Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

1696: [Part 2] The 3 Great Misconceptions About Retirement Saving by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick shares the 3 great misconceptions about retirement saving. This is part 2 of 2. Episode 1696: [Part 2] The 3 Great Misconceptions About Retirement Saving by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, fr...

Oct 31, 202112 minEp. 1696

1695: [Part 1] The 3 Great Misconceptions About Retirement Saving by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick shares the 3 great misconceptions about retirement saving. This is part 1 of 2. Episode 1695: [Part 1] The 3 Great Misconceptions About Retirement Saving by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, fr...

Oct 30, 202113 minEp. 1695

1694: Should You Go On Vacation If You Have Debt by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner of Making Sense of Cents discusses whether or not you should go on vacation if you have debt Episode 1694: Should You Go On Vacation If You Have Debt by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North Ame...

Oct 29, 202111 minEp. 1694

1693: How To Decide Whether To Buy Or Rent A Home by Sam of Financial Samurai on Weighing Out Your Options

Sam of Financial Samurai teaches you how to decide whether to buy or rent a home Episode 1693: How To Decide Whether To Buy Or Rent A Home by Sam of Financial Samurai on Weighing Out Your Options Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggr...

Oct 28, 202110 minEp. 1693

1692: 30 Years Old and Living with My Parents by Adam Murray of Living This Good Life on Ways To Save Money

Adam Murray of Living This Good Life talks about saving money by living with his parents at 30 years old Episode 1692: 30 Years Old and Living with My Parents by Adam Murray of Living This Good Life on Ways To Save Money Adam grew up in a small town in New Brunswick, Canada. He knew from a young age that he wanted to explore and find what made him happy (and uncomfortable). He grew up as a very shy kid but over time he was able to defeat what was holding him down. He remembers how good he felt w...

Oct 27, 202112 minEp. 1692

1691: [Part 2] Frugality Is A Compounding Game by Liz of Frugalwoods on Ways of Banishing Repeated Expenses

Liz of Frugalwoods shares ways to banish repeated expenses. This is part 2 of 2. Episode 1691: [Part 2] Frugality Is A Compounding Game by Liz of Frugalwoods on Ways of Banishing Repeated Expenses The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financi...

Oct 26, 202111 minEp. 1691

1690: [Part 1] Frugality Is A Compounding Game by Liz of Frugalwoods on Ways of Banishing Repeated Expenses

Liz of Frugalwoods shares ways to banish repeated expenses. This is part 1 of 2. Episode 1690: [Part 1] Frugality Is A Compounding Game by Liz of Frugalwoods on Ways of Banishing Repeated Expenses The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financi...

Oct 25, 202115 minEp. 1690

1689: Key to Early Retirement - Margin of Safety by ESI Money on Ways To Creating Financial Independence

ESI of ESI Money shares the key to early retirement Episode 1689: Key to Early Retirement - Margin of Safety by ESI Money on Ways To Creating Financial Independence ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more...

Oct 24, 202112 minEp. 1689

1688: Can I Afford It Is A Terrible Filter by Joshua Becker of Becoming Minimalist on Making Financial Decisions

Joshua Becker of Becoming Minimalist talks about why we shouldn't make financial decisions based solely on whether or not we can afford things Episode 1688: Can I Afford It Is A Terrible Filter by Joshua Becker of Becoming Minimalist on Making Financial Decisions Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS ...

Oct 23, 202112 minEp. 1688

1687: How to Ask for (and Get) a Raise by Emily Guy Birken with PT Money on Doing And Saying The Right Things

Emily Guy Birken of PT Money talks about how to ask for and get a raise Episode 1687: How to Ask for (and Get) a Raise by Emily Guy Birken with PT Money on Doing And Saying The Right Things PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popula...

Oct 22, 202113 minEp. 1687

1686: Mothers and Money by Dawn Starks of Simple Money Pro on Having Equal Voices in Financial Decisions

Dawn Starks of Simple Money Pro talks about the value of mothers having equal voices in financial decisions Episode 1686: Mothers and Money by Dawn Starks of Simple Money Pro on Having Equal Voices in Financial Decisions Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses...

Oct 21, 202112 minEp. 1686

1685: The Myth Of Diversification And Why It Means It’s Okay To Take Chances by Kevin of Financial Panther

Kevin of Financial Panther talks about the myth of diversification and why it means it's ok to take chances Episode 1685: The Myth Of Diversification And Why It Means It’s Okay To Take Chances by Kevin of Financial Panther Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about perso...

Oct 20, 202112 minEp. 1685

1684: Love and Money - 5 Ways to Have a Happier Relationship Through Money Talks by Tiffany Aliche of The Budgetnista

Tiffany Aliche of The Budgetnista shares 5 ways to have a better relationship through money talks Episode 1684: Love and Money - 5 Ways to Have a Happier Relationship Through Money Talks by Tiffany Aliche of The Budgetnista Tiffany Aliche, is an award-winning teacher of financial education and is quickly becoming America’s favorite, personal finance expert. She has made it her mission to empower women and provide them with access to the tools and resources needed to create a better life for them...

Oct 19, 202111 minEp. 1684

1683: Should Repaying Debt Be An Obsession by JD Roth of Get Rich Slowly on Finding Balance With Your Finances

J.D. Roth with Get Rich Slowly talks about whether or not repaying debt should be an obsession Episode 1683: Should Repaying Debt Be An Obsession by JD Roth of Get Rich Slowly on Finding Balance With Your Finances J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, t...

Oct 18, 202111 minEp. 1683

1682: [Part 2] 9 Tips For Financial Success And Freedom by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner of Making Sense of Cents shares 9 tips for financial success and freedom. This is part 2 of 2. Episode 1682: [Part 2] 9 Tips For Financial Success And Freedom by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring ...

Oct 17, 202111 minEp. 1682

1681: [Part 1] 9 Tips For Financial Success And Freedom by Michelle Schroeder-Gardner of Making Sense of Cents

Michelle Schroeder-Gardner of Making Sense of Cents shares 9 tips for financial success and freedom. This is part 1 of 2. Episode 1681: [Part 1] 9 Tips For Financial Success And Freedom by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring ...

Oct 16, 202111 minEp. 1681

1680: The Revolution Has Begun by Paula Pant of Afford Anything on Finding Out How To Use Money As A Tool

Paula Pant of Afford Anything tells us how to use money as a tool Episode 1680: The Revolution Has Begun by Paula Pant of Afford Anything on Finding Out How To Use Money As A Tool Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the ho...

Oct 15, 202111 minEp. 1680

1679: How a Good Credit Score Helps You Build Wealth by Amy Beardsley with Smart Money Mamas

Amy Beardsley of Smart Money Mamas tells us how a good credit score helps to build wealth Episode 1679: How a Good Credit Score Helps You Build Wealth by Amy Beardsley with Smart Money Mamas Chelsea Brennan is a hedge fund investor turned online entrepreneur that helps moms make their money work for them and embrace their ambitions, so they can live their fullest lives. The original post can be found here: https://smartmoneymamas.com/good-credit-score/ Visit Me Online at OLDPodcast.com Intereste...

Oct 14, 202111 minEp. 1679

1678: How To Pay for College As An Adult by Alexa Mason with The College Investor on Money Management

Alexa Mason of The College Investor offers advice for how to pay for college as an adult Episode 1678: How To Pay for College As An Adult by Alexa Mason with The College Investor on Money Management Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College ...

Oct 13, 202111 minEp. 1678

1677: Debt Freedom Is Great But Payment Freedom Is Better by Chris of Keep Thrifty on Pathways to Payment Freedom

Chris of Keep Thrifty talks about why payment freedom is even better than debt freedom Episode 1677: Debt Freedom Is Great But Payment Freedom Is Better by Chris of Keep Thrifty on Pathways to Payment Freedom Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools...

Oct 12, 202112 minEp. 1677

1676: The Delay of Gratification - Reward and Regret by Amberly Grant with Fiology on Living Financially Independent

Amberly Grant with Fiology talks about the delay of gratification as it pertains to financial independence Episode 1676: The Delay of Gratification - Reward and Regret by Amberly Grant with Fiology on Living Financially Independent Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI. In addition, there...

Oct 11, 202114 minEp. 1676

1675: Should I Pay Off Debt or Invest by Chris Reining on Paying Off a House Early & Cost of College

Chris Reining answers a reader's question about paying off debt vs. investing. Episode 1675: Should I Pay Off Debt or Invest by Chris Reining on Paying Off a House Early & Cost of College Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insi...

Oct 10, 202112 minEp. 1675

1674: How to Pay Yourself First AND Automate Your Finances by Ryan H Law on Setting Up Systems for Financial Success

Ryan H. Law shares two short posts covering how to pay yourself first and how to automate your finances Episode 1674: How to Pay Yourself First AND Automate Your Finances by Ryan H Law on Setting Up Systems for Financial Success Ryan's goal is to teach financial planners, coaches, and counselors how to use simple, evidence-based action steps to provide outstanding client care. He received his bachelor's degree from Utah State University in Family Finance. After he graduated he worked in the fina...

Oct 09, 202112 minEp. 1674

1673: Save $50 a Day & Feel No Pain? Hmm I Dunno About That by J. Money of Budgets Are Sexy

J. Money of Budgets Are Sexy talks about the realities of saving Episode 1673: Save $50 a Day & Feel No Pain? Hmm I Dunno About That by J. Money of Budgets Are Sexy J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his f...

Oct 08, 202113 minEp. 1673

1672: Money Saving Hacks for Non Cheapskates by Renee of The Fun Sized Life on Creating Goals and working Backwards

Renee Benes of The Fun Sized Life shares money-saving hacks for people who aren't cheapskates Episode 1672: Money Saving Hacks for Non Cheapskates by Renee Benes of The Fun Sized Life on Creating Goals and working Backwards Renee is a minimalist mom, blogger, & coach. She and her husband downsized their house, paid off debt, started making money online, and now travel part-time with their kids. Her blog and online coaching is centered around helping other women to create this same lifestyle for ...

Oct 07, 202111 minEp. 1672

1671: Invest Overview - Fueling Your Net Worth by ESI Money on The Keys and Stages To Investment Success

ESI of ESI Money talks about how to fuel your net worth with investing Episode 1671: Invest Overview - Fueling Your Net Worth by ESI Money on The Keys and Stages To Investment Success ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest....

Oct 06, 202111 minEp. 1671

1670: Diversifying Your Emergency Fund by Kevin of Financial Panther on Creating Good Financial Principles

Kevin of Financial Panther talks about diversifying your emergency fund Episode 1670: Diversifying Your Emergency Fund by Kevin of Financial Panther on Creating Good Financial Principles Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and mak...

Oct 05, 202113 minEp. 1670

1669: The Budget - The Ultimate Life Design Tool by Alacias Enger of My Sense With Cents on Personal Finance Olympics

Alacias Enger discusses how having a budget is the ultimate life design tool Episode 1669: The Budget - The Ultimate Life Design Tool by Alacias Enger of My Sense With Cents on Personal Finance Olympics Sense with Cents chronicles Alacias' journey using Law of Attraction while pursuing Financial Independence, and the belief that everyone can win with money. She believes that mindset, emotion, and financial knowledge are the keys to success. All opinions are her own and do not constitute financia...

Oct 04, 202113 minEp. 1669

1668: Demystifying Financial Related Stress by Joshua Becker of Becoming Minimalist on Financial Anxiety

Joshua Becker of Becoming Minimalist demystifies finance-related stress Episode 1668: Demystifying Financial Related Stress by Joshua Becker of Becoming Minimalist on Financial Anxiety Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless medi...

Oct 03, 202111 minEp. 1668

1667: Lottery Lump Sum Versus Annuity by Mike Ballew of Egg Stack on Analyzing Your Financial Situation

Mike Ballew of Egg Stack breaks down the best way to collect lottery winnings or large inheritances Episode 1667: Lottery Lump Sum Versus Annuity by Mike Ballew of Egg Stack on Analyzing Your Financial Situation Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for re...

Oct 02, 202113 minEp. 1667
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