In this episode, we run through 8 things to keep in mind as you use credit cards, from freezing your credit to keeping track of annual fees. Many times people are too scared to use credit because they're afraid it will get out of control. But in this episode, we'll talk about how to responsibly use credit cards to earn points for family travel and take advantage of all the perks like fraud protection and money back. As always, if you want to get in touch, or send your own credit cards tips, plea...
Sep 07, 2022•14 min•Season 1Ep. 16
Here are my top 10 go to meals for crazy, busy nights. Or just for regular nights when I'm feeling lazy. Or just ANY night because these meals taste so good! When you're in charge of feeding a family, your food budget can balloon out of control. But with some simple tips and tricks that make meal prep easier, you can drastically decrease how much you eat out and add some routine to your life. As always, feel free to reach out with questions, comments, ideas by sending me a DM on instagram @kaeli...
Aug 31, 2022•18 min•Season 1Ep. 15
Would you rather have $100 now or $100 in a year? The answer is explained with the Time Value of Money, inflation, and having the discipline to invest. In this episode, I share 2 ways that have helped me have the discipline to keep investing, however small that amount may be, and how to see big returns by putting your money to work. Time Value Money explained by Khan Academy Math Equations by the Motley Fool How Much Milk Costs in each state by the USDA US Inflation Reports by Bloomberg Warren B...
Jul 22, 2022•15 min•Season 1Ep. 14
Here I discuss how to pay tithing with stocks, called donations in kind. I'm surprised it's not more well known since it can save you a lot of money by avoiding the long-term capital gains tax of 15%! I'll discuss how and why we want to model charitable giving to our kids, some charities we like to support ( Charity: Water and Watsi ), where to find unbiased reviews of charities ( Charity Watch or Charity Navigator ) and what tithing is. Links to tithing and humanitarian aid by the Church of Jes...
Jul 07, 2022•11 min•Season 1Ep. 13
Airline travel with kids can be expensive, cumbersome and just flat out difficult! In this episode I share all the tips I've learned over the years; traveling while pregnant, traveling with young kids, and traveling as a solo parent with kids. I also share some of our airplane travel horror stories and how to survive when a flight gets cancelled or delayed. Hopefully it doesn't happen to you, but in case it does I'm here to help! Hosted on Acast. See acast.com/privacy for more information....
Jun 29, 2022•29 min•Season 1Ep. 12
Here's my recipe for building wealth – make sure your Basic Needs are met, and then invest the rest! I'll discuss what I believe basic needs are, where you should invest, how much you can invest into tax-advantaged accounts each year, and the best ways to invest early so that you and your family are set for life. I recorded this episode in May 2022, and since then the markets have gotten even crazier ! But rest assured that as long as you're patient, persistent and disciplined, you can stay the ...
Jun 21, 2022•15 min•Season 1Ep. 11
Finances aren't solitary – they effect so many aspects of your life. This awareness can help you figure out your own relationship with money, what you're grateful for and what you take for granted. In this episode I'll list 100 things I love about where my financial life has taken me, my personality when it comes to money, and how, at its core, finances can be less intimidating. Hosted on Acast. See acast.com/privacy for more information.
Jun 08, 2022•20 min•Season 1Ep. 10
#9. Here are my favorite ways to be productive - including getting clear on your values and prioritizing your schedule. The goal is to make decision making as frictionless as possible, because we've all had little ones clamoring for our attention! Rather than getting stuck in the day to day, these tips will jumpstart your productivity and free up time so you can focus on what's most important. Some recommendations in this episode: Thriving in Motherhood planner by Jessica Jackson When by Daniel ...
Jun 01, 2022•19 min•Season 1Ep. 9
#8: Vulnerability is a tricky topic, but one that should be discussed as it relates to finances. We'll talk about how moms can use vulnerability to give themselves and others permission to do what's right for them, how long the average user uses social media a day (surprise – it's a lot!), why I stopped going on social media and why it's so important to grapple with your own feelings of financial vulnerability. We'll talk about the best ways to ask someone if they want to talk about something, w...
May 19, 2022•17 min•Season 1Ep. 8
As an Airbnb host for 5+ years, I've got my fair share of crazy stories. However, it also made SO much more possible, including funding family travel , keeping us financially afloat while my husband was in grad school , and allowing me to stay home to raise our kids. While many short-term rentals are managed by property managers, Airbnb is unique in that anyone can rent out any space they own (subject to local laws). That means it's a totally viable option for moms, as long as they're willing an...
May 10, 2022•20 min•Season 1Ep. 7
Parents shouldn't be made to feel as if their contribution to society doesn't mean anything unless they are actively earning a paycheck. In this episode, we discuss cognitive dissonance , the American Time Use survey , getting into a "flow state" and why that's especially hard when you're constantly caring for young children, self-referential thinking , why you should think of your work as a calling , and how you're probably doing a much better job at motherhood than you think you are. I'll be h...
May 10, 2022•16 min•Season 1Ep. 6
Come join me as we tackle our financial to-do lists! Being a mom is hard work – just, without a paycheck. But that doesn't mean you can't take money off your list of worries. Every week I'll be doing a deep dive into money tasks and give you actionable, authentic ways to take the stress out of finance. Let's do it! Hosted on Acast. See acast.com/privacy for more information.
May 09, 2022•55 sec
Groceries are a household staple – and the bigger the family, the more people eat! Here are some of our strategies we've used to cut our grocery budget: including buying less meat 🥩 , eating fermented food 🍲 , buying discounted or expired goods 🍦, making a shopping list to avoid impulse buys 💵 , buying store brands (not at eye level 👀 ), loosely meal planning, and saving leftovers. Hosted on Acast. See acast.com/privacy for more information.
May 09, 2022•23 min•Season 1Ep. 4
Did you know that you can retire before age 65? Yes! I'm looking at you, stay-at-home mom! Whether you aren't fully-employed (in the "occupation" sense), have part-time work, work nights and weekends, or are taking a year (or more!) off to raise your kids, you too can reach financial independence. All it takes is a basic understanding of Financial Independence (FI for short), supporting your working spouse or partner, and some hard-work, sacrifice and creativity. All things you're doing anyway, ...
May 09, 2022•17 min•Season 1Ep. 5
Every situation is different, but when it comes to taxes you only want to pay as much as you need to. In this episode, we cover: Different types of taxes (including car tax!) Sales tax, property tax and state income tax, according to different states Why I do my taxes early and how I prepare for a tax appointment Basic vocabulary explained: W-2, 1099, AGI, gross vs. net income, dependents, standard deduction, EIC, tax credits, tax deductions Qualified business expenses for freelancers Our tax mi...
May 09, 2022•21 min•Season 1Ep. 3
Let's talk about debt. Dave Ramsey listeners want to get out of debt quicker than quicksand while Rich Dad, Poor Dad believers think real estate debt is the real path to wealth. But what do debt and wealth mean to you? Kaeli got married when she was 19 (almost 20!) and Sam was 22. From college scholarships, to Pell grants, to paying yourself first, they've used the principles Kaeli learned from her BYU photography teacher to always pay cash for a car and never get into recurring credit card debt...
May 09, 2022•33 min•Season 1Ep. 2
A quick introduction of Kaeli, a San Francisco Bay Area native who grew up as 1 of 7 kids in a single-income household. Teaching stay-at-home moms financial how-tos has been a passion of mine for a long time. We have so much stuff to do, so many things to worry about, that we barely seem to have time to even look up at the night sky. So this is my quest – empowering women and mothers to check something off their financial to-do list, get one step closer to financial independence, and have one le...
May 09, 2022•6 min•Season 1Ep. 1
