Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

1906: [Part 2] 5 Steps To Learn To Spend In Retirement by Fritz Gilbert of The Retirement Manifesto

Fritz Gilbert shares 5 steps for spending in retirement. This is part 2 of 2. Episode 1906: [Part 2] 5 Steps To Learn To Spend In Retirement by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and fo...

May 29, 202214 minEp. 1906

1905: [Part 1] 5 Steps To Learn To Spend In Retirement by Fritz Gilbert of The Retirement Manifesto

Fritz Gilbert shares 5 steps for spending in retirement. This is part 1 of 2. Episode 1905: [Part 1] 5 Steps To Learn To Spend In Retirement by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and fo...

May 28, 202212 minEp. 1905

1904: The Percentage Of People With No Wealth Outside Their Home Is Sad by Sam of Financial Samurai on Build A Nest Egg

Sam of Financial Samurai shares why the percentage of people with no wealth outside their home is sad. Episode 1904: The Percentage Of People With No Wealth Outside Their Home Is Sad by Sam of Financial Samurai on Build A Nest Egg Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MB...

May 27, 202213 minEp. 1904

1903: Do What You Hate to Do What You Love by Chris Reining on Finding The Happy Medium With Your Finances

Chris Reining talks about why you must do what you hate in order to do what you love Episode 1903: Do What You Hate to Do What You Love by Chris Reining on Finding The Happy Medium With Your Finances Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, B...

May 26, 202210 minEp. 1903

1902: Your Retirement Checklist by Mike Ballew of Egg Stack on Retiring Being A Bit Like Traveling To Mars

Mike Ballew of Egg Stack issues a retirement checklist Episode 1902: Your Retirement Checklist by Mike Ballew of Egg Stack on Retiring Being A Bit Like Traveling To Mars Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located her...

May 25, 202211 minEp. 1902

1901: Financial Locker Room Talk by ESI Money on Being Able To Pick The Right Financial Advisor For You

ESI of ESI Money talks about financial locker room talk he recently heard Episode 1901: Financial Locker Room Talk by ESI Money on Being Able To Pick The Right Financial Advisor For You ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, inves...

May 24, 202212 minEp. 1901

1900: 4 Lessons Learned From Our 2nd Rental Property by Julien Saunders of Rich and Regular

Julien Saunders of Rich and Regular shares 4 lessons learned from his second rental property Episode 1900: 4 Lessons Learned From Our 2nd Rental Property by Julien Saunders of Rich and Regular Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their...

May 23, 202213 minEp. 1900

1899: [Part 2] 7 Streams of Income: The Millionaire’s Secret by Dr. Jeff Anzalone with Physician On Fire

Dr. Jeff Anzalone of Physician on Fire talks about how to develop 7 different streams of income. This is part 2 of 2. Episode 1899: [Part 2] 7 Streams of Income: The Millionaire’s Secret by Dr. Jeff Anzalone with Physician On Fire Leif is a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors. Physician on FIRE is a personal finance website he created to inform and inspire both physicians and our patients with insightful writing from a ph...

May 22, 202213 minEp. 1899

1898: [Part 1] 7 Streams of Income: The Millionaire’s Secret by Dr. Jeff Anzalone with Physician On Fire

Dr. Jeff Anzalone of Physician on Fire talks about how to develop 7 different streams of income. This is part 1 of 2. Episode 1898: [Part 1] 7 Streams of Income: The Millionaire’s Secret by Dr. Jeff Anzalone with Physician On Fire Leif is a former anesthesiologist, a family man, and a supposed outdoors enthusiast who spends way too much time indoors. Physician on FIRE is a personal finance website he created to inform and inspire both physicians and our patients with insightful writing from a ph...

May 21, 202212 minEp. 1898

1897: I Don't Want My Kids to be Crushed by Student Loans. Do You? by Michael Smith with Financial Finesse on College

Michael Smith with Financial Finesse shares his thoughts on getting crushed by student loans. Episode 1897: I Don't Want My Kids to be Crushed by Student Loans. Do You? by Michael Smith with Financial Finesse on College After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly un...

May 20, 202213 minEp. 1897

1896: Fear Will Hold You Prisoner; a Diversified Portfolio Will Set You Free by FIRECracker of Millennial Revolution

FIRECracker of Millennial Revolution talks about how a diversified portfolio can help you overcome the fear of early retirement Episode 1896: Fear Will Hold You Prisoner; a Diversified Portfolio Will Set You Free by FIRECracker of Millennial Revolution FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her hu...

May 19, 202211 minEp. 1896

1895: 6 Ways to Save Your First $1,000 Quickly by Kalen Bruce of Freedom Sprout on Everyday Saving Tips

Kalen Bruce of Freedom Sprout shares 6 ways to save $1,000 quickly Episode 1895: 6 Ways to Save Your First $1,000 Quickly by Kalen Bruce of Freedom Sprout on Everyday Saving Tips Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances...

May 18, 202214 minEp. 1895

1894: Here's Why You Shouldn't Be Picking Individual Stocks by Camilo Maldonado of The Finance Twins

Camilo Maldonado of The Finance Twins tells you why you shouldn't be picking individual stocks Episode 1894: Here's Why You Shouldn't Be Picking Individual Stocks by Camilo Maldonado of The Finance Twins Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, ho...

May 17, 202210 minEp. 1894

1893: An Excerpt From Transparent Investing: How to Play the Stock Market Without Getting Played by Patrick Geddes

An excerpt from the book Transparent Investing: How to Play the Stock Market Without Getting Played by Patrick Geddes Episode 1893: An Excerpt From Transparent Investing: How to Play the Stock Market Without Getting Played by Patrick Geddes The investment industry wants you to believe in stock market wizards who can predict the future and make a killing for you. But there’s a simpler way to invest using indexing that offers better returns and less stress—no crystal ball needed. We all know from ...

May 16, 202215 minEp. 1893

1892: Surfing to Financial Wellness by Gordon Stein of Cash Flow Cookbook on Making Simple Financial Changes

Gordon Stein of Cash Flow Cookbook talks about the value of making simple financial changes Episode 1892: Surfing to Financial Wellness by Gordon Stein of Cash Flow Cookbook on Making Simple Financial Changes Gordon is an international personal finance speaker, author and blogger on a mission to help everyone attain financial wellness. North Americans are struggling with high levels of personal debt and higher levels of stress about money. Their financial worries affect their sleep, their job pe...

May 15, 202211 minEp. 1892

1891: Preferred vs Common Stocks: How Do They Differ by Amy Blacklock and Vicki Cook with Women Who Money

Amy Blacklock and Vicki Cook of Women Who Money talk about the difference between preferred and common stocks The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challengin...

May 14, 202214 minEp. 1891

1890: 5 Reasons Why Most Don't Become Wealthy by Brian Tracy on Taking The Long View On Your Finances

Brian Tracy shares 5 reasons why most don't become wealthy Episode 1890: 5 Reasons Why Most Don't Become Wealthy by Brian Tracy on Taking The Long View On Your Finances Brian Tracy's goal is to help you achieve your personal and business goals faster and easier than you ever imagined. BrianTracy has consulted for more than 1,000 companies and addressed more than 5,000,000 people in 5,000 talks and seminars throughout the US, Canada and 70 other countries worldwide. As a Keynote speaker and semin...

May 13, 202211 minEp. 1890

1889: What to Do With Unused Student Loan Money by Melanie Lockert of Student Loan Planner on Reducing Debt Loans

Melanie Lockert of Student Loan Planner talks about what to do with unused student loan money Episode 1889: What to Do With Unused Student Loan Money by Melanie Lockert of Student Loan Planner on Reducing Debt Loans Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, a...

May 12, 202213 minEp. 1889

1888: Honey, I Fired the Wealth Manager by Barney of The Escape Artist on Taking Control of Your Own Investments

Barney of The Escape Artist talks about taking control of your own investments and the value of wealth managers Episode 1888: Honey, I Fired the Wealth Manager by Barney of The Escape Artist on Taking Control of Your Own Investments Barney Whiter writes about money and financial freedom at The Escape Artist. He has a degree in economics, is a qualified chartered accountant and had a 20 year career in corporate finance in London. Most recently, he is providing financial coaching to entrepreneurs,...

May 11, 202212 minEp. 1888

1887: The Holy Grail of Travel by Craig Stephens of Retire Before Dad on Finding Your Financial Independence

Craig Stephens of Retire Before Dad talks about how financial independence affects traveling Episode 1887: The Holy Grail of Travel by Craig Stephens of Retire Before Dad on Finding Your Financial Independence Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual...

May 10, 202212 minEp. 1887

1886: 10 Reasons to Get Off Your Butt and Start a Roth IRA by Philip Taylor of PT Money on Retirement Savings

Philip Taylor of PT Money shares 10 reasons to start a Roth IRA Episode 1886: 10 Reasons to Get Off Your Butt and Start a Roth IRA by Philip Taylor of PT Money on Retirement Savings PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular confer...

May 09, 20229 minEp. 1886

1885: [Part 2] Tax Planning For Inherited IRAs by Sean Mullaney of FI Tax Guy

Sean Mullaney of FI Tax Guy talks about tax planning for inherited IRAs. This is part 2 of 2. Episode 1885: [Part 2] Tax Planning For Inherited IRAs by Sean Mullaney of FI Tax Guy Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of...

May 08, 202214 minEp. 1885

1884: [Part 1] Tax Planning For Inherited IRAs by Sean Mullaney of FI Tax Guy

Sean Mullaney of FI Tax Guy talks about tax planning for inherited IRAs. This is part 1 of 2. Episode 1884: [Part 1] Tax Planning For Inherited IRAs by Sean Mullaney of FI Tax Guy Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of...

May 07, 202213 minEp. 1884

1883: The Market Right Now Doesn't Care How Fantastic Your Stocks Are by Vitaliy Katsenelson of Contrarian Edge

Vitaliy Katsenelson of Contrarian Edge shares why the market right now doesn't care how fantastic your stocks are. Episode 1883: The Market Right Now Doesn't Care How Fantastic Your Stocks Are by Vitaliy Katsenelson of Contrarian Edge Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://co...

May 06, 202211 minEp. 1883

1882: Why We Don't Micromanage Our Money by Liz of Frugal Woods on Establishing a Money Routine

Liz of Frugalwoods talks about why she doesn't micromanage her money Episode 1882: Why We Don't Micromanage Our Money by Liz of Frugal Woods on Establishing a Money Routine The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made t...

May 05, 202213 minEp. 1882

1881: 5 Reasons Ditching FIRE For FIOR Might Be Your Best Financial Move by Lisa Harrison of Mad Money Monster

Lisa Harrison of Mad Money Monster talks about why FIOR is better than FIRE Episode 1881: 5 Reasons Ditching FIRE For FIOR Might Be Your Best Financial Move by Lisa Harrison of Mad Money Monster Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as bein...

May 04, 202212 minEp. 1881

1880: Bare Bones Money Management in a Crisis by Dawn Starks of Simple Money Pro

Dawn Starks of Simple Money Pro tells you how you can be prepare to manage money in a crisis Episode 1880: Bare Bones Money Management in a Crisis by Dawn Starks of Simple Money Pro Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husb...

May 03, 202212 minEp. 1880

1879: Ethical Investing - When Doing Well and Doing Good Meet by Andy Hill of Marriage Kids and Money

Andy Hill of Marriage Kids And Money talks about how to invest ethically Episode 1879: Ethical Investing - When Doing Well and Doing Good Meet by Andy Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start...

May 02, 202213 minEp. 1879

1878: [Part 2] Assessing Your Financial Health by Chris Mamula of Can I Retire Yet on Plans For Financial Independence

Chris Mamula of Can I Retire Yet tells you how to assess your financial health. This is part 2 of 2. Episode 1878: [Part 2] Assessing Your Financial Health by Chris Mamula of Can I Retire Yet on Plans For Financial Independence Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: ...

May 01, 202213 minEp. 1878

1877: [Part 1] Assessing Your Financial Health by Chris Mamula of Can I Retire Yet on Plans For Financial Independence

Chris Mamula of Can I Retire Yet tells you how to assess your financial health. This is part 1 of 2. Episode 1877: [Part 1] Assessing Your Financial Health by Chris Mamula of Can I Retire Yet on Plans For Financial Independence Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: ...

Apr 30, 202213 minEp. 1877
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