Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

2056: 2 Things You Absolutely MUST Do If You Want to Get Out of Debt by Jackie Beck

Jackie Beck shares 2 things you absolutely must do if you want to get out of debt Episode 2056: 2 Things You Absolutely MUST Do If You Want to Get Out of Debt by Jackie Beck Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The or...

Oct 07, 202212 minEp. 2056

2055: What are the Habits of Wealthy People by James Altucher

James Altucher shares the habits of wealthy people Episode 2055: What are the Habits of Wealthy People by James Altucher James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of ...

Oct 06, 202214 minEp. 2055

2054: 5 Things Credit Card Companies Don't Want You to Know by James Lambridis

James Lambridis of DebtMD shares 5 things credit card companies don't want you to know Episode 2054: 5 Things Credit Card Companies Don't Want You to Know by James Lambridis With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox Business The original post is located here: https://debtmd.com/blog/...

Oct 05, 202212 minEp. 2054

2053: [Part 2] Living Paycheck To Paycheck? Here’s How to Break the Cycle by Craig Stephens

Craig Stephens of Retire Before Dad helps you break free from living paycheck to paycheck. This is part 2 of 2. Episode 2053: [Part 2] Living Paycheck To Paycheck? Here’s How to Break the Cycle by Craig Stephens Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusu...

Oct 04, 202212 minEp. 2053

2052: [Part 1] Living Paycheck To Paycheck? Here’s How to Break the Cycle by Craig Stephens

Craig Stephens of Retire Before Dad helps you break free from living paycheck to paycheck. This is part 1 of 2. Episode 2052: [Part 1] Living Paycheck To Paycheck? Here’s How to Break the Cycle by Craig Stephens Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusu...

Oct 03, 202211 minEp. 2052

2051: Minimalism in the Real World: A Life without Sidebars by Brian Gardner

Brian Gardner with No Sidebar shares his thoughts on minimalism in the real world. Episode 2051: Minimalism in the Real World: A Life without Sidebars by Brian Gardner No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off–to turn down the noise that disrupts the quiet of your heart and soul. The orig...

Oct 02, 202210 minEp. 2051

2050: The Reluctant Financial Voyeur by Grumpus Maximus

Grumpus Maximus on the reluctant financial voyeur. Episode 2050: The Reluctant Financial Voyeur by Grumpus Maximus Grumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stationed in Europe. As he travels to his family's mostly unintentional path to FI, he wants to share his knowledge. Anyone who is eligible for a defined benefit pe...

Oct 02, 202211 minEp. 2050

2049: 4 Red Flags To Watch Out For Before Buying An Annuity by Tania Brown

Tania Brown with Financial Finesse shares 4 red flags to watch out for before buying an annuity Episode 2049: 4 Red Flags To Watch Out For Before Buying An Annuity by Tania Brown After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to li...

Oct 01, 202213 minEp. 2049

2048: 5 Lessons I Learned From My Investment In Amazon Stock by Mr. Finer

Mr. Finer shares 5 lessons he learned from his Amazon investment Episode 2048: 5 Lessons I Learned From My Investment In Amazon Stock by Mr. Finer Mr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey. The original post is located here: h...

Sep 30, 202211 minEp. 2048

2047: Working Less is Worth Every Penny by Leif of Physician on Fire

Leif of Physician on Fire talks about why working less is worth every penny Episode 2047: Working Less is Worth Every Penny by Leif of Physician on Fire Leif is a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors. Physician on FIRE is a personal finance website he created to inform and inspire both physicians and our patients with insightful writing from a physician who has attained financial independence and the ability to retire earl...

Sep 29, 202213 minEp. 2047

2046: 3 Smart Alternatives to Merging Money in Marriage by Andy Hill

Andy Hill of Marriage Kids And Money provides 3 smart alternatives to merging money in marriage Episode 2046: 3 Smart Alternatives to Merging Money in Marriage by Andy Hill Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog an...

Sep 28, 202213 minEp. 2046

2045: Life Insurance for Young Adults by Jeff Rose

Jeff Rose talks about life insurance for young adults Episode 2045: Life Insurance for Young Adults by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/life-ins...

Sep 27, 202212 minEp. 2045

2044: Why You Should Be Happy the Markets Are Crashing by Wanderer

Wanderer of Millennial Revolution talks about why you should be happy that the markets are crashing Episode 2044: Why You Should Be Happy the Markets Are Crashing by Wanderer Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves. The original post can be seen here: https://www.millennial-revolution....

Sep 26, 202214 minEp. 2044

2043: My Single Greatest Achievement by Vitaliy Katsenelson

Vitaliy Katsenelson of Contrarian Edge reflects on his single greatest achievement Episode 2043: My Single Greatest Achievement by Vitaliy Katsenelson Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/my-single-greatest-achievement/ Visit Me Online at OLDPodcast.com I...

Sep 25, 202210 minEp. 2043

2042: How to Use the Envelope System to Save Hundreds Per Month by Andrea Basse

Andrea Basse of I Will Teach You to be Rich tells you how you can use the envelope system to save hundreds per month Episode 2042: How to Use the Envelope System to Save Hundreds Per Month by Andrea Basse Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing a...

Sep 25, 202215 minEp. 2042

2041: How I Lost $1,500 and Kept Smiling by Helene Massicotte

Helene Massicotte of Free To Pursue talks about how she lost $1,500 and kept smiling Episode 2041: How I Lost $1,500 and Kept Smiling by Helene Massicotte Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what sh...

Sep 24, 202211 minEp. 2041

2040: Facing and Fighting Financial Trolls by J.D. Roth

J.D. Roth with Get Rich Slowly talks about facing and fighting financial trolls Episode 2040: Facing and Fighting Financial Trolls by J.D. Roth J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is...

Sep 23, 202212 minEp. 2040

2039: Stocks - Part XIV: Deflation, The Ugly Escort of Depressions by JL Collins

JL Collins shares his thoughts on deflation and economic depressions. Episode 2039: Stocks - Part XIV: Deflation, The Ugly Escort of Depressions by JL Collins Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is expe...

Sep 22, 202214 minEp. 2039

2038: [Part 2] Investing a Large Sum of Money: What to Do by Christina Browning

Christina Browning of Our Rich Journey talks about how to invest a large sum of money. This is part 2 of 2. Episode 2038: [Part 2] Investing a Large Sum of Money: What to Do by Christina Browning Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and...

Sep 21, 202211 minEp. 2038

2037: [Part 1] Investing a Large Sum of Money: What to Do by Christina Browning

Christina Browning of Our Rich Journey talks about how to invest a large sum of money. This is part 1 of 2. Episode 2037: [Part 1] Investing a Large Sum of Money: What to Do by Christina Browning Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and...

Sep 20, 202211 minEp. 2037

2036: Patience is the Ultimate Passive Income by Chris

Chris of Keep Thrifty talks about the value of patience when it comes to making money Episode 2036: Patience is the Ultimate Passive Income by Chris Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and s...

Sep 19, 202211 minEp. 2036

2035: Why Sitting Too Much Is Seriously Bad for Your Health by Joe Leech

Joe Leech with Healthline shares why sitting too much is seriously bad for your health. Episode 2035: Why Sitting Too Much Is Seriously Bad for Your Health by Joe Leech How you feel affects every precious day of your life. Healthline understands that, which is why they're committed to being your most trusted ally in your pursuit of health and well-being. You can depend on Healthline to provide expert content along with genuine caring–both of which will support, guide, and inspire you toward the ...

Sep 18, 202212 minEp. 2035

2034: How To Stick To A Budget by Francisco Maldonado

Francisco Maldonado of The Finance Twins talks about how to stick to a budget Episode 2034: How To Stick To A Budget by Francisco Maldonado Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They ha...

Sep 18, 202212 minEp. 2034

2033: What Does Zero Percent APR Really Mean? by Jamie Cattanach

Jamie Cattanach of Money Mini Blog tells us what 0% APR really means Episode 2033: What Does Zero Percent APR Really Mean? by Jamie Cattanach Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he ...

Sep 17, 202211 minEp. 2033

2032: Is It a Good Time to Refinance Your Mortgage? by Kumiko

Kumiko of The Budget Mom talks about whether or not it's a good time to refinance your mortgage Episode 2032: Is It a Good Time to Refinance Your Mortgage? by Kumiko Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/is-it-a-good-time-to-refinance-your-mort...

Sep 16, 202212 minEp. 2032

2031: Could You Be Sued by Creditors? Know Your Rights by James Lambridis

James Lambridis of DebtMD helps you prepare if you get sued by creditors Episode 2031: Could You Be Sued by Creditors? Know Your Rights by James Lambridis With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox Business The original post is located here: https://debtmd.com/blog/know-your-rights-wi...

Sep 15, 202213 minEp. 2031

2030: How 5 Daily Habits Rocked My Financial World and Turned Things Around by Jillian Beirne Davi

Jackie Beck talks about how 5 daily habits rocked her financial world and turned things around Episode 2030: How 5 Daily Habits Rocked My Financial World and Turned Things Around by Jillian Beirne Davi Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Fo...

Sep 14, 202212 minEp. 2030

2029: How to Get Your Spouse on Board with Early Retirement by Jill with Mad Fientist

Jill with Mad Fientist shares how to get your spouse on board with early retirement. Episode 2029: How to Get Your Spouse on Board with Early Retirement by Jill with Mad Fientist The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early fin...

Sep 13, 202213 minEp. 2029

2028: Women, Insecurity and Money: Overcoming the Confidence Gap by Kristin Wong

Kristin Wong with Get Rich Slowly talks about how women can become more confident when it comes to money Episode 2028: Women, Insecurity and Money: Overcoming the Confidence Gap by Kristin Wong J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the maste...

Sep 12, 202212 minEp. 2028

2027: Mediocrity is an Integrity Problem by Cylon George

Cylon George of Spiritual Living for Busy People shares why mediocrity is an integrity problem. Episode 2027: Mediocrity is an Integrity Problem by Cylon George Cylon George is a spiritual chaplain, musician, devoted husband, and busy dad of six. He loves listening to people's stories and helping them gain perspective on life's opportunities and challenges. The mission of his blog is to help busy people thrive in their spiritual lives so they can live with more joy, peace, purpose, and meaning. ...

Sep 11, 202210 minEp. 2027
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