Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

1726: Don't Let Shopping Ruin Your Holiday Season by Joshua Becker of Becoming Minimalist on Minimalism & Christmas

Joshua Becker of Becoming Minimalist implores you to not let shopping ruin your holiday season Episode 1726: Don't Let Shopping Ruin Your Holiday Season by Joshua Becker of Becoming Minimalist on Minimalism & Christmas Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall...

Nov 30, 202113 minEp. 1726

1725: Richer In Retirement by Mr. 1500 of 1500 Days on Financial Freedom & Becoming Financially Independent

Mr. 1500 of 1500 Days talks about being richer in retirement Episode 1725: Richer In Retirement by Mr. 1500 of 1500 Days on Financial Freedom & Becoming Financially Independent Mr. 1500 is a family guy living in Colorado with his wife and two young children. He studied biology and chemistry in college, but somehow turned into a software developer. In 2013 at the age of 39, he set a goal to build a portfolio of $1,000,000 by February 2017 - 1500 days later. He surpassed his goal and has tracked h...

Nov 29, 202114 minEp. 1725

1724: [Part 2] Financial FOMO: What, Why and How To Avoid It by Joel of 5AMJoel on Practicing Gratitude

Joel of 5AM Joel talks about financial FOMO and how to avoid it. This is part 2 of 2. Episode 1724: [Part 2] Financial FOMO: What, Why and How To Avoid It by Joel of 5AMJoel on Practicing Gratitude Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stop...

Nov 28, 202111 minEp. 1724

1723: [Part 1] Financial FOMO: What, Why and How To Avoid It by Joel of 5AMJoel on Practicing Gratitude

Joel of 5AM Joel talks about financial FOMO and how to avoid it. This is part 1 of 2. Episode 1723: [Part 1] Financial FOMO: What, Why and How To Avoid It by Joel of 5AMJoel on Practicing Gratitude Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stop...

Nov 27, 202111 minEp. 1723

1722: 6 Key Steps to Healthy Finances in Your Relationship by Leo Babauta of Zen Habits

Leo Babauta of Zen Habits shares 6 steps to have healthy finances in your relationship. Episode 1722: 6 Key Steps to Healthy Finances in Your Relationship by Leo Babauta of Zen Habits Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: https://zenhabits.net/six-steps-to-healthy-finances-in-...

Nov 26, 202113 minEp. 1722

1721: 5 Reasons You Won’t Reach Financial Independence by Chris Panteli with Fiology on Principles for Early Retirement

Chris Panteli with Fiology shares 5 reasons that you won't reach financial independence Episode 1721: 5 Reasons You Won’t Reach Financial Independence by Chris Panteli with Fiology on Principles for Early Retirement Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI. In addition, there is original con...

Nov 25, 202112 minEp. 1721

1720: You Will Always Regret Sacrificing Love For Money by Sam of Financial Samurai on Building Wealth & Relationships

Sam of Financial Samurai reminds you that you will always regret sacrificing love for money Episode 1720: You Will Always Regret Sacrificing Love For Money by Sam of Financial Samurai on Building Wealth & Relationships Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, ...

Nov 24, 202113 minEp. 1720

1719: How Can I Get an 8% Investment Return by ESI of ESI Money on Long-Term Expected Investing Returns

ESI of ESI Money tells you how to get an 8% investment return Episode 1719: How Can I Get an 8% Investment Return by ESI of ESI Money on Long-Term Expected Investing Returns ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a...

Nov 23, 202112 minEp. 1719

1718: Stealth Wealth Fail AND The Wall Of Fear by Doc G of Earn And Invest on Psychology of Money & Career

Doc G of Earn and Invest shares two short posts about the psychology of money and career Episode 1718: Stealth Wealth Fail AND The Wall Of Fear by Doc G of Earn And Invest on Psychology of Money & Career Doc G was an internal medicine physician when he discovered the personal finance community through a book called The White Coat Investor. Since then he has left clinical practice to pursue his passion for deep conversations about money and life. The original post is located here: https://www.ear...

Nov 22, 202112 minEp. 1718

1717: The Things We Choose by Kevin of Financial Panther on Intentional Spending & Simple Living

Kevin of Financial Panther talks about intentional spending and simple living Episode 1717: The Things We Choose by Kevin of Financial Panther on Intentional Spending & Simple Living Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making ...

Nov 21, 202110 minEp. 1717

1716: 8 Ways To Make Extra Money While Enjoying It by Adam Murray of Living This Good Life on More Sources of Income

Adam Murray of Living This Good Life shares 8 ways to make extra money and enjoy doing it Episode 1716: 8 Ways To Make Extra Money While Enjoying It by Adam Murray of Living This Good Life on More Sources of Income Adam grew up in a small town in New Brunswick, Canada. He knew from a young age that he wanted to explore and find what made him happy (and uncomfortable). He grew up as a very shy kid but over time he was able to defeat what was holding him down. He remembers how good he felt when he...

Nov 20, 202110 minEp. 1716

1715: Stealth Wealth: Why This Millionaire Hides His Riches by Ramit Sethi of I Will Teach You to be Rich

Ramit Sethi of I Will Teach You To Be Rich shares why some millionaires hide their riches from family and friends. Episode 1715: Stealth Wealth: Why This Millionaire Hides His Riches by Ramit Sethi of I Will Teach You to be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since t...

Nov 19, 202113 minEp. 1715

1714: House Rich and Cash Poor by Mike Ballew of EggStack on Housing Options in Retirement

Mike Ballew of Egg Stack talks about housing options in retirement Episode 1714: House Rich and Cash Poor by Mike Ballew of EggStack on Housing Options in Retirement Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: h...

Nov 18, 202111 minEp. 1714

1713: How to Develop a Positive "Money Mindset" by Brian Tracy on Money Affirmations & Financial Wellbeing

Brian Tracy tells us how to develop a positive money mindset Episode 1713: How to Develop a Positive "Money Mindset" by Brian Tracy on Money Affirmations & Financial Wellbeing Brian Tracy's goal is to help you achieve your personal and business goals faster and easier than you ever imagined. Brian Tracy has consulted for more than 1,000 companies and addressed more than 5,000,000 people in 5,000 talks and seminars throughout the US, Canada and 70 other countries worldwide. As a Keynote speaker a...

Nov 17, 202111 minEp. 1713

1712: The Surprising Reason Why People Cling to Jobs and Investments Longer Than They Should by Afford Anything

Paula Pant of Afford Anything tells us the surprising reason why people cling to jobs and investments longer than they should Episode 1712: The Surprising Reason Why People Cling to Jobs and Investments Longer Than They Should by Afford Anything Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atla...

Nov 16, 202111 minEp. 1712

1711: The Thought Process of a Frugal Mind by Chelsea of Smart Money Mamas on Minimalism & Frugality

Chelsea Brennan of Smart Money Mamas shares the thought process of a frugal mind Episode 1711: The Thought Process of a Frugal Mind by Chelsea of Smart Money Mamas on Minimalism & Frugality Chelsea Brennan is a hedge fund investor turned online entrepreneur that helps moms make their money work for them and embrace their ambitions, so they can live their fullest lives. The original post can be found here: https://smartmoneymamas.com/thought-process-frugal-mind/ Visit Me Online at OLDPodcast.com ...

Nov 15, 202112 minEp. 1711

1710: [Part 2] Should I Refinance My Mortgage by Scott Rieckens of Playing With Fire on Home Loan Savings

Scott Rieckens of Playing With Fire helps you decide whether or not you should refinance your mortgage. This is part 2 of 2. Episode 1710: [Part 2] Should I Refinance My Mortgage by Scott Rieckens of Playing With Fire on Home Loan Savings A successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depres...

Nov 14, 202111 minEp. 1710

1709: [Part 1] Should I Refinance My Mortgage by Scott Rieckens of Playing With Fire on Home Loan Savings

Scott Rieckens of Playing With Fire helps you decide whether or not you should refinance your mortgage. This is part 1 of 2. Episode 1709: [Part 1] Should I Refinance My Mortgage by Scott Rieckens of Playing With Fire on Home Loan Savings A successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depres...

Nov 13, 202113 minEp. 1709

1708: This is How Much You Really Need to be Financially Independent by Chris Reining (FIRE)

Chris Reining shares how to calculate how much you really need to be financially independent. Episode 1708: This is How Much You Really Need to be Financially Independent by Chris Reining (FIRE) Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Busine...

Nov 12, 202111 minEp. 1708

1707: When Searching for More Savings Costs You Time and Money by Amanda of Women Who Money

Amanda of Women Who Money talks about when searching for saving costs you more time and money Episode 1707: When Searching for More Savings Costs You Time and Money by Amanda of Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to...

Nov 11, 202114 minEp. 1707

1706: The First $100,000 Is The Hardest by J. Money of Budgets Are Sexy on Building Wealth & Net Worth

J. Money of Budgets Are Sexy reminds you that it only gets easier after making your first $100,000 Episode 1706: The First $100,000 Is The Hardest by J. Money of Budgets Are Sexy on Building Wealth & Net Worth J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, r...

Nov 10, 202111 minEp. 1706

1705: Get Rich With: Olympic Barbells by Mr. Money Mustache on Working Out at Home to Save Money

Mr. Money Mustache talks about how to save money by working out at home Episode 1705: Get Rich With: Olympic Barbells by Mr. Money Mustache on Working Out at Home to Save Money Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they r...

Nov 09, 202112 minEp. 1705

1704: Would You Go This Far To Pay Off Your Debt by Cynthia Meyer with Financial Finesse on Reducing Expenses

Cynthia Meyer with Financial Finesse talks about reducing expenses to pay off debt Episode 1704: Would You Go This Far To Pay Off Your Debt by Cynthia Meyer with Financial Finesse on Reducing Expenses After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial gu...

Nov 08, 202111 minEp. 1704

1703: [Part 2] 4 Strategies to Negotiate a Higher Starting Salary by Jessica of The Fioneers on Getting Paid

Jessica of The Fioneers shares 4 strategies to negotiate a higher starting salary. This is part 2 of 2. Episode 1703: [Part 2] 4 Strategies to Negotiate a Higher Starting Salary by Jessica of The Fioneers on Getting Paid Jess and Corey started The Pioneers as a way to track their journey to financial independence. If there’s anything they have learned so far, it’s that Financial independence has many definitions. They choose to think of financial independence as: The point at which their assets ...

Nov 07, 202111 minEp. 1703

1702: [Part 1] 4 Strategies to Negotiate a Higher Starting Salary by Jessica of The Fioneers on Getting Paid

Jessica of The Fioneers shares 4 strategies to negotiate a higher starting salary. This is part 1 of 2. Episode 1702: [Part 1] 4 Strategies to Negotiate a Higher Starting Salary by Jessica of The Fioneers on Getting Paid Jess and Corey started The Pioneers as a way to track their journey to financial independence. If there’s anything they have learned so far, it’s that Financial independence has many definitions. They choose to think of financial independence as: The point at which their assets ...

Nov 06, 202113 minEp. 1702

1701: The Three Methods of Finance - When Enough is Enough by Jacob Lund Fisker of Early Retirement Extreme

Jacob Lund Fisker of Early Retirement Extreme shares the three methods of finance Episode 1701: The Three Methods of Finance - When Enough is Enough by Jacob Lund Fisker of Early Retirement Extreme Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and princ...

Nov 05, 202111 minEp. 1701

1700: Why I Own 100% US Stocks by A Purple Life on Investment Portfolio Planning & Financial Decisions

A Purple Life talks about why they own 100% US stocks Episode 1700: Why I Own 100% US Stocks by A Purple Life on Investment Portfolio Planning & Financial Decisions A Purple Life was started by an anonymous writer in 2015. They hatched a plan to retire in 10 years at 35, and with the help of decreased spending, increased wages, and geoarbitrage, they reached their goal in half the time and retired in 2020 at age 30. A Purple Life catalogues their journey to and through early retirement The origi...

Nov 04, 202112 minEp. 1700

1699: Own Less; Travel More by Lauren Keys of Trip Of A Lifestyle on Minimalism & A Digital Nomad Life

Lauren Keys of Trip of a Lifestyle discusses the value in owning less, but traveling more Episode 1699: Own Less; Travel More by Lauren Keys of Trip Of A Lifestyle on Minimalism & A Digital Nomad Life Since graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual wa...

Nov 03, 202112 minEp. 1699

1698: 5 Reasons You Need To Track Your Spending by Chris of Keep Thrifty on Understanding Your Finances

Chris of Keep Thrifty gives you 5 reasons why you need to track your spending Episode 1698: 5 Reasons You Need To Track Your Spending by Chris of Keep Thrifty on Understanding Your Finances Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create...

Nov 02, 202112 minEp. 1698

1697: My Philosophy on Money by Mr. 1500 of 1500 Days on Why You Should Retire Early & Financial Independence

Mr. 1500 of 1500 Days shares his philosophy on money Episode 1697: My Philosophy on Money by Mr. 1500 of 1500 Days on Why You Should Retire Early & Financial Independence Mr. 1500 is a family guy living in Colorado with his wife and two young children. He studied biology and chemistry in college, but somehow turned into a software developer. In 2013 at the age of 39, he set a goal to build a portfolio of $1,000,000 by February 2017 - 1500 days later. He surpassed his goal and has tracked his fin...

Nov 01, 202111 minEp. 1697
For the best experience, listen in Metacast app for iOS or Android
Open in Metacast