Francisco Maldonado of The Finance Twins discusses the value of a credit score. Episode 1306: Your Credit Score Matters A Lot. Here's Why by Francisco Maldonado of The Finance Twins Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and...
Oct 06, 2020•11 min•Ep. 1306
Rose Lounsbury gives us a lesson on how minimalists shop. Episode 1305: How Do Minimalists Shop by Rose Lounsbury on Minimalism & Personal Finance Decisions Rose Lounsbury is a keynote speaker, Amazon bestselling author, simplicity coach, and still-sane mom of triplets. (Yes, you heard that right!) She helps overwhelmed people create open spaces in their homes, workspaces, and more importantly–their minds–by letting go of the excess stuff that gets in the way. Rose started her own simplicity jou...
Oct 05, 2020•11 min•Ep. 1305
Philip Taylor of PT Money reminds you of what to consider before closing on your next house. Episode 1304: Things to Consider Before Closing on Your Next House by Philip Taylor of PT Money on Buying Real Estate Tips PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also ...
Oct 04, 2020•10 min•Ep. 1304
Dawn Starks of SimpleMoney tells us how to rewrite the money stories we've been telling ourselves. Episode 1303: Rewriting the Money Stories We Tell Ourselves by Dawn Starks of Simple Money Pro on Combatting Negative Self-Talk Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be c...
Oct 03, 2020•11 min•Ep. 1303
Andrea Joy of Saving Joyfully tells us how to improve our finances by better managing our time. Episode 1302: Manage Your Time Improve Your Finances by Andrea Joy of Saving Joyfully on Financial Planning Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://savingjoyfully.com/manage-your...
Oct 02, 2020•11 min•Ep. 1302
Mr. Money Mustache unveils the real benefit of being rich. Episode 1301: The Real Benefit of Being Rich by Mr. Money Mustache on Financial Freedom & Gratitude Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real w...
Oct 01, 2020•14 min•Ep. 1301
Introducing the new host of Optimal Finance Daily, Diania Merriam. Bonus: About Diania Merriam of EconoMe Diania Merriam is the creator of EconoMe, a one-day conference aimed at showcasing a new American dream. Diania aggressively paid off $30,000, found a passion for pursing FI, walked the Camino (nearly 500 miles), and saves ~60% of her income. Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad cho...
Sep 30, 2020•9 min
Derick Van Ness of Big Life Financial talks about why it's best to keep your financial strategy simple. Episode 1300: Why Keeping Financial Strategy Simple Works by Derick Van Ness of Big Life Financial on Money Management Derick Van Ness is a Wealth Strategist who is passionate about helping people reach their full potential. His company, Big Life Financial is focused on removing the mystery and misinformation surrounding money and financial strategy so people can live their BIGGEST LIFE! Deric...
Sep 30, 2020•11 min•Ep. 1300
Phil Town of Rule One Investing shares a unique perspective on how to invest with meaning. Episode 1299: How to Invest: Meaning and the 3 Circles by Phil Town of Rule One Investing on Picking The Right Stocks Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Boo...
Sep 29, 2020•9 min•Ep. 1299
Emma Scheib of Simple Slow Lovely tells us how minimalism helped her earn $8000. Episode 1298: How I Used the Principles of Minimalism to Make $8,000 by Emma Scheib of Simple Slow Lovely on Decluttering Emma is a self-confessed introvert who craves the simple and slow things in life. She loves to run, read, and write. She is blessed to be wife to a wonderful husband, mum to two amazing and vivacious daughters, 1 dog, a cat, and 5 chickens. They live in Motueka, New Zealand, a stone’s throw from ...
Sep 28, 2020•9 min•Ep. 1298
Kristin Wong with I Will Teach You To Be Rich offers tips on how to talk about finances with your significant other. This is part 2 of 2. Episode 1297: [Part 2] How to Talk about Money with Your Significant Other by Kristin Wong with I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, bus...
Sep 27, 2020•10 min•Ep. 1297
Kristin Wong with I Will Teach You To Be Rich offers tips on how to talk about finances with your significant other. This is part 1 of 2. Episode 1296: [Part 1] How to Talk about Money with Your Significant Other by Kristin Wong with I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, bus...
Sep 26, 2020•10 min•Ep. 1296
Craig Stephens of Retire Before Dad reminds us about the reality of gains in the stock market. Episode 1295: A Healthy Reminder That Stocks Don't Always Go Up by Craig Stephens of Retire Before Dad on Investment Advice Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore th...
Sep 25, 2020•11 min•Ep. 1295
Kalen Bruce of Freedom Sprout gives a guide to get started in real estate investing. Episode 1294: Real Money: A Complete Guide to Getting Started in Real Estate Investing by Kalen Bruce of Money Mini Blog Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a ...
Sep 24, 2020•9 min•Ep. 1294
Wanderer fills us in on the unpleasant truths about investment fees and how to minimize them. Episode 1293: Investment Fees Are The Worst by Wanderer of Millennial Revolution on Buying ETFs versus Mutual Funds Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves. The original post can be seen here:...
Sep 23, 2020•10 min•Ep. 1293
Jen Hayes reflects on how she and her husband paid off $127k of debt in 4 years. Episode 1292: How We Paid Off $127,000 of Debt in 4 Years by Jen Hayes on Frugality & Aggressive Debt Payoff A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exlusive tips on how to save money, earn more, and live like no one else. The origin...
Sep 22, 2020•10 min•Ep. 1292
Mike Ballew of Eggstack talks about both living expenses in retirement and early retirement opportunity costs. Episode 1291: Living Expenses in Retirement AND Early Retirement Opportunity Costs by Mike Ballew of Retiring Early Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances ...
Sep 21, 2020•11 min•Ep. 1291
Harry Stout of Financial Verse teaches us how we can fix our financial foundations. Episode 1290: Fixing Your Financial Foundation by Harry Stout of Financial Verse on Personal Finance Fundamentals Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry...
Sep 20, 2020•9 min•Ep. 1290
ESI of ESI Money offers different definitions of financial independence. Episode 1289: What is the Definition of Financial Independence by ESI of ESI Money on Personal Finance Freedom ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest....
Sep 19, 2020•10 min•Ep. 1289
Robert Farrington of The College Investor discusses the pros and cons of investing in gold. Episode 1288: The Positives and Negatives of Investing Your Money in Gold by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started ...
Sep 18, 2020•9 min•Ep. 1288
Kumiko of The Budget Mom helps us insure we're prepared for the next financial crisis. Episode 1287: How to Prepare for the Next Financial Crisis by Kumiko of The Budget Mom on Emergency Funds & Preparedness Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.co...
Sep 17, 2020•10 min•Ep. 1287
Margo Aaron of That Seems Important educates us on why we buy things that we don't need. Episode 1286: Why We Buy Things We Don't Need by Margo Aaron of That Seems Important on Psychology of Buying & Spending Money Margo Aaron is a proud graduate of Emory University, Columbia University and altMBA where she won the prestigious Walker Award. In 2017 she founded The Arena, the first virtual coworking space for solopreneurs. She's a regular contributor to Inc and lives in Jersey City as a Daywalker...
Sep 16, 2020•11 min•Ep. 1286
Steve Pavlina talks about the value of pushing oneself the right way. Episode 1285: Pushing Yourself by Steve Pavlina on How to Get Past Mental Boudaries & Push Your Limits Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including product...
Sep 15, 2020•9 min•Ep. 1285
Joel of 5AM Joel talks about the financially independent people who are miserable. Episode 1284: Financially Independent and Miserable by 5AM Joel on The Relationship Between Financial Freedom & Happiness Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel nev...
Sep 14, 2020•10 min•Ep. 1284
Chris Mamula of Can I Retire Yet shares three bad financial decisions he made that somehow managed to help him retire sooner. This is part 2 of 2. Episode 1283: [Part 2] 3 Bad Financial Decisions That Helped Me Retire Sooner by Chris Mamula of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks...
Sep 13, 2020•10 min•Ep. 1283
Chris Mamula of Can I Retire Yet shares three bad financial decisions he made that somehow managed to help him retire sooner. This is part 1 of 2. Episode 1282: [Part 1] 3 Bad Financial Decisions That Helped Me Retire Sooner by Chris Mamula of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks...
Sep 12, 2020•10 min•Ep. 1282
Chris Reining tells us what everyone seems to forget about money. Episode 1281: What Everyone Forgets About Money by Chris Reining on The Value of Trading Time for Money Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/time/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/Optima...
Sep 11, 2020•9 min•Ep. 1281
Emily Guy Birken with PT Money shares an unexpected truth about how a gas guzzling car could be a good money saver. Episode 1280: That Gas Guzzler Might Actually Save You Money by Emily Guy Birken with PT Money on Car Buying Decisions PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the sit...
Sep 10, 2020•10 min•Ep. 1280
Michelle Schroeder-Gardner of Making Sense of Cents reminds of what we need to know about emergency funds. Episode 1279: Everything You Need To Know About Emergency Funds by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America a...
Sep 09, 2020•9 min•Ep. 1279
J.D. Roth with Get Rich Slowly talks about the realities of frugal shaming. Episode 1278: Frugal Shaming and Financial One-Upmanship by J.D. Roth of Get Rich Slowly on Mustachianism & Frugality J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the maste...
Sep 08, 2020•10 min•Ep. 1278
