Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2949: Philip Taylor answers whether a 46-year-old teacher should open a Roth IRA closer to retirement, emphasizing the flexibility and long-term growth potential of this retirement account. He also introduces a simplified budgeting approach that focuses on controlling discretionary spending once fixed expenses are handled, making financial m...
Nov 26, 2024•12 min•Ep. 2949
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2948: Ryan from ArrestYourDebt.com reveals how companies profit from our constant dissatisfaction, urging a mindset shift for greater happiness and financial freedom. He emphasizes investing in experiences over material items, nurturing meaningful memories, and giving to others to elevate personal joy and purpose. Read along with the origina...
Nov 25, 2024•9 min•Ep. 2948
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2947: Ryan of ArrestYourDebt.com explores the complex relationship between wealth and happiness, revealing that money can indeed increase happiness but only up to a point. With $75,000 as a benchmark for optimal satisfaction, the post emphasizes that while financial stability meets basic needs, further income brings diminishing returns, high...
Nov 24, 2024•10 min•Ep. 2947
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2946: Rose Lounsbury reveals why living in a modestly sized home isn’t a sacrifice but a powerful way to gain financial freedom, cleaner spaces, stronger family bonds, and a head start on simplifying life. With a warm, relatable approach, she shares how downsizing can transform your living environment and mindset. Read along with the origina...
Nov 24, 2024•11 min•Ep. 2946
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2945: When we’re young, we take risks without thinking twice often because we get lucky and don't face the consequences. Chris Reining’s story of riding a crocodile and navigating stock market highs serves as a metaphor for the fine line between luck and sound decision-making. He argues for investing wisely, understanding the difference betw...
Nov 23, 2024•11 min•Ep. 2945
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2944: Charlie Brown highlights research-backed ways to use money for greater happiness. From spending in alignment with your personality and opting for frequent small treats, to prioritizing experiences and investing in flow-inducing activities, these strategies are proven to boost life satisfaction. Giving to others and savoring the anticip...
Nov 22, 2024•13 min•Ep. 2944
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2943: Reflecting on a decade of transformation, the author recounts their journey from a fearful college student desperate for a job to a more confident individual ready to leave corporate life for personal fulfillment. The narrative highlights lessons on the emptiness of corporate ambition and the irreplaceable value of time spent with love...
Nov 21, 2024•13 min•Ep. 2943
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2942: Joel of 5AMJoel.com explores how Parkinson’s Law “work expands to fill the time available for its completion” can be leveraged to achieve early retirement. By taking control of your time, as illustrated through a simple office scenario, Joel emphasizes that the duration of your career is ultimately determined by how efficiently you com...
Nov 20, 2024•9 min•Ep. 2942
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2941: Turn down the temperature on your thermostat and rock warm winter clothing to cut heating expenses. Combine this with smart energy-saving habits, like using a programmable thermostat and sealing drafts, to keep your home cozy without breaking the bank. Hilary from MoneyMiniBlog.com shares practical, low-cost solutions to help you manag...
Nov 19, 2024•10 min•Ep. 2941
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2940: Mr. Money Mustache explores how to enjoy leisure time without excessive spending by embracing fulfilling, low-cost activities. By valuing local, sustainable hobbies and even money-making pastimes, he demonstrates how redefining leisure can create both personal satisfaction and financial freedom. Read along with the original article(s) ...
Nov 18, 2024•11 min•Ep. 2940
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2939: By implementing Christina Browning's quick and practical financial tips, you can jumpstart your financial wellness within just 30 days. From increasing your credit score to enjoying the journey toward financial independence, these strategies focus on practical steps you can start today to reduce expenses, increase savings, and even boo...
Nov 17, 2024•11 min•Ep. 2939
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2938: Kevin of Financial Panther examines the costs and benefits of daycare, highlighting the balance between time, money, and his child’s social development. By analyzing hourly expenses and considering the non-financial advantages, Kevin emphasizes the value of daycare in providing structure for his family, freedom in his work-life, and en...
Nov 17, 2024•11 min•Ep. 2938
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2937: Jackie Beck explains the concept of "living below your means" as a path to financial freedom, breaking down how spending less than you earn builds security and lessens financial stress. By managing expenses, budgeting, and cutting unnecessary costs, she shows how anyone can take simple steps to achieve a less debt-ridden, more fulfilli...
Nov 16, 2024•9 min•Ep. 2937
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2936: Successful investing relies on key traits like patience, confidence, and emotional control, which empower people to ride out market volatility and stick to their financial goals. Vicki Cook and Amy Blacklock outline how embracing continuous learning, understanding risk, and focusing on long-term objectives can help investors especially...
Nov 15, 2024•12 min•Ep. 2936
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2935: Karen Trefzger explains how minimalist lifestyle choices can unlock financial freedom by cutting unnecessary expenses in areas like housing, cars, entertainment, and education. By simplifying spending and reinvesting the savings, she suggests anyone can build substantial wealth while also gaining peace of mind and flexibility. Read alo...
Nov 14, 2024•13 min•Ep. 2935
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2934: Paul Millerd explores how the societal default of full-time, year-round employment often blinds us to life’s more meaningful experiences. Sharing his journey from corporate consultant to self-employed, he reveals the hidden costs of trading endless hours for stability and questions the assumptions that keep many people from reclaiming ...
Nov 13, 2024•12 min•Ep. 2934
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2933: Investing isn’t just about profit; Steve Pavlina emphasizes the importance of aligning investments with personal values to avoid self-sabotage and create positive social impacts. He suggests focusing on growth-inducing investments in personal development and businesses you control, rather than purely profit-driven options, for a more f...
Nov 12, 2024•11 min•Ep. 2933
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2932: In this insightful continuation, Mrs. 1500 offers practical strategies for maximizing savings and finding financial freedom on any income level. From reselling thrift-store finds to leveraging free educational resources and simplifying everyday expenses, she emphasizes thoughtful decision-making. It's not about how much you earn but ho...
Nov 11, 2024•13 min•Ep. 2932
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2931: Mrs. 1500 from 1500Days.com shares her thoughts on early retirement, emphasizing that you don’t need to earn a six-figure salary to achieve it. Drawing from her own experience of living frugally, she offers practical tips, such as renting out spare rooms, maintaining a budget car, and delaying major expenses like children, all while fi...
Nov 10, 2024•13 min•Ep. 2931
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2930: Heart disease is the leading cause of death in the U.S., but it often goes overlooked in retirement planning. Kathleen Coxwell highlights that the risks of heart attack increase after retirement due to stress, loss of purpose, and lifestyle changes. By focusing on heart-healthy habits such as a proper diet, regular exercise, finding pu...
Nov 10, 2024•11 min•Ep. 2930
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2929: ESI of ESIMoney.com explores the age-old debate of spending less versus earning more for financial success. Both strategies are essential: spending less yields immediate benefits, while earning more increases financial freedom over time. True financial growth comes from maximizing the gap between income and expenses by controlling spen...
Nov 09, 2024•12 min•Ep. 2929
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2928: Dr. Jim Dahle offers practical advice on financial decisions that can lead to wealth-building instead of debt accumulation. By choosing used cars, index funds, and experiences over flashy purchases like new cars, actively managed funds, and expensive homes, Dahle highlights the importance of strategic spending for long-term financial s...
Nov 08, 2024•12 min•Ep. 2928
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2927: Joshua Becker challenges the common pursuit of wealth, arguing that true riches lie beyond financial accumulation. By removing the desire for money, we unlock deeper happiness, security in relationships, and greater fulfillment in life. Becker invites readers to reassess their values, highlighting how generosity, contentment, and purpo...
Nov 07, 2024•11 min•Ep. 2927
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2926: David Champion reflects on the fear many retirees face as they shift from earning income to relying on savings, particularly in volatile times. He highlights how historical resilience in financial markets, combined with flexibility in spending, can help retirees overcome excessive worry about their portfolios running dry. Champion’s ow...
Nov 06, 2024•13 min•Ep. 2926
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2925: Derick Van Ness challenges readers to stop seeking external validation and start trusting their instincts to make bold decisions. He emphasizes that real success comes from carving your own path, rather than conforming to societal expectations, and highlights the opportunity cost of following the status quo, which often leads to missed...
Nov 05, 2024•13 min•Ep. 2925
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2924: Jesse Cramer explores how smart financial planning mirrors basketball strategy: take the guaranteed shot instead of chasing risky gains. He explains how narrowing the range of outcomes through careful planning like diversifying investments or giving yourself time leads to financial dependability and peace of mind, avoiding unnecessary ...
Nov 04, 2024•13 min•Ep. 2924
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2923: Jessica challenges conventional money advice, like the 50/30/20 rule, as ineffective for high-achievers. Instead of following one-size-fits-all budgeting models, she suggests decluttering financial priorities and creating personalized guidelines that align with individual goals and seasons of life. This approach helps achievers build a...
Nov 03, 2024•12 min•Ep. 2923
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2922: Nir Eyal explores the power of betting on yourself to change habits, highlighting a study that shows how putting money at risk can significantly boost success rates, particularly in quitting smoking. Despite its effectiveness, this approach remains underused due to fear of failure and the discomfort of risking money. Eyal delves into w...
Nov 03, 2024•11 min•Ep. 2922
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2921: Andy Hill shares practical steps for parting ways with a financial advisor who may not be prioritizing your best interests. He outlines a straightforward, five-step guide to transition to a new advisor or self-directed investing. With insights on selecting an advisor, understanding fees, and minimizing emotional discomfort during the p...
Nov 02, 2024•12 min•Ep. 2921
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2920: Feeling financially stuck often comes from living according to external pressures, but Jaime shares how questioning assumptions, experimenting with lifestyle changes, and taking action can lead to financial freedom. By simplifying their lives, selling unused possessions, and reassessing their spending, Jaime and Chris created a path to...
Nov 01, 2024•9 min•Ep. 2920
