Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

1936: 7 Reasons to Consider Financial Coaching Services by David Baughier of Fiology on Benefits of a Finance Coach

David Baughier with Fiology offers 7 reasons to consider financial coaching services Episode 1936: 7 Reasons to Consider Financial Coaching Services by David Baughier of Fiology on Benefits of a Finance Coach Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI. In addition, there is original content, f...

Jun 24, 20229 minEp. 1936

1935: Do You Have An Emergency List For Your Family by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner of Making Sense of Cents encourages you to make an emergency list for your family Episode 1935: Do You Have An Emergency List For Your Family by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and...

Jun 23, 202211 minEp. 1935

1934: How to Create "Tiny Advantages" and Crush Your Opponents by James Altucher on Investment Strategy

James Altucher talks about how to create small advantages that crush your opponents Episode 1934: How to Create "Tiny Advantages" and Crush Your Opponents by James Altucher on Investment Strategy James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA...

Jun 22, 202210 minEp. 1934

1933: 8 Surprise Expenses For New Homeowners by April Dykman with Get Rich Slowly on Preparing to Buy a Home

April Dykman with Get Rich Slowly shares 8 surprise expenses for new homeowners Episode 1933: 8 Surprise Expenses For New Homeowners by April Dykman with Get Rich Slowly on Preparing to Buy a Home J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the ma...

Jun 21, 202212 minEp. 1933

1932: You Won’t Lose All Your Money Investing (If You Take This Advice) by Robert Farrington of The College Investor

Robert Farrington of The College Investor provides investing advice that will prevent you from losing all your money Episode 1932: You Won’t Lose All Your Money Investing (If You Take This Advice) by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of...

Jun 20, 202213 minEp. 1932

1931: Control Robs Us From Living by Adi Redzic on How To Relax and Experience Life with Mindfulness

Adi Redzic shares how control robs us from living. Episode 1931: Control Robs Us From Living by Adi Redzic on How To Relax and Experience Life with Mindfulness Adi Redzic is an award-winning life, business, and leadership coach, entrepreneur, author of two books, and motivational speaker. From a war-torn childhood to meetings at The White House, Adi has proven the possibility of change and growth. The original post is located here: https://www.adiredzic.com/journal/2018/10/3/control-robs-us-from...

Jun 19, 202210 minEp. 1931

1930: [Part 2] Inflation in 2022, the Rule of 72, and What to Do by Leif of Physician on Fire

Leif of Physician on Fire talks about inflation and the "Rule of 72". This is part 2 of 2 Episode 1930: [Part 2] Inflation in 2022, the Rule of 72, and What to Do by Leif of Physician on Fire Leif is a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors. Physician on FIRE is a personal finance website he created to inform and inspire both physicians and our patients with insightful writing from a physician who has attained financial inde...

Jun 19, 202213 minEp. 1930

1929: [Part 1] Inflation in 2022, the Rule of 72, and What to Do by Leif of Physician on Fire

Leif of Physician on Fire talks about inflation and the "Rule of 72". This is part 1 of 2 Episode 1929: [Part 1] Inflation in 2022, the Rule of 72, and What to Do by Leif of Physician on Fire Leif is a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors. Physician on FIRE is a personal finance website he created to inform and inspire both physicians and our patients with insightful writing from a physician who has attained financial inde...

Jun 18, 202213 minEp. 1929

1928: Polarizing Purchases by Tynan on Personal Finance Decisions & Frugality

Tynan shares his thoughts on polarizing purchases. Episode 1928: Polarizing Purchases by Tynan on Personal Finance Decisions & Frugality Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main char...

Jun 17, 202213 minEp. 1928

1927: Can Dividend Stocks Fight Inflation While Accelerating Portfolio Growth by Gordon Stein of Cash Flow Cookbook

Gordon Stein of Cash Flow Cookbook asks if dividend stocks can fight inflation while accelerating portfolio growth Episode 1927: Can Dividend Stocks Fight Inflation While Accelerating Portfolio Growth by Gordon Stein of Cash Flow Cookbook Gordon is an international personal finance speaker, author and blogger on a mission to help everyone attain financial wellness. North Americans are struggling with high levels of personal debt and higher levels of stress about money. Their financial worries af...

Jun 16, 202214 minEp. 1927

1926: Can Your Friends Help You Become Financially Independent by Cynthia Meyer of Financial Finesse

Cynthia Meyer with Financial Finesse asks if your friends can help you become financially independent Episode 1926: Can Your Friends Help You Become Financially Independent by Cynthia Meyer of Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased fi...

Jun 15, 202211 minEp. 1926

1925: Build a Cash Flow Statement to See Where All Your Money Flows (And Goes!) by Dawn Starks of Simple Money Pro

Dawn Starks of Simple Money Pro tells you to build a cash flow statement to see where all of your money flows and goes Episode 1925: Build a Cash Flow Statement to See Where All Your Money Flows (And Goes!) by Dawn Starks of Simple Money Pro Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, a...

Jun 14, 202211 minEp. 1925

1924: The One Question Successful Investors Always Ask Themselves by Chris Reining on Assessing Your Investments

Chris Reining shares the one question successful investors always ask themselves Episode 1924: The One Question Successful Investors Always Ask Themselves by Chris Reining on Assessing Your Investments Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS,...

Jun 13, 202210 minEp. 1924

1923: Raising Consumer Conscious Teenagers in an Age of Excess by Joshua Becker of Becoming Minimalist on Minimalism

Joshua Becker of Becoming Minimalist talks about how to raise consumer conscious teenagers. Episode 1923: Raising Consumer Conscious Teenagers in an Age of Excess by Joshua Becker of Becoming Minimalist on Minimalism Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall S...

Jun 12, 202212 minEp. 1923

1922: [Part 2] The True Cost of Commuting by Mr. Money Mustache on Calculating the Costs of Daily Travel and Gas Prices

Mr. Money Mustache discusses the true cost of commuting. This is part 2 of 2. Episode 1922: [Part 2] The True Cost of Commuting by Mr. Money Mustache on Calculating the Costs of Daily Travel and Gas Prices Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s...

Jun 12, 202211 minEp. 1922

1921: [Part 1] The True Cost of Commuting by Mr. Money Mustache on Calculating the Costs of Daily Travel and Gas Prices

Mr. Money Mustache discusses the true cost of commuting. This is part 1 of 2. Episode 1921: [Part 1] The True Cost of Commuting by Mr. Money Mustache on Calculating the Costs of Daily Travel and Gas Prices Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s...

Jun 11, 202210 minEp. 1921

1920: What If I Don’t Go Back To Work by Craig Stephens of Retire Before Dad on Challenges of Self-Employment

Craig Stephens of Retire Before Dad talks about the challenges of self-employment Episode 1920: What If I Don’t Go Back To Work by Craig Stephens of Retire Before Dad on Challenges of Self-Employment Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His firs...

Jun 10, 202214 minEp. 1920

1919: Wedding Budget Creep and How to Avoid It by Camilo Maldonado of The Finance Twins

Camilo Maldonado of The Finance Twins tells you how to avoid wedding budget creep Episode 1919: Wedding Budget Creep and How to Avoid It by Camilo Maldonado of The Finance Twins Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how...

Jun 09, 202213 minEp. 1919

1918: 9 Things We Would Do if We Won a Million Dollars Tomorrow by Julien and Kiersten Saunders of Rich and Regular

Julien and Kiersten Saunders of Rich and Regular share 9 things they would do if they won a million dollars Episode 1918: 9 Things We Would Do if We Won a Million Dollars Tomorrow by Julien and Kiersten Saunders of Rich and Regular Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with th...

Jun 08, 202215 minEp. 1918

1917: What to Look for When Reading a Mutual Fund Prospectus by Emily Guy Birken with PT Money on Investing Education

Emily Guy Birken with PT Money shares what to look for when reading a mutual fund prospectus. Episode 1917: What to Look for When Reading a Mutual Fund Prospectus by Emily Guy Birken with PT Money on Investing Education PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He a...

Jun 07, 202214 minEp. 1917

1916: Are Condos a Bad Real Estate Investment for Financial Independence by Christina Browning of Our Rich Journey

Christina Browning of Our Rich Journey questions whether or not condos are a bad real estate investment Episode 1916: Are Condos a Bad Real Estate Investment for Financial Independence by Christina Browning of Our Rich Journey Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial ind...

Jun 06, 202214 minEp. 1916

1915: The Nocebo Effect: Are You (Unknowingly) Thinking Your Way to Failure by Nia Shanks

Nia Shanks shares what the nocebo effect is and how it can harm your fitness routine. Episode 1915: The Nocebo Effect: Are You (Unknowingly) Thinking Your Way to Failure by Nia Shanks Nia Shanks is a writer and coach, and leader of the Lift Like a Girl revolution. She helps women discover and reach their potential through an empowering approach to health, fitness, and life. Nia also hosts The Nia Shanks Show–the podcast dedicated to helping you reach your health and fitness goals and become the ...

Jun 05, 202211 minEp. 1915

1914: [Part 2] Lifestyle Inflation Is Okay – Just Let It Happen On Your Terms by Kevin of Financial Panther

Kevin of Financial Panther talks about how to let lifestyle inflation happen on your own terms. This is part 2 of 2. Episode 1914: [Part 2] Lifestyle Inflation Is Okay – Just Let It Happen On Your Terms by Kevin of Financial Panther Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows ab...

Jun 05, 202211 minEp. 1914

1913: [Part 1] Lifestyle Inflation Is Okay – Just Let It Happen On Your Terms by Kevin of Financial Panther

Kevin of Financial Panther talks about how to let lifestyle inflation happen on your own terms. This is part 1 of 2. Episode 1913: [Part 1] Lifestyle Inflation Is Okay – Just Let It Happen On Your Terms by Kevin of Financial Panther Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows ab...

Jun 04, 202210 minEp. 1913

1912: Signs You Have Too Much Debt by James Lambridis of DebtMD on Debt to Income Ratio

James Lambridis of DebtMD provides signs that you have too much debt Episode 1912: Signs You Have Too Much Debt by James Lambridis of DebtMD on Debt to Income Ratio With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox Business The original post is located here: https://debtmd.com/blog/signs-you...

Jun 03, 202215 minEp. 1912

1911: Financial Infidelity And The Problems It Can Create by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner of Making Sense of Cents talks about the problems created by financial infidelity Episode 1911: Financial Infidelity And The Problems It Can Create by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North Ameri...

Jun 02, 202211 minEp. 1911

1910: Don't Get Burned by FIRE by Jaime of Keep Thrifty on Putting Financial Independence Into Perspective

Jaime of Keep Thrifty warns you to not get burned by FIRE Episode 1910: Don't Get Burned by FIRE by Jaime of Keep Thrifty on Putting Financial Independence Into Perspective Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. Th...

Jun 01, 202211 minEp. 1910

1909: Will Credit Inquiries Hurt Your Credit Score by Miranda Marquit with Good Financial Cents

Miranda Marquit of Making Sense of Cents talks about when credit inquiries will hurt your credit score Episode 1909: Will Credit Inquiries Hurt Your Credit Score by Miranda Marquit with Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com an...

May 31, 202211 minEp. 1909

1908: 4 Lies Money Gurus Tell You by Christine Luken on Looking Out For Common Pieces of Bad Financial Advice

Christine Luken shares 4 lies that money gurus tell you Episode 1908: 4 Lies Money Gurus Tell You by Christine Luken on Looking Out For Common Pieces of Bad Financial Advice Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner! As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and mas...

May 30, 202212 minEp. 1908

1907: The New Currency by Andrew James of Establishing The Self on The Importance of Time Over Money

Andrew James of Establishing The Self shares his thoughts on the new currency. Episode 1907: The New Currency by Andrew James of Establishing The Self on The Importance of Time Over Money Establishing the Self is a frequently updated collection of philosophically themed short essays aimed at interpreting the Human Condition as well as encouraging self-improvement, self-betterment, and self-preservation. The original post is located here: https://www.itsandrewjames.com/the-new-currency Visit Me O...

May 29, 202212 minEp. 1907
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