Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2116: [Part 1] The Greatest Risk To My Retirement Goal by Craig Stephens

Craig Stephens of Retire Before Dad talks about the greatest risk to his retirement goal. This is part 1 of 2. Episode 2116: [Part 1] The Greatest Risk To My Retirement Goal by Craig Stephens Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love i...

Nov 28, 202212 minEp. 2116

2115: 6 Ways to Sway Your Family Into a Life of Minimalism by Zoe Kim

Zoe Kim with No Sidebar shares 6 ways to sway your family into a life of minimalism. Episode 2115: 6 Ways to Sway Your Family Into a Life of Minimalism by Zoe Kim No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off–to turn down the noise that disrupts the quiet of your heart and soul. The original ...

Nov 27, 202210 minEp. 2115

2114: A Simple Abundance Mini-Challenge by Steve Pavlina

Steve Pavlina shares a simple abundance mini-challenge. Episode 2114: A Simple Abundance Mini-Challenge by Steve Pavlina Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has be...

Nov 27, 202211 minEp. 2114

2113: Have Yourself a Frugal Little Christmas by Jen Hayes

Jen Hayes wishes you a frugal Christmas Episode 2113: Have Yourself a Frugal Little Christmas by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me/have-yourself-frugal-little-chris...

Nov 26, 202213 minEp. 2113

2112: Could You Be Making This Super-Common Credit Card Mistake? By Jackie Beck

Jackie Beck warns you of a common credit card mistake Episode 2112: Could You Be Making This Super-Common Credit Card Mistake? By Jackie Beck Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: htt...

Nov 25, 202212 minEp. 2112

2111: 4 Types of Insurance You Should Consider by Kalen Bruce

Kalen Bruce of Money Mini Blog shares 4 types of insurance you should consider Episode 2111: 4 Types of Insurance You Should Consider by Kalen Bruce Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating,...

Nov 24, 202212 minEp. 2111

2110: Taking Money For Granted: What To Do If The Money Runs Out? By Sam Dogen

Sam of Financial Samurai talks about what to do if the money runs out Episode 2110: Taking Money For Granted: What To Do If The Money Runs Out? By Sam Dogen Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially roc...

Nov 23, 202210 minEp. 2110

2109: How Basic Knife Skills Can Save You Money by Julien Saunders

Julien Saunders of Rich and Regular talks about how basic knife skills can save you money Episode 2109: How Basic Knife Skills Can Save You Money by Julien Saunders Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where t...

Nov 22, 202211 minEp. 2109

2108: Savings Strategies by Ryan Larson

Ryan Larson of First Line Fin talks about savings strategies Episode 2108: Savings Strategies by Ryan Larson Ryan Larson is the principal Investment Advisor Representative and Founder of FirstLine Financial, LLC located in Scottsdale, Arizona. Ryan recognizes the importance of growing and preserving the assets accumulated for retirement and the need for reallocating those assets in transition from the working years to the retirement years. Focused on the unique needs of retirees and transitionin...

Nov 21, 202211 minEp. 2108

2107: How to Avoid Sabotaging Yourself (To Be Accepted) by Beth Wittig Clayton

Beth Wittig Clayton with Mark Fisher Fitness helps you to stop sabotaging yourself Episode 2107: How to Avoid Sabotaging Yourself (To Be Accepted) by Beth Wittig Clayton Mark Fisher Fitness helps people who hate gyms find a fitness home they actually love. They offer classes, semi-private training, and six week transformation programs. Whether you've tried everything and never found a love match, or never even been to a gym at all, look no further. The original post is located here: https://mark...

Nov 20, 202213 minEp. 2107

2106: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining

Chris Reining shares where to invest after maxing out retirement accounts. Episode 2106: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/where-do-i-invest-after-maxing-out-retirement-accounts/ Visit Me Online at OLDPodcast.com Interested in advertising on the ...

Nov 20, 202211 minEp. 2106

2105: Should You Do a HELOC or a Second Mortgage? By Miranda Marquit

Miranda Marquit of Good Financial Cents compares a HELOC to a second mortgage Episode 2105: Should You Do a HELOC or a Second Mortgage? By Miranda Marquit Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: h...

Nov 19, 202212 minEp. 2105

2104: [Part 2] FIRE Tax Strategies For Beginners by Sean Mullaney

Sean Mullaney of FI Tax Guy shares FIRE tax strategies for beginners. This is part 2 of 2. Episode 2104: [Part 2] FIRE Tax Strategies For Beginners by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte ...

Nov 18, 202212 minEp. 2104

2103: [Part 1] FIRE Tax Strategies For Beginners by Sean Mullaney

Sean Mullaney of FI Tax Guy shares FIRE tax strategies for beginners. This is part 1 of 2. Episode 2103: [Part 1] FIRE Tax Strategies For Beginners by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte ...

Nov 17, 202213 minEp. 2103

2102: What Is An HSA & Why Your Family Needs One by Andy Hill

Andy Hill of Marriage Kids And Money talks about the value of HSAs Episode 2102: What Is An HSA & Why Your Family Needs One by Andy Hill Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a ho...

Nov 16, 202212 minEp. 2102

2101: You Can Be Frugal and Shop Gourmet by Helene Massicotte

Helene Massicotte of Free To Pursue talks about how you can be frugal and still shop gourmet Episode 2101: You Can Be Frugal and Shop Gourmet by Helene Massicotte Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with...

Nov 15, 202210 minEp. 2101

2100: What a 4-Year-Old Taught Me About Dreams and Money by Nick True

Nick True of Mapped Out Money shares what a 4 year old taught him about dreams and money. Episode 2100: What a 4-Year-Old Taught Me About Dreams and Money by Nick True Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're re...

Nov 14, 202214 minEp. 2100

2099: Self-Discovery Is a Kind of Self-Respect by Vironika Tugaleva

Vironika Tugaleva on self-discovery being a kind of self-respect. Episode 2099: Self-Discovery Is a Kind of Self-Respect by Vironika Tugaleva Vironika Tugaleva was born in Donetsk, Ukraine in 1988. Her early years as a misfit began her painful struggle with mental health. As she struggled with self-acceptance, anxiety, and identity, Vironika found solace in words and music. Her first book, The Love Mindset, won the Readers' Favorite silver medal for Best Self-Help book of 2013. Driven by an urge...

Nov 13, 202212 minEp. 2099

2098: Is There Value in Buying an Extended Warranty? By Laurie Sepulveda

Laurie Sepulveda of Women Who Money discusses whether or not there's value in buying an extended warranty Episode 2098: Is There Value in Buying an Extended Warranty? By Laurie Sepulveda The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote...

Nov 13, 202212 minEp. 2098

2097: Travel, Tourism, and Living Abroad by Jacob Lund Fisker

Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on travel, tourism and living abroad. Episode 2097: Travel, Tourism, and Living Abroad by Jacob Lund Fisker Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers...

Nov 12, 202213 minEp. 2097

2096: Why I’ll Never Buy A Timeshare by Michelle Schroeder-Gardner

Michelle Schroeder-Gardner of Making Sense of Cents talks about why she'll never buy a timeshare Episode 2096: Why I’ll Never Buy A Timeshare by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her a...

Nov 11, 202211 minEp. 2096

2095: Should You Take a Hardship Withdrawal? By Cynthia Meyer

Cynthia Meyer with Financial Finesse talks about hardship withdrawals Episode 2095: Should You Take a Hardship Withdrawal? By Cynthia Meyer After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial a...

Nov 10, 202212 minEp. 2095

2094: Can Frugality Be Selfish? By Chris of Keep Thrifty

Chris of Keep Thrifty talks about whether or not frugality can be selfish Episode 2094: Can Frugality Be Selfish? By Chris of Keep Thrifty Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success sto...

Nov 09, 202211 minEp. 2094

2093: Thinking About Quality by Tynan

Tynan shares his thoughts on quality Episode 2093: Thinking About Quality by Tynan Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main characters, as he was one of the most famous pickup artist...

Nov 08, 202211 minEp. 2093

2092: How to Lower Your Heating Bills This Winter by Sierra Black

Sierra Black with Get Rich Slowly tells you how to lower your heating bills this winter Episode 2092: How to Lower Your Heating Bills This Winter by Sierra Black J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. Th...

Nov 07, 202211 minEp. 2092

2091: How to Communicate With Your Partner When You Disagree by Corey Allan

Corey Allan with Becoming Minimalist shares how to communicate with your partner when you disagree. Episode 2091: How to Communicate With Your Partner When You Disagree by Corey Allan Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media...

Nov 06, 202210 minEp. 2091

2090: How I Rebalanced Through Perilous Times by Darrow Kirkpatrick

Darrow Kirkpatrick of Can I Retire Yet shares how he rebalanced through perilous times. Episode 2090: How I Rebalanced Through Perilous Times by Darrow Kirkpatrick Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it c...

Nov 06, 202212 minEp. 2090

2089: [Part 2] 10 Frugal Wedding Ideas by Jessica of The Fioneers

Jessica of The Fioneers shares 10 frugal wedding ideas. This is part 2 of 2. Episode 2089: [Part 2] 10 Frugal Wedding Ideas by Jessica of The Fioneers Jess and Corey started The Pioneers as a way to track their journey to financial independence. If there’s anything they have learned so far, it’s that Financial independence has many definitions. They choose to think of financial independence as: The point at which their assets produce enough sustainable income to cover their living expenses. This...

Nov 05, 202211 minEp. 2089

2088: [Part 1] 10 Frugal Wedding Ideas by Jessica of The Fioneers

Jessica of The Fioneers shares 10 frugal wedding ideas. This is part 1 of 2. Episode 2088: [Part 1] 10 Frugal Wedding Ideas by Jessica of The Fioneers Jess and Corey started The Pioneers as a way to track their journey to financial independence. If there’s anything they have learned so far, it’s that Financial independence has many definitions. They choose to think of financial independence as: The point at which their assets produce enough sustainable income to cover their living expenses. This...

Nov 04, 202211 minEp. 2088

2087: 5 Ways You Save Money by Getting an Online Graduate Degree by Kalen Bruce

Kalen Bruce of Money Mini Blog shares 5 ways you can save money by getting an online degree Episode 2087: 5 Ways You Save Money by Getting an Online Graduate Degree by Kalen Bruce Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances...

Nov 03, 202211 minEp. 2087
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