Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2589: Chris Guillebeau of ChrisGuillebeau.com explores the concept of trading income for time, focusing on the claim that 70% of American men would accept a 20% pay cut for one less day of work per week. He delves into the source of this claim and its implications, questioning why more people don't make this trade-off despite a general desir...
Jan 16, 2024•14 min•Ep. 2589
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2588: Kiersten Saunders of RichAndRegular.com shares stories of individuals grappling with financial challenges, illustrating that while debt and financial struggles are daunting, they do not define a person. She reflects on her own past of being "broke AF," emphasizing the importance of mindset in overcoming financial adversity. Kiersten en...
Jan 15, 2024•11 min•Ep. 2588
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2587: Vekevia Tillman-Jones offers a compassionate yet practical approach to balancing the desire to help others with maintaining one's own financial health. Her article provides creative strategies for supporting loved ones without compromising your financial stability, emphasizing the importance of time and resources management. Read along...
Jan 14, 2024•9 min•Ep. 2587
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2586: Victoria Faling's insightful exploration into self-care reveals how personalizing this practice can transform it from a chore into a rejuvenating activity. She emphasizes that self-care is not about forcing yourself to do activities you dislike, but about discovering what genuinely makes you feel fulfilled and integrating that into you...
Jan 14, 2024•11 min•Ep. 2586
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2585: Jackie Beck's insightful take on impulse spending highlights the subtleties of this habit, extending beyond the stereotypical mall trips to spontaneous decisions like dining out. Her personal anecdotes and practical steps offer a relatable and actionable guide for anyone looking to control their spending and align it with their long-te...
Jan 13, 2024•12 min•Ep. 2585
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2584: Kathleen Coxwell of NewRetirement.com discusses common retirement concerns, particularly outliving one's money. She highlights five strategies to address this fear, including managing lifestyle expenses, considering living situations like downsizing or reverse mortgages, understanding healthcare costs, implementing tax savings measures...
Jan 12, 2024•10 min•Ep. 2584
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2583: Craig Stephens of Retire Before Dad.com shares his perspective on how clutter in the home represents wasted money and opportunities. He discusses the emotional and financial costs of holding onto items that depreciate rapidly and offers advice on minimizing clutter, including embracing minimalism, being intentional about purchases, and...
Jan 11, 2024•13 min•Ep. 2583
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2582: Christina Browning from OurRichJourney.com demystifies the path to financial independence on a low income. She outlines practical strategies including calculating and improving your savings rate, seeking financial assistance, skill trading, avoiding convenience costs, utilizing DIY resources like YouTube, using cash instead of credit, ...
Jan 10, 2024•11 min•Ep. 2582
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2581: James Altucher's article on JamesAltucher.com offers valuable advice for managing sudden wealth. He emphasizes the importance of patience, caution in lending and investing, maintaining good health, and not burning out. These guidelines aim to help individuals navigate newfound wealth wisely and ensure long-term financial stability. Rea...
Jan 09, 2024•10 min•Ep. 2581
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2580: ESI from ESIMoney.com provides a compelling guide on how to boost your career's value, outlining seven critical steps. These include over-performing, enhancing likability, networking effectively, maintaining an attractive presence, continual learning, adept self-management, and marketing oneself skillfully, all of which are essential f...
Jan 08, 2024•10 min•Ep. 2580
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2579: Nick Maggiulli's article "The Biggest Lie in Personal Finance" exposes the oversimplified notion that reducing expenses is the key to wealth. He argues that for many, especially those with lower incomes, cutting costs isn't enough without addressing the core issues of insufficient income and systemic financial constraints. Read along w...
Jan 07, 2024•11 min•Ep. 2579
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2578: David Cain's narrative in "Moments Can't Be Captured" explores the poignant realization that trying to immortalize experiences through photographs often detracts from truly living them. He shares a personal encounter with a deer, choosing to savor the moment rather than capture it through a lens. This story becomes a metaphor for appre...
Jan 07, 2024•11 min•Ep. 2578
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2577: Philip Taylor's insights in "5 Tips For Making Extra Money" illuminate the path to successful side hustles, emphasizing the importance of starting before perfection, seeking mentorship, meticulous planning, and dedicated hard work. He narrates how taking actionable steps, even amidst uncertainty, can gradually lead to mastering busines...
Jan 06, 2024•9 min•Ep. 2577
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2576: Philip Taylor of PTMoney.com shares insightful ways to transform hobbies into profitable ventures. His approach demystifies the process of earning extra income, emphasizing the practicality of leveraging personal passions and skills in an entrepreneurial spirit. Read along with the original article(s) here: https://ptmoney.com/make-ext...
Jan 05, 2024•10 min•Ep. 2576
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2575: Mr. Money Mustache's insightful piece sheds light on the pitfalls of financial habits inherited from parents and the traps of conventional employment. It emphasizes the importance of financial independence and the freedom it brings, using a professor's story as a case study to illustrate how one can successfully transition from a tradi...
Jan 04, 2024•13 min•Ep. 2575
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2574: Sarah Sharkey's article with TheCollegeInvestor.com demystifies portfolio rebalancing, a crucial yet often overlooked aspect of investing. She illustrates how rebalancing maintains alignment with your financial goals and risk tolerance, despite market fluctuations. Read along with the original article(s) here: https://thecollegeinvesto...
Jan 03, 2024•11 min•Ep. 2574
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2573: Courtney Luke at ArrestYourDebt.com provides insightful guidance on maintaining a robust financial plan. The article emphasizes the importance of never eliminating key elements such as savings, health insurance, debt repayment, life insurance, discretionary spending, and groceries from your budget. These components are crucial for long...
Jan 02, 2024•12 min•Ep. 2573
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2572: Tynan from Tynan.com challenges conventional investment wisdom, advocating for a broader view of 'utility on investment.' He shares personal examples like his RV and art collection, emphasizing the significant, often overlooked returns in terms of lifestyle improvements and cost savings. Tynan's approach is about investing in experienc...
Jan 01, 2024•11 min•Ep. 2572
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2571: Chelsea from SmartMoneyMamas.com provides insightful strategies to involve children in family finances. The article emphasizes practical methods like using cash for certain expenses, understanding entertainment budgets, and maintaining a family savings chart. These approaches not only make money tangible for kids but also instill valua...
Dec 31, 2023•9 min•Ep. 2571
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2570: Julie Morgenstern's article offers invaluable guidance for parents on managing life's unexpected challenges. She emphasizes the importance of seeking help and prioritizing self-care during crises, ensuring parents can maintain their well-being while effectively supporting their children. Read along with the original article(s) here: ht...
Dec 31, 2023•10 min•Ep. 2570
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2569: Michelle Schroeder-Gardner's article debunks six common excuses that hinder effective savings, emphasizing the importance of overcoming psychological barriers to financial health. She illustrates how changing beliefs and attitudes toward money can significantly improve one's financial situation. Read along with the original article(s) ...
Dec 30, 2023•10 min•Ep. 2569
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2568: Jessica Jokisch's insightful article, "How to Stop Worrying About Money," offers a practical and empowering approach to achieving financial peace. Jokisch shares her personal journey and effective strategies, including facing financial facts, positive self-talk, gratitude, and taking small actionable steps, to help individuals break fr...
Dec 29, 2023•11 min•Ep. 2568
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2567: Amanda from WomenWhoMoney.com shares her journey of developing shared financial goals with her partner, revealing it was not an overnight success. Despite initial money mistakes and differing views, their commitment to communication, honesty, and mutual respect laid the foundation for achieving their financial dreams together. Read alo...
Dec 28, 2023•10 min•Ep. 2567
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2566: James Lambridis' article on debt settlement offers a thorough understanding of how these organizations operate, outlining the process, risks, and considerations involved. It's a valuable resource for anyone grappling with debt, providing clarity on debt settlement's impact on credit scores, tax implications, and the potential pitfalls ...
Dec 27, 2023•11 min•Ep. 2566
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2565: Darrow Kirkpatrick of CanIRetireYet.com shares insightful details on managing retirement expenses, emphasizing the significance of monitoring and adjusting spending patterns. He highlights the importance of considering variable expenses like personal care, taxes, and housing costs, and addresses the practicality of adapting expenses in...
Dec 26, 2023•12 min•Ep. 2565
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2564: Darrow Kirkpatrick's insights on managing retirement expenses are invaluable for anyone planning their future. He emphasizes the importance of tracking personal expenses rather than relying on national statistics, offering a transparent look into his own retirement budget across various categories. This real-world perspective aids list...
Dec 25, 2023•10 min•Ep. 2564
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2563: Mike Ballew of EggStack.com delves into the intricacies of Roth Conversions, explaining their taxable nature and strategic benefits. He emphasizes their potential for long-term tax savings, especially for those anticipating higher future tax brackets or increased government spending. The article balances these advantages with the finan...
Dec 24, 2023•12 min•Ep. 2563
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2562: Riley Pearce's article from FreeFormFitness.ca emphasizes the importance of physical fitness for seniors, highlighting how personal training can effectively address the unique challenges of aging. It outlines the physiological changes that occur with age and the significant benefits of exercise and personal training in maintaining heal...
Dec 24, 2023•11 min•Ep. 2562
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2561: Kelley Long from FinancialFinesse.com emphasizes the importance of focusing on net worth, retirement readiness, and emergency funds over obsessing about credit scores. These three key financial indicators offer a more comprehensive and meaningful assessment of financial health, guiding towards true financial freedom and stability. Read...
Dec 23, 2023•9 min•Ep. 2561
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2560: Wanderer from Millennial Revolution brings to light the hidden, damaging impact of investment fees, especially in mutual funds. By comparing the long-term effects of Management Expense Ratios (MERs) in mutual funds versus lower-cost ETFs, the article reveals how even small percentages can significantly reduce investment returns over ti...
Dec 22, 2023•11 min•Ep. 2560
