Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2266: How Do Minimalists Shop by Rose Lounsbury

Rose Lounsbury gives us a lesson on how minimalists shop. Episode 2266: How Do Minimalists Shop by Rose Lounsbury Rose Lounsbury is a keynote speaker, Amazon bestselling author, simplicity coach, and still-sane mom of triplets. (Yes, you heard that right!) She helps overwhelmed people create open spaces in their homes, workspaces, and more importantly–their minds–by letting go of the excess stuff that gets in the way. Rose started her own simplicity journey in 2012, after getting fed up with spe...

Apr 09, 202310 minEp. 2266

2265: Tax Lien Investing: Can You Make Good Money? by Vicki Cook and Amy Blacklock

Amy Blacklock and Vicki Cook of Women Who Money talk about whether or not you can make money from tax lien investing Episode 2265: Tax Lien Investing: Can You Make Good Money? by Vicki Cook and Amy Blacklock The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left ful...

Apr 08, 202312 minEp. 2265

2264: What Are the Moral Implications of Spending? by JD Roth

J.D. Roth of Get Rich Slowly talks about the moral implications of spending Episode 2264: What Are the Moral Implications of Spending? by JD Roth J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post ...

Apr 07, 202311 minEp. 2264

2263: The Value of Growing Your Career is Worth Millions More Than I Thought by ESI of ESI Money

ESI of ESI Money talks about the high value of growing your career Episode 2263: The Value of Growing Your Career is Worth Millions More Than I Thought by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a b...

Apr 06, 202312 minEp. 2263

2262: How to Avoid Career Opportunity Costs by Jacob Lund Fisker

Jacob Lund Fisker of Early Retirement Extreme teaches you how to avoid career opportunity costs Episode 2262: How to Avoid Career Opportunity Costs by Jacob Lund Fisker Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the ...

Apr 05, 202311 minEp. 2262

2261: [Part 2] ABCs of Wealth by Vicki Robin

Vicki Robin with Resilient Living discusses the ABCs of wealth. This is part 2 of 2. Episode 2261: [Part 2] ABCs of Wealth by Vicki Robin An important message Laura wants to emphasize for her readers is that leading a rich and resilient life requires more than just a solid financial portfolio. She created Rich and Resilient Living to share resources and inspiration that can foster lasting abundance and well-being in our lives, our communities, and for all of the creatures with which we share our...

Apr 04, 202313 minEp. 2261

2260: [Part 1] ABCs of Wealth by Vicki Robin

Vicki Robin with Resilient Living discusses the ABCs of wealth. This is part 1 of 2. Episode 2260: [Part 1] ABCs of Wealth by Vicki Robin An important message Laura wants to emphasize for her readers is that leading a rich and resilient life requires more than just a solid financial portfolio. She created Rich and Resilient Living to share resources and inspiration that can foster lasting abundance and well-being in our lives, our communities, and for all of the creatures with which we share our...

Apr 03, 202312 minEp. 2260

2259: Tackling Loneliness by Rosalyn Palmer

Rosalyn Palmer offers crucial information about the loneliness epidemic. Episode 2259: Tackling Loneliness by Rosalyn Palmer Rosalyn Palmer is an Emotional Well being Expert, an Advanced Rapid Transformational (RTT) Hypnotherapist and a Certified Coach. Rosalyn was one of the very first to train in RTT with Marisa Peer and has become one of the most sought-after RTT practitioners worldwide. The original post is located here: https://rosalynpalmer.com/tackling-loneliness/ Visit Me Online at OLDPo...

Apr 02, 202312 minEp. 2259

2258: Only The Poor or Super Rich Say "Money Can't Buy Happiness" by Sam of Financial Samurai

Sam of Financial Samurai shares why only the poor or super rich say money can't buy happiness. Episode 2258: Only The Poor or Super Rich Say "Money Can't Buy Happiness" by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved agg...

Apr 02, 202312 minEp. 2258

2257: The Most Common Reasons People File for Bankruptcy by the DebtMD Team

The DebtMD team shares the most common reasons people file for bankruptcy Episode 2257: The Most Common Reasons People File for Bankruptcy by the DebtMD Team With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox Business The original post is located here: https://debtmd.com/blog/reasons-for-bank...

Apr 01, 202313 minEp. 2257

2256: 9 Tips to Simplify Your Finances by J. Money

J. Money of Budgets Are Sexy shares 9 tips to simplify your finances Episode 2256: 9 Tips to Simplify Your Finances by J. Money J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years...

Mar 31, 202311 minEp. 2256

2255: Financial Lessons From a Rugby Field by Michael Smith

Michael Smith with Financial Finesse shares lessons from a rugby field Episode 2255: Financial Lessons From a Rugby Field by Michael Smith After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial ad...

Mar 30, 202312 minEp. 2255

2254: What Is Financial Trauma & How To Heal by Daniella of I Like to Dabble

Daniella of I Like to Dabble talks about healing from financial trauma Episode 2254: What Is Financial Trauma & How To Heal by Daniella of I Like to Dabble Daniella is a software engineer and sidepreneur who has gone from 0 to 12 income streams in 4 years, paid off over $40k of debt in the process, and moved 2100 miles cross country with her wife Alexandra to live in their dream location. Prior to that, she was going through back-to-back layoffs, had no savings, and was living paycheck to payche...

Mar 29, 202314 minEp. 2254

2253: Room For Error by Jesse Cramer

Jesse Cramer talks about having room for error Episode 2253: Room For Error by Jesse Cramer Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances. He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet. Fast forward to now. So much has changed. -The Best Interest was nominated for 2022 "Personal Finance Blog of the Ye...

Mar 28, 202313 minEp. 2253

2252: The Risks and Rewards Of International Bonds by Robert Farrington

Robert Farrington of The College Investor talks about the risks and rewards of international bonds Episode 2252: The Risks and Rewards Of International Bonds by Robert Farrington Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as ...

Mar 27, 202312 minEp. 2252

2251: Growth Happens At Our Limits: Embrace it. by Steve Kamb

Steve Kamb of Nerd Fitness shares how growth happens at our limits. Episode 2251: Growth Happens At Our Limits: Embrace it. by Steve Kamb Steve Kamb started exercising back in high school without really knowing what he was doing. Through high school and college, he made every training mistake known to man and got zero results. It wasn’t until he graduated college and learned the right way to train that he started to see positive changes. He's a nerd, but likes fitness… so why not combine the two...

Mar 26, 202312 minEp. 2251

2250: Are Home Warranties Worth It? by Mike Ballew

Mike Ballew of Eggstack shares if home warranties are worth it. Episode 2250: Are Home Warranties Worth It? by Mike Ballew Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2020-03-08-Are-Hom...

Mar 26, 202311 minEp. 2250

2249: How Long Should You Keep Your Financial Statements? by Jeff Rose

Jeff Rose talks about how long you should keep your financial statements Episode 2249: How Long Should You Keep Your Financial Statements? by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: http...

Mar 25, 202312 minEp. 2249

2248: Stop Measuring Your Purchases in Dollars by Charlie Brown

Charlie Brown of Simple and Straightforward tells you to stop measuring your purchases in dollars Episode 2248: Stop Measuring Your Purchases in Dollars by Charlie Brown Simple and Straightforward questions everything we think of as normal. This publication may have its roots in minimalism and simple living, but it goes so much beyond decluttering and living with less. It's about deciphering the complexities of modern life one article at a time. It covers: Culture and society, especially their i...

Mar 24, 202310 minEp. 2248

2247: 5 Statistics That Show The Growth Of Alternative Investing by Robyn of A Dime Saved

Robyn of A Dime Saved shares 5 statistics that show the growth of alternative investing Episode 2247: 5 Statistics That Show The Growth Of Alternative Investing by Robyn of A Dime Saved A Dime Saved is the perfect blog for any family trying to figure out their finances. Robyn is a mom with a passion for personal finance who was inspired to start her blog after going through a rough patch and realizing that she needed to make a change. She decided to write the content that she wished she had acce...

Mar 23, 202313 minEp. 2247

2246: [Part 2] How I Measure Progress Toward Financial Independence by Craig Stephens

Craig Stephens of Retire Before Dad talks about how to measure progress toward financial independence. This is part 2 of 2. Episode 2246: [Part 2] How I Measure Progress Toward Financial Independence by Craig Stephens Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the...

Mar 22, 202315 minEp. 2246

2245: [Part 1] How I Measure Progress Toward Financial Independence by Craig Stephens

Craig Stephens of Retire Before Dad talks about how to measure progress toward financial independence. This is part 1 of 2. Episode 2245: [Part 1] How I Measure Progress Toward Financial Independence by Craig Stephens Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the...

Mar 21, 202313 minEp. 2245

2244: Surviving Financial Fear by Andrea Joy

Andrea Joy of Saving Joyfully talks about surviving financial fear Episode 2244: Surviving Financial Fear by Andrea Joy Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://savingjoyfully.com/blog/surviving-financial-fear Visit Me Online at OLDPodcast.com Interested in advertising on th...

Mar 20, 202312 minEp. 2244

2243: What I Learned From Writing Every Day by Isaac Morehouse

Isaac Morehouse shares what he learned from writing every day. Episode 2243: What I Learned From Writing Every Day by Isaac Morehouse Isaac Morehouse is the founder and CEO of Praxis, an awesome startup apprenticeship program making degrees irrelevant for careers. He is dedicated to the relentless pursuit of freedom. He's written some books, done some podcasting, and is always experimenting with self-directed living and learning. When he's not with his wife and kids or building his company, he c...

Mar 19, 202310 minEp. 2243

2242: 5 Things to Consider Before Making a Purchase by Dan Erickson

Dan Erickson with No Sidebar shares 5 things to consider before making a purchase. Episode 2242: 5 Things to Consider Before Making a Purchase by Dan Erickson No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul. The original pos...

Mar 19, 202311 minEp. 2242

2241: 4 Tips to Fast-Track "Wellth" by Dawn Dahlby

Dawn Dahlby helps you fast-track "wellth" Episode 2241: 4 Tips to Fast-Track "Wellth" by Dawn Dahlby Dawn is a Certified Financial Planner and Wealth Wellness Expert who teaches people how to LIVE WELLthy. She’s also the author of “LIVE WELLthy: Own Your Worth, Grow Your Wealth.” As a fiduciary with over 20 years of experience providing financial advice, Dawn has not only led her clients from moderate incomes to affluence, but she has helped them become truly wealthy. Her approach helps people l...

Mar 18, 202314 minEp. 2241

2240: The Best Approach to Long-Term Savings: Building Your Nest Egg by Philip Taylor

Philip Taylor with PT Money talks about why you should build your nest egg Episode 2240: The Best Approach to Long-Term Savings: Building Your Nest Egg by Philip Taylor PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for fina...

Mar 17, 202310 minEp. 2240

2239: The Honeymoon Phase of Early Retirement by Leif of Physician on FIRE

Leif of Physician on Fire talks about the honeymoon phase of early retirement Episode 2239: The Honeymoon Phase of Early Retirement by Leif of Physician on FIRE Leif is a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors. Physician on FIRE is a personal finance website he created to inform and inspire both physicians and our patients with insightful writing from a physician who has attained financial independence and the ability to ret...

Mar 16, 202312 minEp. 2239

2238: I Have $1 Million and I Still Can’t Afford to Retire! by Kathleen Coxwell

Kathleen Coxwell of NewRetirement talks about how difficult it is to retire, even with $1 million Episode 2238: I Have $1 Million and I Still Can’t Afford to Retire! by Kathleen Coxwell NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to h...

Mar 15, 202312 minEp. 2238

2237: Proof of Work by Nick Maggiulli

Nick Maggiulli talks about proof of work Episode 2237: Proof of Work by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to organize and manage your ...

Mar 14, 202311 minEp. 2237
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