Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

1666: Your Budget is Like a Leaking Ship by Jacob Lund Fisker of Early Retirement Extreme on Debt & Investing Success

Jacob Lund Fisker of Early Retirement Extreme compares American consumption to a wooden ship. Episode 1666: Your Budget is Like a Leaking Ship by Jacob Lund Fisker of Early Retirement Extreme on Debt & Investing Success Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a s...

Oct 01, 202113 minEp. 1666

1665: [Part 2] Running Low in Retirement - Income Strategies by Darrow Kirkpatrick of Can I Retire Yet

Darrow Kirkpatrick shares income strategies for when you're running low in retirement. This is part 2 of 2. Episode 1665: [Part 2] Running Low in Retirement - Income Strategies by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work...

Sep 30, 202114 minEp. 1665

1664: [Part 1] Running Low in Retirement - Income Strategies by Darrow Kirkpatrick of Can I retire Yet

Darrow Kirkpatrick shares income strategies for when you're running low in retirement. This is part 1 of 2. Episode 1664: [Part 1] Running Low in Retirement - Income Strategies by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work...

Sep 29, 202113 minEp. 1664

1663: How To Budget After Bankruptcy by Kalen Bruce of Money Mini Blog on Rebuilding Financial Sustainability

Kalen Bruce of Money Mini Blog shares ways to budget after bankruptcy Episode 1663: How To Budget After Bankruptcy by Kalen Bruce of Money Mini Blog on Rebuilding Financial Sustainability Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your ...

Sep 28, 202112 minEp. 1663

1662: How To Put Your Finances On Auto-Pilot by Tania Brown with Financial Finesse on Simplifying Your Finances

Tania Brown with Financial Finesse tells you how to put your finances on autopilot Episode 1662: How To Put Your Finances On Auto-Pilot by Tania Brown with Financial Finesse on Simplifying Your Finances After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial ...

Sep 27, 202111 minEp. 1662

1661: 11 Ways to Save Money by Andy with JenHayes.me on Ways to Be Frugal and Live A Debt Free Life

Andy with Jen Hayes.me shares 11 ways to save money Episode 1661: 11 Ways to Save Money by Andy with JenHayes.me on Ways to Be Frugal and Live A Debt Free Life A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: http...

Sep 26, 202112 minEp. 1661

1660: What Is a Debt Management Plan and How Does It Work by Jackie Beck on Help For Your Financial Life

Jackie Beck explains what a debt management plan is and how it works Episode 1660: What Is a Debt Management Plan and How Does It Work by Jackie Beck on Help For Your Financial Life Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more...

Sep 25, 202111 minEp. 1660

1659: Personal Finance and The Long Game by Honey Smith with Get Rich Slowly on Thinking Long Term

Honey Smith with Get Rich Slowly talks about personal finance and the long game Episode 1659: Personal Finance and The Long Game by Honey Smith with Get Rich Slowly on Thinking Long Term J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of yo...

Sep 24, 202113 minEp. 1659

1658: Want to Retire Early - Beat Inflation With a One Two Punch by Chris of Keep Thrifty on Improving Your Finances

Chris of Keep Thrifty talks about how to beat inflation if you want to retire early Episode 1658: Want to Retire Early - Beat Inflation With a One Two Punch by Chris of Keep Thrifty on Improving Your Finances Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools...

Sep 23, 202110 minEp. 1658

1657: My Triple Bottom Line Path to Financial Independence So Far by Laura of Rich And Resilient Living

Laura of Rich and Resilient Living talks about her triple bottom line path to financial independence so far Episode 1657: My Triple Bottom Line Path to Financial Independence So Far by Laura of Rich And Resilient Living A Purple Life was started by an anonymous writer in 2015. They hatched a plan to retire in 10 years at 35, and with the help of decreased spending, increased wages, and geoarbitrage, they reached their goal in half the time and retired in 2020 at age 30. A Purple Life catalogues ...

Sep 22, 202113 minEp. 1657

1656: Roth or Traditional When You Have Student Debt by Travis Hornsby of Student Loan Planner on Retirement Savings

Travis Hornsby of Student Loan Planner compares tradition IRAs to Roth IRAs for those with student debt Episode 1656: Roth or Traditional When You Have Student Debt by Travis Hornsby of Student Loan Planner on Retirement Savings Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to de...

Sep 21, 202114 minEp. 1656

1655: Intentional Spending - 3 Simple Questions That Will Upgrade Your Finances by Kalen Bruce of Freedom Sprout

Kalen Bruce of Freedom Sprout shares 3 simple questions that will help you spend intentionally and upgrade your finances Episode 1655: Intentional Spending - 3 Simple Questions That Will Upgrade Your Finances by Kalen Bruce of Freedom Sprout Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to ge...

Sep 20, 202111 minEp. 1655

1654: [Part 2] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Personal Finance Decisions

Andrea Joy of Saving Joyfully talks about the stages of financial management. This is part 2 of 2. Episode 1654: [Part 2] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Personal Finance Decisions Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://www.savingjoyf...

Sep 19, 202111 minEp. 1654

1653: [Part 1] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Personal Finance Decisions

Andrea Joy of Saving Joyfully talks about the stages of financial management. This is part 1 of 2. Episode 1653: [Part 1] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Personal Finance Decisions Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://www.savingjoyf...

Sep 18, 202111 minEp. 1653

1652: FIRE Is For Wimps by A Purple Life on How To Baby Step Your Way Into A FIRE Life

A Purple Life insists that FIRE is for wimps Episode 1652: FIRE Is For Wimps by A Purple Life on How To Baby Step Your Way Into A FIRE Life A Purple Life was started by an anonymous writer in 2015. They hatched a plan to retire in 10 years at 35, and with the help of decreased spending, increased wages, and geoarbitrage, they reached their goal in half the time and retired in 2020 at age 30. A Purple Life catalogues their journey to and through early retirement The original post is located here:...

Sep 17, 202114 minEp. 1652

1651: Goal Setting for the Win by Dawn Starks of Simple Money Pro on Concrete Habits for Daily Savings Goals

Dawn Starks of Simple Money Pro talks about the value of goal setting Episode 1651: Goal Setting for the Win by Dawn Starks of Simple Money Pro on Concrete Habits for Daily Savings Goals Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her...

Sep 16, 202111 minEp. 1651

1650: Reject The 'Everyone Has Debt' Mentality by Paula Pant of Afford Anything on The Normalization of Debt

Paula Pant of Afford Anything tells us why we should reject the "everyone has debt" mentality Episode 1650: Reject The 'Everyone Has Debt' Mentality by Paula Pant of Afford Anything on The Normalization of Debt Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate licens...

Sep 15, 202112 minEp. 1650

1649: The Power of an Online Only Savings Account by Tiffany Aliche of The Budgetnista on Having A Savings Mindset

Tiffany Aliche of The Budgetnista discusses the power of an online only savings account Episode 1649: The Power of an Online Only Savings Account by Tiffany Aliche of The Budgetnista on Having A Savings Mindset Tiffany Aliche, is an award-winning teacher of financial education and is quickly becoming America’s favorite, personal finance expert. She has made it her mission to empower women and provide them with access to the tools and resources needed to create a better life for themselves and th...

Sep 14, 202111 minEp. 1649

1648: Don't Let Comparisons Derail Your FIRE Journey by FIRECracker of Millennial Revolution on Your Own Success

FIRECracker of Millennial Revolution warns you to not let comparisons derail your FIRE journey Episode 1648: Don't Let Comparisons Derail Your FIRE Journey by FIRECracker of Millennial Revolution on Your Own Success FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the ...

Sep 13, 202113 minEp. 1648

1647: Reduce the Budget Busters by Gary with Jillian Johnsrud on Making Strides To Your Debt Free Climb

Jillian Johnsrud tells you how to reduce the budget busters. Episode 1647: Reduce the Budget Busters by Gary with Jillian Johnsrud on Making Strides To Your Debt Free Climb Fifteen years ago when Jillian and her husband Adam were married, they had $55,000 in debt (credit card, student loans, and medical debt). They also had big dreams. They wanted to take mini-retirements. They wanted to travel the world. And they wanted to adopt. They wanted financial freedom: to never worry about having the mo...

Sep 12, 202113 minEp. 1647

1646: Prioritizing Wants Versus Needs AND The Unexpected Emergency Funds Philip Dancy of Dancy With Money

Philip Dancy of Dancy With Money shares two short posts covering wants versus needs, and unexpected emergency funds Episode 1646: Prioritizing Wants Versus Needs AND The Unexpected Emergency Funds Philip Dancy of Dancy With Money Philip Dancy joined one of the top investment banking firms upon his graduation from the Five Year MBA program at Hampton University. After starting his career in New York City and getting his first check, he understood that this “adulting” life wasn’t going to be simpl...

Sep 11, 202112 minEp. 1646

1645: You Probably Have No Idea What You Want by Kevin of Financial Panther on Being Financially Flexible

Kevin of Financial Panther talks about financial flexibility Episode 1645: You Probably Have No Idea What You Want by Kevin of Financial Panther on Being Financially Flexible Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making more mon...

Sep 10, 202113 minEp. 1645

1644: [Part 2] Earn Like A Boss Spend Like An Intern by Chris of Keep Thrifty on Managing Your Finances The Right Way

Chris of Keep Thrifty encourages you to earn like a boss, but spend like an intern. This is part 2 of 2. Episode 1644: [Part 2] Earn Like A Boss Spend Like An Intern by Chris of Keep Thrifty on Managing Your Finances The Right Way Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you...

Sep 09, 202111 minEp. 1644

1643: [Part 1] Earn Like A Boss Spend Like An Intern by Chris of Keep Thrifty on Managing Your Finances The Right Way

Chris of Keep Thrifty encourages you to earn like a boss, but spend like an intern. This is part 1 of 2. Episode 1643: [Part 1] Earn Like A Boss Spend Like An Intern by Chris of Keep Thrifty on Managing Your Finances The Right Way Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you...

Sep 08, 202111 minEp. 1643

1642: Changing Jobs for More Money - Is it Worth It by Philip Taylor of PT Money on Career Financial Management

Philip Taylor of PT Money talks about whether or not it's worth it to change jobs for more money Episode 1642: Changing Jobs for More Money - Is it Worth It by Philip Taylor of PT Money on Career Financial Management PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also...

Sep 07, 202111 minEp. 1642

1641: Why I Feel Like A Baller When I Shop At The Dollar Store by Lisa Harrison of Mad Money Monster on Frugality

Lisa Harrison of Mad Money Monster talks about why she feels like a baller when she shops at the dollar store Episode 1641: Why I Feel Like A Baller When I Shop At The Dollar Store by Lisa Harrison of Mad Money Monster on Frugality Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on th...

Sep 06, 202111 minEp. 1641

1640: Climb Out Of Massive Debt with These 10 Life Changing Steps by Andy Hill of Marriage Kids And Money

Andy Hill shares 10 life changing steps to help you climb out of massive debt Episode 1640: Climb Out Of Massive Debt with These 10 Life Changing Steps by Andy Hill of Marriage Kids And Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided...

Sep 05, 202113 minEp. 1640

1639: Three Simple Money Resolutions to Help You Prosper in 2017 and Beyond by ESI Money on Setting Financial Goals

ESI of ESI Money shares three simple money resolutions to help you prosper Episode 1639: Three Simple Money Resolutions to Help You Prosper in 2017 and Beyond by ESI Money on Setting Financial Goals ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn...

Sep 04, 202111 minEp. 1639

1638: When Renting is Smarter Than Buying by Sierra Black with Get Rich Slowly on Weighing The Pros and Cons of Renting

Sierra Black with Get Rich Slowly talks about the scenarios in which renting is smarter than buying Episode 1638: When Renting is Smarter Than Buying by Sierra Black with Get Rich Slowly on Weighing The Pros and Cons of Renting J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your ow...

Sep 03, 202112 minEp. 1638

1637: The Darker Side of Keeping Up With The Joneses by Helene Massicotte of Free To Pursue on Financial Cushions

Helene Massicotte of Free To Pursue shares the darker side of keeping up with the Joneses Episode 1637: The Darker Side of Keeping Up With The Joneses by Helene Massicotte of Free To Pursue on Financial Cushions Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life i...

Sep 02, 202111 minEp. 1637
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