Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2086: How to Build Equity in Your Home by Kumiko

Kumiko of The Budget Mom talks about how to build equity in your home Episode 2086: How to Build Equity in Your Home by Kumiko Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/how-to-build-equity-in-your-home/ Visit Me Online at OLDPodcast.com Interested ...

Nov 02, 202212 minEp. 2086

2085: The Benefits of Investing in Land by Alexa Mason

Alexa Mason with The College Investor talks about the benefits of investing in land Episode 2085: The Benefits of Investing in Land by Alexa Mason Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of...

Nov 01, 202211 minEp. 2085

2084: Sweet Talking Your Home Appraiser Pays Off by Sam of Financial Samurai

Sam of Financial Samurai talks about how to sweet-talk your home appraiser Episode 2084: Sweet Talking Your Home Appraiser Pays Off by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially ...

Oct 31, 202211 minEp. 2084

2083: 10 Food Habits of the Successfully Fit by Chalene Johnson

Chalene Johnson of The Chalene Show shares 10 food habits of the successfully fit. Episode 2083: 10 Food Habits of the Successfully Fit by Chalene Johnson Chalene Johnson is a world-renowned motivational speaker with more than 30 years as a health expert. She is a New York Times best-selling author, health and lifestyle expert, and top health podcaster with over 20 million downloads of The Chalene Show. Tens of millions of people around the globe have transformed their bodies and their lives wit...

Oct 30, 202211 minEp. 2083

2082: You, Too, Can Be Conned by JL Collins

JL Collins of JLCollinsNH.com shares that you, too, can be conned. Episode 2082: You, Too, Can Be Conned by JL Collins Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets incl...

Oct 30, 202213 minEp. 2082

2081: Why I’m Grateful For My Student Loan Debt by Jen Hayes

Jen Hayes talks about why she's grateful for her student loan debt Episode 2081: Why I’m Grateful For My Student Loan Debt by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me//why...

Oct 29, 202213 minEp. 2081

2080: How to Build a Starter Emergency Fund in 30 Days or Less by Jackie Beck

Jackie Beck talks about how to build a starter emergency fund quickly Episode 2080: How to Build a Starter Emergency Fund in 30 Days or Less by Jackie Beck Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is loc...

Oct 28, 202211 minEp. 2080

2079: [Part 2] The Five Biggest Millionaire Regrets by ESI

ESI of ESI Money talks about the five biggest millionaire regrets. This is part 2 of 2. Episode 2079: [Part 2] The Five Biggest Millionaire Regrets by ESI ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it tha...

Oct 27, 202212 minEp. 2079

2078: [Part 1] The Five Biggest Millionaire Regrets by ESI

ESI of ESI Money talks about the five biggest millionaire regrets. This is part 1 of 2. Episode 2078: [Part 1] The Five Biggest Millionaire Regrets by ESI ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it tha...

Oct 26, 202212 minEp. 2078

2077: Retiring in a Recession: 4 Steps to Do Now by Ryan Larson

Ryan Larson of First Line Fin helps you retire in a recession Episode 2077: Retiring in a Recession: 4 Steps to Do Now by Ryan Larson Ryan Larson is the principal Investment Advisor Representative and Founder of FirstLine Financial, LLC located in Scottsdale, Arizona. Ryan recognizes the importance of growing and preserving the assets accumulated for retirement and the need for reallocating those assets in transition from the working years to the retirement years. Focused on the unique needs of ...

Oct 25, 202215 minEp. 2077

2076: Negotiate Your Next Raise or Starting Salary by Laurie Sepulveda

Laurie Sepulveda of Women Who Money helps you negotiate your next raise or starting salary Episode 2076: Negotiate Your Next Raise or Starting Salary by Laurie Sepulveda The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to fam...

Oct 24, 202211 minEp. 2076

2075: P.S.: We All Struggle by J. Money

J. Money of Budgets Are Sexy talks about the inevitability of struggle Episode 2075: P.S.: We All Struggle by J. Money J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--1...

Oct 23, 202212 minEp. 2075

2074: Get Rich With: the "ChaCHING!" Instinct by Mr. Money Mustache

Mr. Money Mustache shares how to get rich with the chaCHING instinct. Episode 2074: Get Rich With: the "ChaCHING!" Instinct by Mr. Money Mustache Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back ...

Oct 23, 202212 minEp. 2074

2073: What is Longevity Insurance? by Jeff Rose

Jeff Rose talks about longevity insurance Episode 2073: What is Longevity Insurance? by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/longevity-insurance/ Vi...

Oct 22, 202212 minEp. 2073

2072: How One Pay Raise Can Lead to Debt Freedom by Andy Hill

Andy Hill of Marriage Kids And Money talks about how one pay raise can lead to debt freedom Episode 2072: How One Pay Raise Can Lead to Debt Freedom by Andy Hill Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast a...

Oct 21, 202213 minEp. 2072

2071: Breaking Our Addiction to Home Updates by Chris of Keep Thrifty

Chris of Keep Thrifty talks about breaking his addiction to home updates Episode 2071: Breaking Our Addiction to Home Updates by Chris of Keep Thrifty Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and...

Oct 20, 202213 minEp. 2071

2070: [Part 2] Are You Feeling Lucky? The Two Schools of Retirement Income by Darrow Kirkpatrick

Darrow Kirkpatrick of Can I Retire Yet talks about the two schools of retirement income. This is part 2 of 2. Episode 2070: [Part 2] Are You Feeling Lucky? The Two Schools of Retirement Income by Darrow Kirkpatrick Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, fr...

Oct 19, 202213 minEp. 2070

2069: [Part 1] Are You Feeling Lucky? The Two Schools of Retirement Income by Darrow Kirkpatrick

Darrow Kirkpatrick of Can I Retire Yet talks about the two schools of retirement income. This is part 1 of 2. Episode 2069: [Part 1] Are You Feeling Lucky? The Two Schools of Retirement Income by Darrow Kirkpatrick Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, fr...

Oct 18, 202213 minEp. 2069

2068: 7 Things to Know About Credit Card Default by Philip Taylor

Philip Taylor with PT Money shares 7 things to know about credit card default Episode 2068: 7 Things to Know About Credit Card Default by Philip Taylor PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The ...

Oct 17, 202212 minEp. 2068

2067: 3 Practices To Become A Great Listener by Christine Comaford

Christine Comaford talks about how to practice being a better listener. Episode 2067: 3 Practices To Become A Great Listener by Christine Comaford Christine Comaford is a Leadership and Culture Coach who specializes in applied neuroscience, which helps her clients achieve tremendous results in record time. She is a human behavior expert, a leadership columnist for Forbes.com, and the New York Times bestselling author of Power Your Tribe, SmartTribes and Rules for Renegades. The original post is ...

Oct 16, 202210 minEp. 2067

2066: Should You Get a Car Loan to Improve Your Credit Score? Heck No! by Paula Pant

Paula Pant of Afford Anything shares her thoughts on if you should get a car loan to improve your credit score. Episode 2066: Should You Get a Car Loan to Improve Your Credit Score? Heck No! by Paula Pant Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in G...

Oct 16, 202212 minEp. 2066

2065: What Every Parent Needs To Know About Creating A Will by Doug Spencer

Doug Spencer with Financial Finesse shares what every parent needs to know about creating a will Episode 2065: What Every Parent Needs To Know About Creating A Will by Doug Spencer After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to ...

Oct 15, 202210 minEp. 2065

2064: The Four Best Financial Assets by Christine Luken

Christine Luken tells you the four best financial assets Episode 2064: The Four Best Financial Assets by Christine Luken Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner! As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth over the past twelve ...

Oct 14, 202211 minEp. 2064

2063: Family Budget Meetings – Yes, You Need To Have Them by Michelle Schroeder-Gardner

Michelle Schroeder-Gardner of Making Sense of Cents talks about the value of family budget meetings Episode 2063: Family Budget Meetings – Yes, You Need To Have Them by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You ca...

Oct 13, 202211 minEp. 2063

2062: The Number One Impact on Your Investments is YOU by Kent Thune

Kent Thune with Get Rich Slowly talks about the number one impact on your investments Episode 2062: The Number One Impact on Your Investments is YOU by Kent Thune J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. T...

Oct 12, 202212 minEp. 2062

2061: [Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 2 of 2. Episode 2061: [Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments o...

Oct 11, 202213 minEp. 2061

2060: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 1 of 2. Episode 2060: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments o...

Oct 10, 202212 minEp. 2060

2059: Tired of Being Tired by Leo Babauta

Leo Babauta of Zen Habits talks about being tired of being tired Episode 2059: Tired of Being Tired by Leo Babauta Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It's about clearing the clutter so we can focus on what's important, create something amazing, find happiness. The original post is located here: http://zenhabits.net/tired Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecas...

Oct 09, 202213 minEp. 2059

2058: Number One Financial Regret by Mike Ballew

Mike Ballew of Eggstack shares his thoughts on the number one financial regret. Episode 2058: Number One Financial Regret by Mike Ballew Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2019...

Oct 09, 202211 minEp. 2058

2057: How Should I Invest a Lump Sum? By Chris Reining

Chris Reining talks about whether or not you should invest a lump sum Episode 2057: How Should I Invest a Lump Sum? By Chris Reining Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located...

Oct 08, 202210 minEp. 2057
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