Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2026: [Part 2] How We Saved Over $2,000 on These Simple DIY Home Tasks by Lisa Harrison

Lisa Harrison of Mad Money Monster talks about how they saved over $2,000 on simple DIY home tasks. This is part 2 of 2. Episode 2026: [Part 2] How We Saved Over $2,000 on These Simple DIY Home Tasks by Lisa Harrison Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pr...

Sep 11, 202211 minEp. 2026

2025: [Part 1] How We Saved Over $2,000 on These Simple DIY Home Tasks by Lisa Harrison

Lisa Harrison of Mad Money Monster talks about how they saved over $2,000 on simple DIY home tasks. This is part 1 of 2. Episode 2025: [Part 1] How We Saved Over $2,000 on These Simple DIY Home Tasks by Lisa Harrison Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pr...

Sep 10, 202212 minEp. 2025

2024: A Simple Estate Planning Checklist For a Challenging Topic by Scott Spann

Scott Spann with Financial Finesse shares a simple estate planning checklist Episode 2024: A Simple Estate Planning Checklist For a Challenging Topic by Scott Spann After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pocke...

Sep 09, 202213 minEp. 2024

2023: Why Choose An Independent Life Insurance Agent by Jeff Rose

Jeff Rose talks about why to choose an independent life insurance agent Episode 2023: Why Choose An Independent Life Insurance Agent by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://ww...

Sep 08, 202211 minEp. 2023

2022: The High Fructose Corn Syrup in Your 401K by Julien Saunders

Julien Saunders of Rich and Regular talks about the high fructose corn syrup in your 401k Episode 2022: The High Fructose Corn Syrup in Your 401K by Julien Saunders Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where t...

Sep 07, 202213 minEp. 2022

2021: There’s No Best Way to Invest AND You May Need to Save Only Half as Much Money for Retirement by Chris Reining

Chris Reining shares two short posts covering why there's no best way to invest and why you may need to save only half as much money for retirement Episode 2021: There’s No Best Way to Invest AND You May Need to Save Only Half as Much Money for Retirement by Chris Reining Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site....

Sep 06, 202214 minEp. 2021

2020: Why is it So Hard to Retire? By Chris Odegard

Chris Odegard of The Prolific Investor talks about why it's so hard to retire Episode 2020: Why is it So Hard to Retire? By Chris Odegard Chris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a necessity. The original post is located here: https://theprolificinvestor.net/41-why-is-it-so-hard-to-retire/ Visit Me Online at OLDPodcast...

Sep 05, 202214 minEp. 2020

2019: How to Win a Negotiation Without Destroying Relationships by Seth Sinclair

Seth Sinclair with MichaelMehlberg.com shares how to win a negotiation without destroying relationships. Episode 2019: How to Win a Negotiation Without Destroying Relationships by Seth Sinclair Michael Mehlberg is an entrepreneur and certified agile project manager who specializes in productivity and organization systems. His blog has been called “The Owners Manual to an Awesome Life” and helps high-achieving entrepreneurs master their life and business – crushing their goals, living their passi...

Sep 04, 202211 minEp. 2019

2018: Is a House Right For You by Michelle Schroeder-Gardner

Michelle Schroeder-Gardner of Making Sense of Cents helps you determine whether or not a house is right for you Episode 2018: Is a House Right For You by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more ab...

Sep 04, 202211 minEp. 2018

2017: The Hidden Wealth Opportunity by Gordon Stein

Gordon Stein of Cash Flow Cookbook talks about the hidden wealth opportunity Episode 2017: The Hidden Wealth Opportunity by Gordon Stein Gordon is an international personal finance speaker, author and blogger on a mission to help everyone attain financial wellness. North Americans are struggling with high levels of personal debt and higher levels of stress about money. Their financial worries affect their sleep, their job performance, their marriages and their mental health. He wants to fix that...

Sep 03, 202211 minEp. 2017

2016: Long-Term Care Insurance is a Waste of Money by Mike Ballew

Mike Ballew of Eggstack shares his thoughts on why long-term care insurance is a waste of money. Episode 2016: Long-Term Care Insurance is a Waste of Money by Mike Ballew Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located he...

Sep 02, 202212 minEp. 2016

2015: An Excerpt from the book Taking Stock by Jordan Grumet

An excerpt from the book Taking Stock by Jordan Grumet Episode 2015: An Excerpt from the book Taking Stock by Jordan Grumet Written by a hospice doctor with a unique front-row seat to the regrets of his dying patients, this book will remind you to take stock of life now, before it is too late. The goal of financial independence is to have the economic fuel to live a full life and avoid regret. Taking Stock is your guide to taking control of your finances and investing in yourself. Inside you’ll ...

Sep 01, 202210 minEp. 2015

2014: Wealthy or Rich? Which Would You Rather Be? By Helene Massicotte

Helene Massicotte of Free To Pursue asks if you'd rather be wealthy or rich Episode 2014: Wealthy or Rich? Which Would You Rather Be? By Helene Massicotte Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what sh...

Aug 31, 202211 minEp. 2014

2013: Investing For Your Kid's College Education: The Rule of 5 by Wanderer

Wanderer of Millennial Revolution talks about investing for your kid's college education Episode 2013: Investing For Your Kid's College Education: The Rule of 5 by Wanderer Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves. The original post can be seen here: https://www.millennial-revolution.co...

Aug 30, 202213 minEp. 2013

2012: Stop Depriving Yourself and Get What You Really Want by Chris

Chris of Keep Thrifty tells you to stop depriving yourself and get what you really want Episode 2012: Stop Depriving Yourself and Get What You Really Want by Chris Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got...

Aug 29, 202211 minEp. 2012

2011: Time Crunch Workouts by Nia Shanks

Nia Shanks shares time crunch workouts. Episode 2011: Time Crunch Workouts by Nia Shanks Nia Shanks is a writer and coach, and leader of the Lift Like a Girl revolution. She helps women discover and reach their potential through an empowering approach to health, fitness, and life. Nia also hosts The Nia Shanks Show–the podcast dedicated to helping you reach your health and fitness goals and become the most awesome version of yourself. The original post is located here: https://www.niashanks.com/...

Aug 28, 202210 minEp. 2011

2010: [Part 2] Beating the Market: 4 Ways to Outperform Index Funds by Steven Keys

Steven Keys of Trip of a Lifestyle shares 4 ways to outperform index funds. This is part 2 of 2. Episode 2010: [Part 2] Beating the Market: 4 Ways to Outperform Index Funds by Steven Keys Since graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make ex...

Aug 28, 202213 minEp. 2010

2009: [Part 1] Beating the Market: 4 Ways to Outperform Index Funds by Steven Keys

Steven Keys of Trip of a Lifestyle shares 4 ways to outperform index funds. This is part 1 of 2. Episode 2009: [Part 1] Beating the Market: 4 Ways to Outperform Index Funds by Steven Keys Since graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make ex...

Aug 27, 202213 minEp. 2009

2008: Does Owning a Vacation Home Make Sense? by Darrow Kirkpatrick

Darrow Kirkpatrick of Can I Retire Yet shares if owning a vacation home makes sense. Episode 2008: Does Owning a Vacation Home Make Sense? by Darrow Kirkpatrick Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it come...

Aug 26, 202213 minEp. 2008

2007: The Quickstart Guide to Seller Financing Real Estate by Kalen Bruce

Kalen Bruce of Money Mini Blog shares the quickstart guide to seller financing real estate Episode 2007: The Quickstart Guide to Seller Financing Real Estate by Kalen Bruce Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finan...

Aug 25, 202211 minEp. 2007

2006: Four Ways to Fight Inflation by Sean Mullaney

Sean Mullaney of FI Tax Guy shares four ways to fight inflation Episode 2006: Four Ways to Fight Inflation by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years ...

Aug 24, 202213 minEp. 2006

2005: How to Plan Ahead Now For Pet Emergencies by Jackie Beck

Jackie Beck helps you plan ahead for pet emergencies Episode 2005: How to Plan Ahead Now For Pet Emergencies by Jackie Beck Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: https://www.jackiebec...

Aug 23, 202211 minEp. 2005

2004: How to Refinance Your Student Loans If You Didn’t Graduate College by Hannah Rounds

Hannah Rounds of The College Investor tells you how to refinance your student loans if you didn't graduate college Episode 2004: How to Refinance Your Student Loans If You Didn’t Graduate College by Hannah Rounds Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He starte...

Aug 22, 202213 minEp. 2004

2003: Beginner Minimalist? This is a Good Place to Start by Courtney Carver

Courtney Carver of Be More With Less shares a good place to start if you are a beginner minimalist. Episode 2003: Beginner Minimalist? This is a Good Place to Start by Courtney Carver Courtney Carver was stopped in her tracks with a scary MS diagnosis after decades of debt, discontent, and trying to do it all. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn't matter at all....

Aug 21, 202210 minEp. 2003

2002: Want to Be a Better Investor? Stop Staring at Your Portfolio by Vitaliy Katsenelson

Vitaliy Katsenelson of Contrarian Edge shares why you need to stop staring at your portfolio to be a better investor. Episode 2002: Want to Be a Better Investor? Stop Staring at Your Portfolio by Vitaliy Katsenelson Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/wa...

Aug 21, 202213 minEp. 2002

2001: 6 Steps to Budget For a Big Move by Kumiko

Kumiko of The Budget Mom helps you budget for a big move Episode 2001: 6 Steps to Budget For a Big Move by Kumiko Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/6-steps-to-budget-for-a-big-move/ Visit Me Online at OLDPodcast.com Interested in advertisin...

Aug 20, 202211 minEp. 2001

2000: [Part 2] Why You Should Invest in Real Estate by ESI

ESI of ESI Money talks about why you should invest in real estate. This is part 2 of 2. Episode 2000: [Part 2] Why You Should Invest in Real Estate by ESI ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it tha...

Aug 19, 202214 minEp. 2000

1999: [Part 1] Why You Should Invest in Real Estate by ESI

ESI of ESI Money talks about why you should invest in real estate. This is part 1 of 2. Episode 1999: [Part 1] Why You Should Invest in Real Estate by ESI ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it tha...

Aug 18, 202211 minEp. 1999

1998: How Having a Baby Changed My Financial Goals by Logan Allec

Logan Allec of Marriage Kids And Money talks about how having a baby changed his financial goals Episode 1998: How Having a Baby Changed My Financial Goals by Logan Allec Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and ...

Aug 17, 202212 minEp. 1998

1997: Have You Outgrown Your Financial Hero? by Julien Saunders

Julien Saunders of Rich and Regular asks if you've outgrown your financial hero Episode 1997: Have You Outgrown Your Financial Hero? by Julien Saunders Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only ...

Aug 16, 202213 minEp. 1997
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