Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2236: The Worst Money Advice I’ve Ever Heard by Michelle Schroeder-Gardner

Michelle Schroeder-Gardner of Making Sense of Cents shares the worst money advice she's ever heard Episode 2236: The Worst Money Advice I’ve Ever Heard by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more a...

Mar 13, 202310 minEp. 2236

2235: Breaking The Habit of Being Critical: Four Ways To Show Kindness to Your Partner by Dr. Margaret Rutherford

Dr. Margaret Rutherford shares 4 ways that couples can create kindness with one another. Episode 2235: Breaking The Habit of Being Critical: Four Ways To Show Kindness to Your Partner by Dr. Margaret Rutherford Dr. Margaret Rutherford has been a psychologist in private practice for over twenty-five years. She’s the author of “Perfectly Hidden Depression”, and hosts a weekly podcast, SelfWork with Dr. Margaret Rutherford, where she offers compassionate common-sense directions, ideas and goals tow...

Mar 12, 202311 minEp. 2235

2234: Why Your House Is A Terrible Investment by JL Collins

JL Collins of JLCollinsNH.com shares why your house is a terrible investment. Episode 2234: Why Your House Is A Terrible Investment by JL Collins Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a ...

Mar 12, 202312 minEp. 2234

2233: How to Create a Minimalist Budget by Amanda Brownlow

Amanda Brownlow of Hello Brownlow talks about how to create a minimalist budget Episode 2233: How to Create a Minimalist Budget by Amanda Brownlow Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient. She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, ...

Mar 11, 202311 minEp. 2233

2232: [Part 2] What Are The Costs Of Working? by Marjolein Dilven

Marjolein Dilven talks about the costs of working. This is part 2 of 2. Episode 2232: [Part 2] What Are The Costs Of Working? by Marjolein Dilven Marjolein is the founder of Radical FIRE. She has a finance and economics background with a master’s in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach your financial goals and have fun while doing it! The original post is located here: https://radicalfire.c...

Mar 10, 202310 minEp. 2232

2231: [Part 1] What Are The Costs Of Working? by Marjolein Dilven

Marjolein Dilven talks about the costs of working. This is part 1 of 2. Episode 2231: [Part 1] What Are The Costs Of Working? by Marjolein Dilven Marjolein is the founder of Radical FIRE. She has a finance and economics background with a master’s in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach your financial goals and have fun while doing it! The original post is located here: https://radicalfire.c...

Mar 09, 202310 minEp. 2231

2230: Frugal or Cheap: How to Tell and Why it Matters by Vicki Cook and Amy Blacklock

Amy Blacklock and Vicki Cook of Women Who Money compare frugality to cheapness Episode 2230: Frugal or Cheap: How to Tell and Why it Matters by Vicki Cook and Amy Blacklock The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to ...

Mar 08, 202312 minEp. 2230

2229: Why I Prefer a Spreadsheet to Track Expenses & Manage My Finances by Len Penzo

Len Penzo talks about using a spreadsheet to track expenses Episode 2229: Why I Prefer a Spreadsheet to Track Expenses & Manage My Finances by Len Penzo Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog. Len’s personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, Th...

Mar 07, 202311 minEp. 2229

2228: How to Cheat On Your Taxes Legally by Richard Close

Richard Close with Get Rich Slowly teaches you how to cheat on your taxes legally Episode 2228: How to Cheat On Your Taxes Legally by Richard Close J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original pos...

Mar 06, 202311 minEp. 2228

2227: The Truth About Sun Exposure by Melani Schweder

Melani Schweder of A Brighter Wild shares the truth about sun exposure. Episode 2227: The Truth About Sun Exposure by Melani Schweder Melani Schweder is a Certified Health Coach, Reiki Master/Teacher, and guide for those who want to live life in full color, even through hardships like chronic illness, divorce, or other struggle. Her own health issues led her to dig deep into alternative/natural health and take sustainable, self-guided steps towards recovery. She is passionate about holistic meth...

Mar 05, 202313 minEp. 2227

2226: Snatch Up Your Long-Lost Money by J. Money

J. Money of Budgets Are Sexy shares how to snatch up your long-lost money. Episode 2226: Snatch Up Your Long Lost Money by J. Money J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short y...

Mar 05, 202311 minEp. 2226

2225: Three Phases of Money Feelings by Chris of Keep Thrifty

Chris of Keep Thrifty talks about the three phases of money feelings Episode 2225: Three Phases of Money Feelings by Chris of Keep Thrifty Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success sto...

Mar 04, 202311 minEp. 2225

2224: Life Insurance Beneficiary by Jeff Rose

Jeff Rose talks about life insurance beneficiaries Episode 2224: Life Insurance Beneficiary by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/beneficiary-revi...

Mar 03, 202312 minEp. 2224

2223: 9 Painless Ways To Trick Yourself Into Spending Less by Sarah Von Bargen

Sarah Von Bargen shares 9 painless ways to trick yourself into spending less Episode 2223: 9 Painless Ways To Trick Yourself Into Spending Less by Sarah Von Bargen Sarah has consulted, strategized, and ghostwritten for hundreds of companies, bloggers, and entrepreneurs. Her clients include fashion labels, authors, life coaches, photographers, restaurants, psychologists, interior designers, and people who wouldn’t want you to know they have a ghostwriter. In addition to writing three books and an...

Mar 02, 202312 minEp. 2223

2222: [Part 2] The Price of Inattention by Michael Smith

Michael Smith with Financial Finesse talks about the price of inattention. This is part 2 of 2. Episode 2222: [Part 2] The Price of Inattention by Michael Smith After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, ...

Mar 01, 202311 minEp. 2222

2221: [Part 1] The Price of Inattention by Michael Smith

Michael Smith with Financial Finesse talks about the price of inattention. This is part 1 of 2. Episode 2221: [Part 1] The Price of Inattention by Michael Smith After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, ...

Feb 28, 202310 minEp. 2221

2220: Managing College Costs by Offering an Incentive by ESI of ESI Money

ESI of ESI Money talks about managing college costs Episode 2220: Managing College Costs by Offering an Incentive by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, bu...

Feb 27, 202311 minEp. 2220

2219: The Morning Routine Effect (What to Expect and How to Get Started) by Courtney Carver

Courtney Carver of Be More With Less shares the morning routine effect. Episode 2219: The Morning Routine Effect (What to Expect and How to Get Started) by Courtney Carver Courtney Carver was stopped in her tracks with a scary MS diagnosis after decades of debt, discontent, and trying to do it all. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end ...

Feb 26, 202310 minEp. 2219

2218: 7 Things You Will Never Regret Spending Money On by Jennifer of SimplyFiercely

Jennifer of Simply Fiercely shares 7 things you will never regret spending money on. Episode 2218: 7 Things You Will Never Regret Spending Money On by Jennifer of SimplyFiercely Jennifer is a traveller, minimalist and dream chaser. She grew up near Baltimore, Maryland but she caught a bad case of wanderlust at an early age and it has taken her all over the world. She is a reformed shopaholic turned minimalist and believes that clearing out the clutter is a vital part of creating a life you love....

Feb 26, 202311 minEp. 2218

2217: What Is A Direct Student Loan? Here Are Important Pros and Cons by Robert Farrington

Robert Farrington of The College Investor talks about direct student loans Episode 2217: What Is A Direct Student Loan? Here Are Important Pros and Cons by Robert Farrington Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a for...

Feb 25, 202311 minEp. 2217

2216: Your Credit Score is Not Important (And It Also Is) by Christine Luken

Christine Luken talks about the importance of your credit score Episode 2216: Your Credit Score is Not Important (And It Also Is) by Christine Luken Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner! As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net...

Feb 24, 202311 minEp. 2216

2215: Financial Mass Destruction by Jesse Cramer

Jesse Cramer talks about financial mass destruction Episode 2215: Financial Mass Destruction by Jesse Cramer Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances. He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet. Fast forward to now. So much has changed. -The Best Interest was nominated for 2022 "Personal Finan...

Feb 23, 202315 minEp. 2215

2214: 5 Tips to Manage Student Loans AND What is Student Loan Deferment? by James Lambridis

James Lambridis of DebtMD shares two short posts covering how to manage student loans and student loan deferment Episode 2214: 5 Tips to Manage Student Loans AND What is Student Loan Deferment? by James Lambridis With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox Business The original posts a...

Feb 22, 202312 minEp. 2214

2213: My Fear of Spending is a Form of Imposter Syndrome by Kiersten Saunders

Kiersten Saunders of Rich and Regular talks about the link between imposter syndrome and the fear of spending Episode 2213: My Fear of Spending is a Form of Imposter Syndrome by Kiersten Saunders Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Th...

Feb 21, 202313 minEp. 2213

2212: Check Your Emotions at the Door if You Want to Climb Out of Debt by Brian Fourman

Brian Fourman with Jackie Beck tells you check your emotions at the door if you want to climb out of debt Episode 2212: Check Your Emotions at the Door if You Want to Climb Out of Debt by Brian Fourman Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Fo...

Feb 20, 202311 minEp. 2212

2211: How To Transform Loneliness Into Joyful Solitude by Kat Medina

Kat Medina tells us how we can transform loneliness into joyful solitude. Episode 2211: How To Transform Loneliness Into Joyful Solitude by Kat Medina As a child, Kat Medina wanted to be MacGyver when she grew up. Now, as the founder and Creative Director of a Silicon Valley startup, she's become a well-traveled bookworm who finds creative solutions to entrepreneurial challenges with the resourcefulness of a figurative shoelace, paperclip, and bubblegum. Her forthcoming book, The Joys of Jet Lag...

Feb 19, 202310 minEp. 2211

2210: A Surprising Contender for Tax-Efficient Retirement Saving by Darrow Kirkpatrick

Darrow Kirkpatrick of Can I Retire Yet shares a surprising contender for tax-efficient retirement saving. Episode 2210: A Surprising Contender for Tax-Efficient Retirement Saving by Darrow Kirkpatrick Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prude...

Feb 19, 202316 minEp. 2210

2209: My Solution to Overcoming Burnout: Diversify My Income by Dr. Disha Spath

Dr. Disha Spath shares why diversifying income helps to overcome burnout Episode 2209: My Solution to Overcoming Burnout: Diversify My Income by Dr. Disha Spath The White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high income professionals looking for unbiased information about all things financial or simply a referral to a trusted professional providing good advice at a fair price. What started as...

Feb 18, 202313 minEp. 2209

2208: Trading Games by Nick Maggiulli

Nick Maggiulli talks about trading games Episode 2208: Trading Games by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to organize and manage your ...

Feb 17, 202312 minEp. 2208

2207: A Recipe for Financial Success: It’s as Easy as Pumpkin Pie by Kathleen Coxwell

Kathleen Coxwell of NewRetirement shares a recipe for financial success Episode 2207: A Recipe for Financial Success: It’s as Easy as Pumpkin Pie by Kathleen Coxwell NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confi...

Feb 16, 202313 minEp. 2207
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