Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2799: Michael Smith of FinancialFinesse.com debunks four common myths about retirement, emphasizing the continued relevance of Social Security, the insufficiency of relying solely on Social Security, the manageable cost of medical insurance premiums, and the feasibility of achieving retirement with consistent savings efforts. His insights en...
Jul 18, 2024•11 min•Ep. 2799
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2798: Emily Rose Barr explores the common misconception that purchases can significantly change our lives. She highlights how relying on material goods for personal transformation often leads to disappointment and emphasizes the importance of addressing deeper emotional and psychological needs directly. Read along with the original article(s...
Jul 17, 2024•10 min•Ep. 2798
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2797: The Mad Fientist explores the quickest route to financial independence by identifying essential expenses, reducing unnecessary costs, and finding ways to generate supplemental income. His approach emphasizes strategic lifestyle changes and geographical flexibility to achieve financial freedom sooner, allowing more time for enjoyable an...
Jul 16, 2024•12 min•Ep. 2797
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2796: ESI of ESIMoney.com explains how you can retire early with a net worth of $1 million or less, using strategies common among the FIRE (Financial Independence Retire Early) community. Learn how to maximize your savings, minimize debt, and invest wisely to achieve financial independence by your mid-30s and live comfortably without a tradi...
Jul 15, 2024•10 min•Ep. 2796
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2795: Nick Maggiulli highlights how IBM's legal team, Cravath, Swain, & Moore LLP, defended against antitrust charges through sheer tenacity and exhaustive effort, demonstrating that success can be achieved by outworking opponents. This brute force approach extends to various domains, including finance, where strategies like indexing and hig...
Jul 14, 2024•12 min•Ep. 2795
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2794: Feeling happy is linked to a greater sense of well-being, achievement, and fulfillment. Dr. Jenny Brockis shares seven simple ways to boost your happiness, including self-acceptance, outdoor exercise, sufficient sleep, gratitude, building a support network, acts of kindness, and smiling more. Each method is easy to implement and can si...
Jul 14, 2024•11 min•Ep. 2794
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2793: Find freedom from the cycle of shopping addiction with Karen Trefzger's insightful strategies. Learn how to declutter, cultivate gratitude, develop new interests, and make mindful purchases to create a peaceful and manageable home environment. Read along with the original article(s) here: https://www.maximumgratitudeminimalstuff.com/20...
Jul 13, 2024•11 min•Ep. 2793
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2792: Andy Hill provides insightful strategies to help you accelerate your journey to becoming mortgage-free. Learn practical tips like switching grocery stores, utilizing cash envelopes, and sending windfalls directly to your mortgage to save thousands and gain financial freedom faster. Read along with the original article(s) here: https://...
Jul 12, 2024•10 min•Ep. 2792
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2791: Andy Hill's article on paying off your mortgage faster offers practical advice and real-life examples to inspire financial independence. Hear how Deacon Hayes eliminated his mortgage in just five years and explore tips that can help you achieve a debt-free homeownership journey. Read along with the original article(s) here: https://mar...
Jul 11, 2024•14 min•Ep. 2791
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2790: Carol Christie from WomenWhoMoney.com explores the unexpected financial benefits of intermittent fasting, highlighting how adopting this lifestyle can reduce your grocery bill by 25%, alongside promoting health improvements and time savings. Discover how fasting can positively impact your budget and overall well-being. Read along with ...
Jul 10, 2024•12 min•Ep. 2790
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2789: Paula Pant of AffordAnything.com explores the financial debate around whether to pay cash for a car or take out a low-interest loan. Through personal anecdotes and financial analysis, she reveals the pros and cons of each approach, ultimately deciding to purchase the cars with cash to align with personal values and financial goals. Rea...
Jul 09, 2024•11 min•Ep. 2789
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2788: Jen Hayes emphasizes the importance of cutting unnecessary expenses when living paycheck to paycheck or dealing with debt. She suggests practical alternatives to common expenditures like coffee shop visits, gym memberships, and dining out, advocating for self-sufficiency and resourcefulness as pathways to financial stability and increa...
Jul 08, 2024•10 min•Ep. 2788
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2787: Maya Ackerman challenges the societal obsession with wealth and status, advocating instead for pursuing dreams and passions. Her personal story illustrates the fulfillment that comes from aligning one's work with their true self, offering listeners inspiration to reclaim their own dreams and build a meaningful life. Read along with the...
Jul 07, 2024•12 min•Ep. 2787
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2786: Rachel Jones shares practical advice on embracing minimalism with a family, emphasizing the importance of communication and gradual changes. By focusing on personal areas first and involving family members in the process, she provides actionable steps to simplify your home and life together. Read along with the original article(s) here...
Jul 07, 2024•10 min•Ep. 2786
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2785: Kumiko from TheBudgetMom.com provides a comprehensive guide for managing debt collection. She offers practical steps to assess your financial situation, prioritize payments, and choose the best approach to settle debts. Her advice empowers readers to take control of their finances and work towards rebuilding their credit. Read along wi...
Jul 06, 2024•11 min•Ep. 2785
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2784: Lisa Harrison of MadMoneyMonster.com shares how achieving financial independence doesn't require extraordinary actions. By living below your means, increasing income, eliminating debt, and practicing frugality, you can build wealth steadily and retire rich without creating the next big thing. Read along with the original article(s) her...
Jul 05, 2024•10 min•Ep. 2784
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2783: Jeff Rose explains why annuities, typically seen as suitable for older individuals, may not be the best investment for young people due to their limited growth potential and penalties for early withdrawal. While annuities might provide some benefits within a diversified portfolio, Rose emphasizes the superior advantages of Roth IRAs an...
Jul 04, 2024•11 min•Ep. 2783
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2782: Ashley Kipp's insightful exploration of wealth challenges the conventional focus on material possessions and financial assets, urging us to recognize and appreciate the abundant, non-monetary sources of wealth in our lives. From health and home to friendships and spirit, this redefinition enriches our understanding of true prosperity a...
Jul 03, 2024•10 min•Ep. 2782
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2781: Helene Massicotte shares her journey of realizing that more possessions lead to less satisfaction and appreciation. By adopting a "no buy" approach for seven months, she aims to reclaim her time, focus on meaningful activities, and find contentment in less, transforming her consumption habits and rediscovering the joy in simplicity. Re...
Jul 02, 2024•12 min•Ep. 2781
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2780: Miranda Marquit explains why she prefers the term "spending plan" over "budget" due to the negative connotations associated with restriction and limitation. By using a spending plan, she emphasizes proactive financial planning that prioritizes funding essentials while allowing flexibility and control in other spending areas, fostering ...
Jul 01, 2024•9 min•Ep. 2780
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2779: An easy way to level up your finances is to bucket your money, a method that Jesse Cramer of BestInterest.blog details. By dividing your liquid net worth into different buckets based on timelines and risk levels, you can create a financial plan that is both objective and adaptable to your life goals. This approach simplifies investment...
Jun 30, 2024•14 min•Ep. 2779
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2778: Discover how to reprogram your brain for health, wealth, and happiness with techniques like creative visualization, subliminal messages, and positive affirmations. The NeuroGym Team explains how these methods can transform your subconscious mind, helping you overcome limiting beliefs and achieve your goals. Read along with the original...
Jun 30, 2024•9 min•Ep. 2778
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2777: A Purple Life shares a personal journey of resistance and eventual acceptance of the FIRE (Financial Independence, Retire Early) movement, thanks to their partner's patient persuasion. Discover how a pivotal conversation and supportive insights led to a complete lifestyle transformation, aiming for retirement at 30. Read along with the...
Jun 29, 2024•10 min•Ep. 2777
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2776: Working with a financial planner can significantly enhance your financial security and retirement happiness. Kathleen Coxwell discusses the key benefits, such as turning aspirations into achievable goals, creating strategic plans, and staying on track. Whether you're just starting or already managing your investments, professional advi...
Jun 28, 2024•9 min•Ep. 2776
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2775: Robyn from ADimeSaved.com shares practical tips for frugal individuals looking to embrace minimalism. Learn how a capsule wardrobe, digital media, and investing in experiences can save money and simplify life, while fostering a mindset of appreciation and intentional living. Read along with the original article(s) here: https://adimesa...
Jun 27, 2024•9 min•Ep. 2775
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2774: Robyn from ADimeSaved.com shares practical tips for embracing a minimalist lifestyle to declutter your home and mind, save money, and focus on personal happiness. By adopting a minimalist mindset, you can simplify your life and make more intentional choices about what you buy and keep. Read along with the original article(s) here: http...
Jun 26, 2024•9 min•Ep. 2774
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2773: Shannon McLay shares a deeply personal account of her journey as a financial advisor, emphasizing the emotional weight of managing clients' investments. She reveals the importance of transparency and urges investors to ask advisors how they invest their own money, highlighting the necessity of trust and alignment in financial advising....
Jun 25, 2024•10 min•Ep. 2773
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2772: Kevin of FinancialPanther.com shares a personal story of how his desires evolved over time, emphasizing the unpredictability of knowing what we truly want. He illustrates that life changes and our wants shift accordingly, urging flexibility and realism in our goals and aspirations. Read along with the original article(s) here: https://...
Jun 24, 2024•11 min•Ep. 2772
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2771: Nick Maggiulli's exploration of "The Price of Greed" illustrates the perils of unchecked ambition through historical and modern examples, revealing how greed, often driven by a desire for status, can lead to devastating financial and personal consequences. By highlighting the stories of figures like Eli Whitney and Jesse Livermore, Mag...
Jun 23, 2024•10 min•Ep. 2771
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2770: Jeff Goins reminds us of the childhood belief in our hidden superpowers and the adventure of life. He shares how embracing his true identity as a writer transformed his life and encourages us to rediscover our own purpose, stepping out from behind the mask of normalcy to fulfill our potential. Read along with the original article(s) he...
Jun 23, 2024•8 min•Ep. 2770
