene Massicotte of Free To Pursue

Helene Massicotte of Free To Pursue wonders if anyone can really answer the question of who they truly are. Episode 2362: Do I Know Who I Am - Can Anyone Really Answer That Question by Helene Massicotte of Free To Pursue Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corpora...

Jul 02, 202310 minEp. 2362

2361: The Lazy Person’s Guide to Money by Jessica Jokisch with Christine Luken on a Simple Approach to Personal Finance

Jessica Jokisch with Christine Luken shares the lazy person's guide to money Episode 2361: The Lazy Person’s Guide to Money by Jessica Jokisch with Christine Luken on a Simple Approach to Personal Finance Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner! As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off sta...

Jul 01, 202310 minEp. 2361

2360: Two Roads To Financial Independence by Jesse Cramer of Best Interest Blog on Achieving Financial Independence

Jesse Cramer shares the two roads to financial independence Episode 2360: Two Roads To Financial Independence by Jesse Cramer of Best Interest Blog on Achieving Financial Independence Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances. He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet. Fast forward to now. So ...

Jun 30, 202310 minEp. 2360

2359: As A W-2 Employee, You Pay The Highest Taxes by Chris Odegard of The Prolific Investor on Tax Information

Chris Odegard of The Prolific Investor reminds W-2 employees that they pay the highest taxes Episode 2359: As A W-2 Employee, You Pay The Highest Taxes by Chris Odegard of The Prolific Investor Chris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a necessity. The original post is located here: https://theprolificinvestor.net/20-as...

Jun 29, 202310 minEp. 2359

2358: The Simple (Unconventional) Way to Form Spending Habits So You Never Have to Think About Your Expenditure Again by Charlie Brown

Charlie Brown of Simple and Straightforward helps you form good spending habits Episode 2358: The Simple (Unconventional) Way to Form Spending Habits So You Never Have to Think About Your Expenditure Again by Charlie Brown Simple and Straightforward questions everything we think of as normal. This publication may have its roots in minimalism and simple living, but it goes so much beyond decluttering and living with less. It's about deciphering the complexities of modern life one article at a tim...

Jun 28, 202311 minEp. 2358

2357: 10 Lessons About Life and Money After Attending FinCon by Julien Saunders of Rich and Regular

Julien Saunders of Rich and Regular talks about what he learned after attending FinCon Episode 2357: 10 Lessons About Life and Money After Attending FinCon by Julien Saunders of Rich and Regular Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. The...

Jun 27, 202311 minEp. 2357
For the best experience, listen in Metacast app for iOS or Android
Open in Metacast