Optimal Finance Daily - Financial Independence and Money Advice - podcast cover

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily | Diania Merriamoldpodcast.com
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...

Episodes

1336: A Winning Real Estate Investing Strategy For Independent Landlords by Joseph Hogue with Retire Before Dad

Joseph Hogue with Retire Before Dad gives landlords a winning real estate investing strategy. Episode 1336: A Winning Real Estate Investing Strategy For Independent Landlords by Joseph Hogue with Retire Before Dad Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unu...

Nov 05, 202010 minEp. 1336

1335: Man Sells Motorbike, Experiences Bliss by Mr. Frugal Toque with Mr. Money Mustache on How Stuff Holds Us Down

Mr. Frugal Toque with Mr. Money Mustache talks about the bliss found by selling a motorbike. Episode 1335: Man Sells Motorbike, Experiences Bliss by Mr. Frugal Toque with Mr. Money Mustache on How Stuff Holds Us Down Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout th...

Nov 04, 202012 minEp. 1335

1334: Lack of Intrinsic Motivation Will Destroy Your Early Retirement by Jacob Lund Fisker of Early Retirement Extreme

Jacob Lund Fisker of Early Retirement Extreme warns us of the risks of not having intrinsic motivation. Episode 1334: Lack of Intrinsic Motivation Will Destroy Your Early Retirement by Jacob Lund Fisker of Early Retirement Extreme Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life....

Nov 03, 202015 minEp. 1334

1333: The Joy of Enough by Chris Reining on Maximizing Happiness vs Making More Money

Chris Reining relishes in the joy of enough. Episode 1333: The Joy of Enough by Chris Reining on Maximizing Happiness vs Making More Money Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/joy-of-enough/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn mo...

Nov 02, 202010 minEp. 1333

1332: Reasons You Should Sell Your Investments by Art of Flex Cents on Long-Term Investing

Art of Flex Cents offers reasons to sell your investments. Episode 1332: Reasons You Should Sell Your Investments by Art of Flex Cents on Long-Term Investing Art is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his wife and him were thinking about moving out of their parents’ homes and began looking at houses to buy. Knowing that there are others who have reached financial indep...

Nov 01, 202011 minEp. 1332

1331: Spending Less Versus Earning More by ESI of ESI Money on Growing the Wealth Gap & Early Retirement

ESI of ESI Money compares and contrasts spending less and earning more. Episode 1331: Spending Less Versus Earning More by ESI of ESI Money on Growing the Wealth Gap & Early Retirement ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest...

Oct 31, 202014 minEp. 1331

1330: A Savings Strategy that Works by Derick Van Ness of Big Life Financial on How To Save More Money

Derick Van Ness of Big Life Financial gives us a savings strategy that works. Episode 1330: A Savings Strategy that Works by Derick Van Ness of Big Life Financial on How To Save More Money Derick Van Ness is a Wealth Strategist who is passionate about helping people reach their full potential. His company, Big Life Financial is focused on removing the mystery and misinformation surrounding money and financial strategy so people can live their BIGGEST LIFE! Derick’s company can help anyone but is...

Oct 30, 202010 minEp. 1330

1329: Is Value Investing Dead by Vitaliy Katsenelson of Contrarian Edge on Growth Stocks & FANG

Vitaliy Katsenelson of Contrarian Edge asks if value investing is dead. Episode 1329: Is Value Investing Dead by Vitaliy Katsenelson of Contrarian Edge on Growth Stocks & FANG Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/is-value-investing-dead/ Visit Me Online a...

Oct 29, 202014 minEp. 1329

1328: Cashing Out Of Stocks To Buy Real Estate: Analyzing The Temptation by Financial Samurai on Asset Allocation

Sam of Financial Samurai analyzes the temptation to cash out of stocks in favor of real estate. Episode 1328: Cashing Out Of Stocks To Buy Real Estate: Analyzing The Temptation by Financial Samurai on Asset Allocation Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, i...

Oct 28, 202014 minEp. 1328

1327: What Low Interest Rates Mean to You by Harry N. Stout of FinancialVerse on Lower Cost Mortgage Expenses

Harry Stout of Financial Verse encourages a personal look at low interest rates. Episode 1327: What Low Interest Rates Mean to You by Harry N. Stout of FinancialVerse on Lower Cost Mortgage Expenses Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industr...

Oct 27, 202011 minEp. 1327

1326: How To Make Early Retirement A Reality For You by Tania Brown with Financial Finesse on Retiring Early

Tania Brown with Financial Finesse talks about how to make early retirement a reality. Episode 1326: How To Make Early Retirement A Reality For You by Tania Brown with Financial Finesse on Retiring Early After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial...

Oct 26, 202012 minEp. 1326

1325: [Part 2] Stocks - Part XXIII: Selecting Your Asset Allocation by JL Collins on Total Stock Market Index Investing

JL Collins of JLCollinsNH.com teaches us how to select our asset allocation. This is part 2 of 2. Episode 1325: [Part 2] Stocks - Part XXIII: Selecting Your Asset Allocation by JL Collins on Total Stock Market Index Investing Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building str...

Oct 25, 202012 minEp. 1325

1324: [Part 1] Stocks - Part XXIII: Selecting Your Asset Allocation by JL Collins on Total Stock Market Index Investing

JL Collins of JLCollinsNH.com teaches us how to select our asset allocation. This is part 1 of 2. Episode 1324: [Part 1] Stocks - Part XXIII: Selecting Your Asset Allocation by JL Collins on Total Stock Market Index Investing Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building str...

Oct 24, 202012 minEp. 1324

1323: 3 Utterly Obvious Ways To Build Wealth by Jeff Rose of Good Financial Cents on Frugality & Debt Payoff

Jeff Rose shares some obvious ways that we can build wealth. Episode 1323: 3 Utterly Obvious Ways To Build Wealth by Jeff Rose of Good Financial Cents on Frugality & Debt Payoff Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original ...

Oct 23, 202012 minEp. 1323

1322: The Real Reason Why You're Always Broke by Jen Hayes on Creating A Healthy Money Mindset

Jen Hayes tells you the truth about why you're always broke. Episode 1322: The Real Reason Why You're Always Broke by Jen Hayes on Creating A Healthy Money Mindset A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: ...

Oct 22, 202010 minEp. 1322

1321: Why Renting Will Make You Rich by FIRECracker of Millennial Revolution on The Rent Versus Buying A Home Debate

FIRECracker of Millennial Revolution insists that renting will make us rich. Episode 1321: Why Renting Will Make You Rich by FIRECracker of Millennial Revolution on The Rent Versus Buying A Home Debate FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their s...

Oct 21, 202012 minEp. 1321

1320: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner of Making Sense of Cents on Frugality

Michelle Schroeder-Gardner of Making Sense of Cents talks about the power behind a no spend challenge. Episode 1320: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner of Making Sense of Cents on Frugality Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and livi...

Oct 20, 202010 minEp. 1320

1319: 3 Things to Do Today to Feel Better about Your Finances by Kumiko of The Budget Mom on Setting Financial Goals

Kumiko of The Budget Mom offers three tips for feeling better about your financial situation. Episode 1319: 3 Things to Do Today to Feel Better about Your Finances by Kumiko of The Budget Mom on Setting Financial Goals Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.theb...

Oct 19, 202012 minEp. 1319

1318: When Commissions Matter And When They Don't by Robert Farrington of The College Investor on Investing Expenses

Robert Farrington of The College Investor breaks down when commissions matter and when they don't. Episode 1318: When Commissions Matter And When They Don't by Robert Farrington of The College Investor on Investing Expenses Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school...

Oct 18, 202012 minEp. 1318

1317: The Narrow Path To A Great Retirement by Fritz Gilbert of The Retirement Manifesto

Fritz Gilbert fills us in on the narrow path to a great retirement. Episode 1317: The Narrow Path To A Great Retirement by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both the fin...

Oct 17, 202015 minEp. 1317

1316: When Spending Money Improves Your Life by J. Money of Budgets Are Sexy on Treating Yourself

J. Money of Budgets Are Sexy talks about how spending money improves your life. Episode 1316: When Spending Money Improves Your Life by J. Money of Budgets Are Sexy on Treating Yourself J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsA...

Oct 16, 202011 minEp. 1316

1315: Eliminate Financial Problems Through Self Discipline by Brian Tracy on Personal Finance Success Principles

Brian Tracy tells us how we can use self-discipline to rid ourselves of financial problems. Episode 1315: Eliminate Financial Problems Through Self Discipline by Brian Tracy on Personal Finance Success Principles Brian Tracy's goal is to help you achieve your personal and business goals faster and easier than you ever imagined. BrianTracy has consulted for more than 1,000 companies and addressed more than 5,000,000 people in 5,000 talks and seminars throughout the US, Canada and 70 other countri...

Oct 15, 202011 minEp. 1315

1314: How Many Toilets Do You Own by Joel of 5AM Joel on Benefits & Disadvantages of Real Estate Investing

Joel of 5AM Joel asks a key question: how many toilets do you own? Episode 1314: How Many Toilets Do You Own by Joel of 5AM Joel on Benefits & Disadvantages of Real Estate Investing Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started ...

Oct 14, 202012 minEp. 1314

1313: Budgeting Tips: 10 Ways to Lower Your Life's Fixed Costs by Joshua Becker of Becoming Minimalist on Saving Money

Joshua Becker of Becoming Minimalist shares ten budgeting tips that can help to lower your life's fixed costs. Episode 1313: Budgeting Tips: 10 Ways to Lower Your Life's Fixed Costs by Joshua Becker of Becoming Minimalist on Saving Money Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Bos...

Oct 13, 202011 minEp. 1313

1312: 5 Ways Frugality Enhances Your Life by Gina Zakaria of Saving Whiz on Frugal Living & Mindful Spending

Gina Zakaria of Saving Whiz informs us of five ways that frugality can enhance our lives. Episode 1312: 5 Ways Frugality Enhances Your Life by Gina Zakaria of Saving Whiz on Frugal Living & Mindful Spending Gina Zakaria, the founder and writer for TheFrugalConvert.com, is based in Los Angeles. She is passionate about helping others find their sweet spot in spending and saving, by being more frugal. It’s her mission to teach others how to maximize on life while saving money. She’s appeared on MeT...

Oct 12, 202010 minEp. 1312

1311: [Part 2] 3 Habits That Are Costing You Hundreds of Thousands by Nick True of Mapped Out Money on Saving Cash

Nick True of Mapped Out Money reminds us of three habits that are costing us hundreds of thousands of dollars. This is part 2 of 2. Episode 1311: [Part 2] 3 Habits That Are Costing You Hundreds of Thousands by Nick True of Mapped Out Money on Saving Cash Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable st...

Oct 11, 202012 minEp. 1311

1310: [Part 1] 3 Habits That Are Costing You Hundreds of Thousands by Nick True of Mapped Out Money on Saving Cash

Nick True of Mapped Out Money reminds us of three habits that are costing us hundreds of thousands of dollars. This is part 1 of 2. Episode 1310: [Part 1] 3 Habits That Are Costing You Hundreds of Thousands by Nick True of Mapped Out Money on Saving Cash Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable st...

Oct 10, 202012 minEp. 1310

1309: Buying Too Much Stuff is Driven By Uncertainty by Leo Babauta of Zen Habits on Simple Living & Minimalism

Leo Babauta of Zen Habits explains the drive behind why some people buy too much. Episode 1309: Buying Too Much Stuff is Driven By Uncertainty by Leo Babauta of Zen Habits on Simple Living & Minimalism Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: https://zenhabits.net/buying Visit Me...

Oct 09, 202011 minEp. 1309

1308: What Savings Goals Should You Focus On First by Vicki Cook & Amy Blacklock of Women Who Money

Vicki and Amy of Women Who Money tell us what savings goals should be focused on first. Episode 1308: What Savings Goals Should You Focus On First by Vicki Cook & Amy Blacklock of Women Who Money Amanda is a team member of Women Who Money and the founder and blogger behind Why We Money. Amanda loves writing about happiness, values, money, and real estate. She was a social worker before she became a stay-at-home parent and experienced side hustler 19 years ago. Amanda also writes for a local, fam...

Oct 08, 202014 minEp. 1308

1307: Living Frugally and Loving It by Tynan on Frugal Life & Minimalism and Money

Tynan shares his thoughts on how to love living a frugal life. Episode 1307: Living Frugally and Loving It by Tynan on Frugal Life & Minimalism and Money Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one...

Oct 07, 202012 minEp. 1307
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